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G-97-02-27-9F - 2/27/1997ORNAAac6 no. 6-q7-0.2-a7-qr AN ORDINANCE AUTHORIZING 11IE ISSUANCE OF $2,690,000, ENCINO PLAZA PUBLIC IMPROVEMENT DISTRICT SPECIAL ASSESSMENT BONDS, TAXABLE SERIES 1997; PROVIDING FOR THE PAYMENT OF SAID BONDS BY A PLEDGE OF REVENUES DERIVED FROM SPECIAL ASSESSMENTS LEVIED AGAINST ALL PROPERTIES IN ENCINO PLAZA PUBLIC IMPROVEMENT DISTRICT, IN AMOUNTS SUFFICIENT TO PAY THE PRINCIPAL OF AND INTEREST ON SUCH BONDS, TO FUND A RESERVE FUND, AND TO PAY VARIOUS ADMINISTRATIVE COSTS ASSOCIATED WITH THE OPERATION OF THE PUBLIC IMPROVEMENT DISTRICT; PROVIDING 1'HI: TERMS AND CONDITIONS OF SUCH BONDS; ORDAINING OTHER MATTERS INCIDENT AND RELATING TO THE ISSUANCE, PAYMENT, SECURITY, SALE, AND DELIVERY OF SAID BONDS, INCLUDING AUTHORIZING THE EXECUTION OF A PAYING AGENT/REGISTRAR AGREEMENT RECITALS The City Council of the City of Round Rock, Texas (the "City"), has previously found and determined that it was in the best interests of the City and the petitioning property owners of the City to create a public improvement district, pursuant to the provisions of the Public Improvement District Assessment Act, as amended, Texas Local Government Code, Chapter 372 (the "Act"); and On August 14, 1996, a petition signed by the requisite number of property owners located within the proposed public improvement district was submitted to and filed with the City Secretary requesting that the City Council create a public improvement district in the City. The aforementioned petition was submitted in compliance with the provisions of Section 372.005 of the Act. Notice of a public hearing to consider the advisability of the improvements was published in a newspaper of general circulation on November 25, 1996, disclosing the City Council's intention to consider the creation of a public improvement district. Written notice of the scheduled public hearing was delivered on November 18, 1996, to each property owner located within the proposed public improvement district. On December 12, 1996, the City Council held a public hearing conforming to the requirements of Section 372.009 of the Act on the advisability of the improvements. Pursuant to Section 372.009(b) of the Act, the City Council, on December 12, 1996, passed and approved a Resolution making certain findings as to the advisability of the improvements, the nature of the improvements, the boundaries of the proposed public improvement district, the method RkOc / JBllc: ORM Du 2/26/97 1 of assessment, and the apportionment of the costs between the proposed public improvement district and the City as a whole and authorizing creation of the Encino Plaza Public Improvement District (the "District") thereby establishing the exact boundaries of the District. No portion of the District is located within the extraterritorial jurisdiction of the City. Such authorization took effect on January 27, 1997, the date on which notice of the creation of the District was published in the Round Rock Leader, a newspaper of general circulation in the City. No protest, satisfying the requirements of Section 372.010(c) of the Act, has been filed with any official of the City. Pursuant to the provisions of Sections 372.013 and 372.014 of the Act, an Assessment/Service Plan was prepared and submitted to the City Council for review which was set for a public hearing before the City Council to be held on February 27, 1997. The Assessment/Service Plan provides that one hundred percent (100%) of the cost of the improvements authorized by Section 372.003 of the Act (the "Authorized Improvements") will be paid by Special Assessments levied against property located within the District. The Assessment/Service Plan recommended that the City Council apportion the cost of the Authorized Improvements on the basis of two classes (Class A and Class B) and within each class the Authorized Improvements be apportioned based on a ratio of the appraised value of each tract within each class in comparison to the appraised value of the total property within such class as set out in the Assessment/Service Plan, with such apportionment resulting in a fair and reasonable apportionment of costs based on property similarly benefitted within the District. Based upon the aforementioned method of apportionment, the City Council has prepared and filed an Assessment Roll establishing the proposed Special Assessment against each parcel of property within the District, all as provided in Section 372.016 of the Act. A notice was published on February 17, 1997 and February 20, 1997, evidencing the City Council's intention to consider the proposed Special Assessments at a public hearing. Written notice of this scheduled public hearing was delivered on February 13, 1997, to each property owner residing within the District. On February 27, 1997, the City Council held a public hearing to hear and pass on any objections to the proposed Special Assessments. RROCK/PUBL[C: ORDIN DR2 2/26/97 2 On February 27, 1997, the City Council adopted an Ordinance (the "Assessment Ordinance") approving the Assessment/Service Plan for the District and levied assessments as Special Assessments on each parcel of property within the District, all as provided in Section 372.017 of the Act. Pursuant to the Assessment Ordinance, the City permitted the Special Assessments to be paid in installments, fixed the rate of interest on installment payments, established the penalties and interest on delinquent installments, and established the procedure for collection of the Special Assessments. The Assessment Ordinance provides the mechanism and procedure that will be utilized to collect and enforce the Special Assessments in periodic installments being the same procedures that the City currently employs to collect and enforce its annual ad valorem tax. Sections 372.019 and 372.020 of the Act establish a mechanism for the City to make supplemental assessments to correct