R-90-1487 - 8/9/1990WHEREAS, Chapter 1, Section 1.1100, Code of Ordinances, City of
Round Rock, Texas, provides that the City Council shall select a City
Depository for the custody of City funds; and
WHEREAS, the City has duly advertised for bids from banking firms
authorized to submit such bids; and
WHEREAS, Bank One, Texas, N.A. - Round Rock has submitted the
most favorable bid; and
WHEREAS, the City Council desires to accept the bid of Bank One,
and to enter into a Depository Contract, Now Therefore
BE IT RESOLVED BY THE COUNCIL OF THE CITY OF ROUND ROCK, TEXAS,
That the bid of Bank One is hereby accepted and said institution
is hereby selected as the official depository of the City of Round
Rock, Texas, for the period beginning August 10, 1990, through
September 30, 1992, and the Mayor is hereby authorized and directed to
execute on behalf of the City a Depository Contract with Bank One.
RESOLVED this 9th day of August, 1990.
ATTEST:
C- RS08090D
RESOLUTION NO. Pin to
MIKE ROBINSON, Mayor
City of Round Rock, Texas
STATE OF TEXAS
COUNTY OF WILLIAMSON
GCDEPCONT
DEPOSITORY CONTRACT
This agreement is made and entered into this the 9th day of
August, 1990, by and between the City of Round Rock, a Texas municipal
corporation situated in Williamson County, Texas, (hereinafter
referred to as "City") and Bank One, Texas N.A. - Round Rock
(hereinafter referred to as "Bank One "), in consideration of the
following covenants:
I. CITY'S OBLIGATIONS
The City shall deposit all its monies with the exception of those
monies which the City may invest with the Treasurer of the State of
Texas, in direct debt obligations of the United States or other
investments under the Public Fund Investment Act (H.B. 1488 - 842a -1
(V.A.T.C.S.) or any other applicable state or federal law including
but not limited to funds which Bank One cannot accept under the Tax
Reform Act of 1986, or any other applicable law or banking regulation,
with Bank One beginning on August 10, 1990, and ending September 30,
1992. It is the intention of the parties =hereto that the City shall
retain the maximum flexibility to invest its funds prudently to earn
the highest rate of return consistent with the City of Round Rock
Investment Policy adopted by the Round Rock City Council by Resolution
No. 1462 of June 14, 1990, and with the requirements of the Texas
Depository Act (2559(a) et seq V.A.T.C.S. and other applicable
statutes).
II. BANKING SERVICES
Bank One shall, in return for City depositing its monies in Bank
one, provide the banking services for the charges as set out in Bank
One's Bid for Depository Services and attached schedules which are
attached hereto as Exhibit "A ", the City of Round Rock, Texas Request
For Proposal (RFP), Depository and Banking Services, attached hereto
as Exhibit "B ", which exhibits are made a part of this contract for
all purposes as if written word for word herein. Provided, however,
should there be any conflict between the terms of this contract and
the attached Exhibit "A ", the terms of this contract shall be final
and binding.
III. DEPOSITORY PLEDGES
All monies deposited into the Depository under the provisions of
this proposal shall be continually secured in accordance with the laws
of the State of Texas and. especially Articles 2259(a)- 2266(a),
V.A.T.C.S., the Texas Public Depository Act, H.B. 1488- 842a -1
( V.A.T.C.S.), the Public Funds Collateral Act, Article 2529d,
V.A.T.S., the Texas Public Fund Depository Act, H.B. 1488 - 842a -1,
V.A.T.C.S., the Texas Public Fund Investment Act and the Federal Tax
Reform Act of 1986. The security shall -be a valid pledge of a direct
obligation having a par value, or current market value when less than
par, exclusive of accrued interest, at all times at least equal to the
total amount of money on deposit. Except as provided in Article
2566(a) of Vernon's Texas Civil Statues, such pledged securities shall
be approved as to type and value by the governing body of the City of
Round Rock. Bank One will furnish to the Director of Finance detailed
monthly statements of securities pledged against the City of Round
2 .
Rock deposits. All monies shall be collateralized in accordance with
the Investment Policy adopted by the City of Round Rock.
IV. NEW SERVICES
The City of Round Rock may negotiate new services with Bank One
as required. The interest rate to be earned, as well as the other
terms and conditions regarding the service will be mutually agreed
upon by the City of Round Rock and Bank One.
V. PRIMARY LIAISON
It is understood that the Director of Finance shall be the
primary liaison between the City of Round Rock and Bank One.
VI. BID DOCUMENTS
Bank One shall fully comply with the terms and conditions of the
City of Round Rock, Texas Request For Proposed (RFP) Depository and
Banking Services, Resolution No. 1462 establishing Comprehensive
Investment Policy and other bid documents which are attached to this
contract as Exhibit "B" and made of a part of this contract for all
purposes.
VII. CONFORMANCE TO LAWS
This contract is made subject to all applicable statutes,
ordinances, constitutional provisions"°pertaining to municipal home
rule cities in the State of Texas, and sections of the Charter of the
City of Round Rock, and Bank One agrees to comply fully with all such
laws including specifically Articles 2559(a)- 2566(a) V.A.T.C.S., H.B.
1488 and the Federal Tax Reform Act of 1986.
VIII. VENUE
Venue and jurisdiction of any suit or right or cause of action
arising under or in connection with this contract shall be exclusively
3 .
in Williamson County, Texas, and any court of competent jurisdiction
shall interpret this contract in accordance with the laws of the State
of Texas.
IX. CAPTIONS
The captions of this contract are for information purposes only
and shall not in any way affect the substantive terms and conditions
of this contract.
X. SEVERABILITY
If any provision of this contract or the application of any
provision to any person or circumstance is held invalid, the
invalidity shall not affect other provisions or application of the
contract which can be given effect without the invalid provision or
application, and to this end the provisions of this contract are
declared to be severable.
XI. DEFAULT
Should Bank One default in any of its obligations to City under
this contract City shall give Bank One notice of the default in
writing, and Bank One shall have ten (10) days from receipt of the
notice to correct the default. If Bank One fails to remedy the default
within this time, City, at its "sold — discretion may cancel this
contract and Bank One will be fully responsible to pay City all
damaged caused by its default. Nothing herein shall deprive the City
of any other legal remedies it may have to enforce the terms of this
agreement including bringing suit for damages or enforcing specific
performance of this contract.
4.
XII. INDEMNITY
Bank One shall indemnify and hold the'City and all of its
officers, servants, and employees harmless from any loss, damage,
/ • y t .
liability or expense, (including court costs and reasonable attorneys'
fees) incurred by the City on account of any claims, damages or
injuries whatsoever, to all persons, including employees of the Bank
One and the City, which may arise from any negligence in performance,
on the part of the Bank One or any breach of any of their obligations
under this Agreement.
. 611
EXECUTED this the -{ day of 0,(,(0A.1
THE CITY OF ROUND ROCK, TEXAS
MIKE ROB NSON, Mayor
ATTEST:
NE LAND, art City
ecretary
5.
, 1990.
BANK ONE, TEXAS, N.A. -ROUND ROCK
ATTEST:
ir
Tr
August 6, 1990
1 City of Round Rock
City Secretary
221 E. Main Street
rr: Round Rock, TX 78664
Gentlemen:
BANKEONE
BANK ONE, TEXAS, NA
P.O. Box 2266
Austin. Texas 78780
221 West Sixth Street
Austin, Texas 78701
512 479.5400
to BANK ONE, TEXAS, N.A. located in Round Rock, Texas, is pleased to
submit our proposal for the purpose of serving as the City of Round
Rock's central depository for a period of two years.
BANK ONE offers full banking facilities within Round Rock and our
deposits are insured to the legal limit authorized by the FDIC. Our
latest financial statement dated June 30, 1990, filed with the
Federal Deposit Insurance Corporation is submitted as Addendum C for
the City's use and files. Our financial strength and years of
experience of BANK ONE employees in working with municipalities will
offer the City of Round Rock good service and efficiency with their
depository relationship.
ID
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We hope we are chosen and pledge to service your accounts with
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excellence and immediate response.
Please call us any part of our proposal needs clarification.
Ver ' t ^ ruly y J/ / q uur S ,
Lll N IA A /
evin Pickard
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Enclosure: Proposal with Addendums
026083/1
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BANK ONE, TEXAS, ROUND ROCK
Bid for Depository Services
for the
City of Round Rock, Texas
(Banking Proposal Form)
with Addendums A, B, C
The undersigned, a banking institution domiciled in the State of Texas,
hereinafter called Proposer, for the privilege of acting as Depository of
the City of Round Rock, Texas, and in consideration of the attached
specifications and supporting schedules will pay or charge the City as
follows:
1. Required Services
026083A/1
Banking Functions I c
(Credit) Deposit Processing Fee (per item) $ .25 o.AJ G'p�' 4 '"" ,
�
(On Us) Check Processing Fee (per item) $ .10 • - 7 kk
Rejects $ .10
Describe Additional Fees (if any)
(See Addendum B)
Monthly Statements
Yes, BANK ONE can provide monthly bank statements by the 10th day.
Bank charges for service: State frequency of charge and unit cost.
One statement non -month end
2 - 11 statements
12 - 22 statements
Monthly bank statement cutoff will be last working day of month.
Yes, monthly bank statements can be provided on a magnetic tape.
Bank charges for service: $10.00 /monthly
Printing - State cost per specific unit of measurement.
Cost of commercial one -part checks $
All other supplies: At Cost
Bank Card Services
Per item processing fee 2.75% discount on
gross sales
(Reserve right to review discount
rate and change on 30 days notice)
$ 3.00
$10.00 /rno
$30.00
026083A/2
Returned Check Service
Returned check service with phone advice
no well
Wire Transfer Service
Incoming per item processing fee
Outgoing per item processing fee
Yes, BANK ONE is able to provide City with direct ACH capabilities.
Bank charges for ACH service:
Per item $ .12
ACH tape /transmission $25.00
Micro ACH (P.C. Based Automated
Clearinghouse System) Installation Fee
Monthly Maintenance
Transmission
Per Item Fee: $.09 Credits
$.15 Debits
Describe Additional Fees
(See Addendum B)
Miscellaneous Services - State cost per specific unit of measurement.
Three -part deposit slips
Travelers checks
Stop Payments
Withholding Federal Payroll taxes
Cashiers checks
*Three -part continuous form checks
*One -part continuous form checks
Transfer of funds internally
$2.50
a
$5.00
$10.00
Describe Additional Fees
(See Addendum B)
*9 x 7" stub check with one color, numbering and logo.
Special Services
Yes, BANK ONE is able to negotiate Lock Box services.
Locking Bank Bags
Yes, BANK ONE will provide commercial bags upon request.
Charge per bank bag (locking) 12 x 15 $15.00
Charge per bank bag (non-locking) 6 x 11 $3.00
$275.00
$35.00
$8.00 each
(maximum of $40.00
per month)
$17.47 per 200
1% of amount purchased
$15.00
No Charge
$2.00 each
$205.45 per 1000
$113.60 per 1000
$5.00 nonrepetitive
$3.00 repetitive
Safe Deposit Box
1
Overdraft Protection
Yes, BANK ONE is able to offset shortages in one account with total
of all City deposits.
Describe Additional Charges
(See Addendum B)
2. Proposer will pay the City interest on monthly average collected
demand account balances after reserve requirement has been
) considered, at the rate of 80% of the auction rate -or 90 -day U.S.
Treasury bills. The rate established for the last auction of a month
shall be applied to the following month's banking activity. Interest
is paid monthly based upon a 365 -day year.
3. Proposer will make short -term loans to the City for a maximum amount
of $500,000 at BANK ONE, TEXAS Regional Base Rate effective on the
day the loan is made. (Source: BANK ONE, TEXAS, N.A.) All loans to
the City will be in the form of properly executed promissory notes
for any legal purpose, as stated under present Texas laws.
i(
These short -term loans will be secured with CD's. If the CD's used
as collateral are issued by BANK ONE, the interest rate charged will
[L be changed to 2 percentage points over the weighted CD rate.
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4. The maximum balance of demand deposits BANK ONE would be willing to
collateralize is $10,000,000. All collateral for any deposit will be
Collateralized Mortgage Obligations. •ee Addendum A)
026083A/3
BANK ONE will provide Commercial Size Safe Deposit Box
10" x 10" x 22" (other sizes are available)
Annual Bank Charge $80.00
KEVIN PICKARD
PROPOSER:
BY:
TITLE: VICE PRESIDENT
ADDRESS: P. 0. BOX 2266
CITY, ST: AUSTIN, TEXAS 78780
TELEPHONE: 512/479 -5544
DATE: AUGUST 6, 1990
BANK ONE T
Kevin Pickard
Vice President
Financial Institutions
512 479-5544
1 - 800.888.0533
BANK ONE, TEXAS, NA
PO Box 2266, Austin, Texas 78780
221 West Sixth Street, Austin, Texas 78701
BANK-ONE
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ADDENDUM A
The required services that are described in the specifications under
specification 6 are all offered, available and acceptable to BANK ONE,
TEXAS. Charges for these services are addressed in the proposal form.
Special reports can be prepared but will require pricing which will be
determined at the time they are requested. All supplies needed by the City
of Round Rock for depository services can be supplied and will be only
charged to the City of Round Rock at our cost.
BANK ONE can supply monthly reconciliation on magnetic tape. Wire transfers
made by the City can be initiated by the City as desired and we are able to
provide the City with the electronic means to transfer. We can negotiate
pricing for this service if the City desires the service.
We offer lockbox services and we can negotiate pricing for these services
with the City based upon your specifications and account volumes.
Balances will be consolidated for purposes of monthly analysis and earned
interest on average monthly balances will be calculated on all average
monthly collected balances after being adjusted for regulatory reserve.
Service charges may be paid through compensating balances as determined
through the BANK ONE, TEXAS account analysis reporting system. If balances
are insufficient to cover the cost of service, there will be a charge for
the deficit amount. The charges for individual services are shown in the
attached pricing schedule. (See Addendum B and Banking Proposal Form.)
Monthly interest payments referred to in section 2 of the Banking Proposal
Form will be paid only on those balances in excess of that required to
compensate for monthly banking services.
We shall collateralize City deposits with securities at market value. The
securities used for collateral will be collateralized Mortgage Obligations
(CMO's) which will have a rating of AA if they are corporate CMO's, or will
be CMO's of an agency of the United States Government. These types of
securities are being used by other municipalities as collateral on deposits.
The collateral for your deposits will be maintained with a third party.
026083A/5
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1. Account Reconciliation
Fine Sort .03 Item /35.00 minimum
Sort & List .05 Item /50.00 minimum
Full .06 Item /100.00 minimum
Input or Output Tape 10.00
2. Lockbox Services - Custom pricing upon specifications.
3. Direct Deposit /Debit
ACH Items
ACH Tape /Transmission
4. Depository Transfer Checks
Manual DTC's .45/50.00 minimum
5. Automated ACH Debit /Credit
Monthly Maintenance 15.00
Terminal Initiation .30 per item
Terminal Log On Fee 1.50
Printed Report .35
Audio Initiated .60 per item
Voice Initiated .70 per item
Add /Change /Delete 5.00 per item
6. Momentum Network
03726F/0001.0.0
Audio Reporting
Terminal Reporting
Previous Day Debit
Previous Day Credit
Balance History
DTC Module
Third Party Reporting
Lockbox Reporting
Manual Reporting
7. Controlled Disbursement
BANK ONE Round Rock
8. Miscellaneous
PAC & Drafts
Delivery Service
Zero Balance Accounts
ADDENDUM B
CASH MANAGEMENT PRICING
Effective April 20, 1990
' .12
25.00
60.00 + 10.00 each additional account
60.00 + 10.00 each additional account
50.00 (115.00 for both) per month
75.00 per month
55.00 per month
50.00 per month
50.00 per account
30.00 per month
100.00 per account
200.00 1st Acct /100.00 each additional
account plus .10 per item
.12 Item /50.00 minimum
50.00 per month
25.00 per account /25.00 each affiliated
Vault Services
Research
Rolled Coin .08
Strapped Currency .40
Loose Coin Ordered 1.00
Hourly Processing 15.00
Current or Prior Year
Research Request
Research Statement
Items Researched
Research Minimum
Safekeeping and Investments
Book Entry Securities
Physical Securities
(bearer or registered)
Securities Registration
in Customer Name
Annual Account Verification
Statement
Security Clearance
Fed Book Entry Trades
New York & Depository Trades
Federal Reserve Wire Charge
03726F/0002.0.0
OTHER SERVICES
20.00 hr.
3.00
1.00
1.00
10.00
$2.00 per month, per receipt
$4.00 per month, per receipt
$25.00 per registration
Free of charge
(Additional statements
$25.00 each)
25.00 per transaction
50.00 per transaction
3.00 per outgoing wire
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I. Check Clearing and Processing
Q
Tier I - Austin, Austin Regional Clearinghouse; ,,,,
Tier II - All other 11th Fed District items a9�¢� i' .. .055
Tier III - All other non - 11th District items .065
Tier IV - Reject items .10
Encoding .03
II. Other Banking Services
Account Maintenance 10.00
Debits .10
Credits .P5
Returns Chargeback 2.00
Reclears 1.75
Special Handling Returns 3.00
Stop Payments 15.00
NSF's 18.00
One statement non -month end 3.00
2 -11 Statements 10.00
12 -22 Statements 30.00
Collections Items 7.50
Drafts 5.00
Bonds /Coupons 4.50
Supply Charge Cost
Wire Transfers - Telephone Initiated
Outgoing 10.00
Outgoing /Repetitive 7.50
Incoming 5.00
In -House Transfers 5.00
Wire Transfers - P.C. Initiated
Outgoing 6.00
Outgoing /Repetitive 4.00
In -House Transfers (Repetitive) 3.50
In -House Transfers (Non- Repetitive) 4.50
Incoming 5.00
03726F/0003.0.0
DEPOSIT SERVICE PRICING
Effective April 20, 1990
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01
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Consolidated Reports of Condition and Income for
A Bank With Domestic and Foreign Offices -FFIEC 031
>, Report at the close of business June 30, 1990 (9C0830) maim,
Name and Title pf Off er /indented to Stet Roport
of the named bank do hereby declare that these Reports of Con-
dition and Income (including the supporting schedules) have
been prepared in conformance with the instructions issued by
the appropriate Federal regulatory authority and are taste to the
best of my knowledge and belief.
C --� L .#-1, --
St of Offider Authonzd to SLen Report
z..s I94o
Date of Sonskre
For Bantu Submitting Hard Copy Report Forma:
State Member Banks: Return the original and one copy to the
appropriate Federal Reserve District Bank.
State Nonmember Banks: Retum the original only in the spe-
cial return address envelope provided. If express mail is used
in lieu of the special return address envelope, return the origi-
nal only to the FDIC, Carl Reports Analysis Unit, Rm. F -574,
550 17th Street, N.W., Washington. D.C. 20429.
Federal Financial Institutions Examination Council
This report is required by law: 12 U.S.C. 5324 (State member
banks); 12 U.S.C. 51817 (State nonmember banks); and 12
U.S.C. 5161 (National banks).
NOTE: The Reports of Condition and Income must be signed
by an authorized officer and the Report of Condition must be
attested to by not less than two directors (trustees) for State
nonmember banks and three directors for State member and
National banks.
Gary L. Patsley, Managing Director '
FDIC Certificate Number I I i I 1 1
ne n ran
T
L
ONO Number: r10oUme
Federal Deport Innovate* Co.pce.non
OMB Number: 3064.03S2
Office of Camped/de of the Currency
OMB Nornben 1337'011
Emir. library 11, 1993
P1ame refer to paw 4
Table d Conferee for
the required diodes..
of estimated Minims.
1
This report form is to be filed by banks with branches and con-
solidated subsidiaries in U.S. territories and possessions, Edge
or Agreement subsidiaries, foreign branches, consolidated for-
eign subsidiaries, or International Banking Facilities.
The Reports of Condition and Income are to be prepared in ac-
cordance with Federal regulatory authority instruction. NOTE:
These instructions may in some cases differ from generally ac-
cepted accounting principles.
We, the undersigned directors (trustees), attest to the correct-
ness of this Report of Condition (including the supporting sched-
ules) and declare that it has been examined by us and to the
best of our knowledge and belief has been prepared in confor-
mance with the instructions issued by the appropriate F
regula ory authority and is e and co
otre�yK //
D`' - ( \i"-t
Dit}'nutr) 41
National Banks: Return the original only in the special return
address envelope provided. If express mail is used in lieu of the
special return address envelope, return the original only to the
FDIC, Call Reports Analysis Unit, Rm. F -574, 550 17th Street,
N.W., Washington, D.C. 20429.
Banks should affix the address label in this space. 7
CALL NO. 172 31
CERT: 27474 00000
06 -30 -90
STEM 48-1996
BANK ONE, TEXAS, NATIONAL ASSOCIATIO
P.O. BOX 225415
DALLAS, TX 75222 -5415
Board of Governors of the Federal Reserve System, Federal Deposit insurance Corporatist, Office of the Comptroller of the Currency
7
alleo.l Title of Sant: RAMK col, TEXAS, MA
Address: P.O. ROM 655415
— City, State 2Ips DALLAS, TX 75265 -5414
m FDIC Certificate Mee 13/71417141,
Consolidators' Report. of Income
— for the period January 1, 1990 —Jun. 30, 1990
"All Report of Income schedules an to be reported on a calendar year- to•date basis in thousands of dollars
- Schedule RI--Income Statement
.n
n 1. Interest income:
a. Interest and fee income on loans:
(1) In domestic offlees:
(a) Loans secured by real estate
• (b) Low to depository institutions
(0) Loans to finance agricultural production and other loan
to farmers
(d) Commercial and industrial to
(e) Acceptances of other bents
(f) Loans to individuals for houahold, family, and
other persons( expenditures:
(1) Credit cards and reteted plans
•• (2) Other
(g) low to foreign governments end official institutions
(h) Obligations (other than securities and leases) of states
and political slbdivislon in the U.S.:
• (1) Taxable obl(wticns
(2) Tax -exempt obligations
(1) All other low In domestic offices
(2) In foreign offices, Edge and Agreement subsidiaries, and IRFs
b. Income from lease f(rsnc(ng receivables:
(1) Taxable leases
• (2) Tax -exept leases
c. Interest income on balances due from depository institutiw:(1)
(1) In domestic offices
(2) In foreign offices, Edge ed Agreement subeidlaries, and Ms
d. Interest and dividend income on securities:
▪ (1) U.S. Treasury securities and U.S. Government agency
and corporation obligations
• (2) Securities issued by states end political subdivisions
in the U.S.:
(a) Taxable securities
(b) Tax - exempt securities
(3) Other domestic debt securities
(4) Foreign debt securities
• (5) Equity securities (including investments in mutual funds)
a. Interest Income from assets held In trading accents
(1) Includes interest Income on time certificates of deposit not held in trading accounts.
Dollar Aunts In Thousands
3
Call Date: 6/30/90 ST-SK: 48-1996 FFIEC 031
Faye 11-1
1
1110.0 $11 Mil Thal
//////////////////
//////////////////
111//1///////// ///
4011 113,765 1.e.(1)(a)
4019 2,635 1.a.(1)(b)
//////////////////
4024 577 1.a.(1)(c)
4012 76,671 1.a.(1)(d)
4026 0 1.a.(1)(e)
//////////////////
/1/11////1//1// ///
4054 25,915 1.a.(1)(f)(1)
4055 71,936 1.a.(1)(f)(2)
4056 124 1.a.(1)(g)
//////////////////
//////////////////
4503 3,603 1.8.(1)(h)(1)
4504 1,633 1.a.(1)(h)(2)
4056 22,339 1...(1)(i)
4059 192 1.a.(2)
//////////////////
4505 49 1.b.(1)
4307 0 1.b.(2)
//////////////////
4105 13,714 1.c.(1)
4106 0 1.0.(2)
//////////////////
//////////////////
4027 101,633 1.d.(1)
//////////////////
////11/1/////// //1
4506 0 1.d.(2)(a)
4507 766 1.d.(2)(b)
3657 12,141 1.d.(3)
3656 2 1.d.(4)
3659 216 1.d.(5)
4069 430 1.e.
met legal Title of lank: LUX ONE, TEXAS, MA
Adocess: P.O. 10X 655415
_ City, State Zip: DALLAS, TX 7520-5414
FDIC Certificate Mo.: I2t714
11 8chedul• RS --Co £n inn.d
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Dollar Amount* In Thousands
1. Interest income (continued)
f. Interest income on federal funds sold and securities purchased
under agreements to resell In domestic offices of the bank and of
its Edge and Agreement nbsldieries, and in ISFa
g. Total interest Income (sus of its 1.2 through 1.1)
2. Interest expose:
• a. Interest on deposits:
(1) Interest on deposits in domestic offices:
- (a) Transaction accounts (800 meant., Aft accounts,
and telephone and preauthorized transfer accounts)
(b) Nontresact(on accounts:
(1) Nancy market deposit octants (NCAs)
(2) Other savings deposits
(3) Time certificates of deposit of 8100,000 or more
(4) All other time deposits
(2) Interest on deposits In foreign offices, Edge and Agreement
subsidiaries, and IMFs
b. Expense of federal funds purehud and securities sold viler
agraaarnts to repurchase in domestic offices of the bank and of
its Edge end Agreement subsidiaries, and in IIFs
c. Interest on dared notes issued to the U.S. Treasury and on
other borrowed money
" d. Interest on mortgage indebtedness and obligation older
capitalized lessee
e . Interest on subordinated notes and debentures
f. Total interest impulse (sus of its 2.a through 2.e)
3. Net interest income (item 1.g minus 2.f)
4. Provision:
e . Provision for loan and lease losses
b. Provision for allocated transfer risk
5. Noninterest income:
a. Inc as from fiduciary activities
b. Service charges on deposit accounts in domestic offices
e. Trading gain (losses) and fees from foreign exchange transaction
d. Other foreign transaction gain (losses)
e. Wins (losses) and fees from assets held in trading accounts
f. Other rcnintereet imam'
g. Total noninterest income (sus of its 5.8 through 5.f)
6. Gains (losses) on securities not held In trading accounts
7. Noninterest experre:
a. Salaries and employee benefits
b. Expenses of premises and fixed assets (net of rental income)
(excluding salaries and employee benefits and mortgage Interest)
c. Other noninterest expesee
d. Total noninterest agent* (sus of its 7.6 thrash 7.c)
8. Income (loss) before income tun and extraordinary its and
other adjutants (item 3 plus or minus items 4.a, 4.b, 5.0, 6, and 7.d)
9. Applicable income taxes (on Item 8)
.10. Income (lose) before extraordinary its and other adjustments
(item 8 mina 9)
_ „1. Extraordinary its and other adjustments:
a. Extraordinary items and other adjustments, gross of income taxes*
b. Applicable income taxes (on Item 11.a)e
c. Extraordinary its and other djustasnts, net of income taxes
(item 11.■ minus 11.b)
12. Net income (lost) (sus of item 70 and 11.c)
- "Describe on Schedule RI-E-- Explwtlen.
4
Call Date: 6/30/90 ST-18: 48.1996 FFIEC 031
Page RI.2
1 veer -to -date
RIAD 111 Nil Thou
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
4020 46,017 1.f.
4107 494,980 1.g.
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
4508 26,328 2.a.(1)(a)
/ / / / / / / / / / / / / / / ///
4509 56,339
4511 8,521
4174 70,916
4512 135,780
/ / / / / / / / / / / / / / / ///
4972 13,066 2.s.(2)
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
4180 36,830 2.b.
/ / / / / / / / / / / / / / / ///
4185 6,848 2.c.
/ / / / / / / / / / / / / / / ///
4072 504 2.d.
4200 0 2.e.
4073 355,132 2.1.
/ / / / / / / / / / / / / / / /// R140 4074 1
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / /// RIAD 4230 1
/ / / / / / / / / / / / / / / /// RIAD 4243 I
/ / / / / / / / / / / / / / / ///
4070 1,135 5.a.
4080 24,576 5.b.
4075 559 5.e.
4076 0 5.d.
4077 2,768 5...
4078 125,856 5.f.
/// / / / / / / /// / / / /// RIAD 4079
/ / / / / / / / / / / / / / / /// RIAD 4091 1
/ / / / / / / / / / / / / / / ///
4135 81,034 7.a.
/ / / / / / / / / / / / / / / ///
4217 30,346 7.b.
4092 104,773 7.e
/ / / / / / / / / / / / / / / /// RIAD 4093 1
//////////////////
/ / / / / //n /// / / //// l- RIAD 4301
/ / / / / / / / / / / / / / / /// RIAD 4302 1
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / /// RIAD 4300 I
/ / / / / / / / / / / / / / / ///
4310 0 11.a.
4315 0 11.b.
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / /// RIAD 4320 I
/ / / / / / / / / / / / / / / /// RIAD 4340 I
2.s.(1)(b)(1)
2.a.(1)(b)(2)
2...(1)(b)(3)
2.a.(1)(b)(4)
139,848 1 3.
16,497 1 4.a.
0 I 4.b.
154,894 1 5.0.
1,412 6.
216,153 1 7.0.
63,504 8.
22.490 1 9.
41,014 1 10.
0 1 11.c.
41,014 1 12.
: legal Title of sank: MAK at. TEXAS, MA
Address: P.O. sox 653415
_City, State 21p: DALLAS, TX 75aii5.5414
FDIC Certificate No.: 12171417141
n schedul• lI-- COntiansd
1 - Dollar Aunts In Thouarde
Memoranda
1. Interest expanse incurred to carry tax -exempt securities, low, and leases acquired after
Aunt 7, 1966, that 1s not deductible for federal Income tax purposes
td. Not applicable
3. Estimated foreign tax credit included in applicable Income taxes, items 9 and 11.b above
—4. To be completed only by banks mith 111 billion or awe In total assets:
Taxable equivalent adJutment to •Income (loss) before incase taxes and extraordinary
tt It end other edjutments• (Item 8 above)
5. Number of full -time equivalent employees on payroll at end of current period (round to
- nearest thole number)
"Schedule RI A-- Changes in Equity Capital
"'Indicate decreases and losses in parentheses.
Dollar Auo:nts in Thousands
,,,1. Total equity capital originally reported In the December 31, 1989, Reports of Condition
and Income
▪ 2. Equity capital adjustments from tees odd Reports of Income, net'
3. Amended balance end of previous calendar veer (mu of items 1 and 2)
..4. Met income (loss) (mat equal Schedule RI, item 12)
5. Sale, conversion, acquisition, or retirement of capital stock, net
• 6. Charges incident t0 business cabinatiw, net
7. LESS: Cash divlderde declared an preferred stock
x.8. LESS: Cash dividends declared on common stock
9. Cumulative effect of changes in accounting principles from prior years• (set instructions
▪ for this schedule)
10. Corrections of metertul wccaantine errors from prior years. (see instructive for this schedule)
Charge in net unrealized loss on marketable equity securities
12. Foreign currency translation edJuatmnts
`13. Other trwactiw with perm holding company. (not included In it 5, 7, or 8 above)
14. Total equity capital end of current period (sax of Item 3 through 13) (mat equal Schedule RC,
Ilse 28)
"`Describe on Schedule RI-E--Explanations.
LIM
W
Call Date: 6/30/90 ST -St(: 48.1996 FFIEC 031
gape 11-3
1..33•T
R1AD Oil MI( Thou
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
4513 1,324
/ / / / / / / / / / / / / / / ///
4309 0
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
1244 468
/ /// Number
4150 5.696
9.1.
9.3.
N.G.
1483 <-
R1AD /1l Mil Thou
/ / / / / / / / / / / / / / / ///
3215 0 1.
3216 0 2.
3217 0 3.
4340 41,014 4.
4346 550,000 5.
4356 0 6.
4470 0 7.
4460 0 B.
/ / / / / / / / / / / / / / / ///
4411 0 9.
4412 0 10.
4413 0 11.
4414 0 12.
4415 171,649 13.
/ / / / / / / / / / / / / / / ///
3210 762.663 14.
(Column A) (Column 5)
Charge -Offs Recoveries
calendar year -to -date
RIAD Bit Mil Thou
RIAD Bil Mil Thou
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
4651 165
4661 36
4652 0
4662 0
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
4653 0
4663 0
4654 0
4664 0
4655 0
4665 0
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
4645 7,070
4617 728
4646 0
4618 0
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / /I / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
4656 8,783
4666 1,156
4657 2,631
4667 178
4643 0
4627 0
4644 0
4628 0
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
4658 0
4668 0
4659 0
4669 0
4635 18,649
4605 2,098
(Column A)
Allowance for
Loan and Lease
Losses
(Column B)
Allocated
Transfer Risk
Reserve
5160 Bil Mil Thou
RIAD B11 Mil Thou
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / /
/ ///
3124 0
3131
0
4605 2,098
3132
0
4635 18,649
3133
0
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / /
/ ///
4230 16,497
4243
0
4815 93,321
3134
0
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / /
/ ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / /
/ ///
3123 93,267
3128
0
Legal Title of Bank: SAME 0118, TEXAS, BA
_ Adaress: P.O. SOX 655415
City, State Zips DALLAS, TX 75261 -5414
Ti FDIC Certificate Ro.s 1217141714(
_Schedule RI B-- Cbargs — Offs and Recoveries and Changes in
Allowance for Loan and Lease Losses
Part I. Charge —Offs and Recoveries on Loans and L
Part 1 excludes chargroffs and recoveries through
Tithe allocated transfer risk reserve.
n
Dollar Amounts in Thousands
'"1. Loans secured by rest estate:
a. To U.S. addressees (domicile)
n b. To non -U.S. addressees (domicile)
2. Loans to depository institutions and acceptances of other banks:
a. To U.S. banks and other U.S. depository Institutions
b. To foreign banks
''3. Loans to finance agricultural production and other loans to farmers
4. Commercial and industrial loans;
■. To U.S. addressees (domicile)
b. To non -U.S. addressees (domicile)
" 5. Loan to Individuals for household, family, and other personal
expenditures:
s. Credit cards and related plan
b. Other
6. Low to foreign governments and official institutions
7. All other low
8. Lease financing receivables:
,., a. Of U.S. addressees (domicile)
b. Of non -U.S. addressees (domicile)
,.9. Total (sum of items 1 through 8)
..Memorandum
To be completed by national banks only.
