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G-09-08-27-8A1 - 8/27/2009ORDINANCE NO. %-U1(-0 -'13- -g \1 AN ORDINANCE ADOPTING A BUDGET FOR THE SELF-FUNDED HEALTH INSURANCE FUND FOR THE 2008-2009 FISCAL YEAR. WHEREAS, the Finance Department has submitted a proposed budget for the Self -Funded Health Insurance Fund for fiscal year 2008-2009, Now Therefore BE IT ORDAINED BY THE CITY COUNCIL OF THE CITY OF ROUND ROCK, TEXAS: That the budget submitted by the Finance Department for the Self Funded Health Insurance Fund for fiscal year 2008-2009, attached hereto as Exhibit "A", is hereby approved. The City Council hereby finds and declares that written notice of the date, hour, place and subject of the meeting at which this Ordinance was adoptedwas posted and that such meeting was open to the public as required by law at all times during which this Ordinance and the subject matter hereof were discussed, considered and formally acted upon, all as required by the Open Meetings Act, Chapter 551, Texas Government Code, as amended. READ and APPROVED on first reading this the day of T_A(1Y� , 2009. READ, APPROVED and ADOPTED on second reading this the (EA dayof 4'1, 1,-T 1 t' ATTEST: , . • N SARA L. WHITE, City Secretary , 2009. ALAN MCGRAW, Mayor City of Round Rock, Texas City of Round Rock Self -Funded Health Insurance Fund 2008-2009 Proposed Budget Description of Item 08-09 07-08 Proposed Actuals Budget Fund Balance 10/1/08 Less: Restricted for GASB 45 Funding Less: 20% Reserves REVENUES: Reinsurance Proeeds COBRA/Retiree Contributions Interest Income Miscellaneous Revenue City/Employee Contributions - General Fund City/Employee Contributions - Utility Fund City/Employee Contributions - Hotel Fund 9,204,900 $9,959,725 (4,000,000) (1,991,945) 7,363,920 3,967,780 (1,840,980) 154,547 148,587 281,484 26,640 5,155,664 913,364 26,919 125,000 145,000 250,000 15,000 6,810,512 1,283,371 28,356 Total Revenues 6,707,205 8,657,239 Total Funds Available 14,071,126 12,625,018 EXPENDITURES: Race Across Texas Professional Services Administratvie Fees Stop Loss/Reinsurance Fees Health Claims Dental Claims Vision Claims Prescription Claims Total Expenditures 3,650 80,865 352,230 782,746 3,291,128 317,308 62,619 1,061,836 3,750 90,000 420,000 1,040,000 4,000,000 385,000 80,000 1,275,000 5,952,381 7,293,750 Transfer to General Fund 0 1,020,000 Transfer to Utility Fund 180,000 Total Transfers 0 1,200,000 Estimated Unreserved Fund Balance 9/30/09 $8,118,744 $4,131,268 DATE: August 19, 2009 SUBJECT: City Council Meeting — August 27, 2009 ITEM: *8A1. Consider an ordinance adopting a budget for the Self -Funded Health Insurance Fund for FY2008-2009. (Second Reading) Department: Staff Person: Finance Cheryl Delaney, Finance Director Justification: This fund accounts for the activities of the City's health insurance needs. It will restrict fund related to GASB 45 (retired health insurance benefits) and allocate funds to the operating departments for the City's retirement program (TMRS). GASB 45: Restricts $4M in fund balance to fund the retiree health insurance benefit liability. Texas Municipal Retirement System (TMRS): Allocates $1.2M of available funds to the operating budget to fund the City's portion of retirement contributions. Funding: Cost: N/A Source of funds: N/A Outside Resources: N/A Background Information: GASB 45: requires governmental employers to calculate and report the funding status of postemployment benefits other than pensions (OPEB). Currently retired health care coverage is provided on a pay-as-you-go basis. GASB 44 does not require employer funding, however it will be required for the City to calculate and publish the costs of these benefits, which will show up as a liability on the City's financial statements. Bond rating agencies will take any unfunded liability into account when assessing the financial condition of the city. With national health care legislation being considered, the best action for the City is to restrict the actuarial valuation amount. We currently have funds available in the health fund to finance this liability. This action will satisfy the bond rating agencies and provide flexibility to re-evaluate the use of funds in the future. TMRS: IN 2008, TMRS elected to change the actuarial cost method which has caused the City's contribution rate to significantly increase. The City has a choice to phase in over several years or contribute at the full rate. IF the City chooses not to pay at the full rate, it will be required to report this liability in the City's financial statements. We currently have the funds available in the health fund to allow for the City to contribute at the full rate. The $1.2M used from the health fund will be the variance between our current contribution rate and full rate. We plan to transfer funds at a reduced amount over a four year period. By 2012 operating budgets will be able to fully fund the required contribution. Public Comment: N/A