errors in the original Special Assessments, and a mechanism for reassessment in the event any Special Assessment is invalid or excessive. The Act provides that an assessment or any reassessment, the expense of collection, and reasonable attorney's fees, if incurred, are a first and prior lien against the property assessed, superior to all other liens and claims except liens or claims for state, county, city, school district, or other political subdivision, ad valorem taxes, and are a personal liability of and charge against the owners of the property regardless of whether the owners are named. The lien is effective from the date of the Assessment Ordinance levying the Special Assessment until the Special Assessment is paid, and may be enforced by the City in the same manner as an ad valorem tax levied against real property may be enforced by the City. The owner of any property assessed may pay the entire Special Assessment against any lot or parcel with accrued interest to the date of payment which must be an Interest Payment Date, as hereinafter defined. Section 372.023 of the Act authorizes the City, through the District, to issue revenue bonds payable solely from Special Assessments. The City Council has determined to pay the costs of the Authorized Improvements by the issuance of special assessment revenue bonds designated as the "Encino Plaza Public Improvement District Special Assessment Bonds, Taxable Series 1997" (the "Bonds"), dated March 1, 1997, in the original principal amount of $2,690,000. The terms and conditions of the Bonds and the pledge of the revenues derived from Special Assessments which must be collected on an annual basis while any of the Bonds remain Outstanding will be controlled by the provisions of this Ordinance and Sections 372.025 and 372.026 of the Act or any other applicable law. The City Council further finds and determines that the aforementioned Bonds should be issued and sold at this time; NOW, THEREFORE, RROCK/PUBUC: ORDIN DR2 2/26/97 3 BE IT ORDAINED BY THE CITY COUNCIL OF THE CITY OF ROUND ROCK: ARTICLE I DEFINITIONS AND INTERPRETATIONS Section 1.01. Definitions. For all purposes of this Ordinance and in particular for clarity with respect to the issuance of the Bonds herein authorized and the lien on and pledge of the Special Assessment Revenues (hereinafter defined) to the payment of the Bonds, the following words and terms, whenever the same appear herein without qualifying language, are defined to mean as follows: Act - means the Public Improvement District Assessment Act, as amended, Texas Local Government Code, Chapter 372. Administrative Expense Assessment - means the minimum annual special assessment of levied by the Assessment Ordinance or such larger amount as may be levied by the City in the future to pay the annual costs of the administration and operation of the District. Administrative Expense Fund - means the fund established in Section 6.05 of this Ordinance. Administrative Expense Fund Requirement - means three thousand dollars ($3,000). Administrative Expenses - means the administrative and operation costs associated with the establishment, administration, and operation of the District, including, without limitation, the costs of: (a) collecting Special Assessments or the installments thereof, (b) maintaining the record of installments of the Special Assessments and the system of registration and transfer of the Bonds, (c) paying and redeeming the Bonds, (d) investing or depositing of monies, (e) complying with the Code with respect to the Bonds (other than any such costs which constitute City Administrative Expenses payable as an expense of issuing the Bonds), (f) the Paying Agent/Registrar Trustee fees and expenses, and (g) paying the costs of administering the acquisition of the Authorized Improvements. Assessment Ordinance - means the Ordinance adopted by the City Council on February 27, 1997, and any amendment or supplement thereto that may be hereafter adopted by the City Council, levying annual Administrative Expense Assessments, and levying Special Assessments to pay the Debt Service Requirements on the Bonds against each eligible parcel of land in the District and providing that such Special Assessments be paid in periodic installments in amounts necessary to pay Administrative Expenses and the Debt Service Requirements on the Bonds, respectively. Assessment Fund - means the fund established in Section 6.01 of this Ordinance. Assessment Prepayment Fund - means the fund established in Section 6.04 of this Ordinance. Assessment Roll - means the Assessment Roll, attached hereto as Exhibit "A", [Exhibit "C" to the Assessment/Service Plan which is attached as Exhibit "B" to the assessment ordinance (the RROCK/PUBLC: ORDIN DR2 2/26/97 4 "Assessment Ordinance")], as amended from time to time in accordance with the Act, which shows, among other things, the properties within the District subject to Special Assessments, the owner of the property assessed, the amount assessed, and the installment payments on the Special Assessments. Assessment/Service Plan - means the Assessment/Service Plan prepared in accordance with the Act and approved by the City Council as part of the Assessment Ordinance on February 27, 1997 (and attached as Exhibit "B" to the Assessment Ordinance) setting forth the plan for services and activities to be provided in the District and setting forth the plan for apportioning the cost of the improvements to be assessed against properties in the District. Authorized Denomination - means the denomination of the Bonds which shall be $100,000 or a greater amount divisible by $5,000 except as otherwise provided in Section 2.03 of this Ordinance. Authorized Improvements - means the improvements described in the Assessment/Service Plan. Authorized Investments - means obligations that are eligible for investment by the City pursuant to the Public Funds Investment Act. Bonds - means any Bonds or all