..1. Charge -offs and recoveries of Special - Category Loans, as defined for this
Call Report by the Captroller of the Currency
, Part II. Changes in Allowance for Loan and
Lease Losses and in Allocated
Transfer Risk Reserve J
Dollar Mounts in Thousands
1. Balance originally reported In the December 31, 1989, Reports of
Condition and Income
m 2. Recoveries (column A must squat part 1, Item 9, column B above)
3. LESS: Charge -offs (column A cut equal pert I, item 9, column A above)
,. Provision (column A .ant equal Schedule RI, item 4.a; column B vest
equal Schedule RI, Item 4.b)
„5. Adjustments. (sae instructions for this schedule)
5. Balance end of currant period (sum of (ter 1 through 5) (column A Must
equal Schedule RC, It 4.b; column B of equal Schedule RC,
item 4.c)
„
'Describe on Schedule R1- E-- Explanation.
6
Call Date: 6/30/90 ST -BK: 48 -1996 FFIEC 031
Page R1.4
Cumulative amounts from
January 1, 1986, to date
4773 0 1 4784
e
1.a.
1.b.
2.a.
2.h.
3.
4.a.
4.b.
5.a.
5.b.
6.
7.
8.a.
8.b.
9.
0 1 8.1.
1.
2.'
3.
4.
5.
6.
"Legal Title Sank: SANK ONE, TEXAS, MA Cell Date: 6/30/90 ST -K: 4S -1996 FFIEC 031
Address: P.D. SON 655415 Page 01 -5
— City, 21pt DALLAS, TX 77265 -5414
FDIC Certificate Mo.t J217141714t;
_ Schedule AI- C-- Applicable Inaome Taxes by Taxing Authority
n sched:le RI -C is to be reported with the December Report of Income.
I 1489 I a-
Dollar Amounts in Thousands I RIAD Sit N11 Thou 1
n 1. Federal I 4780 11/6 I 1.
2. State and foul 1 4790 N/A 1 2.
3. Foreign 14795 N/A 1 3.
� 4. Total (sum of items 1 through 3) (must equal sus of Schedule RI, Item 9 and 11.b) 1 4770 N/A 1 4.
(.5. Deferred portion of Item 4 J RIAD 4772 1 N/A 1 / / / / / / / / / / / / / / / /// 1 5.
n
la
•
7
11 Le9al Title of Bank: BARB DNE, TEXAS, MA Call D.0.: 6/30 /90 ST - SX: 48 - 19915, FFIEC 031
Address: 9.O. 11018 655415 ►ape 81-6
— City, State Zips DALLAS, TX 75266 -5414
FDIC Certlfltata 80.: 12171417141
n
Schedule RI -D -- Incase from International Operations
For all bank. with foreign offices, Edge or Agreement subsidiaries, or 1890 there internatlanel operations
T ,t for more than 10 percent of total revenues, total assets, or net income.
- - Part I. Estimated Income from International Operations
n
- Dollar Amounts In Thouserds
1. Interest income and expense booked at foreign offices, Edda and Agreement subsidiaries,
and 189s:
a. Interest income booked
b. Interest expense booked
e. Net interest income booked at foreign offices, Edge and Agreement subsidiaries, and IBFs
(item 1.a Rims 1.b)
• _2. Adjustments for booking location of international operations:
a. Net interest Income attributable to International operations booked at domestic offices
,,, b. Net interest intone attributable to domestic business booked at foreign offices
c. Net booking location adjustment (Item 2.8 minus 2.b)
Noninterest income and summit attributable to international operations:
a. Noninterest income attributable to international operation
, b. Provision for loan and lease losses attributable to international operations
c. other noninterest expense attributable to Int.rnstionsl operations
d. Net ncnintereat intone (expense) attributable to International operations (item 3.8 minus
3.b end 3.c)
..4. Estimated pretax income attributable to international operations before capital allocation
adjustment (sum of Its 1.c, 2.c, and 3.d)
-5. Adjustment to pretax income for internal allocation to international operations to reflect
the effects of equity capital on overall book funding costs
• - Estimated pretax income attributable to International operations after capital allocation
adjustment (sum of item 4 and 5)
. ■7. Intone taxes attributable to income from International operation es estimated in Item 6
B. Estimated net income attributable to international operation (item 6 minus 7)
Memoranda
' 1. Intraconpeny interest income included in item La above I 4847
2. Intraccepany interest expense included in It 1.b above 1 4848
8
Dollar Amounts in Thousands
4 1. Interest income booked at 1890"
t ..3. interest expense booked at IBFs
S. Noninterest income attributable to international operation booked at domestic offices
(excluding 1890)
4. Provision for loan and lease tosses attributable to International operations booked at
u. domestic offices (excluding IBM
1. Other non(nterest expense attributable to international operation booked at domestic offices
(excluding 189x)
1492
Tear -to -date
RIAD tit Mil Thou
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
4837 N/A
4833E N/A
/ / / / / / / / / / / / / / / ///
4839 8/4
/ / / / / / / / / / / / / / / ///
4840 N/A
4841 N/A
4842 N/A
/ / / / / / / / / / / / / / / ///
4097 II/A
4235 M/A
4239 N/A
/ / / / / / / / / / / / / / / ///
4843 N/A
/ / / / / / / / / / / / / / / ///
4844 N/A
/ / / / / / / / / / / / / / / ///
4845 N/A
/ / / / / / / / / / / / / / / ///
4846 N/A
4797 N/A
4341 N/A
Tear-to -date
RIAD Bit Mil Thou
4849 N/A
4850 N/A
/ / / / / / / / / / / / / / / ///
4051 N/A
/ / / / / / / / / / / / / / / ///
4852 N/A
/ / / / / / / / / / / / / / / ///
4853 N/A
1.a.
i.b.
1.c.
2.1.
2.b.
2.c.
3.a.
3.b.
3.c.
3.d.
4.
5.
6 .
7.
B.
N/A I M.1.
N/A 1 14.2.
Part II. Supplementary Details on Income from International Operations Required
,by the Departments of Commerce and Treasury for Purposes of the U.B.
International Accounts and the U.S. National Income and Product Accounts
1.
2. •
3.
4.
5.
t7 Legal Title of Bank: $ANK ONE, TEXAS, NA
Address: F.O. SOX 655415
_ Cfty, State Zip: DALLAS, TX 75265 -5414
FDIC Certificate NO.: I2I7141714(
r. Schsdule RI- E-- Explanation•
Tm
Detail alt adjustments In Schedules RI-A and R1 -1, all extraordinary items and other adjustments in Schedule RI, and all
__significant items of other noninterest income end other noninterest expense In Schedule RI. (See Instructions for details.)
To
-- Dollar Amounts in Thasards
1. Other noninterest income (from Schedule RI, Its 5.f)
n° (itemize and describe amounts that exceed 250 of Schedule R1, It 5.f):
a. I TEXT 4461 1 Int ins on assets SIb] to FDIC A9mt.
' — b. I TEXT 4462
c. I TEXT 4463 1
j° 2. Other noninterest expense (from Schedule RI, Item 7.6):
a. Amortization expense of intangible assets
b. Tex expense based on the bank's gross revenues
j° c. Credits resulting from capitalization of Imputed interest from internal financing
of construction
Itemize and describe mounts that exceed 25% of Schedule RI, item 7.c:
. - d. I TEXT 4464 1 NOME
r° e. I TEXT 4467 1
f. 1 TEXT 1 .465 I
3. Extraordinary hams and other adjustments (from Schedule RI, item 11..) and
applicable income tax effect (from Schedule RI, item 11.b) (itemize and describe
▪ all extraordinary items and other adjustments):
a. (1) I TEXT 4469 1 NONE
(2) Applicable income tax effect 1 RIAD 4456 I
b. (1) 1 TEXT 4487 1
w (2) Applicable income tax effect
c. (1) I TEXT 4489 1
(2) Applicable income tax effect
4. Equity capital adjustments from amended Reports of Income (from Schedule 81
- item 2) (itemize and describe all adjustments):
a. I TEXT 4492 1 NONE
— b. I TEXT 4493 1
5. Cumulative effect of charges in accounting principles from prior years (from
• Schedule RI -A. It 9) (itemize and describe all changes in accounting principles):
a. 1 TEXT 4494 I NONE
• b. I TEXT 4495 1
6. Correction of material accounting errors from prior years (from Schedule RI-A,
item 10) (itemize and describe all corrections):
a. I TEXT 4496 1 NONE
▪ b. 1 TEXT 4497 I
•
IRO
Schedule RI-E is to be completed each Quarter on a calendar yasr -to -date basis.
9
1 RIAD 4488 1
1 RIAD 4491 1
Call Data: 6/30/90 ST-SK: 45 -1996 FFIEC 031
Page RI-7
1495
I year -to -date
RIAD t11 M11 Thou
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
4461 103,532
4462
4463
/ / / / / / / / / / / / / / / ///
4531 13,187
4532 0
/ / / / / / / / / / / / / / / ///
4533 0
/ / / / / / / / / / / / / / / ///
4464
4467
4468
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
4469
/ / / / / / / / / / / / / / / ///
4487
/ / / / / / / / / / / / / / / ///
4489
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
4492
4493
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
4494
4495
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
4496
4497
1.a.
1.b.
1.c.
2.a.
2.b.
2.c.
2.d.
2...
2.f.
3.a.(1)
3.a.(2)
3.b.(1)
3.b.(2)
3.c.(1)
3.c.(2)
4.a.
4.b.
5.a.
5.b.
6.a.
6.b.
IN
Legal Title of Rank: SANK ONE, TEXAS, MA
- Address: P.O. BO'( 655415
City, Stet. Zip: DALLAS. TX 75218 -541 .
n FDIC Certificate Mo.: 12171412'14k
— Behedul• RI—II—Cant timid
le
Dollar Amounts in Thousands
7. Other trwactiw with parent holding company (from Schedule RI-A, It 13)
(itemize and describe ell such transactions):
R a. 1 TEXT 4498 1 CAPITAL CONTRIBUTION FROM HOLDING CO.
b. I TEXT 4499 i
E. Adjustments to allowance for loan and lease losses (from Schedule 81 -1, pert 11.
— Item 5) (itemize and describe all adjustments):
a. 1 TEXT 4521 1 Allowance funded by the FDIC
b. 1 TEXT 4522 1 Allow acted with credit card portfolio
_ 9. Other explanaticos (the space betow is provided for the bank to briefly describe,
at its option, wy other significant kw effecting the Report of Income):
or No cement 1_1 (RIAO 4769)
Other &splenetione (please type or print clearly):
- (TEXT 4769)
10
1
lib
10
Call Date: 6/30/90 ST 4E -1996 FFIEC 031
Peg. RI-6
Tear - to - date
RIAD Ill Mil Thou
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
449E 171,649
4499
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
4521 66,321
4522 5,000
7.a.
7.b.
6 .a.
8.b.
Legal Title of Sark: RAM ONE, TEXAS, NA
Address: P.O. SON 655415
_ City, Stab 21p: DALLAS, TX 73268 -5414
FDIC Certificate Ns.: J21T1417141
. Consolidated Report of Condition for Insured Commercial
and State — Chartered Savings Banks for June 30, isl0
i , All schedules ere to be reported in thousands of dollars. Unless otherwise indicated,
report the amount outstanding es of the last business day of the quarter.
Schedule RC-- Balance Sheet
1 C4Pa <-
.- Dollar Amounts In Tho *CFO Oil Nit Thou
ASSETS / / / / / / / / / / / / / / / ///
nr 1. Cash and balances due from depository institutions (from Schedule AC-A): / / / / / / / / / / / / / / / ///
a. Nonlnterest- besring balances and currency and coin(1) 0081 843,705 1.1.
b. Interest•bearing belances(2) 0071 193,484 1.b.
Z. Securities (fro• fefnduL. Re -5) 0390 3,250,102 2.
1 e 3. Federal }Inds sold end securities purchased velar egrremnts to resell in domestic offices / / / / / / / / / / / / / / / ///
of the bank and of Its Edge and Aereeamnt nLeidiaries, end in ISFS: / / / / / / / / / / / / / / / ///
-. a. Federal funds sold 0276 4,100 3.a.
b. Securities purchased under agreements to resell 0277 306,000 3.b.
" 4. Loan and lease financing receivables: / / / / / / / / / / / / / / / ///
a. Low and leases, net of warned income (from Schedule RC - 0) 1 ACM 2122 1 5,907,459 / / / / / / / / / / / / / / / /// 4.11.
b. LESS: Allowance for loan and lease losses 1 RCM 3123 1 93,267 / / / / / / / / / / / / / / / /// 4.b.
c. LESS: Allocated transfer risk reserve 1 RCFD 3120 1 0 / / / / / / / / / / / / / / / /// 4.c.
d. Loan end leases, net of warned Income, _ / / / / / / / / / / / / / / / ///
allowance, and reserve (item 4.a sinus 4.b and 4.c) 2125 5,814,192 4.d.
16 ' 5. Assets held in trading secants 2146 17,841 5.
,a 6. Premises and fixed puts (includiry capitalized leases) 2145 96,762 6.
7. Other reel estate owed 2150 2,325 7.
8. Investments in ua:corsolidated auaeidiarfes and associated cospenies 2130 0 0.
9. Customers' liabfllty to this bark on acceptances outstardiry 2155 19,449 9.
10. Intenglble assets (from Schedule RC -N) 2143 152,026 10.
11. Other assets (from Schedule RC - 2160 2,409,201 11.
w. 12. Total assets (sue items 1 through 11) 2170 13.109,187 12.
, -(1) includes cash items in process of collection and uncoated debits.
(2) includes time certificates of deposit not held in trading accounts.
11
Call Pate: 6/30/90 ST -SK: 48-1996 FF1EC 031
Pape SC-1
- Legal Title of s: SAM CarE, TEXAS, MA
T. sank:
Address: P.O. BON 655415
city, State Zipi DALLAS, TI 75215.5414
FDIC Certificate I.,t J217141714(
1 ch•dul• 32C-- Continued
LIABILITIES
1.13. Deposits:
a. In domestic offices (sum of totals of columns A and C free Schedule RC -E. pert 0)
(1) Noninter.st- bearing(1) RCCN 6631 1,836,365
(2) Interest ba•riro I RCOM 6636 8.543.834
In foreign offices, Edge and Asreement subsldlarles, and ISF. (from Schedule RC-E,
pert 11)
(1) Nonint.r.st- bearing I RCFM 6631 0
(2) Interest -bearing I RCFM 6636 145.920
1E1 Federal funds purchased and saarities sold under agreements to repurchase In domestic
offices of the bank and of its Edge and Agrss.rnt absldlsries, and In IIFs:
s. Federal funds purchued
b. Securities sold under agreements to repurchase
, t3. D.aard rotes Issued to the U.S. Trsesury
16. Other borrowed worry
..17. Mortgage I:debtadrrss and obligations order capitalized leases
18. Bank's liability on acceptances executed and outstanding
' Subordinated notes end debentures
20. Other liabilities (from Schedule RC -0)
14 21. Total liabilities (sum of items 13 through 20)
' Limited -life preferred stock and related surplus
EQUITY CAPITAL
"23. Perpetual preferred stock and related surplus
24. Common stock
' Surplus (exclude all surplus related to preferred stock)
26. a. Undivided profits and capital reserves
° b. LESS: Net unrealized loss an marketable equity securities
_,27. Cumulative foreign currency translation adjustments
28. Total equity capital (sum of its 23 through 27)
,.29. Total liabilities, limited-llfe preferred stock, and equity capital (sumo} Items 21, 22,
and 28)
Nmrerdua
m To be reported only with the March Report of Condition.
1. Indlcste in the box at the right the cumber of the statement below that best describes the
most comprehensive level of auditing work performed for the bunk by Independent external Surber
auditors as of any data during 1989 1 RCFD 6724 N/A 1 M.1.
1 • Independent audit of the bet conducted In accordance
"' with generally accepted auditing stwdsrds by • certified
public accounting firm which submits a report an the bat
o ? • Independent audit of the bet's parent holding company
conducted in accordance with generally accepted auditing
— standards by a certified public accenting fins which
submits • report on the consolidated holding ceapeny
(but not on the bet separately)
• Directors' examination of the bank conducted in
accordance with generally accepted editing standards
by a certified public accounting firm (may be required by
state chartering authority)
(1) Includes total demand depoelts and noninterest -bearing time and savings deposits.
a+
b.
12
Dollar Moult, in Thouards
Call Data: 6/30/90 ST -8K: 411-1996 FFIEC 031
Page EC -2
/ / / / / / /// 51l Mil Thou
/ / / / / / / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / / / / / / ///
ICON 2200 10,300,199 13.a.
/ / / / / / / / / / / / / / / / / / / / /// 13...(1)
/ / / / / / / / / / / / / / / / / / / / /// 13...(2)
/ / / / / / / / / / / / / / / / / / / / ///
RCFM 2200 145,920 13.b.
/ / / / / / / / / / / / / / / / / / / / /// 13.0.(1)
/ / / / / / / / / / / / / / / / / / / / /// 13.b.(2)
/ / / / / / / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / / / / / / ///
RCFD 0278 808,081 14.a.
RCFD 0279 61,313 14.0.
RCM 2840 9,247 15.
RCFD 2850 58,234 16.
RCFD 2910 3,022 17.
RCFD 2929 19,449 18.
RCFD 3200 0 19.
RCFO 2930 861,059 20.
RCFD 2948 12,346,524 21.
/ / / / / / / / / / / / / / / / / / / / ///
RCFD 3282 0 22.
/ / / / / / / / / / / / / / / / / / / / / //
*CFO 3838 0 23.
RCFD 3230 61,111 24.
RCFD 3839 660,538 25.
RCFD 3632 41,014 26.a.
ICFD 0297 0 26.b.
RCFD 3284 0 27.
ICFD 3210 762,663 28.
/ / / / / / / / / / / / / / / / / / / / ///
RCFD 3300 13.10 29.
4 • Directors' examination of the bark performed by other
external auditors (may be required by state chartering
authority)
5 • Review of the balk's financial statements by external
auditors
6 • Compilation of the bank's financial statements by external
auditors
7 • Other audit procedures (excluding tax preparation work)
8 • No external audit work
'ILegel Title of Bank: BANK ORE, TEXAS, MA
Address: P.O. SOX 655415
_City, State 21pI DALLAS, TX 7526 - 5414
FDIC Certificate Be.: 1217141714E
Schedule RC— A - -Caa1 -and Balances Due From Depository
(Column A)
Consolidated
' Bank
Dollar mounts In Thousands RCFD gill Mil Thou
- 1. Cash item in process of collection, uncoated debits, and currency and / / / / / / / / / / / / / / / ///
coin 0022 569,333
a. Cash it in process of collection and ucoated debits / / / / / / / / / / / / / / / ///
b. Currency and coin / / / / / / / / / / / / / / / ///
- 2. Balances due from depository institutions In the U.S / / / / / / / / / / / / / / / ///
e a. U.S. branches and agencies of foreign banks (including their !life) 0083 0
b. other commercial honks in the U.S. and other depository institution / / / / / / / / / / / / / / / ///
in the U.S. (including their IBFI) 0085 252,793
- 3. Balances dm from banks in foreign countries and foreign central banks / / / / / / / / / / / / / / / ///
x a. Foreign branches of other U.S. banks 0073 0
b. Other banks in foreign countries and foreign central banks 0074 4,755
..4. Balances due from Federal Reserve Banks 0090 210,308•
1. Total (sum of items 1 through 4) (tote( of column A west equal Schedule / / / / / / / / / / / / / / / ///
a RC, item 1) 0010 1,037,189
Memorandn
,.1. Moninterest- bearing balances due from commercial banks in the U.S. (included in item 2,
column B above)
v
Exclude assets held in trading accents.
0050 22,613 10.1.
13
Call Date: 6/30/90 ST -BE: 48 -1996 FFIEC 031
Page 80.3
Institutions
C405
(Colman 0)
Domestic
Offices
RCOm B(l 01l Thou
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
0020 451,157
0080 118,146
0082 252,793
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
0070 4,755
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
0090 210,308
/ / / / / / / / / / / / / / / ///
0010 1,037,189
0-
1.
1.1.
1.6.
2.
2.a.
2.b.
3.s.
3.b.
4.
15.
Consolidated Bank
Domestic Offices
(Column A)
Book Value
(Column 8)
Market Value (1)
(Column C)
Book Value
RCFD B1l Mil Thou
RCFD all Mil Thou
nom ■11 M11 Thou
0400 585,020•
0401 581,937
0400 585,020
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
3760 359,836
3761 359,020
3760 359,836
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
3762 492,2801
3763 682,983
3762 492,280
0604 1,649,321
0605 1,650,967
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
3764 937,557
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
3765 78,095
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
3766 633,669
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
0402 28,605
0403 29,144
/ / // // / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
3767- 19,036
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
3768 9,569
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
3769 0
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
0408 63,559
0409 63,547
0408 63,559
3633 56,803
3634 56,657
3633 56,803
3635 157
3636 157
3635 157
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
3637 0
3638 0
3637 0
3639 4,570
3640 7,035
3639 4,570
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
3641 0
/ / / / / / / / / / / / / / / ///
3641 0
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
3642 9,951
3643 9,951
3642 9,951
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
0390 3,250,102
0391 3.241,418
0390 3.250,102
Dollar Mounts to Thousands
I .1. U.S. Treasury securities
2. U.S. Government agency and corporation
obligations:
;I: a. All holdings of U.S. Government-issued or
- guaranteed certificates of participation in
pools of residential mortgages:
(1) Issued by FNMA and FNLMC '
I (2) Guaranteed by GA (exclude PIMA
i and FNLMC issues)
i ` b. All other
(1) Collateralized mortgage obllgatlan
' 1 ` Issued by FNMA and FNLMC (include
REM(Cs)
(2) All other U.S. Government-sponsored
agency obligations(2)
(3) All other U.S. Government agency
obligatiorp(3)
3. Securities issued by states and political slbdi
,. visions in the U.S
I
a. General obligations
f " b. Revenue obligation
c. Industrial development and similar
I , obligation
4. Other domestic debt securities:
s. All holdings of privet, (i.e., n0npovernaent-
t issued or -guaranteed) certificates of partici-
'I` patios in pools of residential mortgages
b. All other domestic debt securities
` 5. Foreign debt securities
6. Equity securities:
l a. Marketable equity securities:
(1) Investments in mutual fords
(2) Other marketable equity securities
} (3) LESS: Net unrealized loss on marketable
I equity securities
b. Other equity securities (includes Federal
Reserve stock)
7. Total (sum of items 1 through. 6) (total of
I ' column A must equal Scheid. SC, Item 2)
Legal Title of Bank: BANK ONE, TEXAS, NA
Address: P,O. SON 655415
City, State Zip: DALLAS, TX 75268.5414
FDIC Certificate Me.: 1j17I417141
Schedule 1W-8—Securities
Exclude assets held in trading accounts.
14
Call Date: 6/30/90 ST-SK: 48-1996 FFIEC 031
Page 80.4
9 -
1 .
2.a.(2)
2.b.
2.b.(1)
2.b.(2)
2.b.(3)
3.
3.a.
3.b.
3.c.
4.a.
4.b.
5.
6.a.(1)
6.e.(2)
6.a.(3)
6.b.
7.
(1) Sae discussion in Glossary entry for 'market value of securities."
(2) Includes obligation (other than certificates of participation in pools of residential mortgages, CIO,, and REMICs) issued by
le the Fan Credit System, the Federal Nag Loan Sark System, the Federal Name Loan Mortgage Corporation, the Federal National
• s Mortgage Association, the Financing Corporation, Resolution Funding Corporation, the Student Loan Marketing Association, and
the Tennessee Valley Authority.
`I (3) Includes Small Business Administration "Guaranteed Loan Pool Certificates," U.S. Maritime Administration obligation, and
Export- Import Berk participation certificates.
B Legal Title of lank: RAMC 0)E, TEXAS, MA
Address: P.O. PW 655415
"City, State Zlpt DALLAS, TX 75265 -5414
• FDIC Certificate lle.t 12171417141
Schedule RC — B -- Continued
Memoranda
Dollar Amounts in Thasands
. 1. Pledged securities
2. Maturity and repricing data for debt securities :(1),(2)
_ a. Fixed rate debt securities with • remaining maturity of:
(1) Three months or less
■ (2) Over three months through 12 months
(3) Over one year through five years
- (4) over five years
(5) Total fixed rate debt securities (sum of Msmorandn Items 2.a.(1) through Z.a.(4))
w b. Floating rate debt securities with • repricing frequency of:
(1) Quarterly or more frequently
- (2) Annually or more frequently, but less frequently than quarterly
(3) Every five years or more frequently, bit less frequently than annually
■ (4) Less frequently than every five years
(5) Total floating rate debt securities (sum of Mrorenda items 2.b.(1) through 2.b.(4))
- c. Total debt securities (sum of Memoranda items 2.a.(5) and 2.b.(5)) (must equal the
sum of items 1 through 5, column A, above)
w 3. Taxable securities issued by states and political subdivisions in the U.S. included in
item 3, column A, above
(1) Exclude equity seaulties, •.g., investments in mutual funds, Federal Reserve stock, common stock, and preferred stock.
`(2) Memorandum Item 2 1s not applicable to savings banks that amt complete supplemental Schedule RC -J.
e.
15
Call Data: 6/30/90 ST -8X: 48.1996 FFIEC 031
Pees RC -5
Consolidated Sank
Book value
RCFD ell Mil Thou
0416 758,428
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
0343 147,339
0344 124,052
0345 1,045,873
0346 1,716,596
0347 3,033,862
/ / / / / / / / / / / / / / / ///
4544 138,435
4545 63,284
4551 0
4552 0
4553 201,719
/ / / / / / / / / / / / / / / ///
0393 3,235,581
/ / / / / / / / / / / / / / / ///
0301 0
0.1.
M.2.a.(1)
M.2.s.(2)
M.2.a.(3)
M.2...(4)
M.2.a.(5)
K.2.b.C1)
N.2.b.(2)
0.2.b.(3)
M.2.b.(4)
M.2.b.(5)
M.2.c.
M .S.
(Column A)
Consolidated
Bank
(Column a)
Domestic
Offices
RCFD Bil Mil Thou
RCOM Bit Mil Thou
1410 2,136,176
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
1415 80,838
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
1420 12,432
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
1797 0
/ / / / / / / / / / / / / / / ///
1798 1,222,815
/ / / / / / / / / / / / / / / ///
1460 28,171
/ / / / / / / / / / / / / / / ///
1480 791,920
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
1505 112,620
1506 0
/ / / / / / / / / / / / / / / ///
1507 112,620
/ / / / / / / / / / / / / / / ///
1517- 793
1517 793
/ / / / / / / / / / / / / / / ///
1510 0
1513 0
/////////////7////
1516 383
/ / / / / / / / / / / / / / / ///
1590 8,140
1590 8,140
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
1763 1,367,900
1763 1,367,900
1764 10,362
1764 8,053
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
1756 0
1756 0
1757 0
1757 0
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
1975 1,603,823
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
2008 663,307
/ / / / / / / / / / / / / / / ///
2011 940,516
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
2081 2,700
2081 450
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
2033 15,679
2033 15,679
2079 35,039
2079 35,039
1563 611,222
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
1545 231,073
/ / / / / / / / / / / / / / / ///
1564 380,149
/ / / / / / / / / / / / / / / ///
2165 2,622
2182 2,622
/ / / / / / / / / / / / / / / ///
2183 0
/ / / / / / / / / / / / / / / ///
2123 0
2123 0
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
1 2122 5,907,459
2122 5,902,517 I
' Title of Sank: Mk 0l8, TEXAS, NA
Address: P.O. BOX 655415
— City, State Zip: DALLAS, TX 75265 -5414
FDIC Certificate No.: 12171417141
Schedule RC — C- -Loans and Lease Financing Receivables
Net of unearned income and before adjustment for allowance for loan end lease losses. Exclude assets held in
m tradirg accounts.
•
1. Loans secured by real estate
▪ a. Construction and land development
b. Secured by farmland (including farm residential and other
improvements)
c. Secured by 1 -4 fondly residential properties
m (1) Revolving, open -end loam secured by 1 -4 family residential
properties and extended under lines of credit
(2) All other foam secured by 1 -4 family residential properties
d. Secured by multifamily (5 or more) residential properties
P e. Secured by nonfarm nonresidential properties
2. Loam to depository institution:
a. To commercial banks in the U.S
(1) To U.S. branches and agencies of foreign banks
(2) To other commercial banks in the U.S
b. To other depository institution in the U.S
• C. To banks in foreign countries
(1) To foreign branches of other U.S. banks
(2) To other banks in foreign countries
3. Loam to finance agricultural production and other loan to farmers
— 4. Commercial and industrial loam:
■. To U.S. addressees (domicile)
• b. To non -U.S. addressees (domicile)
5. Acceptances of other banks:
a. Of U.S. banks
b. Of foreign banks
• 6. Loans to individuals for household, family, and other personal
expenditures (i.e., consumer loan) (includes purchased paper)
a. Credit cards and related plan (includes check credit and other
revolving credit plan)
b. Other (includes single payment, installment, and all student loans)
▪ 7. Loans to foreign governments and official institutions (including foreign
central banks)
-' 8. obligations (other than securities and leases) of states and political
subdivision in the U.S. (includes nonrated industrial development
▪ obligations):
a. Taxable obligations
" b. Tax - exempt obligations
9. Other loam
. a. Loam for purchasing or carrying securities (secured and unsecured)
b. All other loan (exclude consumer loan)
'10. Lease financing receivables (net of unearned income)
a. Of U.S. addressees (domicile)
b. Of non -U.S. addressees (domicile)
11. LESS: Any :married income on loan reflected in items 1-9 above
- 12. Total loans and leases, net of unearned incomm (sum of items 1 through
10 minus its 11) (total of column A wet equal Schedule RC, item 4.0
Dollar Amounts in Thousands
16
Call Date: 6/30/90 ST -BK: 48-1996 FF)EC 031
Page RC-6
1.
1.b.
1.c.(1)
1.c.(2)
1.d.
1.e.
2.a.
2.a.(1)
2.a.(2) •
2.b.
2.c.
2.c.(1)
2.c.(2)
3.
4.a.
4.b.
5.a.
5.b.
6.
6.a.
6.b.
7.
8.a.
8.b.
9.a.
9.b.
10.
10.a.
10.b.
11.
12.
/Legal Title of Bads: BANK ONE, TEXAS, NA
Address: P.O. SOX 655415
- City, State Zip: DALLAS, TX 75265 -5414
FDIC Certificate No.: I2I7141714i
schedule RC C-- Continued
Memoranda
1
Dollar Amounts in Thousands
1. Commercial paper lrcluded in Schedule RC -C above
2. Loans and leases restructured and In compliance with modified tern
- (included in Schedule RC-C above):
• a. Loans secured by real state:
(1) To U.S. addressees (domicile)
(2) To non -U.S. addressees (domicile)
b. Loans to finance agricultural production and other loans to farmers
• c. Commercial and industrial loans:
(1) To U.S. addressees (domicile)
(2) To non -U.S. addresses (domicile)
d. All other loan (exclude loans to individuals for household,
family, and other personal expenditures)
e. Lease financing receivables:
(1) Of U.S. addressees (domicile)
(2) Of non -U.S. addressees (domicils)
f. Total (sum of Ne orarda items 2.a through 2.e)
3. Maturity and repricing data for loans and l (1) (excluding those
• in nonaccrual status):
a. Fixed rate loans and leases with a remaining maturity of:
(1) Three months or less
(2) Over three months through 12 months
(3) Over one year through five years
(4) Over five years
(5) Total fixed rate loans and leases (sun of Meoorandun
items 3.a.(1) through 3.a.(4))
• b. Floating rate loans with a repricing frequency of:
(1) Quarterly or more frequently
(2) Annually or more frequently, but less frequently then quarterly
(3) Every five years or more frequently, but less frequently then
annually
(4) Less frequently than every five years
(5) Total floating rate Loans (sea of Memorandum items 3.b.(1)
through 3.b.(4))
c. Total loans and leases (sea of Memoranda items 3.a.(5) and
3.b.(5)) (mast equal the sue of total loans and leases, net, from
Schedule RC -C, item 12, plus vnerned income from Schedule
RC -C, item 11, minas total nonaccrual loans and leases from Schedule
RC -N, item 7, column C)
(Column 4)
Consolidated
Bank
RCFO Sit Mil Thou
1496 0
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
1687 0
1689 0
1613 0
/ / / / / / / / / / / / / / / ///
1758 0 M.2.c.(1)
1759 0 M.2.c.(2)
/ / / / / / / / / / / / / / / ///
1615 0 M.2.d.
/ / / / / / / / / / / / / / / ///
1789 0 M.2.e.(1)
1790 0 M.2.e.(2)
1616 0 M.2.f.
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
0348 786,015 M.3.a.(1)
0349 710,981 M.3.a.(2)
0356 1,930,416 M.3.a.(3)
0357 486,277 M.3.a.(4)
/ / / / / / / / / / / / / / / ///
0358 3,913,689 M.3.a.(5)
/ / / / / / / / / / / / / / / ///
4554 . 1,905,605 M.3.6.(1)
4555 12,104 M.3.b.(2)
/ / / / / / / / / / / / / / / ///
4561 1,101 M.3.b.(3)
4564 87 M.3.b.(4)
/ / / / / / / / / / / / / / / ///
4567 1,918,897 M.3.b.(5)
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
1479 5,832,586 M.3.c.
(1) Memorandum item 3 is not applicable to savings banks that must complete supplemental Schedule RC -J.
17
Call Date: 6/30/90 ST -8K: 48 -1996 FF(EC 031
Page RC -7
(Column B)
Domestic
Offices
RCON Sit Mil Thou
1496 0
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
M.2.a.(1)
M.2.a.(2)
M.2.b.
8.1.
'Legal Title of Sank: SANK ONE, TEXAS, MA
Address: P.O. /OX 655415
- city, State 216: DALLAS, 15 75265 - 5414
role Certificate Ma.: 12171417141
s
- Schedule RC -D Is to be completed only by hanks with S1 billion or more in total essets.
"Schedule RC- D-- Assets Held in Trading Accounts in
Doaestio Offices Only
Dollar Amounts in Thousands
0 1. U.S. Treasury securities
2. U.S. Goverment agency in corporation obligsticns
_3. Securities issued by states and political subdivisions in the U.S
4. Other bonds, notes, and debentures
„5. Certificates of deposit
6. Commercial paper
_7. Banker's acceptances
8. Other
,.9. Total (sus of its 1 through 8)
18
Call Date: 6/30/90 ST -OK: 48 -1996 FFIEC 031
Pape RC-8
1 C420 1 <.
Domestic Office
SCpI Sit Nil Thou
1010 1,472 1.
1020 2,828 2.
1025 13,341 3.
1045 200 4.
1026 0 5.
1027 0 6.
1028 0 7.
1029 0 8.
2146 17,841 9.
•
' Illegal Title of Bank: BASK OME, TEXAS, MA
Address: P.O. 860 655415
— city, State 2Ip: DALLAS, TX 75265 -5414
FDIC Certiflwte Mo.: 12 1714 1714 1
"Iechedule AC- E-- Deposit Liabilities
-Part I. Deposits in Domestic
Offices
- n
- n
_ Dollar Monts in Thousands
)epos%ts of:
. Individual., partnerships, and corporation
2. U.S. Government
,3. States and political subdivision in the U.S
4. Commercial bane In the U.S
a. U.S. branches end agencies of foreign banks
b. Other commercial banks in the U.S
.3. Other depository Institution in the U.S
5. Banks in foreign countries
a. Foreign branches of other U.S. banks
b. Other banks in foreign countries
.7. Foreign governments and official institutions
(including foreign central banks)
.6. Certified and official checks
9. Total (sus of its 1 through 8) (sus of
., toluene A and C must equal Schedule RC, Item
13.a)
19
Transaction
(Column A)
Total transaction
accounts (including
total demand
deposits)
RCOM Bil Mil Thou
/ / / / / / / / / / / / / / / ///
2201 2,408,484
2202. 14,207
2203 131,296
2206 195,077
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
2207 13,259
2213 7,339
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
2216 1,332
2330 68,394
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
2215 2.839,388
Dollar Amounts in Thousands
Memorarda
•1. Selected components of total deposits (i.e., sus of item 9, column; A and C):
a. Total Individual Retirement Accounts (IRAs) and Keogh Plan accounts
b. Total brokered deposits
c. Total brokered retail deposits (included in Memorandum item 1.b above):
(1) Issued in denomination of 8100,000 or less
(2) Issued in denomination greater than 8100,000 and participated out by the
broker in shares of 5100,000 or less
d. Total deposits denominated in foreign currencies
2. Components of total nontrasaction accosts (sum of Memoranda its 2.a through 2.d mat
, equal item 9, column C above):
a. Savings deposits:
y (1) Money market deposit accounts (MMDA.)
(2) Other savings deposits (excludes MMDA.)
, b. Total time deposits of less than 6100,000
c. Time certificates of deposit of 5100,000 or more
• d. Open-account time deposits of 1100,000 or more
3. All MOW accounts (included in column A above)
Call Date: 6/30/90 ST -8K: 48.1996 FFIEC 031
Pape RC -9
Accounts
(Column 8)
Memo: Total
demand deposits
(included In
column A)
RCOM 81l Mil Thou
/ / / / / / / / / / / / / / / ///
2240 1,471,561
2280 14,207
2290 65,196
2310 195,077
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
2312 13,259
2320 7,339
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
2300 1,332
2330 68,394
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
2210 1,836,365
1 C425
Ment ramKt l on
Accounts
(Column C)
Total
nontrsnsaction
accounts
(Including MMDA6)
RCM( 8(t Mil Thou
/ / / / / / / / / / / / / / / ///
2346 6,930,234
2520 23,326
2530 411,635
/ / / / / / / / / / / / / / / ///
2347 0
2348 153,709
2349 21,874
/ / / / / / / / / / / / / / / ///
2367 33
2373 0
/ / / / / / / / / / / / / / / ///
2377 0
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
2385 7,540,811
RCN 81l Mil Thou
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
6835 871,032
2365 131,222
/ / / / / / / / / / / / / / / ///
2343 60,311
/ / / / / / / / / / / / / / / ///
2344 70,911
3776 0
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
6810 1,913,686
0352 375.338
6648
6645
6646
2398
3,222,838
1,581,809
447,140
1,003,023
2.
3.
4.
4.a.
4.b.
5.
6.
6.s.
6.b.
7.
8.
9.
M.1.a.
M.1.b.
M.1.c.(1)
M.1.c.(2)
M.1.d.
8.2.1.(1)
9.2...(2)
9.2.6.
M.2.c.
M.2.d.
M.3.
Deposit Totals for FDIC Insurance Assessments(1)
4. Totat deposits In domestic offices (sum of item 9, column A and item 9, column C) / / / / / / / / / / / / / / / /// 1
(ant equal Schedule RC, item 13.e) 2200 10,380,199 1 M.4.
a. Total demand deposits (must equal item 9, column 8) 2210 1,836,365 1 M.4.a.
b. Total time and savings deposits(2) (mart equal item 9, column A plus column C minus / / / / / / / / / / / / / / / ///
1 column 1) 2350 8.543,834 i M.4.b
(1) An amended Certified statement should be submitted to the FDIC if the deposit totals reported in this Item ars amended after
the ■emlaresal Certified Statement originally covering this report date hes been filed with the FDIC.
1(2) For FDIC Insurance assessment purposes, •total time and savings deposits" consists of nontransectien accounts and all
transaction accounts other than demand deposits.
lr legal Title of Rank: KAMK ONE, TEXAS, KA Call Date: 6/30/90 ST -SK: 48.1996 FF(EC 031
_ Address: P.O. ROX 655415 Page Rc -10
city, 4tata Zip: 021714 TX 75265.5414
� FDIC certificate No.: 12171417141
_Schedule RC E-- Continued
-„Part I.-- Continued
Dollar Amounts In Thousands
Meorarda (continued)
- n5. Time deposits of less than 5100,000 and open - account time deposits of 8100,000 or more
(included in Memoranda items 2.b and 2.d above) with • remaining maturity or repricing
- frequency of:(1)
a. Three months or leaf
r b. Over three months through 12 moths
6. Maturity and repricing data for time certificates of deposit of 8100,000 or more:(1)
a. Fixed rate time certificates of deposit of 8100,000 or more with a remaining maturity of:
(1) Three months or lama
r (2) Over three months through 12 months
(3) Over one year through five years
(4) Over five years
(5) Total fixed rate time certificates of deposit of 5100,000 or more (sum of Memorandum
items 6.a.(1) through 6.4.(4))
b. Floating rate time certificates of deposit of 8100,000 or more with • repricing frequency of:
(1) Quarterly or more frequently
(2) Annually or more frequently, but lets frequently than quarterly
(3) Every five years or more frequently, but less frequently then annually
(4) less frequently than every five years
(5) Total floating rate time certificates of deposit of 5100,000 or more (sum of Memoranda
items 6.b.(1) through 6.b.(4))
c. Total time certificates of deposit of 5100,000 or more (sum of Memorandum items 6.a.(5) and
6.b.(5)) (must equal Memoranda item 2.c. above)
(1) Memorandum its 5 and 6 are not applicable to savings banks that must complete supplemental Schedule RC -J.
Part II. Deposits in Foreign offices (including Edge and
Agreement subsidiaries and I3F3)
20
Dollar Amounts in Thousands
'Deposits of:
1. Individuals, partnerships, and corporation'
- 2. U.S. banks (including Ms and foreign branches of U.S. banks)
3. Foreign banks (including U.S. branches and
agencies of foreign banks, including their 1BFS)
4. Foreign governments and official institution (including foreign central banks)
- 5. Certified and official checks
6. All other deposits
7. Total (sum of items 1 through 6) (mat equal Schedule RC, item 13.b)
1
RCM Gil Mil Thou
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
0359 1,383,981 8.5.a.
3644 1,191,642 M.5.b.
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
2761 652,763
2762 576,042
2763 269,933
2765 42,313
/ / / / / / / / / / / / / / / ///
2767 1,541,051
/ / / / / / / / / / / / / / / ///
4568 3,258
4569 0
4571 37,500
4572 0
/ / / / / / / / / / / / / / / ///
4573 40,758
/ / / / / / / / / / / / / / / ///
1 6645 '1.581,809
RCN Bit Mil Thou
/ / / / / / / / / / / / / / / ///
2621 145,920
2623 0
/ / / / / / / / / / / / / / / ///
2625 0
2650 0
2330 0
2668 0
2200 145.920
M.6.a.(1)
M.6.a.(2)
M.6.a.(3)
M.6.a.(4)
M.6.a.(5)
M.6.b.(1)
M.6.b.(2)
M.6.b.(3)
M.6.b.(4)
M.6.b.(5)
M.6.c.
1.
2.
3.
4.
5.
6.
7.
1
n legal Title of Rant: SANK ONE, TEXAS, MA
Address: P.O. 10X 655415
_ City, Stan Zip: DALLAS, TX 75266 -5414
iDic certificate me.: 1217141714(
Schedule RC- l- -Other Assets
t
;
_ 1. Incase esrned, not collected on loons
2. Met deferred income taxes (1) (1f debit belanor)
111 n 3. Other (itemise amounts that exceed 25% of this item)
a. 1 TEXT 3549 1 Assets ,bleat to FDIC Agreement - w 1 RCFD 3549 1
—
b. 1 TEXT 3550 1 RCFD 3550
c. I TEXT 3551 I I RCFD 3551 I
1 4. Total (sum of items 1 through 3) (must equal Schedule RC, it 11)
Dollar Amounts In Thousands
.,
1. •. Interest accrued and unpaid on deposits in domestic offices (2)
b. Other expenses accrued -d unpaid (includes accrued income taxes
,,, 2. Net deferred income (1) (If credit balance)
I
3. Minority interest in consolidated nbsldiaries
,,, 4. Other (itemize rants that exceed 25% of this item)
a. 1 TEXT 3552 1 Due to DR Airport 1 FD RCFD 3552 1 367,200
1 •, b. 1 TEXT 3553 RC 3553
c. 1 TEXT 3554 l 1 RCFD 3554 I
5. Total (sus of items 1 through 4) (must equal Schedule RC, item 20)
I "Schedule RC- G- -Other Liabilities
21
I '-
Dollar Aunts in Thousands 1 / / / / / / / /// ill Mil Thou
1 RCFD 2164 62,662 1.
1 RCFD 2148 0 2.
1 RCFD 2168 2,346,539 3.
2,148,627 1 / / / / / / / / / / / / / / / / / / / / /// 3.a.
/ / / / / / / / / / / / / / / / / / / / /// 3.b.
1 / / / / / / / / / / / / / / / / / / / / /// 3.c.
1 9090 2160 2.409.201 4.
payable)
(1) See discussion of deferred income taxes in Glossary entry an aincor taxes..
(2) For savirps bents, include .dividends" accrued end unpaid on deposits.
Call Date: 6/30/90 S1-I8: 48.1996 FFIEC 031
Page RC-11
1 C435
/ / / / / / //N Sit Mil Thou
RCOM 3645 47,609
RCFD 3646 329,762
RCFD 3049 0
RCFD 3000 0
RCFD 2938 483,406•
/ / / / / / / / / / / / / / / / //// ///
/ / / / / / / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / / / / / / ///
RCFD 2930 861,059 1 5.
1.a.
1.b.
2.
3.
4.
4.s.
4.b.
4.c.
legal Title of Bank: /AK OWE, TEXAS, MA
Address: P.O. OM 655415
City, State Zips DALLAS, TX 75288.5414
,FDIC Certificate Ne.: 12171417141
Schedule RC- H-- Sslsatsd Balance Sheet Itsas for Domestic Offices
Schedule RC- I-- Selected Assets and Liabilities of IBPs
To be completed only by bunks with 111Fs and other *foreign" offices.
Dollar Amounts In Thousands
1. Total 1BF assets of the consolidated bank (component of Schedule RC, item 12)
2. Total 111F low and lease financing receivables (component of Schedule RC -C, item 12,
:taunt A)
3. 1BF commercial cad Industrial low (component of Schedule RC -C, item 4, column A)
4. Total 1BF liabilities (component of Schedule RC, item 21)
• 5. 1BF deposit liabilities dm to broke, Including other IBF. (component of Schedule RC -E,
part 11, it 2 and 3)
- 6. Other 119 deposit liabilities (component of Schedule RC -E, pert 11, items 1, 4, 5, and 6)
22
Call Date: 6/30/90 ST -BC: 48-1996 FFIEC 031
Page RC -12
1-. (-
Domestic Offices
_ Dollar *emote in Thousands RCOSI ail Mil Thou
1. Customers' liability to this bunk on acceptances outstanding 2155 19,449 1.
,2. Rank's liability on acceptances executed and outatrding 2920 19,449 2.
3. Federal fwd. sold and securities purchased under agreements to resell 1350 310,100 3.
,4. Federal }wide purchased and securities sold under agreements to repurchase 2800 869,394 4.
5. Other borrowed gooey 2850 58,234 5.
r EITHER / / / / / / / / / / / / / / / ///
6. Net due frog oat foreign offices, Edge and Agreement s 6eldleries, and IRFS 2163 N/A 6.
OR / / / / / / / / / / / / / / / ///
7. Met due to osi foreign offices, Edge and Agreement subsidiaries, and IRE, 2941 809,372 7.
r8. Total nuts (excludes net due from foreign offices, Edge and Agreement subsidiaries, and ISF.) 2192 13,009,894 8.
9. Total liabilities (excludes net de to foreign offices, Edge and Agreement subsidiaries, and 11E0) 3129 12.200.522 9.
- Memorandum (to be completed only by banks with ISF, and other "foreign" offices)
EITHER
t1. Met dm' from the 11F of the domestic offices of the reporting bank 1 3051 N/A 1 14.1.
OR 1 / / / / / / / / / / / / / / / /// 1
'2. Met due to the 11F of the domestic offices of the reporting bank f 3059 11/4 1 6.2.
I C445
RCFM ail Mil Thou
2133 N/A
/ / / / / / / / / / / / / / / ///
2076 N/A
2077 N/A
2898 N/A
/ / / / / / / / / / / / / / / ///
2379 N/A
2381 M/1
2.
3.
4.
5.
6.
)legal Title of tank: SANK ONE, TEXAS, RA Call Date: 6/30/90 ST-BK: 48 -1996 FFLEC 031
Address: P.O. 10X 655415 Page RC -13
- city, State 21p: DALLAS, TX 75265 -5414
FDIC Certlficete No.: 12171417141
8ch•dul• RC -i --Quarterly Averages (1)
'ASSETS
1. Interest - bearing balances due from depository institutions
1 2. U.S. Treasury securities and U.S. Government agency and corporation obligations
3. Securities issued by states and political subdivisions in the U.S
'4. a. Other debt securities
b. Equity securities (includes investments in mutual funds end Federal Reserve stock) ..
1 5. Federal funds sold and securities purchased under agreements to resell in domestic offices
of the bank and of Its Edge and Agrasoent subsidiaries, and in IBFs
6. Loans:
a. Loans in domestic offices:
(1) Total loans
(2) Loans secured by real estate
(3) Loans to finance agricultural production and other loans to farmers
(4) Commercial and industrial loans
(5) Loans to individuals for household, family, and other personal expenditures
(6) Obligations (other than securities and leases) of states and political subdivisions
in the U.S
b. Total loans in foreign offices, Edge and Agreement subsidiaries, and IBFs
7. Assets held in trading accounts
• 8. Lease financing receivables (net of unearned income)
9. Total assets
'LIABILITIES
10. Interest - bearing transaction accounts in domestic offices (NOW accounts, ATS accounts,
• and telephone and preauthorixad transfer accounts) (exclude demand deposits)
11. Nontransaction accounts in domestic offices:
s. Money market deposit accounts (lIDAS)
b. Other savings deposits
c. Time certificates of deposit of 8100,000 or more
d. All other time deposits
`12. Interest - bearing deposits in foreign offices, Edge and Agreement subsidiaries, and IBFs
13. Federal bids purchased and securities sold under agreements to repurchase in domestic
offices of the bank and of its Edge and Agreement subsidiaries, and in IBFs
14. Other borrowed money
,(1) For all items, banks have the option of reporting either (1) an average of daily figures for the quarter, or
(2) an average of weekly figures (i.e., the Wednesday of each week of the quarter).
23
Dollar Amounts In Thousands
1 C455
1/1/1/1/1 1111 111 Thou
///////////////////////
RCFD 3381 281,437
RCFD 3382 2,657,080
RCFD 3383 27,144
RCFD 3647 429,932
RCFD 3648 17,924
11/11////////// / / / / / ///
RCFD 3365 1,092,140
///////////////////////
///////////////////////
RCDN 3360 5,558,838
RCON 3385 2,222,587
RCON 3386 8,581
RCON 3387 1,358,883
RCON 3388 1,418,855
//1////1/11//// / / / / / ///
RCON 3389 54,633
RCFN 3360 4,458
RCFD 3401 11,187
RCFD 3484 958
RCFD 3368 13,418,675
///////////////////////
///////////////////////
RCON 3485 1,126,661
///////////////////////
RCM 3486 1,843,554
RCON 3487 342,115
RCON 3345 1,758,249
RCON 3469 3,739,531
RCFN 3404 179,337
///////////////////////
RCFD 3353 957,441
RCFD 3355 299,872
1.
2.
3.
4.e.
4.6.
5.
6.a.(1)
6.a.(2)
6.a.(3)
6.a.(4)
6.a.(5)
6.a.(6)
6.b.
7.
8.
9.
10.
11.a.
11.6.
11.c.
11.d.
12.
13.
14.
1
Legal Title of Bank: BANK ONE, TEXAS, NA
_Address: P.O. BOX 655415
City, State 21p: DALLAS, TX 75265 -5414
pFDIC Certificate No.: 12171417141
_schedule RC-L-- Off-Balance Sheet Items
"Plume read carefully the Inetruotions for the preparation of Schedule RC -L. Sam of the amounts
reported in Schedule RC -L are regarded as volume indicators and not necessarily as measures of risk.
Dollar Amounts in Thousands
R 1. Unused commitments:
a. Revolving, open -end lines secured by 1 -4 family residential properties, e.g., home
equity lines
b. Credit card lines
• c. Commercial real estate, construction, and lard development
d. Securities underwriting
e. Other unused commitments
2. Financial standby letters of credit and foreign office guarantees
" a. Amount of financial standby letters of credit conveyed to others 1 RCFD 3820 1 36,527
3. Performance standby letters of credit and foreign office guarantees
a. Amount of performance atanmy letters of credit conveyed to
others 1 RCFD 3822 1 0
„ 4. Commercial and similar letters of credit
5. Participations in acceptances (u described in the instructions) conveyed to others by
the reporting bank
6. Participations in acceptances (u described in the instructions) acquired by the reporting
(nonaccepting) bank
7. Securities borrowed
8. Securities lent (Including customers' securities lent where the customer is indemnified
• against loss by the reporting bank)
9. Mortgages transferred (1.e., sold or swapped) with recourse that have been treated as sold
„ for Call Report purposes:
a. FNMA and FHLMC residential mortgage loan pools:
(1) outstanding principal balance of mortgages transferred as of the report date
(2) Meant of recourse exposure on these mortgages as of the report date
b. Private (nongoverrment- issued or -guaranteed) residential mortgage loan pools:
(1) Outstanding principal balance of mortgages transferred as of the report date
(2) Amount of recourse exposure on these mortgages as of the report date
c. Farmer Mac agricultural mortgage loan pools:
(1) Outstanding principal balance of mortgages transferred as of the report date
(2) Mount of recourse exposure on these mortgages as of the report date
, '10. when- issued securities:
1 a. Groan commitments to purchase
a. Gross commitments to sell
11. Interest rate contracts (exclude when-issued securities):
a. Notional value of interest rate swaps
( b. Futures and forward contracts
c. Option contracts (e.g., options on Treasuries):
- (1) Written option contracts
(2) Purchased option contracts
_12. Foreign exchange rate contracts:
a. Notional value of exchange swaps (e.g., cross- currency swap)
b. Commitments to purchase foreign currencies and U.S. dollar exchange (spot, forward,
and futures)
c. Option contracts (e.g., options on foreign currency):
(1) written option contracts
(2) Purchased option contracts
24
Call Date: 6/30/90 ST -1K: 48 -1996 FFIEC 031
Pape RC -14
0460
RCFD Bil Mil Thou
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
3814 0
3815 791,348
3816 129,953
3817 16,892
3818 2,374,645
3819 232,166
/ / / / / / / / / / / / / / / ///
3821 117,054
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
3411 29,443
/ / / / / / / / / / / / / / / ///
3428 0
/ / / / / / / / / / / / / / / ///
3429 2,289
3432 0
/ / / / / / / / / / / / / / / ///
3433 0
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
3650 0
3651 0
/ / / / / / / / / / / / / / / ///
3652 0
3653 0
/ / / / / / / / / / / / / / / ///
3654
3655 0
/ / / / / / / / / / / / / / / ///
3434 0
3435 0
/ / / / / / / / / / / / / / / ///
3450 1,057,027
3823 15,000
/ / / / / / / / / / / / / / / ///
3824 0
3825 0
/ / / / / / / / / / / / / / / ///
3826 0
/ / / / / / / / / / / / / / / ///
3415 1,437
/ / / / / / / / / / / / / / / ///
3827 0
3.828 0
v.
1.a.
1.6.
1.c.
1.d.
1.e.
2.
2.a.
3.
3.a.
4.
5.
6.
7.
8.
9.a.(1)
9.8.(2)
9.b.(1)
9.6.72)
9.c.(1)
9.c.(2)
10.a.
10.h.
11.a.
11.b.
11.c.(1)
11.c.(2)
12.a.
12.b.
12.x(1)
12.c.(2)
1(pal Title of Sank: SAME ONE, TOGS, NA
Andress: P.O. eml 655415
'CltY, 21p: DA..AS, TX 75265.5414
foic Certificate ae.: 12171417141
Bah*dui* RC- L-- Continu.d
Awe:rands
Dollar Amounts in Thousands
1. Low originated by the reporting bank that have been sold or participated to others during
• the calendar quarter ending with the report data (exclude the portions of such low retained
by the reporting bank; see instructions for other exclusive)
`2. Low purchased by the reporting bank during the calendar quarter ending with the
report date (sea instructions for exclusion)
'3. Unused commitments with an original meturlty(1) exceeding one year that are reported in
items 1.41 through 1.. above (report only the seamed portiere of commitments that are fee pefd
or otherwise legally binding)
a. Psrttcfpettonr in commitments with an original maturity(1)
exceeding one year conveyed to others I RCFD 3834 1 130.737
4. To be completed only by banks with 81 billion or more in total assets:
Standby letters of credit (both financial and performance) and foreign office guarantees issued
, to non -U.S. addressees (domicile) Included in items 2 and 3 above
.1) Remaining maturity may be used through year -end 1992.
25
Call Data: 6/30/90 ST-SK: 48 -1996 FFIEC 031
Pape RC -15
cc 61
Dollar Mounts In Thowandp RCFO ail Mil Thou
"13. cmtracts on other commodities and equities: / / / / / / / / / / / / / / / ///
e. Notional value of other saps (e.g., oil awes) 7829 0
b. Futures and forward contracts (e.g., stock Index and coemodtty •precious metals, / / / / / / / / / / / / / / / ///
West, cotton, livestock -- contracts) 3830 0
c. Option contracts (e.g., option on commodities, individual stocks and stock Indexes): / / / / / / / / / / / / / / / ///
(1) Written option contracts 3831 0
(2) Purchased option contracts 3832 D
,14. All other off•bplsnce sheet liabilities (itemize end describe each component of this item / / / / / / / / / / / / / / / ///
over 255 of Schedule RC, item 28, Rots( equity capitol") 3430 0
, a. 1 TEXT 3555 1 1 RCFD 3555 1 / / / / / / / / / / / / / / / ///
b. 1 TEXT 3556 1 1 RCFD 3556 1 / / / / / / / / / / / / / / / ///
c. 1 TEXT 3557 I 1 RCFD 3557 1 / / / / / / / / / / / / / / / ///
d. 1 TEXT 3558 1 I RCFD 3558 1 i / / / / / / / / / / / / / / / ///
RCFD ell M11 Thou
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
3431 6,075
/ / / / / / / / / / / / / / / ///
3488 111,507
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
3833 1,047,738
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
3377 0
< -
13.e.
13.b.
13.c.(1)
13.c.(2)
14.
14.s.
14.h.
14.c.
14.d.
14.1.
14.2.
14.3.
01.3.e.
41.4
gal Title of Rank: SANK ONE, TEXAS, RA Call Date: 6/30/90 ST -10: 48 -1996 FFIEC 031
dress: P.O. SOX 655415 Pape RC-16
ty, State 21p: DALLAS, TX 75265 -5414
lc certificate Ib.r 1217(417141 -
Module RC- N-- x•soraada
Doll., Monts In Thoum:nd.
Extensions of credit by the reporting ben/ to its executive officers, principal shareholders, aM
their related interests as of the report date:
a. Aggregate mount of all extensions of credit to all executive officers, principal shareholders,
and their related interests
b. Number of executive officers and principal shareholders to whom the
mount of all extensions of credit by the reporting bank (including
extensions of credit to related interests) souls or exceeds the lesser
of 0500,000 or 5 percent of total capital as defined for this Number
purpose in agency regulations 1 RCFD 6165 1 0
Federal furls sold and securities purchased under agreements to resell
(Schedule RC, Items 3.e end 3.b) with U.S. branches cad agencies of foreign benks(1)
Mont of reserve balances actually passed through to the Federal Reserve by the reporting
bank on behalf of its respondent depository Institutions(2)
Mount of reserve balances actually passed through to the Federal Reserve on behalf of the
reporting bank by Its correspondent bank(2)
To be completed only by bank, with S1 billion or more In total assets:
customers (lability to this bank on acceptances outstanding (sus of items 5.a and 5.b must
equal Schedule RC, ftm 9):
a. U.S. addressees (domicile)
b. Non -U.S. addressees (domicile)
Intangible assets:
a. Mortgage servicing rights
b. Other identifiable Intangible assets
e. Goodwill
d. Total (sex of items 6.4 through 6.c) (vest equal Schedule RC, item 10)
e. To be completed by national banks only:
(1) Unamortizd balance of Intangible assets booked prior to April 15, 1985 (included in
Ite,. 6.b end 6.c above) (exclude mortgage servicing rights)
(2) Unamortizd balance of qualifying intangible assets (included In item 6.d above)
Does your bank have any mandatory convertible debt that is part of your primary or sec6rdery
capital?
if yes, continue below:
a. Total equity contract notes, gross
b. Cmtnon or perpetual preferred stock dedicated to redeem the above notes
c. Total equity commitment notes, proms
d. Comm or perpetual preferred stock dedicated to redeem the above rotes
e. Total (item 7.9 mina 7.b plus 7.c sins 7.d)
Direct and indirect investments in reel estate ventures (included in Schedule RC, item 7, "Other
real estate owned," and Schedule RC, item 8, "Investments in unconsolidated subsidiaries and
associated ctcpmnles ")
Noncu}ulative perpetual preferred stock and related surplus Included in Schedule RC,
item 23, "Perpetual preferred stock and related surplus"
soma,'
26
1 C465
*CFO Bil Nil Thou
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
6164 0
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
3405 0
/ / / / / / / / / / / / / / / ///
3406 1,548
/ / / / / / / / / / / / / / / ///
3407 0
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
2103 17,968
2104 1,481
/ / / / / / / / / / / / / / / ///
3164 4,696
3165 .90,658
3163 56,672
2143 152,026
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
3168 0
3777 4,696
YES NO
6167 1 / //1 X
RCFD Bil 1411 Thou
3290 N/A
3291 N/A
3293 N/A
3294 N/A
3295 N/A
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
3656 0
/ / / / / / / / / / / / / / / ///
3778 0
1.a.
1.b.
2.
3.
4.
5.5.
5.12.
6.a.
6.b.
6.c.
6.d.
6.e.(1)
6.e.(2)
7.
7.0.
7.b.
7.c.
7.d.
7.e.
6.
9.
RCFD Bil Mil Thou
Interbank holdings of capital Instruments (to be completed for the December report only): / / / / / / / / / / / / / / / /// I
a. Reciprocal holdings of banking organisations' capital instruments 1 3836 N/A 1 M.1.a.1
b. Nonreciprocal holdings of banking organizations' capital instruments 1 3837 M/A 1 M.1.6.1
I
. Do not report federal furls sold and securities purchased under agreements to resell with other
commercial banks in the U.S. In this item.
sae Glossary entry for "pass- through reserve balances."
(Column A)
(Column Past due
30 through 89
days and still
accruing
(Column 8)
Pest due 90
days or more
and still
accruing
RCFD 011 Mil Thou
(Column C)
Nonaccrual
RCFD Bil Mil Thou
RCFD Bil Mil Thou
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
1245 58,21D
1246 50,369
1247 25,999
1248 0
1249 0
125D 0
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
1594 114
1597 556
1583 13
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
1251 24,529
1252 34,481
1253 46,690
1254 D
1255 0
1256 0
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
1978 66,650
1979 12,168
1981 2,085
1586 1,633
1587 6,791
1588 86
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
1257 47
1258 0
1259 0
1271 0
1272 0
1791 0
1406 151,183
1407 104,365
1403 74,873
Schedule RC -N- -Past Due and Nonaccrual Loans and Leases
The FFIEC regards the Infore.tlon reported In Column A and in all of Memorandum item 1 es confidential.
a
•
•
Legal Title of Rank: BANK ONE, TEAS, MA
Address: P.O. 800 655415
City, State Zip: DALLAS, T% 75265
FDIC Certificate No.: 1217141714(
Dollar Moults in Thouaends
.1. Loans secured by real estate:
a. To U.S. addressees (dasieile)
• h. To non -U.S. eddreaa.es (domicile)
2. Loans to finance agricultural production and
other loans to farmers
3. Commercial and industrial lots:
o a. To U.S. addressees (domicile)
b. To non -U.S. addressees (domicile)
.4. Loans to Individuate for household, family,
and other personal expenditures
5. All other loans
6. Lease financing receivables:
• a. Of U.S. addressees (domicile)
b. Of non - U.S. addressees (domicile)
'7. Total (sue of it 1 through 6)
27
Call Dete: 6/30/90 ST-BK: 48 -1996 FFIEC 031
Page RC -17
a.
2.
3.a.
3.b.
4.
5.
6.a.
6.b.
7.
Memorandum
1. Restructured loans and leases included in item 7 / / / / / / / / / / / / / / / /// 1 / / / / / / / / / / / / / / / /// I / / / / / / / / / / / / / / / ///
above 1658 0 1 1659 0 1 1661 263 1 0.1.
eget Title of Bank: RANK ONE, TEXAS, MA
ress: P.O. SC% 655415
Ity, State Zip: DALLAS, TX 75265 -5414
DIC Certifleat• Mo.: 12171417141
chedule RC- O--Other Data for Deposit Insurance A sent■
o amended Certified stetemalt should be submitted to the FDIC if the amounts reported in itmee 1
',rough 6 of this schedule are emended after the semiannual Certified Statement originally covering
is report date has been filed with the FDIC.
ame and Title (TEXT 8901)
28
Dollar Amounts in Thousands
• Ur9osted debits (see instructions):
a. Actual amount of ell urposted debits
OR
b. Separate mount of uncoated debits:
(1) Actual .mount of .posted debits to demand deposits
1 amount (2) Actual of unposted debits to time and savings deposits(1)
. Uncoated credits (see instructions):
a. Actual errant of all uncoated credits
OR
( b. Separate .rant of .posted credits:
(1) Actual .rant of ,roosted credits to demand deposits
(2) Actual lrant of :riposted credits to time and savings deposits(1)
. Uninvested trust funds (cash) held in bank's own trust department (not Included in total
deposits in domestic offices)
1. Deposits of consolidated subsidiaries in domestic offices and in insured branches in Puerto
Rico and U.S. territories and possession (not included in total deposits):
a. Demand deposits of consolidated subsidiaries
b. Time and savings deposlts(1) of consolidated subsidiaries
1. Deposits of insured branches In Puerto Rico and U.S. territories and possessions (included in
Schedule RC -E, Part I1):
a. Demand deposits in insured branches
b. Time and savings deposits(1) to insured branches
tem 6 is not applicable to state nonmember banks that have not been authorized by the
ederal Reserve to act as pass- through correspondents.
1) For FDIC insurance ssseassent purposes, "time and savings deposits" consists of nontransacticn
accounts and ell transaction accounts other than demand deposits.
Orson to Woo question about the Reports of Condition and Income should be directed:
erolvn J. Canobell. Sonk1n officer (214) 290 -3912
Call Date: 6/30/90 ST -BK: 48 -1996 FFIEC 031
Page RC
C475
ICON Bil Mil Thou
/ / / / / / / / / / / / / / / ///
0030 N/A
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
0031 0
0032 0
/ / / / / / / / / / / / / / / ///
3510 N/A
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
3512 0
3514 0
/ / / / / / / / / / / / / / / ///
3520 0
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
2211 2
2351 5,265
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
2229 . 0
2383 0
C477 1 e-
Area code and phone number (TEXT 8902)
1.b.(1)
1.b.(2)
2.a.
2.b.(1)
2.b.(2)
3.
4.a.
4.b.
5.a.
5.b.