Bonds of the "Encino Plaza Public Improvement District Special Assessment Bonds, Taxable Series 1997", dated March 1, 1997, authorized by this Ordinance. Business Day - means any day which is not a Saturday, Sunday, or a day on which the Registrar is authorized by law or executive order to close, or a legal holiday. City Council - means the governing body of the City. Closing Date - means the date of physical delivery of the Initial Bonds for payment in full by the initial purchasers thereof. Code - means the Internal Revenue Code of 1986, as amended. Comptroller - means the Comptroller of Public Accounts of the State of Texas. Debt Service Fund- means the debt service fund created in Section 6.02 of this Ordinance. Debt Service Requirements - means, as of any particular date of computation, with respect to any Bonds and with respect to any period, the aggregate of the amounts to be paid or set aside by the Trustee on behalf of the City as of such date or in such period for the payment of the Principal Installment, premium, if any, and interest (to the extent not capitalized) on such Bonds. RROCK/PUBUC: ORDIN DRU 2126/97 5 District - means the Encino Plaza Public Improvement District established by the City pursuant to the provisions of the Act by Resolution adopted on December 12, 1996. Exchange Bonds - means Bonds registered, authenticated, and delivered by the Trustee, as provided in Section 2.11 of this Ordinance. Fiscal Year - means the twelve (12) month accounting period used by the City which may be any twelve (12) consecutive month period established by the City which currently ends on September 30. Foreclosure Proceeds - means the amounts received from the judicial sale of assessed property within the District as a result of the nonpayment of Special Assessments. Bond. Holder or Holders - means the registered owner, whose name appears in the Register, for any Improvement Fund - means the fund established in Section 6.07. Initial Bonds - means the Bonds authorized, issued, and initially delivered as provided in Section 2.03 of this Ordinance. Interest Payment Date - when used in connection with any Bond, means April 1, 1998, and each October 1 and April 1 thereafter until maturity. Issue Date - means the date of the Bonds which is March 1, 1997. Maturity Date - means the date or dates on which principal of the Bonds is scheduled to be paid, as provided in Section 2.03 of this Ordinance. Ordinance - as used herein and in the Bonds, means this Bond Ordinance and all amendments and supplements hereto. Outstanding - when used with reference to the Bonds, Outstanding means, as of a particular date, all such Bonds theretofore and thereupon delivered except: (a) any such Bond cancelled by or on behalf of the City at or before said date, (b) any such Bond defeased or no longer considered Outstanding pursuant to the provisions of the ordinance authorizing its issuance, or otherwise defeased as permitted by applicable law, and (c) any such Bond in lieu of or in substitution for which another Bond shall have been delivered pursuant to the ordinance authorizing the issuance of such Bond. Owner or Registered Owner - means the Person or entity who is the registered owner of any Outstanding Bond. RROCK/PUBLC: ORDINDR2 2/36/97 6 Paying Agent - means the Trustee. Person or Persons - means any individual, corporation, partnership, joint venture, association, joint-stock company, trust, unincorporated organization, or government or any agency or political subdivision thereof. Placement Agent means First Southwest Company. Prepayments - means amounts received as a result of the early payment, in whole or in part, of a Special Assessment to pay the Debt Service Requirements on the Bonds or any installment thereof. Amounts received at the time of a Prepayment which represent a payment of principal, interest or penalties on a delinquent installment of a Special Assessment to pay the Debt Service Requirement on the Bonds are not to be considered a Prepayment, but rather are to be treated as the payment of regularly scheduled Special Assessment Revenues. Principal Installment - means as of any particular date of computation and with respect to the Bonds, an amount of money equal to the aggregate of the principal amount of Outstanding Bonds of said series which mature on a single future date. Record Date - means, for any Interest Payment Date, the fifteenth (15th) calendar day of the month next preceding such Interest Payment Date. Redemption Fund - means the redemption fund established in Section 6.08 of this Ordinance. Register - means the books of registration kept by the Registrar in which are maintained the names and addresses of, and the principal amounts registered to, the Registered Owners. Registrar - means the Trustee. Replacement Bond - means the Bond authorized by the City to be issued in substitution for lost, apparently destroyed, or wrongfully taken Bonds as provided in Section 2.13 of this Ordinance. Required Reserve Amount - means 150% of the average annual principal and interest of all Bonds Outstanding. Reserve Fund - means the reserve fund established in Section 6.03 of this Ordinance. Special Assessments - means: (a) the assessments levied against properties in the District to pay Debt Service Requirements on the Bonds as set forth in the Assessment/Service Plan which are payable in periodic installments as provided in the Assessment Ordinance; and (b) the annual Administrative Expense Assessments levied and to be levied against properties in the District, all as provided in the Assessment/Service Plan, the Assessment Ordinance and this Ordinance. Special RROCK/PUBUC: ORDIN DR2 2/26/97 7 Assessments also include any supplemental assessments levied in accordance with Sections 372.019 and 372.020 of the Act. Special Assessment Revenues - means the monies collected from Special Assessments levied against properties in the District, including interest on Special Assessments