Reserve balances actually passed through to the Federal Reserve by the reporting bank on / / / / / / / / / / / / / / / ///
behalf of its respondent depository institutions that are also reflected as deposit liabilities / / / / / / / / / / / / / / / ///
of the reporting bank: / / / / / / / / / / / / / / / ///
a. Amount reflected in demand deposits (included in Schedule RC-E, Part 1, Memorandum / / / / / / / / / / / / / / / ///
item 4.a) 2314 0 6.a.
b. Amount reflected In time and savings deposits (1) (included in Schedule RC -E, Part 1, / / / / / / / / / / / / / / / ///
Memorandum item 4.b) 1 2315 0 1 6.6
L 'Memorandum
1. Total deposits in domestic offices of the bank (to be completed for the June report only)
(sum of Memorandum it 1.11.(1) and 1.b.(1) must equal Schedule RC, item 13.a): RCON Bit Mil Thou
a. Deposit accounts of 5100,000 or less: / / / / / / / / / / / / / / / ///
(1) Amount of deposit accounts of 8100,000 or less Number 2702 7,370,256 M.1.a.(1)
(2) Number of deposit accounts of 8100,000 or less l RCON 3779 I 29,247 / / / / / / / / / / / / / / / /// 44.1.a.(2)
I b. Deposit accounts of mire than 8100,000: / / / / / / / / / / / / / / / ///
1 (1) Amount of deposit accounts of more than 5100,000 Number 2710 3,009,943 K.1.b.(1)
Q) Number of deposit accounts of more than 8100 000 1 RCON 2722 1 8. 334 / / / / / / / / / / / / / / / /// M.1.b.(2
Le0el Title of Bank: LANK ONE, TEXAS, RA
Address: 9.0. BOX 655415
City, State Zip: DALLAS, TX 75265.5414
FDIC Certificate me.: 1217141714(
' Schsdul• RC— R-- Risk —Dased Capital
• Items 2 and 3 are to be completed by all balls.
Dollar Amounts in Thousands
2. Subordinated debt and other limited-life capital instruments (original
weighted aver*** maturity of at last five years) with a remaining matu-
rity of:
a. One year or less
b. Over one year through two years
c. Over two years through three yam
d. Over three years through four years
e. Over four years through five years
f. Over five years
Items 4 -9 and Memorandum item 1 are to be completed
by banks that answered NO to item 1 above and
by banks with tout assets of S1 billion or more.
4. Assets and credit equivalent rants of off - balance sheet its assigned
to the Zero percent risk category:
a. Assets recorded on the balance shat:
(1) Securities issued by, other claims on, and claims unconditionally
guaranteed by, the U.S. Government end its agencies and other
OECD central governments
(2) All other
b. Credit equivalent amount of off - balance shat its
29
Call Data: 6/30/90 ST -BK: 48 - 1996 FFIEC 031
Page 00.19
'This schedule of be completed by all banks that reported total assets of Si billion or more in Schedule RC, item 12, for
JUn• 30th of the previous year. Barks with assets of less than 01 billion that DO MOT meet the requirements of the cpital
test (In loam 1 below) asst also complete thla schedule. Include in this schedule the appropriate credit equivalent amounts
of all off - balance shat transactions.
-1 1. To be completed only by banks with total assets of lees than SI billion. Indicate In the appropriate
box at the right whether the bank has total capital grater than or equal to eight percent of
adjusted total assets. For purposes of this test, adjusted total assets equals total assets less
cash, U.S. Treasuries, U.S. Government @mercy obligation, and 80 percent of U.S. Government-
sponsored 'gamy oblipatloro plus the allowance for loan and lase losses end selected off- _ 1 0400 v-
. balance sheet its as reported on Schedule RC -L (see instruction). If the box 'worked TES 1 TES NO �
has been checked, then the bank only has to complete Item 2 and 3 below 1 RCFD 6056 1 1 / / //I 1 1.
(Column A)
Subordinated Debt
and Intermediate
Telco Preferred
Stock
RCFD Oil Mil Thou
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
3780 0
3781 0
3782 0
3783 0
3784 0
3785
(Column 1)
Other
Limited-
Life Capital
instruments
RCFD ail Mil Thou
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
3786 0
3787 0
3788 0
3789 0
3790 0
0 1 3791
2.a.
2.b.
2.c.
2.d.
2.e.
0 1 2.1.
3. Total qualifying capital (1.e.,Tier 1 and Tier 2 capful) allowable under the risk - besed capital RCFD Bit Mil thou
guidelines 1 3792 744,373 13
4.a.(1)
4.a.(2)
4.E.
tool Title of Bank: BANK ONE, TEXAS, RA
hiiress: P.O. BOX 655415
Ity, State 2ip: DALLAS, TX 75265 -5414
p10 Certificate No.: 12171417141
Achedul• RC A-- Continued
Dollar Aunts in Thousands
Assets and credit equivalent amounts of off - balance sheet item
assigned to the 20 percent risk category:
■. Assets recorded on the balance sheet:
(1) Claims conditionally guaranteed by the U.S. Government and its
agencies and other OECD central governments
(2) Claims colleteratitd by securities issued by the U.S. Govern-
ment and its agencies and other OECD central governments; by
securities issued by U.S. Government - sponsored agencies; and
by cash en deposit
(3) All other
b. Credit equivalent mount of off - balance sheet Item
. Assets and credit equivalent amounts of off - balance sheet its
assigned to the 50 percent risk category:
a. Assets recorded on the balance sheet
b. Credit equivalent mount of off- balance sheet items
. Assets end credit equivalent mounts of off - balance sheet items
assigned to the 100 percent risk category:
a. Assets recorded on the balance sheet
b. Credit equivalent mast of off - balance sheet items
. On- balance sheet values (or portions thereof) of interest rate, foreign
exchange rate and commodity contracts which have • capital assess-
ment for their off - balance sheet exposure under the risk -based capital
guidelines and those contracts (e.g., futures contracts) excluded from
the calculation of the risk-based capital ratio (exclude margin accounts
end accrued receivables from this item)
. Total assets recorded on the balance sheet (sue of items 4.a, 5.a, 6.a,
7.a, and 8, column A)(esnt equal Schedule RC, item 12 plus it 4.b
and 4.c, plus Schedule RC -B, item 6.1.(3), column A)
mgrandu n
Dollar Amounts in Thousands
• Notional principal value and replacement cost of Interest rate and for-
eign exchange rate contracts (in column 8, report only those contracts
with a positive replacement cost):
■. Interest rate contracts (exclude futures contracts)
(1) With a remaining maturity of one year or less
(2) With a remaining maturity of over one year
b. Foreign exchange rate contracts (exclude contracts with n original
maturity of 14 days or less and futures contracts)
(1) With a remaining maturity of one year or less
(2) With a remaining maturity of over one year
30
Call Date: 6/30/90 ST 48 - 1996 FFLEC 031
Peg* R0.20
(Colin A)
RCFD eft Mil Thou
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
3798 1,443,883
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
3799 0
3800 1,562,990
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
3802 1,272,829
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
3804 4,697,886
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
3806 0
/ / / / / / / / / / / //// ///
/ / / / / / / / / / / / / /////
3807 13.202.454
(Column B)
Replacement
Cost
(Market Value)
RCFD BUM( Thou
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
3808 2,226
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
3811 0 M.1.b.
/ / / / / / / / / / / / / / / /// 11.1.b.(1)
3813 0 1 / / /// / / / /f / / / / / /// 1 8.1.b.(2)
(Column A)
Motional
Principal
Value
RCFD Bit Mil Thou
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
3809 135,000
3810 916,027
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
3812 0
(Column B)
RCFD Bit Mil Thou
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / /// 5...(1)
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / /// 5.1.(2)
/ / / / / / / / / / / / / / / /// 5.1.43)
3801 2,189 5.b.
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / /// 6.a.
3803 1,234 6.h.
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / /// 7.1.
3805 1,291,836 7.b.
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / /// 8.
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
// / / / / / / / / / / / / / /// 9.
M.1.a.
M.1...(1)
11.1.1.42)
loyal Title of lank: BANK ONE, TEXAS, MA
AJdress: P.O. Sae 655415
City, Stet* Zip: DALLAS, TX 75265 -5414
FDIC Certificate Mo.: 12171417141
OPTIONAL NARRATIVE STATEMENT CONCERNING TEE AMOUNTS
REPORTED IN THE REPORTS OF CONDITION AND INCOME
at clove of bwinass on Jul. 30, 1990
SANK ONE, TEXAS. NA
Legal Title of Sank
The management of the reporting belt Rey, if it wishes, sub -
aft • brief narrative statement on the amounts reported in
the Reports of Condition and Meow. This optional statement
will be made available to the public, along with the pbllcly
available data in the Reports of Condition end Income, In re-
sponse to any request for lydivlddal bank report date. How-
ever, the information reported In column A and In all of
leaorarrda item 1 of Schedule RC -N Is regarded as con-
fidential and will not be released to the public. BANKS
CHOOSING TO SUBMIT THE NARRATIVE STATEMENT SHOULD
ENSURE THAT THE STATEMENT DOES NOT CONTAIN THE
SUES CR OTHER IDENTIFICATIONS OF INDIVIDUAL BANK
ULSTCMERS, REFERENCES TO THE AMOUNTS REPORTED IN THE
CONFIDENTIAL ITEMS IN SCHEDULE RC -N, OR ANY OTHER
INFORMATION THAT THEY ARE NOT WILLING TO HAVE
MME PUBLIC OR THAT WOULD COMPROMISE THE PRIVACY
OF THEIR DJSTOERS. Banks choosing not to make a statement may
cheek the "No comment" box below and should make no entries
of cry kind In the space provided for the narrative state-
mint; i.e., DO NOT enter in this space such phrases as "No
statement," "Not applicable," •N /A," "No comment," and
"None."
The optional statement must be entered on this sheet. The
statement should not exceed 100 words. Further, regardless
of the timber of words, the statement must not exceed 750
characters, including punctuation, Indentation, and standard
spacing between words and sentences. If any submission
Mould exceed 750 characters, as defined, it will be truncated
at 75D characters with no notice to the submitting bank and
No cogent 1_1 (ROOM 6979)
SANK MANAGEMENT STATEMENT (please type or print clearly):
(TEXT 6900)
— l L ,�t•.l .a,
Signature of Executive Officer of Rank
31
DALLAS
City
Call Date: 6/30/90 ST -SK: 4B -1996 FFIEC 031
Page RC -21
Texas
State
the truncated statement wilt appear es the bent's statement
both on agency computerized records and in computer -file
releases to the nubile.
All Information furnished by the bend in the narrative state-
ment must be accurst. end not misleading. Appropriate ef-
forts shalt be taken by the submitting bent to ensure the
statement accuracy. The statement met be signed, in the
space provided below, by senior officer of the bent who
thereby attests to Its accuracy.
If, subsequent to the original submission, material changes
are submitted for the data reported in the Reports of Condi-
tion and Income, the existing narrative statement will be
deleted free the files, and from disclosure; the bad(, at its
option, may replace it with s statement, under signature, ap-
propriate to the stranded data.
The optional narrative statement will appear in agency
records and in release to the public exactly as submitted (or
amended ea described In the preceding paragraph) by the
management of the bad( (except for the truncation of state-
ments exceeding the 750- character limit described above).
THE STATEMENT WILL NOT BE EDITED OR SCREENED IN ANY
WAY BY THE SUPERVISORY AGENCIES FOR ACCURACY OR
RELEVANCE. DISCLOSURE OF THE STATEMENT SMALL NOT
SIGNIFY THAT ANY FEDERAL SUPERVISORY AGENCY HAS
VERIFIED OR CONFIRMED THE ACCURACY OF THE INFORMATION
CONTAINED THEREIN. A STATEMENT TO THIS EFFECT WILL
APPEAR ON ANY PUBLIC RELEASE OF THE OPTIONAL STATEMENT
SUBMITTED BY THE MANAGEMENT OF THE REPORTING BANK.
1 C471 1 C472 1 <-
Past Due and Non - accrual loans on Schedule RC -N include approximately $193
and $46 million of loans, respectively, which a in— process of being
transferred to the Special Asset Pool under the provision of the FDIC
agreement. All of these Past Due and Non - accrual loans are also included
in Total loans on Schedule RC ane RC - C.
�ss 195
' iinte of signature
Legal Title of Rank: RANK ONE, TEXAS, NA
'Address: P.O. SCR 655415
City. State Zip: DALLAS, TX 75265 -5414
FDIC Certificate Rea J21714j7„I4I
SIGNATURE A10 TITLE OF OFFICER AUTHORIZED TO SIGN REPORT
( v. a. tv. e
kAIE AND TITLE OF PERSON TO WON INQUIRIES MAY RE DIR±TED (TEXT 8903)
Carolyn J. Campbell, tanking Officer
FDIC 8040/53 (6.89)
. NAME A1I0 ADORERS OF SANK
CALL NO. 172 31 06 -30 -90
CERT: 27474 00000 STBK 48-1996
BANK ONE, TEXAS, NATIONAL.ASSOCIATIO
P.O. BOX 225415
DALLAS, TX 75222 - 5415
32
Call Date: 6/30/90 LT -at: 41.1996
THIS PAGE I8 TO BE COMPLETED BY NATIONAL AND STATE MEMBER BANES ONLY
CM No. For OCC: 1557.0081
OM Mo. For Federal Rosarve: 7100 -0036
Expiration Date: 2/28/93
SPECIAL REPORT
(To be completed by National and State Member Ranks only)
(Dollar Amounts In Thousands)
CLOSE OF SUS1MES9 I FDIC CERTIFICATE NUMBER 1 I
DATE I 1 C-700 I a-
6/30/90 I 12171417141 1 1
LOANS TO EXECUTIVE OFFICERS (Complete es of each Call Report Date)
The following Infor.tlon is required by Public Lam 90 - 44, but does not constitute a part of the Report of Condition. With each
Report of Condition, the Lew requires all National and State Member tanks to furnish a report of all loans or other extension of
credit to its executive officers mode sine the data of the previous Report of Condition. Data regarding individual low or
other extensions of credit are not required. If no such low or other extension of credit were mad. during the period, Insert
•nonem against stbitr (a). (Exclude the first 55,000 of indebtedness of each executive officer under bank credit card plan.)
a. Number of low to executive officers 1 RCM 3561 1 0 a.
h. Total dollar rant of above to (in thousands of dollars) 1 RCFD 3562 1 0 b.
C. Range of interest charged on above loan (example: 9 3/4% • 9.75) . I RCFD 7701 1 0.00 I % to 1 RCFD 7702 1 0.00 1 x c.
I DATE (Month, Day, Tear)
I
I AREA CODE /PRONE NIJRER (TEXT 8904)
I
I
1
(214) 290 -3912
tkIN• g
CITY OF ROUND ROCK, TEXAS
REQUEST FOR PROPOSAL (RFP)
DEPOSITORY AND BANKING SERVICES
CITY OF ROUND ROCK, TEXAS
REQUEST FOR PROPOSAL (RFP)
DEPOSITORY AND BANKING SERVICES
TABLE OF CONTENTS
Introduction Page 1
Specifications Page 2
Depository - Banking Proposal Form Page 9
Schedule A - Banking Transactions St Page 13
Schedule B — Estimated Cash Flow Page 14
Schedule C — State Statute Page 15
Schedule D — Sample Statements
Operating Funds Page 22
Utility Funds Page 38
Debt Service Page 47
Payroll Page 48
Schedule E — Statement of Bank Card Activity Page 58
Schedule F — Account Analysis Page 60
CITY OF ROUND ROCK, TEXAS
REQUEST FOR PROPOSAL (RFP)
DEPOSITORY AND BANKING SERVICES
INTRODUCTION
The City of Round Rock, Texas, invites banking corporations,
associations or individual bankers doing business in the City of
Round Rock, Texas, to submit proposals (RFP) for the purpose of
serving as the City's central depository for a period of two (2)
years.
SEALED PROPOSALS
A proposal must be submitted in a sealed envelope bearing the
title - "City of Round Rock Depository Proposal" along with the
respondent's official name, address and representative's name,
title and telephone number. Please return a complete copy of this
document with all blanks completed and any additional attachments.
The proposal shall be returned no later than 2:30 p.m. on Tuesday,
August 7, 1990, to the City of Round Rock City Secretary at City
Hall, 221 East Main Street, Round Rock, Texas. At this time,
proposals will be opened and read publicly.
Any proposal received after the above specified time will be
returned unopened.
RIGHT TO REJECT PROPOSALS AND WAIVE INFORMALITIES
The City reserves the right to reject any or all proposals and to
waive any non - material irregularities or informalities.
Page 1
CITY OF ROUND ROCK, TEXAS
REQUEST FOR PROPOSAL (RFP)
DEPOSITORY AND BANKING SERVICES
SPECIFICATIONS
I. BACKGROUND
The Texas City Depository Act prescribes procedures for
selection of a City depository designating that home -rule
cities are authorized to receive applications as depository
for the custody of City funds from any banking corporation,
association or individual banker doing business within the
City of Round Rock, Texas.
The City of Round Rock , through request for proposal,
designates one financial institution as its depository. This
centralization of City funds is designed to maximize
investment capabilities and minimize banking costs. The
depository designation does not limit investment activity to
only one institution.
This RFP is intended to serve as a proposal form for the City
depository
services
contract. The accompanying
specifications, information and supporting schedules are an
integral part of this RFP and will become part of any
contractual agreement. Proposals must address each
specification described in this document.
The City of Round Rock reserves the right to reject any or
all applications for depository.
Questions regarding the following specifications may be
Page 2
directed to:
David Kautz
Director of Finance
City of Round Rock
221 E. Main Street
Round Rock, TX 78664
(512) 255 -3612
2. RFP Schedule
July 23, 1990
August
August
3. Qualifications
Donna Hohn Cruz -Aedo
Accountant
City of Round Rock
221 E. Main Street
Round Rock, TX 78664
(512) 255 - 3612
Specifications available for Financial
Institutions
6, 1990 Publish notice of City Council meeting to
review applications
7, 1990 Proposals returned to City Secretary
Bid opening: Council Chambers 2:30 PM CST
9, 1990 Contract awarded by City Council 7:00 PM
August
August 1077174!)
August 10, 1990
Pre - service meeting with City staff and
depository representative (including
ordering deposit and withdrawal documents)
Effective date of depository agreement
to propose the City depository services
contract will include:
Full banking service capabilities within the City of Round
Rock, Texas.
Deposits shall be insurable up to the legal limit by FDIC.
Collateralization of the total amount of monies deposited in
excess of FDIC coverage will be applicable. Securities
pledged must comply with all applicable State statutes.
The latest financial statements which were filed with the
regulatory agency which has authority over the depository
shall be submitted to the City. Quarterly and /or annually
published reports shall also be submitted to the City Finance
department throughout the term of this contract. Evaluation
Page 3
of the institution's creditworthiness should be possible 4b3m
evidenced by the financial statements referenced above.
4. Selection of the Depository
Selection of the depository shall be based on the institution
offering the most favorable terms and conditions for the
handling of City funds and the services available to the
City.
S. Term of Agreement
The contract award is intended to cover two (2) consecutive
fiscal years of the City commencing August 10, 1990, and
ending September 30, 1992, or until such time as a successor
depository is named.
The City will have the option to terminate the agreement at
any time after one year with at least 90 days advance notice.
6. Required Services
Banking Function -- Accepting deposits, safekeeping of those
deposits, paying checks upon demand and other customary
services
Monthly Statements -- Preparation of monthly statements showing
debits (checks in ascending numerical sequence based on the
pre - printed check number), credits (deposits by date) and
balance of each separate account. Statements shall be
provided to the City no later than 10 calendar days following
the end of month cut -off. Canceled checks, deposit receipts
and miscellaneous transaction documentations (wires, deposit
corrections, returned items) are to be included in the
Page 4
monthly statements. State whether or not the institution is
capable of providing monthly reconciliation on a magnetic
tape. Maintenance of all accounts, reports and records
regarding all City transactions. Preparation of such other
reports, accounts and records which may, from time to time,
be required by the City in order to properly discharge the
duties as provided by Depository law.
Printing -- Furnishing of the required quantity, quality and
type of checks and deposit receipts for the City's use during
the period for which this proposal is submitted.
Bank Card Services -- Depository should provide processing for
VISA and MasterCard receipts, including deposits,
chargebacks, statement reporting.and credit refunds.
Returned Check Service —A11 returned checks will be presented
twice for payment and stamped by bank as being presented
twice prior to return. Return check service on second
presentation will be returned immediately to the City.
Wire Transfer Services - -The depository shall maintain wire
transfer facilities to the Federal Reserve Bank for
transactions with other commercial banks. Wire service debit
and credit notices must be provided to the City within 3
banking days of any transaction and must also be included in
the monthly statement of the applicable accounts. State
whether or not the depository is capable of providing the
City with electronic means to transfer funds (i.e. a City
terminal with electronic methods for a direct deposit
program through ACH transactions).
Miscellaneous Services-:-The following services may be
Page 5
required during the term of the contract: three part deposit
slips, travelers' /cashiers checks, stop payments issued by
the City, depository and agent for bi - weekly withholding of
Federal payroll taxes and the ability to move funds within
the bank.
Special Services - -State whether or not the depository is able
to negotiate lock box services with the City in the future.
Locking Bank Bags- -The depository shall provide the following
deposit bags upon request by the City (approximately):
20 12" X 15" locking
14 6" X 11" non - locking
Safe Deposit Box- -The Depository will provide a commercial
safe deposit box for use by the City for the term of the
contract period.
Overdraft Protection -- Although none is anticipated, overdraft
balances should be calculated using the aggregate of all City
bank balances versus individual account balances.
Other Services - -from time to time the bank will be asked to
provide assistance in various additional banking and
financial matters. Examples of, but not limited to, these
matters would be assistance in the collection of letters of
credit and advisory services regarding investments and
financial forecasts.
Additional Services - -Banks may offer any additional services
that are not specified in these specifications. The City
requests the right to negotiate new accounts or services
which are newly offered to the general public during the term
of the contract.
Additional Accounts - -The City reserves the right to open
Page 6
additional money market accounts as needed during the term of
this agreement.
Bank Compensation- -The City will pay for all bank charges
once a month. The bank will provide a detailed bank analysis
report for all account charges by bank charge category, for
City verification purposes, and a consolidated invoice
reflecting all bank charges by category in total.
For purposes of evaluating the proposal, the City will use
$600,000 as an average balance to determine interest
earnings. However, this does not commit the City to keeping
balances at this level.
7. Collateralization of Public Funds
Collateral for City Funds - -The City, in accordance with State
Statute, requires that all City monies held by financial
institutions above the Federal Deposit Insurance Corporation
insurable limits be collateralized with securities pledged to
the City at par value, or current market value when less than
par value, by that institution. The value of the security is
determined by the City.
Investments which may be pledged to secure City Funds are
found in Chapter 105, Subchapter C Local Government Code
(State Statute). This includes U.S. Treasury or Agency
Issues, bonds or other indebtedness of the State of Texas, or
local government bonds or certificates of obligation of Texas
governments with a Moody's or Standard and Poor's rating of A
or greater.
The City reserves the right to reject any pledged collateral
Page 7
8. Exceptions to this Proposal- -Any exceptions to these
specifications are to be included and explained on a separate
page and returned with this proposal.
EZ20083
that the depository bank may wish to pledge. The Depository
bank will provide a monthly report of all securities pledged
against the City's deposits.
All monies shall be collateralized in accordance with the
Investment Policy of the City of Round Rock.
Release of Collateral - -No collateral may be withdrawn,
released or substituted without the prior written consent of
the City Director of Finance or his deputies. The City will
release collateral only upon request and proof that such
collateral is not needed as security for City deposits.
Additions to Collateral - -In the event the amount of City
funds on deposit with the Depository shall exceed at any time
the par value, or current market value if less than par, of
the collateral securing such deposits, the Depository shall
immediately pledge acceptable collateral to make up the
deficiency.
Third Party Safekeeping - -A11 securities pledged must be
in the custody on an independent third party agent designated
and approved prior to use by the City.
Page 8
CITY OF ROUND ROCK, TEXAS
REQUEST FOR PROPOSAL (RPP)
DEPOSITORY AND BANKING SERVICES
RANKING PROPOSAL FORM
The undersigned, a banking institution domiciled in the State of
Texas, hereinafter called proposer, for the privilege of acting as
Depository of the City of Round Rock, Texas, and in consideration
of the attached specifications and supporting schedules will pay
or charge the City as follows:
1. Required Services
Banking Functions -
Deposit Processing Fee (per item) $
Check Processing Fee (per item) $
Describe Additional Fees (if any):
Monthly Statements -
Can monthly bank statements be provided by the 10th day?
Yes No
Bank Charges for service (if any). State frequency of
charge and unit cost:
Will monthly bank statement cut -off be last working
day /calendar day of month? (Circle appropriate day)
Can monthly bank statements be provided on a magnetic
Page 9
tape? Yes No
Bank Charges for service (if any):
Printing -State cost per specific unit of measurement.
Cost of commercial one part checks $
Describe Additional Fees (if any):
Bank Card Services -
Per item processing fee
Describe Additional Fees (if any):
Returned Check Service -
Returned check service
Wire Transfer Service -
Incoming per item processing fee
Outgoing per item processing fee
State whether or not bank is able to provide City with
direct ACH capabilities. Yes No
Bank Charges for ACH service (if any):
Describe Additional Pees (if any):
$
Miscellaneous Services - State cost per specific unit of
measurement.
Three part deposit slips $
Travelers'/Cashiers' checks $
Stop Payments - $
Withholding Federal Payroll taxes $
Page 10
Three part continuous form checks
One part continuous form checks
Transfer of funds internally
Describe Additional Pees (if any):
Special Services -
Bank is able to negotiate Lock Box services.
Yes
Locking Bank Bags -
Bank to provide commercial bags upon request.
Yes
Charge per bank bags (locking)
Charge per bank bags (non - locking)
Safe Deposit Box-
.
Bank to provide Commercial Size Safe Deposit Box.
Annual Bank Charge $
Overdraft Protection -
Bank able to offset shortages in one account with total
of all City deposits
Describe additional charges (if any):
2. Proposer will pay the City interest on demand account
balances at the rate of basis points
above /below (clearly indicate one) the auction rate for 90-
day U.S. Treasury bills. The rate established for the last
auction of a month shall be applied to the following month's
banking activity. Specify method of compounding.
Additional comments:
No
No
Yes No
Page 11
3. Proposer will make short -term loans to the City for a maximum
amount of $ at x
more /less (clearly indicate one) than the prime interest rate
effective on the day the loan is made (Source: Wall Street
Journal). All loans to the City will be in the form of
properly executed promissory notes for any legal purpose, as
stated under present Texas Laws.
Additional comments:
4. Please specify the maximum balance of demand deposits your
bank would be willing to service and collateralize
PROPOSER:
BY:
TITLE:
ADDRESS:
CITY, ST:
TELEPHONE:
DATE:
Page 12
CITY OF ROUND ROCK. TEXAS
REQUEST FOR PROPOSAL (RFP)
DEPOSITORY AND BANKING SERVICES
SCHEDULE A
BANKING TRANSACTIONS STATISTICS
1. Number of Bank Accounts 5 — 7
2. Average number of transactions clearing monthly:
CHECKS DEPOSITS
& DEBITS & CREDITS
* a. Operating Fund 467 265
* b. Utility Fund 235 92
c. Debt Service Fund 2 8
d. Reserve Fund 0 5
* e. Payroll 589 4
f. Tax Account (currently excluded)
3 12
* Requires use of three part checks and deposit slips
3. Mastercard /Visa Transactions 1 12
(monthly average)
4. Wire Transfers (Monthly estimates only)
a. Incoming 5
b. Outgoing 6
5. Number of Overdrafts none to date, none anticipated
6. Number of Short Term Loans none to date, none anticipated
7. Stop Payments (monthly average) 3
8. Returned Checks (monthly avg) 65
Page 13
aA�p :{ss may.. _?'��.. i�;" Ys'a'y _ .
w. �. �i' _ �tl-.a . 'ice' `-
§ 103.003 LOCAL GOVERNMENT CODE
§ 103.003. Filing; Public Record
(a) The annual financial statement, including the
auditor's opinion on the statement, shall be filed in
the office of the municipal secretary or clerk within
120 days after the last day of the municipality's
fiscal year.
(b) The financial statement is a public record.
Acts 1987, 70th Leg., ch. 149, § 1, eff. Sept. I, 1987.
§ 103.004. Valuation of Certain Benefit Pro.
grams
(a) A municipality that provides a continuing or-
ganized program of service retirement benefits, dis-
ability retirement benefits, or death benefits for any
of its officers or employees must include in the
annual financial statement a valuation of the finan-
cial assets and liabilities of the program as shown in
the most recent actuarial valuation of the program.
(b) This section does not apply to:
(1) a program for which the only funding agen-
cy is a life insurance company;
(2) a program providing only workers' compen-
sation benefits; or
(3) a program administered by the municipality
as a member of the Texas Municipal Retirement
System.
Acts 1987, 70th Leg., ch. 149, § 1, eff. Sept. 1, 1957.
CHAPTER 104. MUNICIPAL INVESTMENT
OF TRUST FUNDS AND
SPECIAL DEPOSITS
Section
104.001. Chapter Applicable to Certain Home -Rule Mu-
nicipalities.
104.002. Authority to Make Investments.
104.003. Effect of Early Withdrawal.
104.004. Interest
104.005. Cumulative Effect With Charter Provisions.
§ 104.001. Chapter Applicable to Certain Home -
Rule Municipalities
This chapter applies only to a home -rule munici-
pality with a population of 900,000 or more whose
charter provides for an elected comptroller, auditor,
or treasurer.
Acts 1987, 70th Leg., ch. 149, § 1, eff. Sept. 1, 1987.
§ 104.002. Authority to Make Investments
SUBCHAPTER B. ESTABLISHMENT
(a) The municipality may invest trust funds and OF DEPOSITORY
special deposits in the custody of the municipality. 105.011. Depository Authorized.
106
PAGE 16
(b) The municipal official responsible for manag-
ing and conducting the municipality's fiscal affairs
shall make the investments. The investments are
subject to the supervision and control of the govern-
ing body, as established by ordinance.
(c) The municipality may invest the funds in
amounts that are not required for immediate dis-
bursement according to official estimates by pur-
chasing obligations of the United States govern-
ment or by placing the funds in time deposit ac-
counts with one or more depository banks of the
municipality.
Acts 1987, 70th Leg., ch. 149, § 1, eff. Sept. 1, 1987.
§ 104.003. Effect of Early Withdrawal
If any of the funds placed in time deposit ac-
counts are required before maturity, they shall be
made available by the depository bank, but the bank
is not liable for interest earned on any amount
withdrawn before maturity.
Acts 1987, 70th Leg., ch. 149, § 1, eff. Sept. 1, 1987.
§ 104.004. Interest
The municipal official responsible for managing
and conducting the fiscal affairs shall receive the
interest earned on the investments and shall place
the interest in the municipal general fund as com-
pensation to the municipality for holding and han-
dling the trust funds and special deposits for the
benefit of the persons ultimately entitled to receive
the funds and deposits.
Acts 1987, 70th Leg., ch. 149, § 1, eff. Sept. 1, 1987.
§ 104.005. Cumulative Effect With Charter Pro-
visions
This chapter is cumulative of the municipal pow-
ers of investment derived from the municipal char-
ter.
Acts 1987, 70th Leg., ch. 149, § 1, eff. Sept. 1, 1987.
CHAPTER 105. DEPOSITORIES FOR
MUNICIPAL FUNDS
SUBCHAPTER A. GENERAL PROVISIONS
Section
105 001. Definitions.
105.002. Funds Affected.
[Sections 105.003 to 105.010 reserved for expansion)
anag-
if fairs
.ts are
overn-
ids in
to dis-
y pur-
:overn-
:sit ac-
of the
1, 1987.
.)sit ac-
hall be
le bank
amount
I, 1987.
anaging
eive the
41 place
as com-
nd han-
for the
receive
1, 1987.
ter Pro -
pal pow -
pal char-
1, 1987.
OR
ONS
ansion)
T
Section
105.012. Notice.
105.013. Application.
105.014. Selection of Depository.
105.015. Designation of Depository.
[Sections 105.016 to 105.030 reserved for expansion]
SUBCHAPTER C. SECURITY FOR FUNDS HELD
BY DEPOSITORY
105.031. Qualification as Depository.
105.032. Personal Bond.
105.033. Surety Bond.
105.034. Bonds, Notes. and Other Securities.
105.035. Condition of Personal Bond or Contract for Se-
curities.
105.036. Amount of Security Required.
105.037. Secunty Not Requu for Federally Insured
Deposits.
[Sections 105.038 to 105.050 reserved for expansion]
SUBCHAPTER D. MAINTENANCE AND
MODIFICATION OF SECURITY
105.051. New Secunty.
105.052. Substitution of Securities.
105.053. Release of Excess Security.
105.054. Inadequate Security.
105.055. Solvency of Personal Surety.
105.056. Solvency of Surety Company and Adequacy of
Securities.
105.057. Surrender of Interest on SecunUes.
[Sections 105.058 to 105.070 reserved for expansion]
SUBCHAPTER E. DEPOSITORY ACCOUNTS
105.071. Character and Amount of Deposits.
105.072. Investments in United States Securities.
105.073. Deposit of Funds.
105.074. Drawing of Checks and Warrants.
105.075. Checks Payable at Depository.
105.016. Debts Payable Other Than at Municipal Trea-
sury.
[Sections 105.077 to 105.090 reserved for expansion]
SUBCHAPTER F. LIABILITY AND REPORT
OF TREASURER
105.091. Liability of Treasurer.
105.092. Report by Treasurer.
SUBCHAPTER A. GENERAL PROVISIONS
§ 105.001. Definitions
In this chapter:
(1) "Bank" means a banking corporation or as-
sociation or an individual banker.
(2) "Demand deposit" means a deposit of funds
that may be withdrawn on the demand of the
depositor.
FINANCES § 105.013
(3) "Time deposit" means a deposit of funds
subject to a contract between the depositor and
the depository under which the depositor may not
withdraw any of the funds by check or by another
manner until the expiration of a certain period
following written notice of the depositor's intent
to withdraw the funds.
(4) "Secretary of a municipality" includes the
clerk of a municipality.
Acts 1987, 70th Leg., ch. 149,. § 1, eff. Sept. 1, 1987.
§ 105.002. Funds Affected
This chapter applies to the funds of any munici-
pality, including any school funds of the municipali-
t•
Acts 1987, 70th Leg., eh. 149, § 1, eff. Sept. 1, 1987.
[Sections 105.003 to 105.010 reserved
for expansion]
SUBCHAPTER B. ESTABLISHMENT
OF DEPOSITORY
§ 105.011. Depository Authorized
(a) At a meeting held at any time, the governing
body of a municipality may receive applications
from one or more banks for the deposit of the
municipality's funds.
(b) If two or more banks are doing business with-
in a municipality, the governing body may consider
the applications of only those banks. However, a
general -law municipality with a population of more
than 20,000 may consider applications from any
bank located in the county in which the municipality
is located or in an adjacent county.
Acts 1987, 7010 Leg., ch. 149, § 1, eff. Sept. 1, 1987.
Amended by Acts 1989, 71st Leg., ch. 1, § 14(a), eff. Aug.
28, 1989.
§ 105.012. Notice
Not earlier than four weeks or later than one
week before the date of the meeting, the secretary
of the municipality shall publish at least once in a
newspaper published in the municipality a notice of
the meeting at which applications are to be received.
Acts 1987. 70th Leg., ch. 149, § 1, eff. Sept. 1, 1987.
§ 105.013. Application
A bank desiring to be selected as a municipal
depository must deliver its application'to the secre-
tary of the municipality on or before the date of the
meeting at which applications are to be received.
Acts 1987, 70th Leg., ch. 149, § 1, eff. Sept. 1, 1987.
107
§ 105.014 LOCAL GOVERNMENT CODE
§ 105.014. Selection of Depository
(a) After considering the applications, the govern-
ing body of the municipality shall select as munici-
pal depositories one or more banks that offer the
most favorable terms and conditions for the han-
dling of the municipal funds.
(b) The governing body may reject any of the
applications and readvertise for applications.
(c) The conflict of interests provisions of Chapter
179, Acts of the 60th Legislature, Regular Session,
1967 (Article 2529c, Vernon's Texas Civil Statutes),
apply to the selection of the depositories.
Acts 1987, 70th Leg., ch. 149, § 1, eff. Sept. 1, 1987.
§ 105.015. Designation of Depository
(a) When security is provided in accordance with
Subchapter C and is approved by the governing
body of the municipality, the governing body shall
designate, by an order recorded in its minutes, the
bank as a depository for the municipality's funds.
(b) If a bank selected as a municipal depository
does not provide security by the deadline prescribed
by Section 105.031, the selection of the bank as a
depository is void, and the governing body shall
publish notice, receive applications, and select an-
other depository in the regular manner.
Acts 1987, 70th Leg., ch. 149, § 1, eff. Sept. 1, 1987.
[Sections 105.016 to 105.030 reserved
for expansion]
SUBCHAPTER C. SECURITY FOR FUNDS
HELD BY DEPOSITORY
§ 105.031. Qualification as Depository
(a) Within five days after the date a bank is
selected as a municipal depository, the bank must
qualify as a depository by providing security for the
municipal funds to be deposited with the bank.
(b) The bank may secure the municipal funds, at
the option of the governing body of the municipali-
ty, by:
(1) personal bond; surety bond; bonds, notes,
or other securities; or a combination of these
methods, as provided by this subchapter; or
(2) investment securities or interests in them as
provided by Chapter 726, Acts of the 67th Legisla-
ture, Regular Session, 1981 (Article 2529b -1, Ver-
non's Texas Civil Statutes).
Acts 1987, 70th Leg., ch. 149, § 1, eff. Sept. 1. 1987.
108
PAGE 18
§ 105.032. Personal Bond
(a) One or more personal bonds executed and
filed with the governing body of the municipality,
payable to the municipality, qualify as security un-
der this subchapter if:
(1) the bonds are signed by at least five solvent
sureties who:
(A) own unencumbered real property in the
state that has a value at least equal to the
amount of the bonds and that is not exempt
from execution under the constitution and other
laws of this state; or
(B) have an aggregate net worth at least
equal to the amount of the bonds; and
(2) the bonds are approved by the governing
body.
(b) When a bond is filed for approval under Sub-
section (a)(1)(A), the sureties shall also file with the
governing body a statement containing:
(1) a description of the unencumbered and non-
exempt real property sufficient to identify it on
,the ground; and
(2) a fair estimate of the value of each tract of
real property listed, including the value of any
improvements on the property.
(c) When a bond is filed for approval under Sub-
section (a)(1)(B), the sureties shall also file with the
governing body an itemized and verified financial
statement showing that the aggregate net worth of
the sureties is at least equal to the amount of the
bonds.
(d) After the governing body approves a personal
bond, it shall be filed with the secretary of the
municipality. The statement required by Subsec-
tion (c) shall be attached to the bond.
Acts 1987, 70th Leg., ch. 149, § 1, eff. Sept. 1, 1987.
§ 105.033. Surety Bond
(a) One or more bonds issued and executed by
one or more solvent surety companies authorized to
do business in this state, payable to the municipality
and filed with the governing body of the municipali-
ty, qualify as security under this subchapter if the
bonds are approved by the governing body.
(b) After the governing body approves a surety
bond, it shall be filed with the secretary of the
municipality.
Acts 1987, 70th Leg., ch. 149, § 1, eff. Sept. 1, 1987•
�: '.C•H ....'. ..,t �� + .. ..t •• - .:J.Y A- '2ii :f V.A.; • rW - `u - 1. , k.L.n: M.:f -<; •
ed and
'ipality,
rity un-
solvent
- in the
to the
exempt
Id other
it least
,verning
ler Sub -
with the
_tnd non -
.fy it on
tract of
e of any
der Sub -
with the
financial
worth of
•tt of the
personal
y of the
Subsec-
. 1, 1987.
'cuted by
lorized to
:nicipality
mnicipali-
ter if the
Y.
a surety
- of the
t. 1, 1987.
§ 105.034. Bonds, Notes, and Other Securities
If approved by the governing body as to kind and
value, a municipal depository may pledge with the
governing body of the municipality as security un-
der this subchapter:
(1) a bond, certificate of indebtedness, or trea-
sury note of the United States, or other evidence
of indebtedness of the United States that is guar-
anteed as to principal and interest by the United
States;
(2) a bond of this state or of a county, munici-
pality, independent school district, common school
district, or other school district in this state;
(3) a bond issued under the federal farm loan
acts;
(4) a road district bond;
(5) a bond, pledge, or other evidence of indebt-
edness issued by the board of regents of The
University of Texas System;
(6) a note or bond secured by mortgages in-
sured and debentures issued by the Federal Hous-
ing Administration;
(7) shares or share accounts of a savings and
loan association organized under the laws of this
state or of a federal savings and loan association
domiciled in this state if the payment of the share
or share accounts is insured by the Federal Sav-
ings and Loan Insurance Corporation;
(8) bank acceptances of banks that have a capi-
tal stock of at least $500,000; or
(9) a bond issued by a municipal corporation in
this state.
Acts 1987, 70th Leg., ch. 149, § 1, eff. Sept. 1, 1987.
§ 105.035. Condition of Personal Bond or Con-
tract for Securities
(a) A personal bond or surety bond provided, or a
contract for the pledge of securities under this
subchapter, must be conditioned that the depository
will:
(1) faithfully keep the municipal funds and
faithfully perform the duties and obligations im-
posed by law on the depository;
(2) pay on presentation all checks drawn on a
demand deposit account with the depository;
(3) pay all checks drawn on a time deposit
account on presentation by the treasurer of the
municipality after the required period of notice;
and
(4) account for the municipal funds as required
by law.
FINANCES
§ 105.052
(b) A suit on a personal bond, surety bond, or
contract for securities provided or pledged under
this subchapter must be tried in the county in which
the municipality is located.
Acts 1987, 70th Leg., ch. 149, § 1, eff. Sept. 1, 1987.
§ 105.036. Amount of Security Required
(a) Personal or surety bonds that secure munici-
pal funds in a depository must be in an amount at
least equal to the total amount of the revenue of the
municipality for the year preceding the year for
which the bonds are made.
(b) Securities pledged to secure municipal funds
on deposit in a depository must be in an amount
equal to the amount of those funds. The value of
the securities is determined by the governing body
of the municipality, and that determination is final
and is binding on the depository.
Acts 1987, 70th Leg., ch. 149, § 1, eff. Sept. 1, 1987.
§ 105.037. Security Not Required for Federally
Insured Deposits
.A depository is not required to provide security
for the deposit of municipal funds to the extent the
deposits are insured under 12 U.S.C.A. Sections
1811 -1832.
Acts 1987, 70th Leg., ch. 149, § 1, eff. Sept. 1, 1987.
[Sections 105.038 to 105.050 reserved
for expansion)
SUBCHAPTER D. MAINTENANCE AND
MODIFICATION OF SECURITY
§ 105.051. New Security
(a) The governing body of the municipality may
by written order require a depository to execute a
new bond or pledge additional or other securities at
any time the governing body considers it advisable
or considers it necessary for the protection of the
municipality.
(b) If a depository fails for any reason to file the
required new bond or pledge the required securities
within five days after the date the depository is
served with a copy of the order, the governing body
may select a new depository in the regular manner.
Acts 1987, 70th Leg., ch. 149, § 1, eff. Sept. 1, 1987.
§ 105.052. Substitution of Securities
(a) A depository is entitled to substitute one type
of security for another if the substituting security
meets the requirements of law and is approved by
the governing body of the municipality.
109
•
§ 105.052 LOCAL GOVERNMENT CODE
(b) The governing body may direct the manner in
which securities pledged in place of personal or
surety bonds are to be deposited.
Acts 1987, 70th Leg., ch. 149, § 1, eff. Sept. 1, 1987.
§ 105.053. Release of Excess Security
If the securities pledged by a depository to secure
municipal funds exceed the amount required by this
chapter, the governing body of the municipality
shall permit the release of the excess.
Acts 1987, 70th Leg., ch. 149, § 1, eff. Sept. 1, 1987.
§ 105.054. Inadequate Security
If for any reason the municipal funds on deposit
with a depository exceed the amount of security
pledged, the depository shall immediately pledge
additional securities with the governing body of the
municipality.
Acts 1987, 70th Leg., ch. 149, § 1, eff. Sept. I, 1987.
§ 105.055. Solvency of Personal Surety
(a) At least twice each year while a personal bond
securing municipal deposits is in effect, the govern-
ing body of the municipality shall investigate the
solvency of each surety on the bond. The govern-
ing body may require a surety to make an itemized
and verified financial statement accurately showing
the surety's financial position and, if the bond re-
quires the surety to own real property, identifying
each tract of real property owned by the surety and
stating its value.
(b) The governing body shall require a depository
to provide a new bond meeting the requirements of
this chapter if a financial statement provided under
Subsection (a) indicates that
(1) a surety is insolvent;
(2) a surety's net worth is less than the amount
required by this chapter;
(3) the assets listed are depreciated or their
value is in any way impaired; or
(4) real property required by the bond has been
disposed of or encumbered and the value of the
remaining unencumbered and nonexempt real
property is insufficient to meet the requirements
of this chapter.
Acts 1987, 70th Leg., ch. 149, § 1, eff. Sept. 1, 1987.
§ 105.056. Solvency of Surety Company and Ade-
quacy of Securities
At any time the governing body of the municipali-
ty considers it necessary for the protection of the
municipality, the governing body may investigate
110
the solvency of a surety company that issues a bond
on behalf of a municipal depository or investigate
the value of securities pledged by a depository to
secure municipal funds.
Acts 1987, 70th Leg., ch. 149, § 1, eff. Sept. 1, 1057.
§ 105.057. Surrender of Interest on Securities
On request of a municipal depository, the govern-
ing body of the municipality shall surrender, when
due, interest coupons or other evidence of interest
on securities deposited by the depository with the
governing body if the securities remaining pledged
by the depository are adequate to meet the require-
ments of this chapter and of the governing body.
Acts 1987, 70th Leg., ch. 149, § 1, eff. Sept. 1, 1987.
(Sections 105.058 to 105.070 reserved
for expansion]
SUBCHAPTER E. DEPOSITORY ACCOUNTS
§ 105.071. Character and Amount of Deposits
(a) The governing body of the municipality may
determine and designate the character and amount
of municipal funds that will be demand deposits and
that will be time deposits.
(b) The governing body may contract with a de-
pository for interest on time deposits at any legal
rate under federal law or under a rule adopted by
the board of governors of the Federal Reserve
System or by the board of directors of the Federal
Deposit Insurance Corporation.
Acts 1987, 70th Leg., ch. 149, § 1, eff. Sept. 1, 1987.
§ 105.072. Investments in United States Securi•
ties
The governing body of the municipality may di-
rect the treasurer of the municipality to withdraw
any municipal funds deposited in a depository that
are not immediately required to pay obligations of
the municipality and invest those funds in direct
debt securities of the United States unless such an
investment or withdrawal is expressly prohibited by
law or the withdrawal is contrary to the terms of
the depository contract.
Acts 1987, 70th Leg., ch. 149, § 1, eff. Sept. 1, 1987.
§ 105.073. Deposit of Funds
Immediately after the governing body of the mu-
nicipality designates a municipal depository, the
treasurer of the municipality shall transfer to the
depository all the municipal funds under the trea-
surer's control. The treasurer shall also immediate-
bond
igate
ry to
1987.
:es
•ern-
when
serest
h the
adged
quire -
body.
1987.
NTS
y may
mount
:ts and
ade-
: legal
•ted by
:eserve
'ederal
1. 1987.
Securi-
may di-
thdraw
ry that
aons of
direct
such an
cited by
erms of
1. 1987.
the mu-
,rv, the
r to the
he trea-
mediate-
ly deposit in the depository to the credit of the
municipality any money received after the deposito-
ry is designated.
Acts 1987, 70th Leg., ch. 149, § 1, eff. Sept. 1, 1987.
§ 105.074. Drawing of Checks and Warrants
(a) The funds of the municipality may be paid out
of a depository only on the checks of the treasurer
of the municipality.
(b) Except in a municipality that operates under a
municipal charter provision that provides for the
drawing of checks or warrants on the depository or
municipal funds in a manner different from that
prescribed by this section, a treasurer may draw a
check on a depository only on a warrant signed by
the mayor and attested by the secretary of the
municipality.
(c) If there is sufficient money in a fund in a
depository against which the proper authority has
drawn a warrant, the treasurer on presentation of
the warrant shall draw a check on the depository in
favor of the legal holder of the warrant, retain the
warrant, and charge the warrant against the fund
on which it is drawn. The treasurer may not draw
a warrant on a fund in a depository unless the fund
has sufficient money to pay the warrant.
(d) A treasurer may not draw a check on any
funds designated as time deposits until notice has
been given and the notice period has expired under
the terms of the contract with the depository.
(e) The mayor and secretary of the municipality
may not draw a warrant on a special fund in a
depository or under the control of the treasurer that
was created to pay the bonded indebtedness of the
municipality other than to pay the principal of or
interest on the indebtedness or to invest the fund as
provided by law.
(f) The treasurer may not pay or draw a check to
pay money out of a special fund that was created to
pay the bonded indebtedness of the municipality
other than to pay the principal of or interest on the
indebtedness or to invest the fund as provided by
law.
Acts 1987, 70th Leg., ch. 149, § 1, eff. Sept. 1, 1987.
§ 105.075. Checks Payable at Depository
Checks drawn by the treasurer of the municipali-
ty against municipal funds on deposit are payable
FINANCES
111
SUBCHAPTER F. LIABILITY AND
REPORT OF TREASURER
§ 105.092
by the depository at its place of business in the
municipality.
Acts 1987, 70th Leg., ch. 149, § 1, eff. Sept. 1, 1987.
§ 105.076. Debts Payable Other Than at Munici-
pal Treasury
The governing body of the municipality may di-
rect the treasurer of the municipality to withdraw
from a depository and deposit money sufficient to
pay a bond, coupon, or other indebtedness of the
municipality at a place other than at the municipal
treasury if by its terms the indebtedness is payable
on maturity at the other location.
Acts 1987, 70th Leg., ch. 149, § 1, eff. Sept. 1, 1987.
[Sections 105.077 to 105.090 reserved
for expansion]
§ 105.091. Liability of Treasurer
The treasurer of the municipality is not respon-
sible for any loss of municipal funds through the
negligence, failure, or wrongful act of a depository.
This section does not release the treasurer from
responsibility for a loss resulting from the official
misconduct of the treasurer, including a misappro-
priation of the funds, or from responsibility for the
funds until a depository is selected and the funds
are deposited.
Acts 1987, 70th Leg., ch. 149, § 1, eff. Sept. 1, 1987.
§ 105.092. Report by Treasurer
On or before the first regular meeting of the
governing body of the municipality in July of each
year, the treasurer of the municipality shall report
to the governing body:
(1) the amount of receipts and expenditures of
the municipal treasury;
(2) the amount of money on hand in each fund;
(3) the amount of bonds becoming due for re-
demption that require action;
(4) the amount of interest to be paid during the
next fiscal year; and
(5) any other information required by law to be
reported by the treasurer.
Acts 1987, 70th Leg., ch. 149, § 1, eff. Sept. 1, 1987.
[Chapters 106 to 110 reserved for expansion]
CITY OF ROUND ROCK, TEXAS
REQUEST FOR PROPOSAL (RFP)
DEPOSITORY AND BANKING SERVICES
SCHEDULE F
ACCOUNT ANALYSIS
Average number of items per deposit:
a. Operating Fund 7
b. Utility Fund 250
c. Debt Service Fund 1
d. Reserve Fund 1
e. Payroll 2
06/01
06/01
06/01
00/01
06/01
06/01
06/01
C6/04
06/04
06/04
06/04
06/04
06/04
06/04
06/04
06/04
06/05
06/05
06/05
06/06
06/06
06/06
06/06
06/06
06/06
06/06
06/06
06/06
06/06
06/06
06/06
06/07
06/07
06/07
06/07
Capitol City
Savings
4•,3 NOV 1:2, at.5" \ 1• .., • • „ 1007
458
CITY OF ROUND ROCK
221 EAST "AiN STREET
ATTN INVESTMENTS
ROUND ROCK TX 78664
NECKING ACCOUNT TPANSACTIUNS
DATE
AMOUNT DESCRIPTION
975.87
15.91
57.00
149.97
1001.00
1174.00
9000.00
103.00
106.00
138.50
174.76
277.35
450.16
1681.00
1880.75
9.90-
100.00
396.00
3394.75
.50
4.00
191.00
267.48
353.40
415.60
673.62
865.42
1697.00
2003.75
5607.75
9231.20
18.17
25.00
82.00
101.00
TAX
CD INT TRANSFER 001 - 8201034
DEPOSIT
DEPOSIT
DEPOSIT •
DEPOSIT
DEPOSIT
DEPOSIT
DEPOSIT
DEPOSIT
DEPOSIT
DEPOSIT.
DEPOSIT
DEPOSIT
DEPOSIT
DEPOSIT
RETURNED DEPOSIT ITEM
DEPOSIT
DEPOSIT
DEPOSIT
DEPOSIT
DEPOSIT
DEPOSI T
DEPOSIT
DEPOSIT
DEPOSIT
DEPOSIT
DEPOSIT
DEPOSIT
DEPOSIT
DEPOSIT
DEPOSIT
DEPOSIT
DEPOSI7
DEPOSIT
DEPOSIT
Downtown
Northland OnIce 3.10, u.mY, v:
Southwest Olrwe 157018; §1M 021,0:
0,9htend Village Office 0025 01001 01 ,11
North Alin 011,,. 9117 Norm Lainar
SOicewood 011lee 130'9 Research Red
Lake Creek 011ie. 1,35 Renn: POtt A,+•
Barton Oaks Office `.0 'Moor Exrkoy So
STATEMENT DATE
07/01/90
71001PC ND
4080 -0195
ACCOUNT NUMBER
BALANCE
LAST SWTEMENT . _
292,434.77
5'
' DEPOSITS AND CREDITS
NO.
175
TOTAL AMOUNT
1379973.90
CHECKS AND DEBITS
NO.
296
TOTAL AMOUNT
608124.32
SERVICE
CHARGE
' .00
BALANCE
• THIS STATEMENT
1,064, 284.35
i
1 NBR
4 -6
1
4
OPERA a.
FuN 4
DEP. DT
REFERENCE
TICKETS
GROSS SALES
CREDITS
ADJUSTMENTS
NET DEPOSIT
330690
330690
•
58200190
58200
VI t1
878.00
597.00
878.00
597.00
TOTALS
8
1.479.00
)
1.475.00
PLAN NAME
DISC.
AVERAGE
TICKET
NO. CRED.
TICKETS
CREDITS
NO. SALES
TICKETS
DISCOUNTED
SALES
DISCOUNT
MASTERCARD
VISA
2.750
2.750
255.00
174.29
255.00
1,220.00
7.01
33.55
DEPOSIT SUMMARY TOTAL..
164.38
8
1,475.00
40.56
FEES & OTHER CHARGES (SEE BACK)
I YOUR ACCOUNT 000000040800195 HAS BEEN CHARGED
_ 40.56
D S
E U
P M
0 M
S A
I R
T Y
MONTH OF MARCH
DB -1800
CAPITOL CITY SAVINGS
P 0 BOX 1525
AUSTIN S 78767
4747014111 5101990111
THE CITY OF ROUND ROCK
214 EAST MAIN STREET
ROUND ROCK TX 78664 -5297
STATEMENT' INECEIVED APR 1 7 1M
DEPOSITS AND FEES
VISA"
0
DATE: 03/31/90
POSTAGE INDICATOR: Y
MERCHANT: 014503841
THE CITY OF ROUND ROCK 1800
214 EAST MAIN STREET
ROUND ROCK TX 78664 -5297
DEP. DT
REFERENCE NO.
NO. TICKETS
. GROSS SALES •
. 'CREDITS
' • ADJUSTMENTS
NET DEPOSIT ' .
FEES
PLAN
ITEMS
DESCRIPTION
•
RATE
AMOUNT
TOTAL FEES
TOTALS
PLAN NAME
DISC.
RATE
AVERAGE
TICKET
NO. CRED
TICKETS
CREDTS
NO. SALES
TICKETS
DISCOUNTED
SALES
DISCOUNT
Y E A R T O D A T E
MASTERCARD
VISA
87.00
130.64
1
35.00
3
11
348.00
1,437.00
9.56
39.51
DEPOSIT SUMMARY TOTAL.'.
119.00
1
35.00
14
1,785.00
49.07
YOUR ACCOUNT HAS BEEN CHARGED
D S
E U
P M
0 M
S A
I R
T Y
STATEMENT OF
DEPOSITS AND FEES
MONTH OF MARCH DATE: 03/31/90
MEM
CITY OF ROUND ROCK, TEXAS
REQUEST FOR PROPOSAL Imp/
DEPOSITORY AND BANKING SERVICES
SCHEDULE
ESTIMATED CASH FLOM
JUL 90 AUG 90 op 90 OCT 90 NOV 90 DEC 90 um 91 FEB 91 • NCH 91 APR 91 NAY 91 um 91 JUL 91 AUG 91 SEP 91
BEGINNING BALANCES:
Beg Bal-Opera /ng Funds 11,000,000 m.m/.mm 10.215.000 9,662,000 9,304,000 9,173.000 9.015,000 9,157.000 9,325,000 8,967,000 8.109.000 7.917.000 6,019 ,000 7,561,000 7,234,000
Beg Balance-Utility Funds 13,300,000 13,644,000 12,233,000 12,471,000 12,769,000 13,061,000 13,353,000 13,695,000 11,821,000 11,913,000 12,255,000 12,597,000 12,939,000 13,361,000 12,569,000
Beg Fund 0 0 0 0 0 0 0 0 0 0 0 ` 0 ' ' 0 '~' 0
Beg Balance-Debt Sry Fund 3.100,000 3,018,000 1,090,000 1,099,000 1,197,000 1.415.000 2.213.000 3,262,000 3,104,000 3,131,000 3,194,000 3.257.000 3,320.000 3,237.000 1.243,000
Total Beginning Balance 27.400,000 27,279,000 23,538.000 23,238.000 23,210,000 23,649,000 m.m/.mm o\w.mm 24,250,000 24.011,000 23.558,000 23,831,000 o.cm.mm 24.179,000 21,046,000
CASH RECEIPTS:
d Operating Funds 522,000 578,000 552,000 452,000 679,000 852,000 1,052,000 1,078,000 552,000 352,000 678,000 952,000 452,000 503,000 552,000 Utility Funds 844,000 899,000 894,000 792,000 792,000 792,000 792,000 826,000 792,000 792,000 792,000 792,000 B92,000 895,000 892,000
Payroll Fund 350,000 275,000 250.000 250,000 250,000 350,000 400.000 270,000 210,000 270,000 210.000 250.000 350.000 275.000 250,000
"
Oebt Service Fund 70,000 1,210,000 60.000 100,000 220,000 800,000 1,100.000 1,300.000 65,000 65,000 65,000 65.000 65,000 1,210,000 65,000
Total Cash Ileceipts 1.786,000 2,962,000 /.nm.mm 1,594.000 1,941,000 2.794,000 3 3,414.000 1,679,000 1.479,000 1,805,000 2,059,000 1,159,000 2.963,000 /.na.mm
CASH DISBURSEMENTS:
Operating Funds 905,000 980.000 1,105,000 810.000 810,000 1.010.000 910.000 910 910.000 1,210,000 810.000 910,000 910,000 910.000 1.110.000
Utility Funds 500,000 2,310.00D 650,000 500,000 500,000 500,000 450,000 2J00,000 700,000 450,000 «m.mm 450,000 450,000 /.nn.mm 450,000
Payroll Fund 350.000 275,000 250,000 250,000 250.000 350,000 400.000 270,000 210.000 210,000 210,000 250.000 350.000 275,000 250,000
Oebt Service Fund 152.000 3,138,000 51,000 2,000 2,000 2,000 51,000 1.458,000 38,000 2,000 2,000 2.000 148.000 3,204,000 38,000
Total Cash Disbursements 1,907,000 6,703,000 2,056,000 1,562,000 1,562,000 1,862,000 1,811,000 5,338,000 1,918,000 1,932,000 1,532,000 1,612,000 1,858,000 6,096,000 1,848,000
ENDING BALANCES:
End BaI-Operatlng Funds 10.617.000 10.215.000 9.e62.000 9.e4.000 o./n.mm 9.015.000 9.157.000 9.325.000 8.961.000 8.109.000 /.rn.mw 8.019.000 7.561.000 1,234,000 6.676.000
End OaI-UtiIity Funds 13,644,000 12,233.000 12,477'000 12.769,000 13,061,000 13,353,000 13.695,000 11,821.000 11,913,000 12,255,000 12,597,000 12.939,000 13,381.000 12,569,000 13.011,000
End Bal-Payroll Fund 0 0 0. 0 0 0 0 0 0 0 0 0 0 0 0
umuy-Debt Svc Fund 3,018,000 1,090,000 1,099,000 1,197,000 1,415,000 2.213.000 3.262.000 3.104.000 3,131,000 3.194.000 3.257.000 3.320.000 3u37.000 1,243,000 1.270,000
Total Ending Balances 27,279,000 23,538,000 23,238,000 23,270,000 23.649,000 m.m/.mm 26,114,000 24,250.000 24,011.000 23,558,000 23,831,000 24,278,000 24.179,000 21.046,000 20.951m0
.
mo�ommmmmm�n� �
Demand Deposits 600,000 600,000 600,000 600,000 600,000 600,000 600,000 600,000 600,000 600,000 600,000 600,000 / 600,000 600,000 600,000
Time Deposits 26,679,000 22,938,000 22.638.000 22.670.000 23.049.000 23,981,000 25.514.000 23,650,000 23,411,000 22,9511,000 o.o/.mm 23.678.000 o 20,446,000 20,357,000
DATE: August 7, 1990
SUBJECT: City Council Meeting, August 9, 1990
ITEM: 9D. Consider a resolution authorizing the Mayor to enter
into a depository agreement.
STAFF RESOURCE PERSON: David Kautz
STAFF RECOMMENDATION:
The City has issued Requests for Proposals (RFP) for banking services. All
banks within the City were contacted and encouraged to provide input on the de-
sign of the RFP.
The termination date of the City's existing banking contract with Capitol City
Federal Savings has been accelerated beyond control of the City. Therefore,
the RFP process for a new banking agreement has also been expedited. Proposals
are being received Tuesday, August 7, 1990 and, consequently, are not available
for this packet. However, a discussion and recommendation will be provided at
the meeting.
A sample of the RFP is being provided herein.
�
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0141\K ON P/zop°S'c.
August 6, 1990
City of Round Rock
City Secretary
221 E. Main Street
Round Rock, TX 78664
Gentlemen:
BANK ONE, TEXAS, N.A. located in Round Rock, Texas, is pleased to
submit our proposal for the purpose of serving as the City of Round
Rock's central depository for a period of 'two years.
BANK ONE offers full banking facilities within Round Rock and our
deposits are insured to the legal limit authorized by the FDIC. Our
latest financial statement dated June 30, 1990, filed with the
Federal Deposit Insurance Corporation is submitted as Addendum C for
the City's use and files. Our financial strength and years of
experience of BANK ONE employees in working with municipalities will
offer the City of Round Rock good service and efficiency with their
depository relationship.
We hope we are chosen and pledge to service your accounts with
excellence and immediate response.
Please call if any part of our proposal needs clarification.
L 026083/1
evin Pickard
Enclosure: Proposal with Addendums
BANK ONE
BANK ONE, TEXAS, NA
PO Box 2266
Austin, Texas 78780
221 West Sixth Street
Austin, Texas 78701
512 479 -5400
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The undersigned, a banking institution domiciled in the State of Texas,
hereinafter called Proposer, for the privilege of acting as Depository of
the City of Round Rock, Texas, and in consideration of the attached
specifications and supporting schedules will pay or charge the City as
follows:
1. Required Services
026083A/1
Monthly Statements
BANK ONE, TEXAS, ROUND ROCK
Bid for Depository Services
for the
City of Round Rock, Texas
(Banking Proposal Form)
with Addendums A, B, C
Banking Functions
(Credit) Deposit Processing Fee (per item)
(On Us) Check Processing Fee (per item)
Rejects
Describe Additional Fees (if any)
(See Addendum B)
Yes, BANK ONE can provide monthly bank statements by the 10th day.
Bank charges for service: State frequency of charge and unit cost.
One statement non -month end
2 - 11 statements
.12 - 22 statements
Monthly bank statement cutoff will be last working day of month.
Yes, monthly bank statements can be provided on a magnetic tape.
Bank charges for service: $10.00 /monthly
Printing - State cost per specific unit of measurement.
Cost of commercial one -part checks
All other supplies:,
Bank Card Services
Per item processing fee
(Reserve right to review discount
rate and change on 30 days notice)
2.75% discount on
gross sales
$ .25 Q ( c� DS�'C - � 1
$ .10 c�1
$ .10
$ 3.00
$10.00 /.,o
$30.00
$
At Cost
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026083A/2
Returned Check Service
Returned check service with phone advice
r‘N call
Wire Transfer Service
Incoming per item processing fee
Outgoing per item processing fee
Per Item Fee: $.09 Credits
$.15 Debits .
Describe Additional Fees
(See Addendum B)
Three -part deposit slips
Travelers checks
Stop Payments
Withholding Federal Payroll taxes
Cashiers checks
*Three -part continuous form checks
*One -part continuous form checks
Transfer of funds internally
Special Services
Yes, BANK ONE is able to negotiate Lock Box services.
$2.50
a. as
$5.00
$10.00
Yes, BANK ONE is able to provide City with direct ACH capabilities.
Bank charges for ACH service:
Per item $ .12
ACH tape /transmission $25.00
Micro ACH (P.C. Based Automated
Clearinghouse System) Installation Fee
Monthly Maintenance
Transmission
Miscellaneous Services - State cost per specific unit of measurement.
Describe Additional Fees
(See Addendum B)
*91/4" x 7" stub check with one color, numbering and logo.
$17.47 per 200
1% of amount purchased
$15.00
No Charge
$2.00 each
$205.45 per 1000
$113.60 per 1000
$5.00 nonrepetitive
$3.00 repetitive
Locking Bank Bags
Yes, BANK ONE will provide commercial bags upon request.
Charge per bank bag (locking) 12 x 15 $15.00
Charge per bank bag (non - locking) 6 x 11 $3.00
$275.00
$35.00
$8.00 each
(maximum of $40.00
per month)
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Safe Deposit Box
BANK ONE will provide Commercial Size Safe Deposit Box
10" x 10" x 22" (other sizes are available)
Annual Bank Charge $80.00
Overdraft Protection
Yes, BANK ONE is able to offset shortages in one account with total
of all City deposits.
Describe Additional Charges
(See Addendum B)
2. Proposer will pay the City interest on monthly average collected
demand account balances after reserve requirement has been
considered, at the rate of 80% of the auction rate for 90 -day U.S.
Treasury bills. The rate established for the last auction of a month
shall be applied to the following month's banking activity. Interest
is paid monthly based upon a 365 -day year.
3. Proposer will make short -term loans to the City for a maximum amount
of $500,000 at BANK ONE, TEXAS Regional Base Rate effective on the
day the loan is made. (Source: BANK ONE, TEXAS, N.A.) All loans to
the City will be in the form of properly executed promissory notes
for any legal purpose, as stated under present Texas laws.
These short -term loans will be secured with CD's. If the CD's used
as collateral are issued by BANK ONE, the interest rate charged will
be changed to 2 percentage points over the weighted CD rate.
4. The maximum balance of demand deposits BANK ONE would be willing to
collateralize is $10,000,000. All collateral for any deposit will be
Collateralized Mortgage Obligations. (See Addendum A) -
026083A/3
PROPOSER: BANK ONE, TEXAS, ROUND ROCK
BY: KEVIN PICKARD
TITLE: VICE PRESIDENT
ADDRESS: P. 0. BOX 2266
CITY, ST: AUSTIN, TEXAS 78780
TELEPHONE: 512/479 -5544
DATE: AUGUST 6, 1990
026083A/5
ADDENDUM A
The required services that are described in the specifications under
specification 6 are all offered, available and acceptable to BANK ONE,
TEXAS. Charges for these services are addressed in the proposal form.
Special reports can be prepared but will require pricing which will be
determined at the time they are requested. All supplies needed by the City
of Round Rock for depository services can be supplied and will be only
charged to the City of Round Rock at our cost.