during the period a Special Assessment or any installment thereof is current or delinquent, Prepayments, Foreclosure Proceeds, and penalties for non -timely payment of Special Assessments. Earnings and income derived from the investment or deposit of monies in the special funds or accounts created and established for the payment and security of the Bonds shall also constitute Special Assessment Revenues. Trustee - means Texas Commerce Bank National Association. Section 1.02. Interpretations. All terms defined herein and all pronouns used in this Ordinance shall be deemed to apply equally to singular and plural and to all genders. The titles and headings of the articles and sections of this Ordinance have been inserted for convenience of reference only and are not to be considered a part hereof and shall not in any way modify or restrict any of the terms and provisions hereof. This Ordinance and all the terms and provisions hereof shall be liberally construed to effectuate the purposes set forth herein. ARTICLE II TERMS OF THE BONDS Section 2.01. Authorization. The Bonds shall be issued in fully registered form in the total authorized aggregate amount of $2,690,000 for the purpose of paying the costs of acquiring and constructing the Authorized Improvements, establishing a Reserve Fund, and paying costs of issuance of the Bonds in accordance with the Act. Section 2.02. Designation, Date, and Interest Payment Dates. Each Bond shall be designated as "Encino Plaza Public Improvement District Special Assessment Bond, Taxable Series 1997" and shall be dated March 1, 1997. The Bonds shall bear interest from March 1, 1997, or the most recent Interest Payment Date to which interest has been paid or duly provided for, at the rates set out in Section 2.03 of this Ordinance, calculated on the basis of a 360 -day year of twelve 30 -day months, payable on April 1, 1998, and semiannually thereafter on October 1 and April 1 of each year until maturity or prior redemption. Section 203. Initial Bonds; Numbers and Denomination. The Bonds shall be initially issued bearing the numbers, in the principal amounts, and bearing interest at the rates set forth in the following schedule, and may be transferred and exchanged as set out in this Ordinance. The Bonds shall mature on October 1 in each of the years and in the amounts set out in such schedule and be subject to prior redemption as provided herein. Bonds delivered on transfer of or in exchange for other Bonds shall be numbered (with appropriate prefix) in order of their authentication by the RROCK/PUBIIC: ORDIN DRU V26/97 8 Registrar, and shall be in the denomination of one hundred thousand dollars ($100,000) or a greater amount divisible by five thousand dollars ($5,000); provided, however, that in the event of a redemption of a portion of the Bonds then Outstanding, the Trustee may authenticate and deliver an exchange Bond in a denomination of five thousand dollars ($5,000) or any integral multiple thereof if the amount of any Holder's Bond remaining after such redemption is less than one hundred thousand dollars ($100,000). The Bonds shall mature on the same date and bear interest at the same rate as the Bond or Bonds in lieu of which they are delivered. Bond Number Principal Amount Year of Maturity Interest Rate T-1 $ 90,000 2000 10.00% T-2 100,000 2001 10.00 T-3 115,000 2002 10.00 T-4 125,000 2003 10.00 T-5 140,000 2004 10.00 T-6 155,000 2005 10.00 T-7 170,000 2006 10.00 T-8 185,000 2007 10.00 T-9 205,000 2008 10.00 T-10 23 0, 000 2009 10.00 T-11 250,000 2010 10.00 T-12 280,000 2011 10.00 T-13 305,000 2012 10.00 T-14 340,000 2013 10.00 Section 2.04. Execution of Bonds; Seal. The Bonds shall be signed on behalf of the District by the Mayor and countersigned by the City Secretary, by their manual, lithographed, or facsimile signatures, and the official seal of the City shall be impressed or placed in facsimile thereon. Such facsimile signatures on the Bonds shall have the same effect as if each of the Bonds had been signed manually and in person by each of said officers, and such facsimile seal on the Bonds shall have the same effect as if the official seal of the City had been manually impressed upon each of the Bonds. If any officer of the City whose manual or facsimile signature shall appear on the Bonds shall cease to be such officer before the authentication of such Bonds or before the delivery of such Bonds, such manual or facsimile signature shall nevertheless be valid and sufficient for all purposes as if such officer had remained in such office. RROCK/PUBUC: ORDIN DR2 2/26/97 9 Section 2.05. Approval, Registration and Delivery. After the Bonds to be initially issued shall have been executed, it shall be the duty of the Mayor of the City to deliver the Bonds to be initially issued and all pertinent records and proceedings to the Attorney General of Texas, for examination and approval by the Attorney General. After the Bonds to be initially issued shall have been approved by the Attorney General, they shall be delivered to the Comptroller of Public Accounts of the State of Texas for registration. Upon registration of the Bonds to be initially issued, the Comptroller of Public Accounts (or a deputy lawfully designated in writing to act for the Comptroller) shall manually sign the Comptroller's Registration Certificate prescribed herein to be attached or affixed to the Bonds to be initially issued, and the seal of said Comptroller shall be impressed, or placed in facsimile, thereon. Section 2.06. Authentication. Except for the Bonds to be initially issued, which need not be authenticated, only such Bonds as shall bear thereon a certificate of authentication, substantially in the form provided in Section 4.01 of this Ordinance, manually executed by an authorized representative of the Registrar, shall be entitled to the benefits of this Ordinance or shall be valid or obligatory for any purpose. Such duly executed certificate of