BANK ONE can supply monthly reconciliation on magnetic tape. Wire transfers
made by the City can be initiated by the City as desired and we are able to
provide the City with the electronic means to transfer. We can negotiate
pricing for this service if the City desires the service.
We offer lockbox services and we can negotiate pricing for these services
with the City based upon your specifications and account volumes.
Balances will be consolidated for purposes of monthly analysis and earned
interest on average monthly balances will be calculated on all average
monthly collected balances after being adjusted for regulatory reserve.
Service charges may be paid through compensating balances as determined
through the BANK ONE, TEXAS account analysis reporting system. If balances
are insufficient to cover the cost of service, there will be a charge for
the deficit amount. The charges for individual services are shown in the
attached pricing schedule. (See Addendum B and Banking Proposal Form.)
Monthly interest payments referred to in section 2 of the Banking Proposal
Form will be paid only on those balances in excess of that required to
compensate for monthly banking services.
We shall collateralize City deposits with securities at market value. The
securities used for collateral will be collateralized Mortgage Obligations
(CMO's) which will have a rating of AA if they are corporate CMO's, or will
be CMO's of an agency of the United States Government. These types of
securities are being used by other municipalities as collateral on deposits.
The collateral for your deposits will be maintained with a third party.
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1. Account Reconciliation
Fine Sort
Sort & List
Full
Input or Output Tape
2. Lockbox Services - Custom pricing upon specifications.
3. Direct Deposit /Debit
ACH Items
ACH Tape /Transmission
6. Momentum Network
Audio Reporting
Terminal Reporting
Previous Day Debit
Previous Day Credit
Balance History
DTC Module
Third Party Reporting
Lockbox Reporting
Manual Reporting
7. Controlled Disbursement
BANK ONE Round Rock
8. Miscellaneous
PAC & Drafts
Delivery Service
Zero Balance Accounts
03726F/0001.0.0
ADDENDUM B
CASH MANAGEMENT PRICING
Effective April 20, 1990
.03 Item /35.00 minimum
.05 Item /50.00 minimum
.06 Item /100.00 minimum
10.00
.12
25.00
4. Depository Transfer Checks
Manual DTC's .45/50.00 minimum
5. Automated ACH Debit /Credit
Monthly Maintenance 15.00
Terminal Initiation .30 per item
Terminal Log On Fee 1.50
Printed Report .35
Audio Initiated .60 per item
Voice Initiated .70 per item
Add /Change /Delete 5.00 per item
60.00 + 10.00 each additional account
60.00 + 10.00 each additional account
50.00 (115.00 for both) per month
75.00 per month
55.00 per month
50.00 per month
50.00 per account
30.00 per month
100.00 per account
200.00 1st Acct /100.00 each additional
account plus .10 per item
.12 Item /50.00 minimum
50.00 per month
25.00 per account /25.00 each affiliated
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Vault Services
Research
Safekeeping and Investments
Book Entry Securities
Physical Securities
(bearer or registered)
Securities Registration
in Customer Name
Annual Account Verification
Statement
03726F/0002.0.0
Current or Prior Year
Research Request
Research Statement
Items Researched
Research Minimum
Security Clearance
Fed Book Entry Trades
New York & Depository Trades
Federal Reserve Wire Charge
OTHER SERVICES
Rolled Coin .08
Strapped Currency .40
Loose Coin Ordered 1.00
Hourly Processing 15.00
20.00 hr.
3.00
1.00
1.00
10.00
$2.00 per month, per receipt
$4.00 per month, per receipt
$25.00 per registration
Free of charge
(Additional statements
$25.00 each)
25.00 per transaction
50.00 per transaction
3.00 per outgoing wire
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I. Check Clearing and Processing
Tier I - Austin, Austin Regional Clearinghouse' .02
Tier II - All other 11th Fed District items Aoalor .055
Tier III - All other non -11th District items .065
Tier IV - Reject items .10
Encoding .03
II. Other Banking Services
Account Maintenance 10.00
Debits .10
Credits .25
Returns Chargeback 2.00
Reclears 1.75
Special Handling Returns 3.00
Stop Payments 15.00
NSF's 18.00
One statement non -month end 3.00
2 -11 Statements 10.00
12-22 Statements 30.00
Collections Items 7.50
Drafts 5.00
Bonds /Coupons 4.50
Supply Charge Cost
Wire Transfers - Telephone Initiated
Outgoing 10.00
Outgoing /Repetitive 7.50
Incoming 5.00
In -House Transfers 5.00
u Wire Transfers - P.C. Initiated
Outgoing 6.00
Outgoing /Repetitive 4.00
In -House Transfers (Repetitive) 3.50
In -House Transfers (Non- Repetitive) 4.50
Incoming 5.00
03726F/0003.0.0
DEPOSIT SERVICE PRICING
Effective April 20, 1990
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, ' Federal Financial Institutions Examination Council
vatt
Consolidated Reports of Condition and Income for
A Bank With Domestic and Foreign Offices -FFIEC 031
Report at the dose of business June 30, 1990 (mono) VC.
-
y This report is required by law: 12 U.S.C. 1314 (State member
m banks); 12 U.S.C. 11817 (State nonmember banks); and 12
U.S.C. 1161 (National banks).
NOTE: The Reports of Condition and Income must be signed
by an authorized officer and the Report of Condition must be
attested to by not less than two directors (trustees) for State
nonmember banks and three directors for State member and
National banks.
I Gary L. Patsley, Managing Director '
Name and Tit. of Officer Authorised to Sian Report
of the named bank do hereby declare that these Reports of Con-
dition and Income (including the supporting schedules) have
been prepared in conformance with the instructions issued by
the appropriate Federal regulatory authority and are true to the
best of my knowledge and belief.
S d Offxlz Authorised to Sign Si Report
) 1 950
Date of Signeiere
For Banks Submitting Hard Copy Report Forms:
State Member Banks: Return the original and one copy to the
appropriate Federal Reserve District Bank.
State Nonmember Battles: Return the original only in the spe-
cial return address envelope provided. If express mail is used
in lieu of the special return address envelope. return the origi-
nal only to the FDIC, Can Reports Analysis Unit, Rm. F -574,
550 17th Street, N.W., Washington, D.C. 20429,
FDIC Certificate Number 1 1 1 1 I t
pear mss
Banks should affix the address label In this space. 7
L
This report form is to be filed by bank, with branches and con-
solidated subsidiaries in U.S. territories and possessions, Edge
or Agreement subsidtariee, foreign branches, consolidated for-
eign subsidiaries, or International Banking Facilities.
01411 humor. ntutazrn
Federal Depart be.wxe Coeponnon
OMB Number: J0640351
Office of ComproUr d do Comm
Oide Number: 1337.0011
Expires Febeor7 L. 1993
Pleas, refer to pat 1,
Table of Cm,etrm. for
the required dtdoaue
of estmuteed burden.
The Reports of Condition and Income are to be prepared in ac-
cordance with Federal regulatory authority instructions. NOTE:
These instructions may in some cases differ from generally ac-
cepted accounting principles.
We the undersigned directors (trustees), attest to the correct -
nese of this Report of Condition (including the supporting sched-
ules) and declare that it has been examined by us and to the
best of our knowledge and belief has been prepared in confor-
mance with the instructions issued by the appropriate F
regula ory authority and is .. a and co. �-
National Banks: Return the original only in the special return
address envelope provided. If express mail is used in lieu of the
special return address envelope, return the original only to the
FDIC, Call Reports Analysis Unit, Rm. F - 574, 550 17th Street,
N.W., Washington, D.C. 20429.
CALL N0. 172
CERT: 27474
1
31 06 -30-90
00000 STBK 48
BANK ONE, TEXAS, NATIONAL ASSOCIATIO
P.O. BOX 225415
DALLAS, TX 75222-5415
Board of Governors of the Federal Rearm Systems, Federal Deposit Insurance Corporation. Office 04 the Compuoller of the Currency
J
Mlle.!). Title of sank: SANK ONE, TEXAS, MA
Ad4ress: E.O. SCR 655415
—City, State lip: DALLAS, TX 75265-5414
FDIC Certificate re.s 12171417141
In
Consolidated Report: of Inaoast
-for the period January 1, 1990 -Jun. 30, 1990
''All Report of Income schedules sre to be reported on a calendar year -to -date basis In thousands of dollars
- Schedule R7:-- 7:ncoa. Btatsa•nt
'1
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Dollar Mounts In Thousands
Interest income:
a. Interest and fee income en low:
(1) In domestic offices:
(a) Low secured by real estate
1 . 4 (b) Loans to depository institution
(e) Low to finance agricultural production and other loan
to farmers
(d) Coeeaerciel and industrial low
�.. (s) Acceptances of other banks
(f) Low to Individuals for household, family, and
other perswl expenditures:
'•� (1) Credit cards and related plans
(2) Other
(9) Loan to foreign governments and official institutions
(h) ebligatlw (other than securities and losses) of states
'•� and political subdivisions in the U.S.:
(1) Taxable obligation
(2) Tax- exempt obligatiw
"• (i) All other low in dnaestie offices
(2) In foreign offices, Edge and Agreement subsidiaries, and ISF,
b. Income from lease financing receivables:
(1) Taxable losses
1e• (2) Tax- exempt leases
c. Interest income on balances due from depository intitutions:(1)
(1) In domestic offices
(2) In foreign offices, Edge and Agreement subsidiaries, and ISFs
ny d. Interest and dividend income on securities:
(1) U.S. Treasury securities and U.S. Government agency
and corporation obligatiw
,u (2) Securities issued by states and political subdivisions
in the U.S.:
(a) Taxable securities
(b) Tax-exempt securities
HZ (3) Other domestic debt securities
(4) Foreign debt securities
(5) Epsity securities (including investments int/SUSI funds)
s. Interest incur from assets held in trading accounts
4506
4507
3657
3656
3659
4069
(1) Includes Interest Income on time certificates of deposit not hold in trading accounts.
Y
3
Call Date: 6/30/90 ST -IX: 46.1996 FFIEC 031
Faso RI.1
RIAD 111 Nil Thou
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
4011 113,785 1.a.(1)(a)
4019 2,835 1.6.(1)(b)
/ / / / / / / / / / / / / / / ///
4024 577 1.a.(1)(c)
4012 76,871 1.a.(1)(d)
4026 0 1.a.(1)(e)
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
4054 25,915 1.a.(1)(f)(1)
4055 71,936 1.a.(1)(f)(2)
4056 124 1.a.(1)(9)
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
4503 3,603 1.a.(1)(h)(1)
4504 1,833 1.a.(1)(h)(2)
4058 22,339 1.a.(l)(i)
4059 192 1.a.(2)
/ / / / / / / / / / / / / / / ///
4505 49 1.b.(1)
4307 0 1.b.(2)
/ / / / / / / / / / / / / / / ///
4105 13,714 1.c.(1)
4106 0 1.c.(2)
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
4027 101,633 1.d.(1)
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
0
768
12,141
2
216
430
Legal Title of Sank: WIC DOE, TEXAS, NA
Ada4.ess:, P.O. SOX 655415
City, State Zip: DALLAS, TX 75285 -5414
—
FDIC Certificate No.:
8ahoduls 3(I --COn nn�Q
j f. Interest Income on federal fins sold end securities purchased
to
under agreements to resell In domestic offices of the ba and of
its Edge and Agreement subsidiaries, and In tars
S. Total Interest income (sax of Item 1.a through 1.9)
1 2. Interest expense:
a. Interest on deposits:
(1) Interest on deposits in dasmstic offices:
(a) Transaction accents (NOW accounts, ATI accounts,
end telephone and preauthorizd transfer accents)
(b) Nontrvsactlon accents:
(1) Money market deposit sccounts (awes)
(2) Other savings deposits
(3) Time certificates of deposit of 5100,000 or more
(4) All other time deposits
(2) Interest on deposits in foreign offices, Edge and Agreement
subsidiaries, and 1990
b. Expense of federal funds purchased and securities sold uder
agreements to repurchase in domestic offices of the bank and of
its Edge and Agreement subsidiaries, and in ISFs
c. Interest an deemed notes issued to the U.S. Treasury and on
other borrowed money
d. Interest on mortgage lydebte6xss and obligations under
capitalized leases
� e. Interest on subordinated notes and debentures
f. Total Interest expense (sax of Item 2.8 through 2.e)
3. Net interest income (item 1.0 minus 2.f)
4. Provisions:
a. Provision for loan and lease losses
b. Provision for allocated transfer risk
5. Noninterest income:
� a. Income from fiduciary activities
b. Service charges on deposit accent' In domestic offices
.. e. Trading gains (losses) and fees from foreign exchange transactions
d. Other foreign transaction gain (tones)
e. Winn (losses) and fees from assets held in trading accounts
f. Other noninterest income
g. Total noninterest Income (sus of item 5.0 through 5.f)
6. Gains (losses) on securities not held In trading accounts
7. Noninterest expose:
a. Salaries and employee benefits
— b. Expenses of praises and fixed assets (rat of rental Income)
(excluding salaries and employee benefits and mortgage interest)
e. Other noninterest expanse
n d. Total noninterest expense (sax of item 7.a through 7.c)
8. Income (less) before Income taxes end extraordinary item and
other adjustments (item 3 plus or minx items 4.a, 4.b, 5.g, 6, and 7.d)
19. Applicable incur tun (on item 8)
Income (loss) before extreordinry items and other adjustments
(Item 8 minus 9)
..11. Extraordinary Item and other adjustments:
` a. Extraordinary item and other edjustmmnts, gross of Income taxes.
-. b. Applicable Income taxes (on Item 11.$)•
c. Extraordinary item and other adjustments, net of income texas
(item 11.a minus 11.b)
12 Net income (loss) (sax of item 10 and 11.c)
- .Describe on Schedule RI- E•- Explanations.
LIM
y
1. Interest income (continued)
Dollar Assents In Theusande
4
Call Date: 6/30/90 ST -SK: 48-1996 FFIEC 031
Page R1-2
1 Tier-to-Mite
RIAD ail Nil Thou
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
4020 46,017 1.f.
4107 494,980 1.g.
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
4508 26,328 2.a.(1)(a)
/ / / / / / / / / / / / / / / ///
4509 56,339
4511 8,521
4174 70,916
4512 135,780
/ / / / / / / / / / / / / / / ///
4172 13,066 2.a.(2)
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
4180 36,830 2.b.
/ / / / / / / / / / / / / / / ///
4185 6,848 2.c.
/ / / / / / / / / / / / / / / ///
4072 504 2.d.
4200 0 2.e.
4073 355,132 2.f.
/ / / / / / / / / / / / / / / /// RIAD 4074 1
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / /// RIAD 4230
/ / / / / / / / / / / / / / / /// RIAD 4243 1
/ / / / / / / / / / / / / / / ///
4070 1,135 5.a.
4080 24,576 5.b.
4075 559 5.c.
4076 0 5.d.
4077 2,768 5.e.
4078 125,856 5.f.
/ / / / / / / / / / / / / / / /// RIAD 4079 I
/ / / / / / / / / / / / / / / /// R140 4091 1
/ / / / / / / / / / / / / / / ///
4135 81,034 7.a.
/ / / / / / / / / / / / / / / ///
4217 30,346 7.b.
4092 104,773 7 -c.
/ / / / / / / / / / / / / / / /// RIAD 4093 I
/ / / / / / / / / / / / / / / ///
/////// /////////// j-RIAD 4301
/ / / / / / / / / / / / / / / /// R1A0 4 302 I
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / /// RiAD 4300
/ / / / / / / / / / / / / / / ///
4310 0 11.s.
4315 0 11.b.
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / /// RIAD 4320
/ / / / / / / / / / / / / / / /// R(60 4340 I
2.a.(1)(b)(1)
2.a.(1)(b)(2)
2.a.(1)(b)(3)
2.a.(1)(b)(4)
139,848 1 3".
16,497 I 4.a.
0 I 4.b.
154,894 I 5.g.
1,412 6.
216,153 1 7.d.
63,504 I 8.
22,490 1 9.
41,014 110.
0 I 11.c.
41,014 1 12.
,,Legal Titls,of Sank: SANK CMS, TEXAS, MA
Address: P.O. SOX 655415
_City, State Zips DALLAS Tx 75245.5414
FDIC Certificate Mau 1217141714
° Sah.duls 11-- Contfau.d
1
n Dollar Amounts in Thouoonds I MOO 811 811 Thou
Memoranda 1 / / / / / / / / / / / / / / / ///
J. Interest expense Incurred to carry tax -unapt securities, loans, and leases acquired after I / / / / / / / / / / / / / / / ///
. August 7, 1986, that is not ddstlble for federal income tax purposes 1 4513 1,324
nt. Not applicable 1 / / / / / / / / / / / / / / / ///
3. Estimated foreign tax credit included to applicable income taxes, itesm 9 end 11.b above I 4309 0
- To be completed only by barks with S1 billion or more in total assets: I / / / / / / / / / / / / / / / ///
1 Taxable equivalent adjustment to Inc. •om (lose) before income taxes and axtreordlnnary 1 / / / / / / / / / / / / / / / ///
n It end other adjustments" (item D above) 1 1244 468
5. Huber of full -time equivalent employees an payroll at and of currant period (round to 1 / /// Number
nearest whole number) 1 4150 5.696
i
.n
"'8chsdul� RI- A-- Changes in Equity Capital
"'Indicate decreases rd losses in parentheses.
1. Total equity capital originally reported in the December 31, 1989, Reports of Condition
and Income
2. Equity capital adjustments from amended Reports of Income, net.
3. Amended balance rid of previous calendar year (sus of items 1 and 2)
,y 4. Met income (loss) (must equal Schedule RI, Item 12)
5. Sale, conversion, acquisition, or retirement of capital stock, net
6. Charges incident to business combinations, net
;7. LESS: Cash dividends declared on preferred stock
8. LESS: Cash dividends declared on comeon stock
9. Cwlstive effect of changes in accounting principles from prior years• (see instructions
▪ for this schedule)
10. Correction of motorist accounting errors from prior years" (see instructions for this schedule)
"11. Change in net unr.ali:d toes on marketable equity securities
12. Foreign currency translation adjustments
O 13. Other transaction with parent holding comport. (not 1nc1t d in (teem 5, 7, or 8 above)
14. Total equity capital end of current period (sum of items 3 through 13) (meet equal Schedule RC,
item 28)
''Describe on StMdnl• RI-E-- Explanations.
0.
r
V
Call Dote: 6/30/90 ST -IR: 43 -1996 FFIEC 031
►age 81-3
Dollar Amounts In Thousands
'483
MAD Sit Mil Thou
/ / / / / / / / / / / / / / / ///
3215 0
3216 0
3217 0
4340 41,014
4346 550,000
4356 0
4470 0
4460 0
/ / / / / / / / / / / / / / / ///
4411 0
4412 0
4413 0
4414 0
4415 171,649
/ / / / / / / / / / / / / / / ///
3210 762.663
8.1.
8.3.
M.4.
N. S.
1.
2.
3.
4. i
5.
6.
7.
0.
9.
10.
11.
12.
13.
14
([Olean A) (Coltman 1)
Charge -Offs Recoveries
calendar year -to -date
RIAD Ill Mil Thou
RIAD 8il Mil Thou
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
4651 165
4661 36
4652 0
4662 0
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
4653 0
4663 0
4654 0
4664 0
4655 0
4665 0
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
4645 7,070
4617 728
4646 0
4618 0
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / /I/ / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
4656 8,783
4666 1,156
4657 2,631
4667 178
4643 0
4627 0
4644 0
4628 0
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
4658 0
4668 0
4659 0
4669 0
4635 18,649
1 4605 2,098
tees' Title of Slink: BMX CUE, TEXAS, w
AoOrns: P.O. DC% 655415
City, Stets Zips DALLAS, TX, 75265 -5414
p)DIC Certificate go.: 1217141714E
,Schedule RI- 13-- Charge -Offs and Recoveries and Changes in
Allowance for Loan and Lease Losses
Part I. Charge -Offs and Recoveries on Loans and Leases
tam
Pert 1 excludes charge -offs and recoveries through
ntho allocated transfer risk reserve.
)
n
Dollar Amounts in Thousands
•1. Loans secured by real estate:
a. To U.S. addressees (domicile)
b. To non -u.s. addressees (domicile)
2. Loans to depository institutions and acceptances of other banks:
• a. To U.S. banks and other U.S. depository Institutions
b. To foreign banks
1e 3. low to finance agricultural production and other loans to farmers
4. Commercial and industrial loans:
a. To U.S. addressees (domicil.)
b. To non -U.S. addressees (domicile)
.4 5. Low to individuals for household, family, and other personal
expenditures:
a s. Credit cards and related plan
b. Other
6. Loans to foreign governments and official institutions
7• All other loans
.a 8. Lease financing receivables:
• a. Of U.S. addressees (domicile)
b. Of non -U.S. addresser (domicile)
,.9. Total (sum of items 1 through 8)
— memorandum
To be completed by national banks only.
.81. Charge -offs and recoveries of Special- Category Loans, as defined for this
Call Report by the Comptroller of the Currency
Part II. Changes in Allowance for Loan and
Lease Losses and in Allocated
Transfer Risk Reserve V
la Dollar Amounts In Thousands
�1. Balance originally reported in the D.csuber 31, 1989, Reports of
Condition and Income
t 2. Recoveries (column A must sport pert 1, item 9, column S above)
3. LESS: Charge -offs (column A stmt equal pert I, item 9, column A above)
�. Provision (colon A must equal Schedule RI, item 4.a; column Smut
equal Schedule RI, item 4.b)
ua Adjustments. (see instructions for this schedule)
S. &alone. end of current period (no of items 1 through 5) (column A must
-- equal Schedule RC, item 4.1o; column S mat equal Schedule RC,
item 4.c)
'Describe on Schedule RI- E- -Explanations.
6
Call Date: 6/30/90 ST-SK: 48 -1996 FFIEC 031
Page 81 -4
Cumulative amounts from
January 1. 1986. to date
4773 0 1 4784
(Column A)
Allowance for
Loan and Leese
Losses
RIAD pit Mil Thou
/ / / / / / / / / / / / / / / ///
3124 0
4605 2,098
4635 18,649
/ / / / / / / / / / / / / / / ///
4230 16,497
4815 93,321
/ / / / / / / / / / / / / / / ///
3123 93.267 I
(Column 8)
Allocated
Transfer Risk
Reserve
RIAD 81l Mil Thou
/ / / / / / / / / / / / / / / ///
3131 0
3132 0
3133 0
/ / / / / / / / / / / / / / / ///
4243 0
3134 0
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
3128 0
1.e.
1.6.
2.a.
2.6.
3.
4.•.
4.b.
5.a.
5.h.
6.
7.
8.a.
8.b.
9.
0 1 N.1.
1.
2.
3.
4.
5.
6.
11 Legal Title' of sack: SANK ONE, TEXAS, NA
P Address: P.O. SOX 655415
— City, State 2ipt DALLAS, TX 75265.5414
r•
FDIC Certificate No.: 1217141741
Schedule RZ- C--Applicable Incas* Taxes by Taxing Authority
n
Schedule RI -C Is to be reported with the December Report of Income.
u 1. Federal
2. State and local _
3. Foreign
4. Total (sue of (tar 1 through 3) (art .quid it of Schelrle RI, (tern 9 and 11.b)
Deferred portion of item 4 I RIAD 4772 I
Dollar Amounts in Thouserds
7
Call Dote: 6/30/90 ST -SK: 4S -1996 FF1EC 031
Page 81.5
N/A
1489
RIAD ail M11 Thou
4780 N/A
4790 M/A
4795 M/A
4770 N/A
<-
1.
2.
3.
4.
////////////////// t 5.
n legal Title of sank: SANK OME, TEXAS, MA
Address:' P.O. IOM 655415
— city, State 21p: DALLAS, TX 7521 - 5414
FDIC Certificate No.t 12171417141
n
Schedule RI- D-- Income from International Operations
For all banks with foreign offices, Edge or Agreement subsidiaries, or ISFS More Intern.tional operatives
raaccotnt for more than 10 percent of total revenues, total assets, or net Income.
-- Part I. Estimated Income from International Operations
n
Dollar Amounts in Thousands
1. Interest income and expellee booked at foreign offices, Edge and Agreement subsidiaries,
" and ISfs:
a. Interest income booked
b. Interest expanse booked
• c. Net interest income booked at foreign offices, Edge end Agreement subsidiaries, and ISFs
(item 1.a minus 1.b)
. _2. Adjustments for booking location of lnternatlwl operation:
a. Met interest income attributable to international operations booked at domestic offices
, b. Net interest income attributable to domestic business booked at foreign offices
c. Met booking location adjustment (item 2.a minus 2.b)
▪ 3. Noninterest income and expense attributable to international operations:
a. Nonlnterest income attributable to international operations
,. b. Provision for loan and lease losses attributable to international operative
c. Other noninterest expense attributable to international operations .
• d. Net noninterest income ( expose) attributable to international operative (item 3.8 minus
3.b and 3.c)
,.d. Estimmted pretax income attributable to international operation before capital allocation
. djustment (sax of Items 1.c, 2.c, and 3.d)
.m5. Adjustment to pretax income for internal allocation to international operative to reflect
the effects of equity capital on overall bank funding costs
. 6. Estimated pretax Incise attributable to international operation after capital allocation
adjustment (sum of items 4 and 5)
• -7. income taxes attributable to income from international operation as estimeted in item 6
6. Estimated net income attributable to international operations (itm 6 minus 7)
Memoranda
"1. Intraccopsny interest income included in item 1.s above
2. Intracospany interest expense included in It 1.b above
`'Part II. Supplementary Details on Income from International Operations Required
by the Departments of Commerce and Treasury for Purposes of the U.S.,
International Accounts and the U.B. National Income and Product Accounts
Um
u
UN
Lea
1 4847 N/A 1 M.1.
1 4848 N/A 1 M.2.
6
Dollar Amounts in Thousands
1. Interest income booked at 189a
�. Interest expense booked at !Ifs
S. Noninterest income attributable to international operation booked at domestic offices
•+ (excluding 16FS)
4. Provision for loan and lease losses attributable to international operation& booked at
um domestic offices (excluding ISFe)
Other noninterest expense attributable to international operation booked at domestic offices
'° (excluding ISFS)
Call Date: 6/30/90 ST -SK: 48 -1996 FFIEC 031
Page 11-6
1 1492
1 Tear -to -date
RIAD ail Nil Thou
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
4837 N/A
433E N/A
/ / / / / / / / / / / / / / / ///
4539 11/4
/ / / / / / / / / / / / / / / ///
4640 N/A
4641 11/A
4842 N/A
/ / / / / / / / / / / / / / / ///
4097 N/A
4235 N/A
4239 N/A
/ / / / / / / / / / / / / / / ///
4843 N/A
/ / / / / / / / / / / / / / / ///
4844 N/A
/ / / / / / / / / / / / / / / ///
4645 N/A
/ / / / / / / / / / / / / / / ///
4846 N/A
4797 N/A
4341 N/A
1 Tear -to -date
R1AD Bil Mil Thou
4849 N/A
4850 N/A
/ / / / / / / / / / / / / / / ///
4851 N/A
/ / / / / / / / / / / / / / / ///
4852 N/A
/ / / / / / / / / / / / / / / ///
4853 N/A
1.a.
1.b.
1 .c.
2.e.
2.b.
2.c.
3.a.
3.b.
3.c.
3.d.
4.
5.
6.
7.
E.
1
2.
3.
4.
5.
I7 legal Title of Ranh: RAW( ORE, TEXAS, MA
Address: P.O. s07( 655415
_ Cfty, State Zip: DALLAS, TX 75265 -5414
FDIC Certificate Mo.: 12171417141
Schedule RI E-- Explanations,
Schedule RI-E is to be completed each quarter on a calendar year -to -date basis.
Detail all adjustments In Schedules RI -A and 81 -1, all extraordinary items and other adjustments in Schedule RI, and all
__significant it of other nonimerest income and other noninterest expense In Schedule RI. (Sea Instructions for details.)
re
1. Other naninternt income (from Schedule RI, item 5.f)
n (itemize and describe amounts that exceed 25% of Schedule R1, item 5.f):
a. 1 TEXT 4461 I Int inc on assets n6j to FDIC Agmt.
— b. 1 TEXT 4462 1
c. 1 TEXT 4463 1
2. Other noninterest expense (from Schedule RI, item 7.0:
a. Amortization expense of intangible assets
" b. Tax expense based m the bank's gross revenues
c. Credits resulting from capitalization of imputed interest from internal financing
of construction
Itemize and describe amounts that exceed 25X of Schedule RI, Item 7.c:
.m d. I TEXT 4464 I NONE
e. I TEXT 4467 I
f. J TEXT 4468 1
,m 3. Extraordinary ites and other adjustments (from Schedule RI, item 11.$) and
applicable income tax effect (from Schedule R1, its 11.b) (itemize and describe
all extraordinary It and other adjustments):
a. (1) l TEXT 4469 1 NONE
(2) Applicable income tax effect I RIAD 4486 1
b. (1) 1 TEXT 4487 I
(2) Applicable income tax effect I RIAD 4488 1
c. (1) 1 TEXT 4489 I
u (2) Applicable income tax effect 1 RIAD 4491 1
4. Equity capital adjustments from amended Reports of Income (from Schedule RI -A,
item 2) (itemize and describe all adjustments):
a. 1 TEXT 4492 I NONE
• b. 1 TEXT 4493 1
5. Cumulative effect of charges in accounting principles from prior yearn (from
'" Schedule RI -A, its 9) (itemize and describe all changes in accounting principles):
a. 1 TEXT 4494 I NONE
▪ b. 1 TEXT 4495 I
6. Corrections of material accounting errors from prior years (from Schedule R1 -A,
item 10) (itemize and describe all corrections):
a. 1 TEXT 4496 I NONE
u b. 1 TEXT 4497 I
9
Dollar Amounts in Thousands
Call Date: 6/30/90 ST -SE: 48-1996 FFIEC 031
Fag. R1 -7
I 1495
I Tear-to -date
RIAD 811 Mil Thou
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
4461 103,532
4462
4463
/ / / / / / / / / / / / / / / ///
4531 13,187
4532 0
/ / / / / / / / / / / / / / / ///
4533 0
/ / / / / / / / / / / / / / / ///
4464
4467
4468
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
4469
/ / / / / / / / / / / / / / / ///
4487
/ / / / / / / / / / / / / / / ///
4489
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
4492
4493
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
4494
4495
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
4496
4497
1.s.
1.b.
1.c.
2.a.
2.b.
2.c.
2.d.
2.e.
2.f.
3.a.(1)
3.a.(2)
3.b.(1)
3.b.(2)
3.c.(1)
3.c.(2)
4.a.
4.b.
5.a.
5.b.
6.6.
6.b.
n
Legal T1tte of Bank: Wit ONE, TEXAS, MA
— Address: P.O. BOX 655415
City, State Zip: DALLAS, TX 75216 -5414
"FDIC Certificate Mo.:.12I7I41714k
' RI- 16-- Contfnu.d
A Dollar Mounts in Thosands
7. Other transactions with parent holding compety (fro. Schedule RI-A, Item 13)
(itemize and describe all such transactions):
a. 1 TEXT 449E 1 CAPITAL COMTRI8UT10N FROM HOLDING CO.
x. b. J TEXT 4499 1
8. Adjustments to allowance for loan and lease losses (from Schedule RI -Y, part 11,
item 5) (itemize and describe all adjustments):
r. a. umulau Allowance faded by the FDIC
b. 1 TEXT 4522 I Allow acq with credit card portfolio
_9. Other explanation (the space below Is provided for the bank to briefly describe,
at its option, any other significant It effecting the Report of Income):
to No comment LI (R1AD 4769)
Other explanation (please type or print easily):
(TEXT 4769)
INN
10
Call Date: 6/30/90 ST -RX: 48 -1996 FFIEC 031
Page R1 -8
year -to -date
RIAD all MII Thou
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
4496 171,649
4499
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
4521 68,321
4522 5,000
7.a.
7.b.
8.a.
8.b.
Alt
r Legal Titie o1 I *: IARK Or, TOW, aA
Address: I.O. ROC 655415 Call Cate: 6/30/90 ST-aK: 48 -19% 9FfEC 031
_ city, State Zfpu 0µ4.83, TX n218 -5414 Rage 1C -1
9010 Certlfinte me -t 12171417(41
" Consolidated Report of Condition for insured Consort:dal
_and state - Chartered savings Banks for June 30, isso
n Alt schedules ere to be reported in thousand, of dollar.. Unless otherwise Indicated,
report the rant antatatding as of the lest business day of the quarter,
It
schedule RC -- Balance Sheet
fa
Dollar A mounts I n Th `-
ASSETS aas nds 009p 111 811 Thou
re 1. Cash and balances des from depository Inntfttnfw (from Schedule RC -A): / / / / / / / / / / / / / / / ///
■. eoninterest -bearing believes and currency and coln(1) / / / / / / / / / / / / / / / ///
- b. Interest - bearing balances(2) 0081 843,705 1.a.
2. Securities (from Schedule Rc -II) 0071 193,484 1.b.
'• 3. federal funit sold end securities purchased ceder agreements to resell In demesne offices 0390 3.230,102 2.
and of the bank a of Its Edge and Agreement subsidiaries, and in I1FS: / / / / / / / / / / / / / / / ///
■. Federal funds sold / / / / / / / / / / / / / / / ///
b. Securities purchased under agreements to resell 0276 4,100 3.a.
e 4. Low and lease financing receivables: 0277 306,000 3.b.
a. Low d laces, net of usnanTlad income (from Schedule RC -C) 1 1C90 2122 5,907,459 / / / / / / / / / / / / / / / /// .
ns / / / / / / / / / / / / / / / ///
b. LESS: Allowance for loan end leas, losses and ▪ c. LESS: Allocated transfer risk reserve 1 RCFC 3123 4
93,267 / / / / / / / / / / / / / / / /// 4.b.
.
d. Low and leases, net of unearned Income,
1 RCFD 312D 1
0 / / / / / / / / / / / / / / / /// <.e.
allowance, and reserve (item 4.8 mina 4.b end 4.c) / / / / / / / / / / / / / / / ///
5. Assets held In trading accounts 2125 5,814,192 ' 4.d.
• 6. premises end fixed assets (Including capitalized leases) 2146 17,841 S.