authentication shall be conclusive evidence that the Bond so authenticated was delivered by the Registrar hereunder. The signed Certificate of Registration of the Comptroller of Public Accounts shall constitute the certificate of authentication for the Initial Bonds. Section 2.07. Payment of Principal Installment and Interest. The Registrar is hereby appointed as the Registrar and Paying Agent for the Bonds. The Principal Installment of the Bonds shall be payable, without exchange or collection charges, in any coin or currency of the United States of America which, on the date of payment, is legal tender for the payment of debts due the United States of America, upon their presentation and surrender as they respectively become due and payable at maturity or at their earlier redemption date, at the office for payment of the Registrar. The interest on each Bond shall be payable by check payable on the Interest Payment Date, mailed by the Registrar, first-class, postage prepaid, on or before each Interest Payment Date to the Owner of record as of the Record Date, to the address of such Owner as shown on the Register. Upon the properly documented written request of each Registered Owner of not less than one million dollars ($1,000,000) aggregate principal amount of Bonds received by the Paying Agent/Registrar not less than fifteen (15) days prior to the applicable Record Date, interest owed to such Owner will be paid by federal funds wire transfer to any account located within the United States of America designated in the request at the City's expense. Each Principal Installment payment, premium or interest will be accompanied by a statement of the CUSIP numbers of the Bonds on which such payment is made and the amounts paid in respect of each CUSIP number. Any accrued interest payable at maturity shall be paid upon presentation and surrender of the Bond to which such interest appertains. If the date for the Principal Installment payment or interest shall be a Saturday, Sunday, a legal holiday, or a day on which banking institutions in the city where the Registrar is located are authorized by law or executive order to close, then the date for such payment shall be the next succeeding day which is not such a Saturday, Sunday, legal holiday, or day on which banking RROCK/PUBLIC: ORDIN DR2 2/26/97 10 institutions are authorized by law to close, and payment on such date shall have the same force and effect as if made on the original date such payment was due. Section 2.08. Successor Registrars. The City covenants that at all times while any Bonds are Outstanding it will provide a legally qualified bank, trust company, financial institution or other agency to act as Trustee and as Registrar for the Bonds. Each successor Registrar hereunder, by acting in that capacity, shall be deemed to have agreed to the provisions of this Ordinance. Promptly upon the appointment of any successor Registrar, the previous Registrar shall deliver the Register or a copy thereof to the new Registrar, and the new Registrar shall notify each Owner, by United States mail, first-class postage prepaid, of such change and of the address of the new Registrar. Section 2.09. Special Record Date. If interest on any Bond is not paid on any Interest Payment Date and continues unpaid for thirty (30) days thereafter, the Registrar shall establish a new Record Date for the payment of such interest, to be known as a Special Record Date. The Registrar shall establish a Special Record Date when funds to make such interest payment are received from or on behalf of the City. Such Special Record Date shall be fifteen (15) days prior to the date fixed for payment of such past due interest, and notice of the date of payment and the Special Record Date shall be sent by United States mail, first-class postage prepaid, not later than five (5) days prior to the Special Record Date, to each affected Owner of record as of the close of business on the day prior to the mailing of such notice. Section 2.10. Ownership; Unclaimed Principal and Interest. The City, the Registrar, and any other Person shall treat the Person in whose name any Bond is registered as the absolute owner of such Bond for the purpose of making and receiving payment of the principal thereof and for the further purpose of making and receiving payment of the interest thereon, and for all other purposes, whether or not such Bond is overdue, and neither the City nor the Registrar shall be bound by any notice or knowledge to the contrary. All payments made to the Person deemed to be the Owner of any Bond in accordance with this Section 2.10 shall be valid and effectual and shall discharge the liability of the City and the Registrar upon such Bond to the extent of the sums paid. Amounts held by the Registrar which represent principal of and interest on the Bonds remaining unclaimed by the Owner after the expiration of three years from the date such amounts have become due and payable shall be reported and disposed of by the Registrar in accordance with the provisions of Title 6 of the Texas Property Code, as amended, to the extent that such provisions are applicable to such amounts. Section 2.11. Registration, Transfer, and Exchange. The Bonds shall initially be registered in the name of First Southwest Company as Placement Agent. At any time after the date of initial delivery of the Bonds, the Registered Owner may, in accordance with the procedures prescribed in Section 2.14 hereof, surrender such Bonds to the Registrar for registration of transfer or exchange, and the Registrar shall register, authenticate, and deliver Exchange Bonds in accordance with the provisions of this Ordinance. RROCK/PUBUC: ORDIN DRi V26/97 11 So long as any Bonds remain Outstanding, the Registrar shall keep at its office for payment, in which, subject to such reasonable regulations as it may prescribe, the Registrar shall provide for the registration and transfer of Bonds in accordance with the