7. Other real estate wend 2145 96,762 6.
. 0. Imestrnts to ucensolldetad subsidiaries and associated companies 2150 2,325 7.
9. Customers liability to this bank on acceptances outstanding 2130 0 8.
.10. Intangible assets (fro Schedule RC -M) 2155 19,449 9.
11. Other assets (from Schedule RC -F) 2143 152,026 10.
12. Total assets (sus of items 1 through 11) 2160 2,409,201 11.
1 2170 13,109,187 12.
^ (1) Includes cash items In process of collection and upostsd debits.
. (2) includes time certificates of dapoait not held In trading accounts.
11
Legal Title Of Sank: MNR ONE, TEXAS, NA
l 'Address:. P.O. ION 655415
Cfty, State 21p: DALLAS, TX 75215 -5414
FDIC Certificate I(e.t 12171417141
r 'Sch•dttl• RC-- Continual
LIAIILITIES
ng 13. Deposits:
a. In domestic offices (sum of totals of coluaes A and C from sellable RC -E. pert t)
(1) Nonintsr.at- be.ring(1) I RCpm 6631 1,836,365
(2) Interest - bearing 1 RCpi 6636 8.543.834
b. In foreign offices, Edge and Agr.s.mnt subsidiaries, and la's (fro. Schedule RC -E,
pert II)
(1) Non(nterest -bearing I RCFN 6631 0
(2) Interest - bearing I RCFN 6636 145.920
re14. Federal funds purchased and securities sold :alder .gr.smsnt. to repurchase in domestic
offices of the ba end of its Edge and Agr.mment suteldlarles, and in I09.:
.. Federal fund. purchased
1 b. Securities sold Levier agreements to repurchase
is15. Demand notes issued to the O.S. Treasury
16. Other borrowed money
• -17. Mortgage indebtedness and obligations viler capitalized leases
18. Sant's liability on acceptances executed and outstanding
'.19. Subordlreted notes and debentures
20. Other liabilities (from Schedule RC -0)
21. Total liabilities (sum of items 13 through 20)
'22. Limited -life preferred stock and related surplus
EQUITY CAPITAL
' 23. Perpetual preferred stock and related surplus
24. Common stock
'IS. Surplus (exclude ell surplus related to preferred stock)
26 a, Undivided profits and capital reserves
b. LESS: Net unrealized loss on msrketabls equity securities
Cuulative foreign currency translation adjustments
28. Total equity capital (sus of items 23 through 27)
29. Total liabilities, limited-life preferred stock, and equity capital (sum of items 21, 22,
and 28)
I • Independent audit of the bark conducted in accordance
" with generally accepted auditing standards by a certified
public accounting fins which submits a report On the bank
'w'- • Independent audit of the bank's parent holding company
conducted In accordance mitt generally accepted auditing
standards by • certified public occulting firm which
submits • report on the consolidated holding company
(but not an the busk separately)
„ • Directors' examination of the bent condUctd in
accordance with generally accepted auditing standards
by a certified public eccovrting firm (m my be required by
state chartering authority)
12
Dollar Manta in Thouserda
(1) Includes total daand deposits and nonlnterest -b.ring time and savings deposits.
Call Date: 6/30/90 ST -IC: 4S -1996 FFIEC 031
Pee. R0.2
/ / / / / / /// Ill Mil Thou
/ / / / / / / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / / / / / / ///
ICON 2200 10,380,199
/ / / / / / / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / / / / / / ///
RCFN 2200 145,920
/ / / / / / / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / / / / / / ///
RCFD 0278 808,081
110FD 0279 61,313
ICON 2840 9,247
ICFD 2850 58,234
RCFD 2910 3,022
RCFD 2920 19,449
RCFD 3200 0
RCFD 2930 861,059
RCFD 2948 12,346,524
/ / / / / / / / / / / / / / / / / / / / ///
RCFD 3282 0 22.
/ / / / / / / / / / / / / / / / / / / / ///
RCFD 3838 0
RCFD 3230 61,111
RCFD 3839 660,538
RCFD 3632 41,014
RCFD 0297 0
RCFD 3284 0
RCFD 3210 762,663
/ / / / / / / / / / / / / / / / / / / / ///
RCFD 3300 13,109,187 29.
13.a.
13,..(1)
13...(2)
13.b.
13.b.(1)
13.b.(2)
14...
14.b.
15.
16.
17.
18.
19.
20.
21.
23.
24.
25.
26.a.
26.b.
27.
28.
Mmrarfda
,lo be reported only with the March Report of Condition.
1. Indicate in the box st the right the reline of the statement beim that best describes the
most comprehensive level of auditing work performed for the bank by independent external M:wber
auditors u of any date during 1989 1 RCFD 6724 8/A 18.1.
4 • Directors' examination of the bad( performed by other
external auditors (my be required by state chartering
authority)
5 • Review of the bark's financial statements by external
auditors
6 • Compilation of the bank's finenci.1 statements by external
auditors
7 • Other audit procedures (excluding tax preparation work)
8 • No external audit work
rigiegal Title of Rank: SARK ORE, TEXAS, MA
Address: • P.O. ROOF 655415
—City, State Zips DALLAS, TX 75265.5414
FDIC Certificate 11e.: J217141714L
Schedule RC- A - -Cash -and Balances Duo
Exclude assets held in trading accents.
nm
7
Dollar Amounts In Thousands
1. Cash items in process of collection, urposted debits, and currency and
Loin
� a. Cash items in process of collection end urposted debits
b. Currency end coin
2. lateness due from depository institutive In the U.S
a. U.S branches and agencies of foreign banks (including their 18(s)
b. Other commercial banks in the U.S. end other depository Institutions
_ in the U.S. (Including their IllFS)
3. balances due from banks in foreign countries and foreign central banks
a. Foreign branches of other U.S. banks
b. Other banks In foreign countries and foreign central banks
. Balances due from Federal Reserve Banks
5. Total (sus of items 1 through 4) (total of column A wet equal Schedule
RC, item 1)
Meeorandas
1. Noninterest- bearing balances Anse from commercial banks in the U.S. (Intl
column S above)
13
Call Date: 6/30/90 ST -SX: 48 -1996 FFIEC 031
Pepe RC.3
From Depository Institutions
0405
(Column 6)
Domestic
Offices
ROOM 111 Mil Thou
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
0020 451,187
0080 118,146
0082 252,793
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / // / / / // / ///
0070 4,755
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
0090 210,308
/ / / / / / / / / / / / / / / ///
J 0010 1,037,189 0010 1,037,189
(Column A)
Consolidated
Bank
RCFD ail Mil Thou
/ / / / / / / / / / / / / / / ///
0022 569,333
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
0083 0
/ / / / / / / / / / / / / / / ///
0085 252,793
/ / / / / / / / / / / / / / / ///
0073 0
0074 4,755
0090 210,308•
/ / / / / / / / / / / / / / / ///
sided In item 2,
<-
1.
1.a.
1.b.
2.
2.a.
2.b.
3.a.
3.b.
4.
5.
1 0050 22,613 18.1.
Consolidated park
Domestic Offices
(Column A)
Book Value
(Column B)
Market Value (1)
(Column C)
Book Value
RCFD Bil Mil Thou
RCFD Oil Mil Thou
RCM Bit Mil Thou
0400 585,020'
0401 581,937
0400 585,020
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
3760 359,836'
3761 359,020
3760 359,836
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
3762 492,280
3763 482,983
3762 492,280
0604 1,649,321
0605 1,650,987
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
3764 937,557
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
3765 78,095
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
3766 633,669
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
0402 28,605
0403 29,144
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
3767 • 19,036
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
3768 9,569
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
3769 0
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
0408 63,559
0409 63,547
0408 63,559
3633 56,803
3634 56,657
3633 56,803
3635 157
3636 157
3635 157
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
3637 0
3638 0
3637 0
3639 4,570
3640 7,035
3639 4,570
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
3641 0
/////////////// ///
3641 0
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
3642 9,951
3643 9,951
3642 9,951
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
0390 3,250,102
0391 3.241.418
0390 3.250.102
1 Legal Title of /ask: SANK ONE, TEXAS, NA
Address:' ' P.O. SON 655415
- city, State Zip: DALLAS, TX 75268 -5414
FDIC Certificate Me.: 12171417141
• Schedule RC- B-- Securities
Exclude assets held In trading accounts.
-■ 1 4 i0 <-
• Dollar Amounts in Thousands
1. U.S. Treuury securities
- 2. U.S. Government agency and corporation
obligations:
e a. All holdings of U.S. Government-issued or
- guaranteed certificate of participation in
pools of residential mortgages:
• (1) Issued by FINN and FSLIC
(2) Gurranteed by GIN(A (exclude FINN
and FMLIIC issues)
b. All other
• (1) Collateralized mortgage obligations
issued by FNMA and FHLMC (include
REMICs)
(2) All other U.S. Government - sponsored
• agency obtigationg(2)
(3) All other U.S. Goverment agency
obligations(3)
• 3. Securities Issued by state and political subdi-
. visions in the U.S
a. General obligations
▪ b. Revenue obligation
c. Industrial development and similar
obligations
4. Other domestic debt securities:
- a. All holdings of privets (i.e., nongoverment-
issued or - guaranteed) certificates of partici-
• pation in pools of residential mortgages
b. All other domestic debt securities
5. Foreign debt securities
6. Equity securities:
a. Marketable equity securities:
m (1) Investments in mutual funds
(2) Other marketable equity securities
,. (3) LESS: Met unrealized loss on marketable
equity securities
b. Other equity securities (includes Federal
Reserve stock)
.. 7. Total (sum of it 1 through 6) (total of
column A met equal Seheduls MC, item 2)
m
Call Data: 6/30/90 ST -I*: 48-1996 FFIEC 031
Page RC -4
14
1.
2.a.(1)
2.a.(2)
2.b.
2.b.(1)
2.b.(2)
2.b.(3)
3.
3.a.
3.b.
3.c.
4.a.
4.b.
5.
6.a.(2)
6.a.(3)
6.h.
7.
(1) Su discussion in Glossary entry for "market value of securities."
(2) Include, obligation (other than certificates of participation in pools of residential mortgage, CMOs, and REM!Cs) issued by
the Form Credit System, the Federal Home Loan lank System, the Federal Home Loan Mortgage Corporation, the Federal National
° Mortgage Association, the Ftrencing Corporation, Resolution Funding Corporation, the Student Loan Marketing Association, end
the Tennessee Valley Authority.
(3) Include Small liminess Administration "Guaranteed Loan Pool Certificates," U.S. Maritime Administration obligations, and
Export-Import lank participation certificates.
'Illegal Title of I k: BATIK ONE, TEXAS, RA Call Date: 6/30/90 ST -BE: 48.1996 FF)EC 031
Address: P.O. ql 655415 Page RC
— City, State Zlpt DALLAS, TX 7520 -5414
m DIC Certificate Me., 12171417141
Schedule RC- 33-- Contiansld
.
Memoranda
s 1. Pledged securities
2. Maturity and repricing data for debt securitiea:(1),(2)
a. Fixed rate debt securities with a remeinirlg maturity of:
(1) Three months or less
▪ (2) Over three months through 12 months
(3) Over one year through five years
(4) Over five years
(5) Total fixed rata debt securities (sue of Memorandum iteem 2.e.(1) through 2.a.(4))
b. Floating rate debt securities with • repricing frequency of:
(1) Quarterly or more frequently
▪ (2) Annually or more frequently, but less frequently than quarterly
(3) Every five years or more frequently, but less frequently than annually
(4) Less frequently than every five years
(5) Total floating rate debt securities (sum of Mesorvdw item 2.b.(1) through 2.b.(4))
▪ c. Total debt securities (sue of Memorandum Items 2.s.(5) and 2.b.(5)) (must equal the
sum of items 1 through 5, column A, above)
'S. Taxable securities issued by ststes and political subdivisions in the U.S. included in
item 3, column A, above
(1) Exclude equity securities, e.g., investments in mutual funds, Federal Reserve stock, coon stock, end preferred stock.
' Memorandum item 2 1s not applicable to sevinge banks that must complete supplemental Schedule RC -J.
_s
15
Dollar Amounts in Thouards
Consolidated Sank
Book Value
RCFD ell Mil Thou
0416 758,428
////// / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
0343 147,339
0344 124,052
0345 1,045,873
0346 1,716,595
0347 3,033,862
/ / / / / / / / /l / / / / / ///
4544 138,435
4545 63,284
4551 0
4552 0
4553 201,719
/ / / / / / / / / / / / / / / ///
0393 3,235,581
/ / / / / / / / / /// / // ///
0301 D
9.1.
H.2.a.(1)
M.2.a.(2)
R.2.a.(3)
M.2.a.(4)
M.2.e.(5)
R.2.b.(1)
M.2.b.(2)
K .2.b.(3)
R.2.b.(4)
K .2.b.(5)
R.2.c.
t 14.3.
(Column A)
Consolidated
Bank
(Column B)
Domestic
Offices
RCFD Bil Mil Thou
RCN Bil Mil Thou
1410 2,136,176
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
1415 80,838
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
1420 12,432
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
1797 0
/ / / / / / / / / / / / / / / ///
1798 1,222,815
/ / / / / / / / / / / / / / / ///
1460 28,171
/ / / / / / / / / / / / / / / ///
1480 791,920
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
1505 112,620
1506 0
/ / / / / / / / / / / / / / / ///
1507 112,620
/ / / / / / / / / / / / / / / ///
1517 793
1517 793
/ / / / / / / / / / / / / / / ///
1510 0
1513 0
/////////////7////
1516 383
/ / / / / / / / / / / / / / / ///
1590 8,140
1590 8,140
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
1763 1,367,900
1763 1,367,900
1764 10,362
1764 8,053
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
1756 0
1756 0
1757 0
1757 0
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
1975 1,603,823
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
2008 663,307
/ / / / / / / / / / / / / / / ///
2011 940,516
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
2081 2,700
2081 450
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
2033 15,679
2033 15,679
2079 35,039
2079 35,039
1563 611,222
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
1545 231,073
/ / / / / / / / / / / / / / / ///
1564 380,149
/ / / / / / / / / / / / / / / ///
2165 2,622
2182 2,622
/ / / / / / / / / / / / / / / ///
2183 0
/ / / / / / / / / / / / / / / ///
2123 0
2123 0
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
2122 5,907,459
2122 5,902.517
- .Legal Title of Bank: RANK ORE, TEXAS, MA
Address P.O. SOX 655415
-- City, state Zip: DALLAS, TX 75265 -5414
_' FDIC Certificate No.: 12171417141
Wet of unearned income end before adjustment for allowance for loan and lease losses. Exclude assets held in
trading accounts.
A
i 1. Loans secured by reel estate
a■ a. Construction and land development
b. Secured by farmland (including farm residential and other
improvements)
4 - c. secured by 1 -4 family residential properties
1s (1) Revolving, open -end loans secured by 1-4 family residential
properties and extended under lines of credit
(2) All other loans secured by 1 -4 family residential properties
d. Secured by multifamily (5 or more) residential properties
- s e. Secured by nonfarm nonresidential properties
2. Loans to depository institutions:
a. To commercial banks in the u.S
(1) To U.S. branches and agencies of foreign banks
(2) To other commercial banks in the U.S
b. To other depository institutions in the U.S
- c. To banks in foreign countries
(1) To foreign branches of other U.S. banks
(2) To other banks in foreign countries
3. Loans to finance agricultural production and other loans to farmers
4. Commercial and industrial loans:
a. To U.S. addressees (domicile)
b. To non -U.S. addressees (domicile)
5. Acceptances of other banks:
a. Of U.S. banks
b. Of foreign banks
6. Loans to individuals for household, family, and other personal
expenditures (i.e., consumer loans) (includes purchased paper)
a. Credit cards and related plans (includes check credit and other
revolving credit plans)
b. Other (includes single payment, installment, end ell student loans)
7. Loans to foreign governments and official institutions (including foreign
central banks)
8. Obligations (other than securities and leases) of states and political
subdivisions in the U.S. (includes nonrated industrial development
- a• obligations):
a. Taxable obligations
• b. Tax - exempt obligations
9. Other loans
a. Loans for purchasing or carrying securities (secured and unsecured)
b. All other loans (exclude consumer loan)
"10. Lease financing receivables (net of unearned income)
a. Of U.S. addressees (domicile)
b. Of non-U.S. addressees (domicile)
11. LESS: Any unearned income on loans reflected in items 1.9 above
' Total loans and lessee, net of unearned income (sum of items 1 through
10 minus item 11) (total of column A meet equal Schedule RC, item 4.a)
Schedule RC — C- -Loans and Lease Financing Receivables
Dollar Amounts in Thousands
16
Call Date: 6/30/90 ST -BE: 48.19% FFIEC 031
Page RC-6
1.a.
1.b.
1.c.(1)
1.c.(2)
1.d.
1.e.
2.a.
2.a.(1)
2.a.(2) •
2.b.
2.c.
2.c.(1)
2.c.(2)
3.
4.a.
4.b.
5.a.
5.b.
6.
6.a.
6.b.
7.
8.a.
8.b.
9.
9.a.
9.b.
10.
10.a.
10.6.
11.
12.
r gwal Title of lank: SANK ONE, TEXAS, MA
£ n,dlress: R.O. sox 655415
1 City, State Zip: DALLAS, TX 75265 -5414
roic Certificate Me.: 1217141714(
•
f Schedule RC- C-- Continued
Dollar Amounts in Thousands
• Commercial paper included in Schedule RC-C above
2. Loans and leases restructured and in compliance with modified tern
(included in Schedule RC -C above):
° a. Loans secured by real estate:
(1) To U.S. addressees (domicile)
(2) To non -U.S. addressees (domicils)
b. Loans to finance agricultural production and other loans to farmers
▪ c. Commercial and industrial low:
(1) To U.S. addressees (domicile)
(2) To non -U.S. addressees (domicile)
d. All other low (exclude loans to individuals for household,
family, and other personal expenditures)
e. Lease financing receivables:
• (1) Of U.S. addressees (domicile)
(2) Of ran -U.S. addressees (domicile)
• f. Total (sum of Memoranda item 2.a through 2.e)
3. Maturity and repricing data for loans and L (1) (excluding those
• in nonaccrual status):
a. Fixed rate low and leases with a remaining maturity of:
(1) Three months or less
(2) Over three months through 12 months
▪ (3) Over one year through five years
(4) Over five years
• (5) Total fixed rate loans and leases (sun of Memoranda
items 3.a.(1) through 3.a.(4))
• b. Floating rate low with a repricing frequency of:
(1) Quarterly or more frequently
(2) Annually or more frequently, but less frequently than quarterly
(3) Every five years or more frequently, but lees frequently than
annually
(4) Less frequently than every five years
(5) Total fluting rate low (sea of Memorandum iteem 3.b.(1)
through 3.b.(4))
c. Total loans and leases (sum of Memorandum items 3.a.(5) and
▪ 3.b.(5)) (must equal the sum of total low and leases, net, from
Schedule RC -C, item 12, plus unearned income from Schedule
a RC -C, item 11, minus total nonaccrual low and leases from Schedule
RC -M, item 7, colu n C)
(1) Memoranda item 3 is not applicable to savings banks that must complete supplemental Schedule RC -J.
_u
eeeoranda
•
17
Call Date: 6/30/90 ST -8K: 43-1996 FFIEC 031
Page RC -7
(Column A)
Consolidated
Bank
RCN) ail Mil Thou
1496 0
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
1687 0
1689 0
1613 0
/ / / / / / / / / / / / / / / ///
1758 0 M.2.c.(1)
1759 0 M.2.c.(2)
/ / / / / / / / / / / / / / / ///
1615 0 01.2.d.
/ / / / / / / / / / / / / / / ///
1789 0 N.2.e.(1)
1790 0 M.2.e.(2)
1616 0 M.2.f.
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
0348 786,015 M.3.a.(1)
0349 710,981 M.3.a.(2)
0356 1,930,416 M.3.11.(3>
0357 486,277 M.3.a.(4)
/ / / / / / / / / / / / / / / ///
0358 3,913,689 M.3.a.(5)
/ / / / / / / / / / / / / / / ///
4554 - 1,905,605 1.3.b.(1)
4555 12,104 M.3.b.(2)
/ / / / / / / / / / / / / / / ///
4561 1,101 M.3.b.(3)
4564 87 M.3.b.(4)
/ / / / / / / / / / / / / / / ///
4567 1,918,897 M.3.b.(5)
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
1479 5.832.586 M.3.c.
(Column s)
Domestic
Offices
ICON Oil Mil Thou
1496 0 N.1.
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
M.2.a.(1)
M.2.a.(2)
N.2.b.
=Legal Title of $ * SAMK DOE, TEXAS, NA
Address : P.O. IOK 6S541S
—City. State Zip: DALLAS, TX 75265 -5414
FDic certificate No.: 12171417141
-- Schedule BC -D is to be completed only by banks with SI billion or more in total assets.
° Schedule RC— D-- Assets Heald in Trading Accounts in
Domestic Offices Only
to
Dollar Amounts in Thousands
..1. U.S. Treasury securities
2. U.S. Government agency and corporation obligations
3. Securities issued by states and political subdivisions in the U.S
— 4. Other bonds, notes, and debentures
m S. Certificates of deposit
6. Commercial paper
,7. Banker's acceptances
8. Other
.9. Total (sum of items 1 through 8)
tRO
LIM
18
Call Date: 6/30/90 07 -80: 48 -1996 FFIEC 031
Page BC -8
1 C420 <-
Domestic Offices
8CON Bit Mil Thou
1010 1,472 1.
1020 2,828 2.
1025 13,341 3.
1045 200 4.
1026 0 5.
1027 0 6.
1028 0 7.
1029 0 8.
2146 17,841 9.
1. alegal Title of Yank: SANK OME, TEXAS, MA
Address: P.O. 56X 655415
—City, State Zip: DALLAS, TX 75265 - 5414
FDIC Certificate No.: 12171417141
sOch•dul• RC -I -- Deposit Liabilities
-part I. Deposits in Domestic
Offices
Dollar Amounts in Thousands
De of:
a i. Individuals, partnerships, rd corporations
2. U.S. GOVernent
3. States and political subdivisions in the U.S
4. Commercial banks in the U.S
a. U.S. branches end agencies of foreign banks
b. Other commercial banks in the U.S
—5. Other depository institutions in the U.S
5. Banks in foreign countries
a. Foreign branches of other U.S. banks
b. Other banks in foreign countries
.7. Foreign governments and official institutions
(including foreign central banks)
—5. Certified and official checks
9. Total (sum of items 1 through 8) (sum of
coluas A and C mast equal Schedule RC, item
13.a)
Transaction Accounts
(Column A)
Total transaction
accounts (including
total demand
deposi ta)
RCCN ail Mil Thou
/ / / / / / / / / / / / / / / ///
2201 2,408,484
2202. 14,207
2203 131,296
2206 195,077
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
2207 13,259
2213 7,339
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
2216 1,332
2330 68,394
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
2215 2.839,388
Dollar Amounts in Thousands
gemorsnda
—1. Selected components of total deposits (i.e., sum of item 9, column A and C):
a. Total Individual Retirement Accounts (IRAs) and Keogh Plan accounts
b. Total brokered deposits
C. Total brokered retail deposits (included in Memorandum item 1.b above):
(1) Issued in denominations of 5100,000 or less
(2) Issued in denominations greater than $100,000 and participated out by the
broker in shares of $100,000 or less
_ d. Total deposits denominated in foreign currencies
S. Components of total nontransaetion accounts (sum of Memoranda item 2.a through 2.d must
• equal item 9, column C above):
a. Savings deposits:
(1) Money market deposit accounts (MOAs)
(2) Other savings deposits (excludes MMOAs)
- b. Total time deposits of less than 1100,000
C. Time certificates of deposit of 1100,000 or more
▪ d. Open- account time deposits of $100,000 or more
. All NOW accounts (included in column A above)
Call Date: 6/30/90 ST -SK: 48 - 1996 FFIEC 031
Page RC-9
(Column S)
Mega: Total
demand deposits
(included in
colter A)
RCDN 511 Mil Thou
/ / / / / / / / / / / / / / / ///
2240 1,471,561
2280 14,207
2290 65,196
2310 195,077
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
2312 13,259
2320 7,339
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
2300 1,332
2330 68,394
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
2210 1,836.365
Montransaction
Accounts
(Column C1
Total
nontransaction
secants
(Including MCA.)
RtoN all Mil Thou
/ / / / / / / / / / / / / / / ///
2346 6,930,234
2520 23,326
2530 411,635
/ / / / / // / / / / / / / // //
2347 0
2348 153,709
2349 21,874
/ / / / / / / / / / / / / / / ///
2367 33
2373 0
/ / / / / / / / / / / / / / / ///
2377 0
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
2385 7.540.811
SCOW 811 Mil Thou
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
6835 871,032
2365 131,222
/ / / / / / / / / / / / / / / ///
2343 60,311
/ / / / / / / / / / / / / / / ///
2344 70,911
3776 0
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
6810 1,913,686
0352 375,338
6648
6645
6646
2398
1 0425
3,222,838
1,581,809
447,140
1,003,023
1.
2.
3.
4.
4.a.
4.b.
5.
6.
6.a.
6.b.
7.
8.
9.
8.1.a.
M.1.b.
M.
M.1.c.(2)
5.1.d.
M.2.s.(1)
M.2.a.(2)
8.2.6.
5.2.c.
8.2.d.
M.3.
Deposit Totals for FDIC 'neurones Assessments(1)
m 4. Total deposits in domestic offices (sum of item 9, column A and item 9, column C) 1 / / / / / / / / / / / / / / / /// 1
(must equal Schedule RC, item 13.a) 1 2200 10,380,199 M.4.
— a. Total demand deposits (eat equal item 9, column I) 2210 1,836,365 8.4.a.
b. Total time and savings deposits(2) (oust equal item 9, column A plus column C minxes / / / / / / / / / / / / / / / ///
column S) 1 2350 8,543,834 1 N.4.b.
(1) An amended Certified Statement should be submitted to the FDIC if the deposit totals reported in this item are amended after
the semienssal Certified Statement originally covering this report date has been filed with the FDIC.
(2) For FDIC insurance assessment purposes, "total time and savings deposits• consists of nontransaction accounts and all
transaction accounts other than demand deposits.
19
1
Dollar Amanita in Thousands
Memoranda (continued)
ems. Time deposits of less than $100,000 end open- account time deposits of $100,000 or more
(Included in Memoranda it 2.b and 2.d above) with • remaining maturity or repricing
— frequency of:(1)
a. Three months or less
■ b. Over three months through 12 months
6. Maturity and repricing data for time certificates of deposit of $100,000 or more:(1)
- a. Fixed rate time certificates of deposit of 8100,000 or more with a remaining maturity of:
(1) Three months or less
(2) Over three month■ through 12 months
(3) Over one year through five years
- (4) Over five years
(5) Total fixed rate time certificates of deposit of $100,000 or more (sumo} Memoranda'
a. it 6.a.(1) through 6.e.(4))
b. Floating rate time certificates of deposit of $100,000 or more with a repricing frequency of:
(1) Quarterly or more frequently
(2) Annually or more frequently, but less frequently then quarterly
(3) Every five years or more frequently, but less frequently than arwualty
(4) Less frequently than every five years
(5) Total floating rate time certificates of deposit of 8100,000 or more (sum of Memorandum
it 6.b.(1) through 6.b.(4))
c. Total time certificates of deposit of $100,000 or more (sum of Memorandum items 6.e.(5) and
- 6.b.(5)) (must equal Memorandum item 2.c. above)
,—(1) Memorandum It 5 and 6 are not applicable to savings banks that amt complete supplemental Schedule RC -J.
— Part II. Deposits in Foreign Offices (including Edge and
Agreement subsidiaries and IBFs)
"Deposits of:
1. individuals, partnerships, and corporations
"2. U.S. banks (including lees and foreign branches of U.S. banks)
3. Foreign banks (including U.S. branches and
agencies of foreign banks, including their lOFs)
4. Foreign governments and official institutions (including foreign central banks)
° '5. Certified and official checks
6. All other deposits
— 7. Total (sum of it 1 through 6) (must equal Schedule RC, Item 13.b)
INF
Il legal Title of tank: SANK 00E, TEXAS, MA Call Date: 6/30/90 ST -iX: 48.1996 FFIEC 031
_Address: P.O. 10X 655415 Page AC-10
city, State 2ipt DALLAS, TX 75265 -5414
• FDIc Certificate Me -: 1217!417141
_Schedule RC— E-- Continued
.part I.- Continued
20
Dollar Amounts in Thousands
RCCM ail Mil Thou
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
0359 1,383,981 M.S.a.
3644 1,191,642 M.5.b.
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
2761 652,763
2762 576,042
2763 269,933
2765 42,313
/ / / / / / / / / / / / / / / ///
2767 1,541,051
/ / / / / / / / / / / / / / / ///
4568 3,258
4569 0
4571 37,500
4572 0
/ / / / / / / / / / / / / / / ///
4573 40,758
/ / / / / / / / / / / / / / / ///
6645 1,581,809
RCFN Bil Mil Thou
/ / / / / / / / / / / / / / / ///
2621 145,920
2623 0
/ / / / / / / / / / / / / / / ///
2625 0
2650 0
2330 0
2668 0
2200 145,920
M.6.e.(1)
M.6.e.(2)
M.6.a.(3)
M.6.s.(4)
N.6.a.(5)
M.6.b.(1)
M.6.b.(2)
14.6.b.(3)
M.6.b.(4)
M.6.b.(5)
M.6.c.
1.
2.
3.
4.
5.
6.
7.
-a (pal Title of Bark: WIC ONE, TEXAS, NA
Address: P.O. ea( 655415
_ City, Zlpt DALLAS TX 75285 -5414
FDIC Certificate Ne.s 12171417141
— 1. Income earned, not collected on loans
2. Mat deferred income taxes (1) (if debit balance)
a 3. Other (itemise amounts that exceed 25X of this item)
a. TEXT 3549 I Assets sublect to FDIC Aareement - V. I RCFD 3549
— b. I TEXT 3550 I I RCFD 3550 I
c. I TEXT 3551 I I RCFD 3551 1
a 4. Total (sax of It 1 through 3) (must equal Schedule RC, item 11)
"schedule RC -O- -Other Liabilities
MO
Dollar Amounts In Thousands
1. a. Interest accrued and unpaid on deposits In domestic offices(2)
b. Other expense" accrued and unpaid (Includes accrued Income taxes payable)
2. Nat deferred Income taxes (1) (if credit balance)
3. Minority interest in consolidated subsidiaries _
4. Oth (it ems a amens that exceed 25X of this item)
a. 1 TEXT 3552 I Due to OFY Airport I RCFD 3552 I 387,200
▪ b. I TEXT 3553 I 1 RCFD 3553 I
C. I TEXT 3554 I I RCFD 3554 I
- 5. Total (sax of item 1 through 4) (must equal Schedule RC, it 20)
• (1) sae discussion of deferred incur taxes In Glossary entry on °income taxes..
(2) For savings banks, include •dividends• accrued and unpaid on deposits.
Schedule RC -Y- -Other Assets
21
Call Date: 6/30/90 ST -8X: 48 FF1EC 031
Papa RC -11
I C 430 4.
Dollar Aunts In Thousands / / / / / / / /// Ill Mil Thou
RCFD 2164 62,662 1.
RCFD 2148 0 2.
RCFD 2168 2,346,539 3.
2,148,627 / / / / / / / / / / / / / / / / / / / / /// 3.a.
/ / / / / / / / / / / / / / / / / / / / /// 3.b.
/ / / / / / / / / / / / / / / / / / / / /// 3.c.
RCFD 2160 2,409,201 14.
u35
/ / / / / / / /// VII Nil Thou
RCCM 3645 47,889
RCFD 3646 329,762
RCFD 3049 0
RCFD 3000 0
ROD 2938 493,408-
/////////////// / / / / / ///
/ / / / / / / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / / / / / / ///
RCFD 2930 861,059
1.a.
1.b.
2.
3.
4.
4.a.
4.6.
4.c.
5.
Schedule RC-R-- Selected Balance Sheet Items for Domestic Offices
( ` ■ Le9+l Tltta of tank: RANK CNE, TEXAS
- Address: O.O. DOR 655415
City, State Zip, DALLAS, TX 7526.5414
• FDIC Certificate No., J2171417141
, NA Call Dot.: 6/30/90 ST -BE: 45.1996 FFIEC 031
Pees RC -12
1. Customers' liability to this bank on acceptances outstanding
m 2. flank's liability on acceptances executed and outstanding
3. Federal furls sold and securities purchased under agreements to resell
_4. Federal funds purchased and securities sold order agreements to repurchase
5. Other borrowed money
re EITHER
6. Net due from own foreign offices, Edge and Agreement subsidiaries, and INF,
7. Net due to own foreign offices, Edge and Agreement subsidiaries, and INFS 2941 609,372
n 8. Total assets (excludes net du from foreign offices, Edge and Agreement subsidiaries, and UFO 2192 13,009,694
9. Total liabilities (excludes net de to foreign offices, Edge a Agreement subsidiaries, and 1SFS)1 3129 12.200.522
- mmoranda (to be ccep(etsd only by banks with Ms and other "foreign.' offices)
EITHER
.. 1. Nat due from the 1SF of the domestic offices of the reporting bank
oR
"2. Net due to the INF of the domestic offices of the reporting bank
OR
Schedule RC- I-- Selected Assets and Liabilities of IBPs
To be completed only by banks with INFS and other aforgign" offices.
Dollar Mounts in Thousads
1. Total 1SF assets of the consolidated bank (component of Schedule RC, item 12)
▪ 2. Total 169 loans and lease financing receivables (component of Schedule RC -C, its 12,
colurn A)
- 3. ISF commercial and industrial loare (component of Schedule RC -C, its 4, column A)
4. Total I5F liabilities (component of Schedule RC, item 21)
• 5. IBF deposit liabilities due to banks, including other ISfs (component of schedule RC -E,
part II, it 2 and 3)
6. Other 1SF deposit liabilities (coeporwnt of Schedule RC - E, part II, its 1, 4, 5, and 6)
22
Dollar Amount, in Thousands
I
Du'eeetic Offices
SCOW Nil Mil Thou
2155 19,449
2920 19,449
1350 310,100
2800 869,394
2850 58,234
/ / / / / / / / / / / / / / / ///
2163 N/A
/ / / / / / / / / / / / / / / ///
1.