terms of this Ordinance. Each Bond shall be transferable only (i) upon the presentation and surrender thereof at the office for payment of the Registrar, duly endorsed for transfer, or accompanied by an assignment duly executed by the Registered Owner or his authorized representative in form satisfactory to the Registrar and (ii) upon receipt of the Investment Letter set forth as Exhibit "B " attached hereto. Upon due presentation of any Bond for transfer, the Registrar shall authenticate and deliver in exchange therefor, within seventy-two (72) hours after such presentation, a new Bond or Bonds, registered in the name of the transferee or transferees, in authorized denominations and of the same maturity and aggregate principal amount and bearing interest at the same rate as the Bond or Bonds so presented. All Bonds shall be exchangeable upon presentation and surrender thereof at the office for payment of the Registrar for a Bond or Bonds of the same maturity and interest rate and in any Authorized Denomination, in an aggregate principal amount equal to the unpaid principal amount of the Bond or Bonds presented for exchange. The Registrar shall be and is hereby authorized to authenticate and deliver Exchange Bonds in accordance with the provisions of this Section 2.11. Each Bond delivered in accordance with this Section 2.11 shall be entitled to the benefits and security of this Ordinance to the same extent as the Bond or Bonds in lieu of which such Bond is delivered. The City or the Registrar may require the Owner of any Bond to pay a sum sufficient to cover any tax or other governmental charge that may be imposed in connection with the transfer or exchange of such Bond. Any fee or charge of the Registrar for such transfer or exchange shall be paid by the City. The Registrar shall not be required to register the transfer of any Bond during the period beginning on the Record Date next preceding a scheduled Interest Payment Date (other than final payment) and ending after such interest payment has been made. The Registrar shall not be required to transfer or exchange any Bond called for redemption during the period beginning 45 days prior to the date fixed for redemption and ending on the date fixed for redemption; provided, however, that this limitation shall not apply to the exchange by the Owner of the unredeemed portion of a Bond called for redemption in part. Section 2.12. Cancellation of Bonds. All Bonds paid in accordance with this Ordinance, and all Bonds in lieu of which Exchange Bonds or Replacement Bonds are authenticated and delivered in accordance herewith, shall be cancelled and destroyed upon the making of proper records regarding such payment. The Registrar shall furnish the City with appropriate certificates of destruction of such Bonds. Section 2.13. Replacement Bonds. Upon the presentation and surrender to the Registrar of a mutilated Bond, the Registrar shall authenticate and deliver in exchange therefor a Replacement Bond of like maturity, interest rate and principal amount, bearing a number not contemporaneously outstanding. The City or the Registrar may require the Owner of such Bond to pay a sum sufficient RROCK/PUBI]C: ORDIN DR2 2/26/97 12 to cover any tax or other governmental charge that may be imposed in connection therewith and any other expenses connected therewith, including the fees and expenses of the Registrar. If any Bond is lost, apparently destroyed, or wrongfully taken, the City, pursuant to the applicable laws of the State of Texas and in the absence of notice or knowledge that such Bond has been acquired by a bona fide purchaser, shall execute and the Registrar shall authenticate and deliver a Replacement Bond of like maturity, interest rate and principal amount, bearing a number not contemporaneously outstanding, provided that the Owner thereof shall have: (a) furnished to the City and the Registrar satisfactory evidence of the ownership of and the circumstances of the loss, destruction, or theft of such Bond; (b) furnished such security or indemnity as may be required by the Registrar and the City to save them harmless; (c) paid all expenses and charges in connection therewith, including, but not limited to, printing costs, legal fees, fees of the Registrar, and any tax or other governmental charge that may be imposed; and (d) met any other reasonable requirements of the City and the Registrar. If, after the delivery of such Replacement Bond, a bona fide purchaser of the original Bond in lieu of which such Replacement Bond was issued presents for payment such original Bond, the City and the Registrar shall be entitled to recover such Replacement Bond from the Person to whom it was delivered or any Person taking therefrom, except a bona fide purchaser, and shall be entitled to recover upon the security or indemnity provided therefor to the extent of any loss, damage, cost or expense incurred by the City or the Registrar in connection therewith. If any such mutilated, lost, apparently destroyed or wrongfully taken Bond has become or is about to become due and payable, the City, in its discretion may, instead of issuing a Replacement Bond, authorize the Registrar to pay such Bond. Each Replacement Bond delivered in accordance with this Section 2.13 shall be entitled to the benefits and security of this Ordinance to the same extent as the Bond or Bonds in lieu of which such Replacement Bond is delivered. ARTICLE III REDEMPTION Section 3.01. Optional Redemption. The Bonds may be redeemed by the District acting through the City, in whole or in part prior to maturity, on any interest payment date at the option of RROCK/PUBUC: ORDIN DRi 2/26/97 13 the District acting through the City, after notice as provided herein, at the redemption prices (expressed as percentages of principal amount) set forth in the table below plus accrued interest to the redemption date. Redemption Date Redemption Price October 1, 2007 or April 1, 2008 103% October 