2 .
3.
4.
5.
6.
7.
a.
9.
3051 N/A H.T.
/ / / / / / / / / / / / / / / /// I
3059 N/A I M.2.
I C445
RCFN 811 all Thou
2133 N/A
/ / / / / / / / / / / / / / / ///
2076 N/A
2077 N/A
2895 C/A
/ / / / / / / / / / / / / / / ///
2379 C/A
2351 N/A
4.
1 •
2.
3.
4.
5.
6.
- Illegal Title of Banc: SANK ONE, TEXAS, NA
Address: ' P.O. BOX 655415
— City, State Zip: DALLAS, TX 75265-5414
FDIC Certificate No.: 12171417141
■
Schedule RC -A -- Quarterly Averages (1)
•
23
Dollar Amounts in Thousands
— ASSETS
1. Interest - bearing balances due from depository institutions
- 2. U.S. Treasury securities and U.S. Government agency end corporation obligations
3. securities issued by states and political subdivisions in the U.S
— 4. a. Other debt securities
b. Equity securities (includes investment. in mutual funds and Federal Reserve stock)
• 5. Federal funds sold and securities purchased under agreements to resell in domestic offices
_ of the bank and of its Edge and Agreement subsidiaries, and in !Us
6. Loans:
▪ a. Loans in domestic offices:
(1) Total loans
- (2) Loans secured by real estate
(3) Loans to finance agricultural production and other loans to farmers
e (4) Commercial and industrial loans
(5) Loans to individuals for household, family, and other personal expenditures
(6) Obligations (other than securities and leases) of states and political subdivisions
in the U.S
b. Total loans In foreign offices, Edge and Agreement subsidiaries, and IBFs
7. Assets held in trading accounts
— 8. Lease financing receivables (net of unearned income)
9. Total assets
— LIABILITIES
10. Interest - bearing transaction accounts in domestic offices (NON accounts, ATS accounts,
— and telephone and presuthorized transfer accounts) (exclude demand deposits)
11. Monti accounts In domestic offices:
— a. Money market deposit accounts (MMDAS)
b. Other savings deposits
c. Time certificates of deposit of 5100,000 or more
d. All other time deposits
"12. Interest - bearing deposits in foreign offices, Edge and Agreement subsidiaries, and 18Fs
13. Federal funds purchased end securities sold under agreements to repurchase in domestic
offices of the bank and of its Edge and Agreement subsidiaries, and in IBFs
X 14. Other borrowed money
Call Date: 6/30/90 ST -BK: 48 -1996 FFIEC 031
Papa RC-13
Imo_
/ / / / / / /// Oil Nil Thou
/ / / / / / / / / / / / / / / / / / / / ///
RCFD 3381 281,437
RCFD 3382 2,657,080
RCFD 3383 27,144
RCFD 3647 429,932
RCFD 3648 17,924
/ / / / / / / / / / / / / / / / / / / / ///
RCFD 3365 1,092,140
/ / / / / / / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / / / / / / ///
RCON 3360 5,558,038
RCON 3385 2,222,507
RCON 3386 0,501
RCON 3387 1,358,883
RCN 3388 1,418,855
/ / / / / / / / / / / / / / / / / / / / ///
RCON 3389 54,633
RCFN 3360 4,450
RCFD 3401 11,187
RCFD 3484 958
RCFD 3368 13,418,675
/ / / / / / / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / / / / / / ///
RCON 3485 1,126,661
/ / / / / / / / / / / / / / / / / / / / ///
RCON 3486 1,843,554
RCON 3487 342,115
RCON 3345 1,758,249
RCON 3469 3,739,531
RCFN 3404 179,337
/ / / / / / / / / / / / / / / / / / / / ///
RCFD 3353 957,441
RCFD 3355 299,872
..(1) For all items, banks have the option of reporting either (1) on average of daily figures for the quarter, or
(2) an average of weekly figures (i.e., the Wednesday of each week of the quarter).
2.
3.
4.a.
4.b.
5.
6.a.(1)
6.a.(2)
6.s.(3)
6.a.(4)
6.a.(5)
6.a.(6)
6.b.
7.
8.
9.
10.
11.a.
11.b.
11.c.
11.d.
12.
13.
14.
Legal Title of Rank: BANK ONE, TEXAS, NA
Address: P.O. BOX 655415
City, State 21p: DALLAS, TX 75265.5414
FDIC Certificate No.: J217I41714,
Schedule RC L-- Off — Balance Sheet Items
Please read carefully the instruction for the preparation of Schedule RC -L. Some of the amounts
reported in Schedule RC -L are regarded as volume Indicators and not necessarily as measures of risk.
1. Unused commitments:
a. Revolving, open-end lines secured by 1 -4 family residential properties, e.g., home
equity lines
b. Credit card lines
c. Commercial real estate, construction, and land development
d. Securities underwriting
e. Other unused commitments
2. Financial standby letters of credit end foreign office guarantees
a. Amount of financial standby letters of credit conveyed to others I RCFD 3820 ) 36.527
3. Performance standby letters of credit and foreign office guarantee.
a. Amount of performance standby letters of credit conveyed to
others I RCFD 3822 I 0
4. Commercial and similar letters of credit
5. Participations in acceptances (as described in the instructions) conveyed to others by
the reporting bank
6. Participations in acceptances (as described in the instructions) acquired by the reporting
(nonccepting) bank
7. Securities borrowed
8. Securities lent (Including customers' securities lent where the customer Is indemnified
against loss by the reporting bank)
9. Mortgages transferred (i.e., sold or swapped) with recourse that hay, been treated as sold
for Call Report purposes:
a. FNMA and FNLMC residential mortgage loan pools:
(1) Outstanding principal balance of mortgages transferred as of the report data
(2) Amount of recourse exposure on these mortgages as of the report date
b. Private (nongoverrment -issued or - guaranteed) residential mortgage loan pools:
(1) Outstanding principal balance of mortgages transferred as of the report date
(2) Amount of recourse exposure on these mortgages as of the report date
c. Farmer Mac agricultural mortgage loan pools:
(1) Outstanding principal balance of mortgages transferred as of the report date
(2) Amount of recourse exposure on these mortgages as of the report date
10. When- issued securities:
a. Gross commitments to purchase
a. Gross commitments to sell
t1. Interest rate contracts (exclude when-issued securities);
a. Notional value of interest rate swaps
b. Futures and forward contracts
C. Option contracts (e.g., option on Treasuries):
(1) Written option contracts
(2) Purchased option contracts
12. Foreign exchange rate contracts:
a. Notional value of exchange swaps (e.g., cross- currency swaps)
b. Commitments to purchase foreign currencies and U.S. dollar exchange (spot, forward,
and futures)
C. Option contracts (e.g., options on foreign currency):
(1) Written option contracts
(2) Purchased option contracts
24
Call Date: 6/30/90 ST-SK: 48-1996 FFIEC 031
Page RC-14
Dollar Amounts in Thousands
0460
RCFD Bit Mil Thou
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
3814 0
3815 791,348
3816 129,953
3817 16,892
3818 2,374,645
3819 232,166
/ / / / / / / / / / / / / / / ///
3821 117,054
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
3411 29,443
/ / / / / / / / / / / / / / / ///
3428 0
/ / / / / / / / / / / / / / / ///
3429 2,289
3432 0
/ / / / / / / / / / / / / / / ///
3433 0
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
3650 0
3651 0
/ / / / / / / / / / / / / / / ///
3652 0
3653 0
/ / / / / / / / / / / / / / / ///
3654 0
3655 0
/ / / / / / / / / / / / / / / ///
3434 0
3435 0
/ / / / / / / / / / / / / / / ///
3450 1,057,027
3823 15,000
/ / / / / / / / / / / / / / / ///
3824 0
3825 0
/ / / / / / / / / / / / / / / ///
3826 0
/ / / / / / / / / / / / / / / ///
3415 1,437
/ / / / / / / / / / / / / / / ///
3827 0
3828 0
•
1.e.
1.b.
1.c.
1.d.
1.e.
2.
2.a.
3.
3.0.
4.
5.
6.
7.
8.
9.a.(1)
9.a.(2)
9.b.(1)
9.b.(2)
9.c.(1)
9.c.(2)
10.a.
10.b.
11.a.
11.b.
11.c.(1)
11.c.(2)
12.a.
12.b.
12.c.(1)
12.C.(2)
r .
1
Title of Sank: IAMK Cu E, TEXAS, RA
Addresi: P.0. SOX 655415
("kegs(
-city, State Zip: DALLAS, TX 75265 -5414
FDIC Certificate No.: 12171417141
• Bchadul. RC — L -- Continual
- 13. Contracts on other commodities mnd equities:
a. Notional value of other *usp (e.g., oil swaps)
b. Futures and forwerd contracts (e.g., stock index and commodity -- precious metals,
_ west, cotton, livestock -- contracts)
c. Option contracts (e.g., options on commodities, individual stocks and stock indexes):
a (1) written option contracts
(2) Purchased option contracts
_14. All other off-balance sheet liabilities (itemise end describe each component of this it
over 25% of Schedule IC, item 28, "Total equity capital")
m a. I TEXT 3555 1 I RCFD 3555
b. 1 TEXT 3556 I I RCFD 3556
c. I TEXT 3557 I I RCFD 3557 1
d. I TEXT 3558 I I RCFD 3558 I
Dollar Mounts in Thousands
• 1. Loans originated by the reporting bank that have been sold or participated to others during
- the calendar quarter ending with the report date (exclude the portion' of such low retained
by the reporting bank; set instructions for other exclusive)
• "2. Loans purchased by the reporting balk during the calendar quarter ending with the
report date (see instructions for exclusive)
• `3. Unused commitments with an original mturity(1) exceeding one year that are reported In
it La through 1.e above (report only the lxssed portions of commitments that are lee paid
or otherwise legally binding)
a. Participative in commitments with an original mturity(1)
exceeding one year conveyed to others 1 RCFD 3834 I 130.737
. 4. To be completed only by banks with S1 billion or more in total assets:
Standby letters of credit (both financial and performance) and foreign office guarantees issued
to non -U.S. addressees (domicile) Included in items 2 and 3 above
..M rands
.1) Remaining maturity may be used through year - end 1992.
25
Call Date: 6/30/90 ST -SK: 45 -1996 FFIEC 031
Paw RC -15
Dollar Amounts in Thousands
;461
RCFD III Mil Thou
/ / / / / / / / / / / / / / / ///
3829 0
/ / / / / / / / / / / / / / / ///
3830 0
/ / / / / / / / / / / / / / / ///
3831 0
3832 0
/ / / / / / / / / / / / / / / ///
3430 0
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
<-
13.a.
13.6.
13.c.(1)
13.c.(2)
14.
14.s.
14.b.
14.c.
14.d.
RCFD Ill Mil Thou
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
3431 6,075 14.1.
/ / / / / / / / / / / / / / / ///
3488 111,507 M.2.
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
3833 1,047,738 9.3.
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / /// 9.3.a.
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
3377 0 M.G
- p legal Title of Sank: RANK ONE, TEXAS, NA
Address: ' P.O. SOX 655415
_ City, State Zips DALLAS, TX 75265.5414
FDIC Certificate No., 12171417141
m Schedule RC Y-- Yeaoranda
Dollar Amounts In Thousands
m I. Extension of credit by the reporting hart to its executive officers, principal shareholders, and
their related Interests as of the report date:
_ a. Aggregate mount of all extensions of credit to all executive officers, principal aherehold.rs,
and their related interests
m b. Number of executive officers and principal shareholders to whom the
rant of all extension of credit by the reporting bank (including
extension of credit to related interests) equals or exceeds the lesser
of $500,000 or S percent of total capital as defined for this Number
• purpose in agency regulations I RCFD 6165 I 0
2. Federal funds sold and securities purchased under agreements to resell
- (schedul• RC, it 3.a and 3.b) with U.S. branches and agencies of foreign berta(1)
3. Amarlt of reserve balances actually passed through to the Federal Reserve by the reporting
a bark on behalf of its respondent depository inatitutions(2)
4. Avant of reserve balances actually passed through to the Federal Reserve an behalf of the
reporting bank by its correspondent bank(2)
5. To be completed only by banks with S1 billion or more in total assets:
Customers' liability to this bank on acceptances outstanding (sumo} it 5.a and 5.b must
equal Schedule RC, Item 9):
a. U.S. addressees (domicile)
b. Non-U.S. addressees (domicile)
^ 6. Intangible assets:
a. Mortgage servicing rights
b. Other Identifiable Intangible assets
c. Goodwill
d. Total (sum of it 6.■ through 6.c) (must equal schedule RC, item 10)
e. To be completed by national banks only:
(1) Unamortized balance of intangible assets booked prior to April 15, 1985 (included in
Itana 6.b and 6.c above) (exclude mortgage servicing rights)
(2) Unamortited balance of qualifying intangible assets (included in it 6.d above)
7. Does your bank have any mandatory convertible debt that is part of your primary or secondary
^ capital?
If yes, continue below:
• a. Total equity contract notes, gross
b. Comm or perpetual preferred stock dedicated to radar the above notes
c. Total equity commitment notes, grog
d. Common or perpetual preferred stock dedicated to redeem the above notes
▪ e. Total (item 7.a minus 7.b plus 7.c minus 7.d)
8. Direct and indirect investments in real estate ventures (included in Schedule RC, item 7, "Other
real estate owned," and Schedule RC, item 8, "Investments in unconsolidated subsidiaries and
_ associated coapanin")
9. Noncumulative perpetual preferred stock and related surplus included in Schedule RC,
item 23, "Perpetual preferred stock and related surplus"
.. INemorands
11. Interbank holdings of capital Instruments (to be completed for the December report only):
1 a. Reciprocal holdings of banking organization' capital instruments
. 1 b. Nonreciprocel holdings of banking organization' capital instruments
(1) Do not report federal funds sold and securities purchased order agreements to resell with other
`
111 ► commercial banks in the U.S. in this item.
(2) See Glossary entry for •pssa•throi i reserve betimes..
26
Call Date: 6/30/90 ST-SK: 48.1996 FFIEC 031
Page IC-16
1 0465
RCFD Ill Mil Thou
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
6164 0
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
3405 0
/ / / / / / / / / / / / / / / ///
3406 1,548
/ / / / / / / / / / / / / / / ///
3407 0
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
2103 17,968
2104 1,481
/ / / / / / / / / / / / / / / ///
3164 4,696
3165 90,658
3163 56,672
2143 152,026
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
3168 0
3777 4,696
YES NO
6167 I / //I X
RCFD lit Nil Thou
3290 N/A
3291 N/A
3293 N/A
3294 N/A
3295 N/A
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
3656 0
/ / / / / / / / / / / / / / / ///
3778 0
e.
1.a.
1.b.
2.
3.
4.
5.•.
5.h.
6.s.
6.h.
6.c.
6.d.
6.e.(1)
6.e.(2)
7.
7.a.
7.b.
7.c.
7.d.
7.e.
8.
9
I
I RCFD ail Nil Thou I 1
I /// /a / ////// // /// 1 1
13836 N/A 1 N.1.a.1
1 3837 N/A I N.1.6.1
(Column A)
Past due
30 through 69
days and still
accruing
(Column B)
Past due 90
days or more
and still
accruing
(Column C)
Monaccrual
RCFD Bit Mil Thou
RCFD Bit Mil Thou
RCFD Bit Mil Thou
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
1245 58,210
1246 50,369
1247 25,999
1248 0
1249 0
1250 0
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
1594 114
1597 556
1583 13
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
1251 24,529
1252 34,481
1253 46,690
1254 0
1255 0
1256 0
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
1978 66,650
1979 12,168
1981 2,085
1586 1,633
1587 6,791
1588 66
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
1257 47
1258 0
1259 0
1271 0
127Z 0
1791 0
1 1406 151,183
1407 104,365
1403 74.873
▪ Legal Title of lank: BANK ONE, TEXAS, MA
Address: P.O. BOX 655415
- City, State Zip: DALLAS, TX 75265 -5414
FDIC Certificate No.: 12171417'41.
•
•
•
Schedule RC -N- -past Due and Nonaccrual Loans and Leases
The FFIEC regards the information reported in Column A and in all of Memorandum item 1 as confidential.
• Dollar Amounts in Thousands
- 1. Loans secured by real estate:
a. To U.S. addressees (domicile)
• b. To non -U.S. addressees (domicile)
2. Loans to finance agricultural production and
other loan to farmers
3. Commercial and industrial Loans:
• a. To U.S. addressees (domicile)
b. To non -U.S. addressees (domicile)
-4. Loans to individuals for household, family,
and other personal expenditures
0 5. All other loans
6. Lease financing receivables:
a. Of U.S. addressees (domicile)
b. Of non -U.S. addressees (domicile)
' 7. Total (sum of its 1 through 6)
Memorandum
1. Restructured loans and leases included in item 7
above
/ / / / / / / / / / / / / / / ///
1658 0
27
Call Date: 6/30/90 ST-8K: 46 -1996 FFIEC 031
Page RC -17
a
1.a.
1.b.
2.
3.a.
3.b.
4.
5.
6.a.
6.b.
7.
1659 0 1 1661 263 I M.1.
s epal Tittle of Bank: LANK ONE, TEXAS, MA Call Date: 6/30/90 ST -BK: 48-1996 FFIEC 031
Address: P.O. WX 655415 Page BC-18
Sty, State Zip: DALLAS, TX 75265 -5414
BOIL Certificate Mo.: 121714'7141
Schedule RC -O - -Other Data for Deposit Insurance Assessments
, , amended Certified Statement should be submitted to the FDIC if the amounts reported In Item 1
hrough 6 of this schedule are amended after the samiannuel Certified Statement originally covering
this report date hes been filed with the FDIC.
•
J.
Dollar Mounts in Thousands
. Unposted debits (see instruction):
a a. Actual count of all uncoated debits
OR
- b. Separate mount of unposted debits:
(1) Actual mount of vposted debits to demand deposits
a (2) Actual amount of uncoated debits to time and savings deposits(1)
2. U(posted credits (see instructions):
a. Actual amount of all urlposted credits
DR
▪ b. Separate amount of urpostad credits:
(1) Actual anoint of urposted credits to demand deposits
(2) Actual anent of urposted credits to time and savings deposits(1)
. Uninvested trust funds (cash) held in bank's own trust department (not included in total
deposits in domestic offices)
I. Deposits of consolidated subsidiaries in domestic offices and in insured branches in Puerto
Rico and U.S. territories and possession (not included in total deposits):
s. Demand deposits of consolidated subsidiaries
b. Time and savings deposits(1) of consolidated aubaidiaries
Deposits of insured branches In Puerto Rico and U.S. territories and possessions (included in
Schedule RC -E, Part I1):
a. Demand deposits in insured branches
b. Time and savings deposits(1) to insured branches
tee 6 is not applicable to state nonmember banks that have not been authorized by the
.ederal Reserve to act es pass- through correspondents.
). Reserve balances actually passed through to the Federal Reserve by the reporting bank on
behalf of its respondent depository Institutions that are also reflected as deposit liabilities
of the reporting bank:
a. Amount reflected in demand deposits (included in Schedule RC -E, Part I, Memorandum
item 4.a)
b. Amount reflected in time and savings deposits (1) (included in Schedule RC -E, Part I,
Manmrandusa item 4.b)
'1) For FDIC insurance assessment purposes, "time and savings deposits" consists of nontransaction
accounts and all transaction accounts other than demand deposits.
1 Memorandum
1. Total deposits in domestic offices of the bank (to be completed for the June report only)
(sun of Memoranda- items 1.a.(1) and 1.b.(1) asst equal Schedule RC, item 13.a):
a. Deposit accounts of $100,000 or less:
(1) Amount of deposit accounts of $100,000 or less Number
(2) Mutter of deposit accounts of $100,000 or less I RCM 3779 I 29,247
b. Deposit accounts of more than $100,000:
(1) Amount of deposit secants of more than $100,000 Nutter
(2) Number of deposit accounts of more than 5100,000 I RCON 2722 I 8,334
Ferson to whom question about the Reports of Condition and Income should be directed:
arolyn J. Cenpbell, Banking Officer (214) 290 -3912
C475
RCM Bil Mil Thou
/ / / / / / / / / / / / / / / ///
0030 N/A
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
0031 0
0032 0
/ / / / / / / / / / / / / / / ///
3510 N/A
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
3512 0
3514 0
/ / / / / / / / / / / / / / / ///
3520 0
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
2211 2
2351 5,265
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
2229 . 0
2383 0
RCM Bil Nil Thou
/ / / / / / / / / / / / / / / ///
2702 7,370,256
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
2710 3,009,943
/ / / / / / / / / / / / / / / ///
<-
use and Title (TEXT 8901) Area code and phone number (TEXT 8902)
28
La.
1.b.(1)
1.b.(2)
2.a.
C477 i <•
2.b.(1)
2.b.(2)
3.
4.0.
4.b.
5.a.
5.b.
6.a.
6.b.
M.1.a.(1)
M.1.a.(2)
M.1.b.(1)
M.1.b.(2)
Legal Title of Rank: SA11K ORE, TEXAS, MA Call Date: 6/30/90 ST -RK: 48 -1996 FFIEC 031
I Address:, , P.O. SOX 655415 Page RC -19
City, State 2ip: DALLAS, TX 75265.5414
FDIC Certificate Me.: 12171417141
* Schedule RC— R-- Risk —Dassd Capital
- This schedule must be completed by all banks that reported total assets of Si billion or more in Schedule RC, it 12, for
e ▪ ,hre 30th of the previous year. Ratite with assets of less than S1 billion that DO MOT meet the requirements of the capital
test (In it 1 below) must also complete this schedule. Include in this schedule the appropriate credit equivalent amounts
of all off - balance sheet transaction.
1. To be completed only by bents with total assets of lees than s1 billion. Indicate in the appropriate
- box at the right whether the bent hes total capital greater than or aqul to eight percent of
adjusted total assets. For purposes of this test, adjusted total assets equals total assets less
• cash, U.S. Treasuries, U.S. Government agency obligation, and 80 percent of U.S. Government-
sponsored agency obligations plus the ellowrxe for loan end lease locus and selected off- _ 1 C480 c.
balance sheet it as reported on Schedule RC -L (see instruction). if the boa marked YES YES MO
has been checked, than the bent only has to complete it 2 and 3 below J RCFD 6056 I I/ / //I 1.
• Item 2 and 3 are to be completed by all banks.
Dollar Amounts in Thousands
2. Subordinated debt and other limited -life capital Instruments (original
• weighted average maturity of at least five years) with • remaining metu-
rity of:
• a. Cr* year or less
b. Over one year through two years
• c. Over two years through three years
d. Over three years through four years
e. Over four years through five years
f. Over five years
3. Total qualifying capital (i.e.,Tier 1 and Tier 2 capital) allowable under the risk - based capital RCFD Ill Mil Thou
• guidelines 3792 744,373 13.
.(tans 4 -9 and Memorandum item 1 are to be completed
by banks that answered MO to item 1 above and
'by banks with total assets of S1 billion or mare.
• 4. Assets and credit equivalent amounts of off - balance sheet it sssigned
to the Zero percent risk category:
a. Assets recorded on the balance sheet:
(1) Securities issued by, other claims on, and claims unconditionally
guaranteed by, the U.S. Goverment and its agencies and other
OECD central governments
(2) All other
b. Credit equivalent amount of off-balance sheet Items
a
29
(Coltman A)
Subordinated Debt
and Intermediate
Term Preferred
Stock
RCFD ail Mil Thou
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
3780 0
3781 0
3782
3783
3784
3785
0
0
0
0
(Colima, A)
RCFD Oil Mil Thou
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
3794 4,106,720
3795 118,146
(Coltman S)
Other
Limited-
Life Capital
instruments
RCFD Oil Mil Thou
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
3786 0
3787 0
3788 0
3789 0
3790
3791
/ / / / / / / / / / / / / / / /// 1 3796 0
2.a.
2.b.
2.c.
2.d.
2.e.
D Z.f
4.a.(1)
4.a.(2)
4.b.
legal Title of Osank: BANK OWE, TEXAS, NA
ldOress: P.O. BOX 655415
ity, State 21p: DALLAS, TX 75265 -5414
C Certificate Mo.: I21714I7I4I
schedule RC- R-- continued
Dollar Amounts in Thousands
Assets and credit equivalent amounts of off - balance sheet items
assigned to the 20 percent risk category:
e. Assets recorded on the balance sheet:
(1) Claims conditionally guaranteed by the U.S. Government and its
agencies and other OECD central governments
(2) Claims collateralized by securities issued by the U.S. Govern-
ment and its agencies and other OECD central governments; by
securities issued by U.S. Government - sponsored agencies; and
by cash on deposit
(3) All other
b. Credit equivalent smarm of off - balance sheet its
Assets and credit equivalent -manta of off- balence sheet its
assigned to the 50 percent risk category:
a. Assets recorded on the balance sheet
b. Credit equivalent amount of off - balance sheet items
Assets and credit equivalent rants of off - balance sheet items
assigned to the 100 percent risk category:
a. Assets recorded on the balance sheet
b. Credit equivalent amount of off - balance sheet Its
. On-balance sheet values (or portions thereof) of interest rate, foreign
exchange rate and commodity contracts which have a capital assess-
ment for their off - balance sheet exposure under the risk -based capital
guidelines and those contracts (e.g., futures contracts) excluded from
the calculation of the risk -based capital ratio (exclude margin accounts
and accrued receivables from this item)
. Total assets recorded on the balance sheet (sum of its 4.a, 5.a, 6.a,
7.a, and 8, column A)(must equal Schedule RC, item 12 plus it 4.b
and 4.c, plus Schedule RC -B, item 6.e.(3), column A)
morand.m
Dollar Amounts in Thousands
Notional principal value and replacement cost of interest rate and for-
eign exchange rate contracts (In column 9, report only those contracts
with a positive replacement cost):
a. interest rate contracts (exclude futures contracts)
(1) With a remaining maturity of one year or lees
(2) With a remaining maturity of over one year
b. Foreign exchange rate contracts (exclude contracts with an original
maturity of 14 days or less and futures contracts)
(1) With • remaining maturity of one year or less
(2) With a remaining maturity of over one year
30
Call Date: 6/30/90 ST -5K: 48 -1996 FFIEC 031
Page RC -20
(Column A)
RCFD Oil Mil Thou
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
3798 1,443,883
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
3799 0
3800 1,562,990
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
3802 1,272,829
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
3804 4,697,886
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
3806 0
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
3807 13,202,454
(Column A)
Motional
Principal
Value
RCFD Bit Mil Thou
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
3809 135,000
3810 916,027
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
3812 0
3813 0
(Column q
RCFD tit Mil Thou
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
3801 2,189
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
3803 1,234
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
3805 1,291,836
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
(Column 8)
Replacement
Cost
(Market Value)
RCFD ail Mil Thou
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
3808 2,226
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
/ / / / / / / / / / / / / / / ///
3811 0
/ / / / / / / / / / / / / / / ///
/! / / / / / / / / / / / / / ///
5.a.(1)
5.a.(2)
5.a.(3)
5.b.
6.a.
6.b.
7.a.
7.b.
8.
9.
(Adel TItle of,Ba.*: SANK ONE, TEXAS, NA
R.tdress: P.O. BOX 655415
city, State Zip: DALLAS, TX 75265 -5414
FDIC Certificate No.: 1;1714171AI
OPTIOI(L NARRATIVE STATEMENT CONCERNING THE AMOUNTS
EXPORTED IN TEE REPORTS OF CONDITION AND INCOME
at close of hbsiness on June 30, 1990
SAMC GEE. TEXAS. HA
Legal Title of Bank
The management of the reporting bank moy, if it wishes, shb-
� aft a brief narrative statement on the mounts reported in
the Reports of Condition and !name. This optimal statement
will be code available to the public, •Imp with the publicly
,available date in the Reports of Condition and Income, in re-
sponse to any request for individ.al bank report date. How-
,ever, the Information reported in column A and in all of
Memorandum item 1 of Schedule RC-11 is regarded as con-
,fidentfal and will not be released to the public. RANKS
CHOOSING TO SUBMIT THE NARRATIVE STATEMENT SHOULD
.ENSURE THAT THE STATEMENT DOES NOT CONTAIN THE
MARES OR OTHER IDENTIFICATIONS OF INDIVIDUAL RANK
LIJSTOERS, REFERENCES TO THE AMOUNTS REPORTED IN THE
CONFIDENTIAL ITEMS IM SCHEDULE RC - H, CR ANT OTHER
INFORMATION THAT THEY ARE NOT WILLING TO HAVE
MADE PUBLIC OR THAT WOULD COMPROMISE THE PRIVACY
OF THEIR CUSTOMERS. Banks choosing not to coke • statement may
check the •No comment• box below and should cake no entries
of any kind In the spec, provided for the narrative state-
ment; i.e., DO MOT enter in this space such phrases as "Mo
statement,. "Not applicable,• "N /A," "No coemnt,■ and
. Mona."
The optional statement asst be entered on this sheet. The
statement should not exceed 100 words. Further, regardless
of the :XA1ber of words, the statement Bust not exceed 750
characters, including punctuation, indentation, and standard
spacing between words and sentences. If any submission
should exceed 750 characters, as defined, it will be truncated
at 750 character' with no notice to the submitting bank and
No cement LI (RCON 6979)
BANK MANAGEMENT STATEMENT (plasse type or print clearly):
(TEXT 6980)
31
DALLAS
City
Call Date: 6/30/90 ST -K: Ad -1996 FFIEC 031
Page RC -21
Texas
State
the truncated statement will appear as the bank's statement
both on agency computerised records and in computer -file
releases to the pblic.
All information furnished by the bank in the narrative state-
sent must be accurate and not misleading. Appropriate ef-
forts shall be taken by the submitting bank to ensure the
statement's accuracy. The statement of be signed, in tht
space provided below, by • senior officer of the bank who
thereby attests to Its accuracy.
If, subsequent to the original submission, arterial changes
ere submitted for the data reported in the Reports of Condi-
tion and Income, the existing narrative Statement will be
deleted from the files, end from disclosure; the bank, at its
option, coy replace it with a statement, under signature, ap-
propriete to the mended data.
The optional narrative statement will appear in agency
records and in release to the pblic exactly as submitted for
emended as described in the preceding paragraph) by the
monagemant of the bank (except for the truncation of state-
ments exceeding the 750 - character limit described above).
THE STATEMENT WILL NOT SE EDITED OR SCREENED IN ANY
WAY BY THE SUPERVISORY AGENCIES FOR ACCURACY OR
RELEVANCE. DISCLOSURE OF THE STATEMENT SHALL NOT
SIGNIFY THAT ANY FEDERAL SUPERVISORY AGENCY HAS
VERIFIED OR CONFIRMED THE ACCURACY OF THE INFORMATION
CONTAINED THEREIN. A STATEMENT TO THIS EFFECT WILL
APPEAR ON ANY PUBLIC RELEASE OF THE OPTIONAL STATEMENT
SUBMITTED BY THE MANAGEMENT OF THE REPORTING BANK.
I CA71 I C472 I <-
Past Due and Non - accrual loans on Schedule RC -N include approximately $193
and $46 Killion of loans, respectively, which are in- process of being
transferred to the Special Asset Pool under the provision of the FDIC
agreement. All of these Past Due and Non- accrual loans are also included
in Total loans on Schedule RC ans RC - C.
�
Signature of Executive Officer of Sank ' Sete of Signature
,,zs, 1550
L.5al,(Tltle of Rank: SANK ONE, TEXAS, NA
'Address: P.O. Sat 655415
city, State Zips DALLAS, TX 75265 -5414
FDIC Certificate No.: 12171417141
THIS PAGE IS TO BE COMPLETED BY NATIONAL AND STATE MEMBER BANNS ONLY
NAIE AND ADORESS OF SANK
CALL NO. 172 31 06 -30 -90
CERT: 27474 00000 STBK 48-1996
BANK ONE, TEXAS, NATIONAL.ASSOCIATIO
P.O. BOX 225415
DALLAS, TX 75222
LOWS TO EXECUTIVE OFFICERS (Complete as of each Call Report Oa e)
Carolyn j. Campbell, Banking Officer
FDIC 8040/53 (6 - 89)
32
Call Date: 6/30/90 ST 41-1996
OID No. For OCC: 1557 -0081
SC No. For federal Reserve: 7100.0036
Expiration Date: 2/28/93
SPECIAL REPORT
(To be completed by National and State Meeker Banks only)
(Dollar Hunts in Thousands)
CLOSE Of BUSINESS 1 FDIC CERTIFICATE NUMBER
DATE C -700 I .-
6/30/90 I 12171417141
The following information is required by Public Law 90 -4A, but does not constitute a part of the Report of Condition. With each
Report of Condition, the Law requires all National and State Huber Sinks to furnish a report of all loans or other extensions of
credit to its executive officers made since the date of the previous Report of Condition. Data regarding individual loans or
other extensions of credit are not required. If no such loans or other extensions of credit were made during the period, inert
'rone• against s bltem (e). (Exclude the first $5,000 of indebtedness of each executive officer under bank credit card plan.)
a. Number of loans to executive officers 1 RCFD 3561 I 0 a.
b. Total dollar amount of above low (in thousands of dollars) I RCFD 3562 I 0 b.
C. Range of interest charged on above low (example: 9 3/45 a 9.75) . I RCFD 7701 I 0.00 I S to I RCFD 7702 I 0.00 I S c.
SIGNATURE AND TITLE OF OFFICER AUTHORIZED TO SIGN REPORT 1 DATE (Month, Day, Year)
--.--1 L.. . 1 Jn � • �., �.A G.> �:v. 5 1}. c�� — u�' � 7U�+ - .� - ._5 t 5 I' C)
OdE AIM TITLE OF PERSON TO 16104 INQUIRIES MAY RE DIREETED (TEXT D903) 1 AREA CODE /PNSIE NUMBER (TEXT 6904)
I
(214) 290 -3912