1, 2008 or April 1, 2009 102 1/2 October 1, 2009 or April 1, 2010 102 October 1, 2010 or April 1, 2011 101 1/2 October 1, 2011 or April 1, 2012 101 October 1, 2012 or April 1, 2013 100 1/2 October 1, 2013 100 Section 3.02. Mandatory Nonscheduled Redemptions. The Bonds shall be redeemed, in whole or in part, prior to maturity on any Interest Payment Date at the redemption prices stated in Section 3.01 or purchased, in whole or in part, at the purchase prices stated in Section 3.07 from amounts transferred to the Redemption Fund from the Assessment Fund, Assessment Prepayment Fund, Administrative Expense Fund, and Improvement Fund pursuant to Sections 6.01, 6.04, 6.05, and 6.07, respectively. Notwithstanding the foregoing, the City will not be required to make a mandatory nonscheduled redemption unless it has at least twenty-five thousand dollars ($25,000) available in the Redemption Fund with which to redeem Bonds. In lieu of redeeming Bonds with the funds described in this Section, the City may purchase Bonds in the open market of the maturity to be redeemed at the price not in excess of that provided in Section 3.07. Section 3.03. Reserved for Future Use. Section 3.04. Notice of Redemption. Notice of redemption shall be given at least thirty (30) days and no more than sixty (60) days prior to the redemption date by giving written notice to the Paying Agent/Registrar and by sending such notice to the Registered Owner of each Bond to be redeemed in whole or in part at the address shown on the Register by first-class mail, postage prepaid. Such notice shall also be sent by certified mail, return receipt requested to Registered Owners of one million dollars ($1,000,000) or more of Bonds. Such notice shall state the complete official name of the Bonds to be redeemed, CUSIP numbers, the Issue Date and the Maturity Date of such Bonds, any other information appropriate to identify sufficiently the Bonds being redeemed, the redemption RROCK/PUB[]C: ORDDI DR2 2/26/97 14 date, the principal amount of the Bonds to be redeemed and, if less than all of the then Outstanding Bonds are to be redeemed, the identification numbers (and, in the case of partial redemption, the respective principal amounts) of the Bonds to be redeemed, the amount of accrued interest payable on the redemption date, the redemption agent's name and address, and the place at which the Bonds are to be surrendered for payment. Any notice mailed as provided in this Section 3.04 shall be conclusively presumed to have been duly given, whether or not the Registered Owner receives such notice. By the redemption date, due provision shall be made with the Paying Agent/Registrar for the payment of the redemption price of the Bonds to be redeemed, plus accrued interest thereon to the redemption date. When such Bonds have been called for redemption, in whole or in part, as provided above and due provision has been made to redeem same, such Bonds, or portions thereof, shall no longer be regarded as Outstanding except for the purpose of receiving payment from the funds provided for redemption, and the right of the Registered Owners to collect interest on such Bonds or portions thereof which would otherwise accrue after the redemption date shall be terminated. Section 3.05. Additional Provisions with Respect to Redemption. Bonds may be redeemed in part only in integral multiples of five thousand dollars ($5,000) and if a Bond subject to redemption is in a denomination larger than five thousand dollars ($5,000), a portion of such Bond may be redeemed, but only in an integral multiple of five thousand dollars ($5,000). If less than all of the Bonds are to be redeemed pursuant to a Section 3.01 optional redemption, the City may select the maturity to be redeemed. Bonds to be mandatorily redeemed with funds described in Section 3.02 shall be redeemed by the Trustee in integrals of five thousand dollars ($5,000), on a pro rata basis from all maturities in such manner as the Trustee in its sole discretion determines. If less than all of the Bonds within a maturity are to be redeemed pursuant to an optional or mandatory call, they shall be selected by lot within such maturity, in such manner as the Paying Agent/Registrar may determine and treating each five thousand dollar ($5,000) amount of Bonds as a single Bond for such purposes. Upon surrender of any Bond for redemption in part, the Paying Agent/Registrar, in accordance with the provisions of the Ordinance, shall authenticate and deliver in exchange therefor a Bond or Bonds of like tenor, maturity and interest rate in an aggregate principal amount equal to the unredeemed portion of the Bond so surrendered. Section 3.06. Reserved for Future Use. Section 3.07. Purchase Price for Bonds. Upon receipt of written notice by the City specifying Bonds to be purchased, the Trustee shall apply monies available for redemption to the purchase of Bonds which were otherwise to be redeemed in such order or priority and subject to such restrictions as may be prescribed in this Ordinance in the manner provided in this Section. The purchase price paid by the Trustee (excluding accrued interest but including any brokerage and other charges) for any Bond purchased shall not exceed the principal amount of such Bond unless such Bond may be RROCK/PUBUC: ORDW DR2 2/26/97 15 redeemed in accordance with this Ordinance on any date or dates within thirteen (13) months after such purchase in which event such purchase price shall not exceed the highest of the redemption price of such Bond applicable on any such date. Section 3.08. Trustee to Redeem Bonds. Subject to the limitations set forth or referred to in Sections 3.02 and 3.07, the Trustee shall call for redemption on each mandatory redemption date, whether scheduled or nonscheduled, when said Bonds are to be redeemed in accordance with this Ordinance, such principal amount of said Bonds as are to be redeemed on said date with the amount of such monies then available therefor. ARTICLE IV FORM OF BONDS AND CERTIFICATES Section 4.01. Forms. The form of the Bonds, including the form of the Registrar's authentication certificate, the form of assignment, and the form of the Comptroller's Registration Certificate for the Bonds to be initially issued, shall be substantially as follows, with such additions, deletions, and variations as may be necessary or desirable and not prohibited by this Ordinance: Form of Bond (Face of Bond) United States of America State of Texas NUMBER DENOMINATION R- $ REGISTERED REGISTERED ENCINO PLAZA PUBLIC IMPROVEMENT DISTRICT Special Assessment Bonds Taxable Series 1997 INTEREST RATE: MATURITY DATE: ISSUE DATE: March 1, 1997 REGISTERED OWNER: PRINCIPAL AMOUNT: DOLLARS RROCK/PUBUC: ORDI N DR2 2/26/97 16 CUSIP: THE ENCINO PUBLIC IMPROVEMENT DISTRICT, acting by and through the City of Round Rock, Texas (the "City") for value received, promises to pay, but solely from Special Assessment Revenues as hereafter defined, to the registered owner identified above or registered assigns, on the date specified above, upon presentation and surrender of this bond at the office for payment of Texas Commerce Bank National Association, Dallas, Texas (the "Paying Agent/Registrar"), the principal amount identified above, in any coin or currency of the United States of America which on the date of payment of such principal is legal tender for the payment of debts due the United States of America, and to pay interest thereon at the rate shown above, calculated on the basis of a 360 -day year of twelve 30 -day months, from the later of March 1, 1997, or the most recent interest payment date to which interest has been paid or duly provided for. Interest on this bond is payable by check payable on April 1, 1998 and each October 1 and April 1 thereafter until maturity, mailed to the registered owner of record as shown on the books of registration kept by the Registrar as of the 15th calendar day of the month next preceding each interest payment date. THIS BOND IS NOT A GENERAL OBLIGATION OF THE CITY, DOES NOT GIVE RISE TO A CHARGE AGAINST THE GENERAL CREDIT OR TAXING POWERS OF THE CITY, AND IS NOT PAYABLE EXCEPT AS PROVIDED HEREUNDER AND IN ACCORDANCE WITH CHAPTER 372, V.T.C.A., LOCAL GOVERNMENT CODE, AS AMENDED, (THE "ACT"). THE OWNER OF THIS BOND SHALL NEVER HAVE THE RIGHT TO DEMAND PAYMENT OF THIS OBLIGATION OUT OF ANY FUNDS OF THE CITY OTHER THAN THE SPECIAL ASSESSMENT REVENUES (THE "SPECIAL ASSESSMENT REVENUES") WITHIN THE DISTRICT, AND THE CITY SHALL HAVE NO LEGAL OR MORAL OBLIGATION TO PAY THIS OBLIGATION FROM ANY FUNDS OTHER THAN SPECIAL ASSESSMENT REVENUES. NEITHER THE STATE OF TEXAS NOR ANY POLITICAL SUBDIVISION THEREOF IS OBLIGATED TO MAKE PAYMENT ON THIS BOND. REFERENCE IS HEREBY MADE TO THE FURTHER PROVISIONS OF THIS BOND SET FORTH ON THE REVERSE HEREOF, WHICH PROVISIONS SHALL HAVE THE SAME FORCE AND EFFECT AS IF SET FORTH AT THIS PLACE. RROCK/PUBuC: ORDIN DR2 2/26/97 17 IN WITNESS HEREOF, this bond has been signed with the manual or facsimile signature of the Mayor of the City and countersigned with the manual or facsimile signature of the City Secretary of the City, and the official seal of the City has been duly impressed, or placed in facsimile, on this bond. (AUTHENTICATION (SEAL) ENCINO PLAZA PUBLIC IMPROVEMENT CERTIFICATE) DISTRICT Mayor COUNTERSIGNED: City Secretary (Back Panel of Bond) THIS BOND IS ONE OF A DULY AUTHORIZED ISSUE OF BONDS aggregating $2,690,000, issued pursuant to an ordinance adopted by the City Council of the City (the "Ordinance") for Encino Plaza Public Improvement District Special Assessment Bonds, Taxable Series 1997, to pay the costs of authorized improvements within the District, to fund a reserve fund, and to pay costs of issuance of the bonds as authorized by and pursuant to the Act. THIS BOND AND THE SERIES OF WHICH IT IS A PART are special obligations and are payable as to both principal and interest solely from and equally secured by a lien on and pledge of the Special Assessment Revenues (as defined and more fully described in the Ordinance authorizing this bond and the series of which it is a part), levied against benefited property within the Encino Plaza Public Improvement District, pursuant to the provisions of Chapter 372, Texas Local Government Code. Reference is hereby made to the Ordinance for a more complete statement of the covenants and provisions securing the payment of this bond and the series of which it is a part. THIS BOND is transferable only upon (i) presentation and surrender at the office for payment of the Registrar, duly endorsed for transfer or accompanied by an assignment duly executed by the registered owner or his authorized representative and (ii) upon presentation of the Investment Letter, which is attached to and subject to the terms and conditions of the Ordinance. THE BONDS are subject to redemption prior to maturity at the option of the City on any interest payment date at a redemption price equal to the percentage of their principal amount set forth below plus accrued interest to the date fixed for redemption: RROCK/PUBUC. ORDIN DR2 2/26/97 18 Redemption Date Redemption Price October 1, 2007 or April 1, 2008 103% October 1, 2008 or April 1, 2009 102 1/2 October 1, 2009 or April 1, 2010 102 October 1, 2010 or April 1, 2011 101 1/2 October 1, 2011 or April 1, 2012 101 October 2, 2012 or April 1, 2013 100 1/2 October 1, 2013 100 THE BONDS are to be redeemed on any Interest Payment Date from prepayments of Special Assessments, excess Special Assessment Revenues and proceeds of bonds as provided in the Ordinance at the redemption prices set forth above plus accrued interest to the date of redemption. BONDS MAY BE REDEEMED IN PART only in integral multiples of $5,000. If a bond subject to redemption is in a denomination larger than $5,000, a portion of such bond may be redeemed, but only in integral multiples of $5,000. In selecting portions of bonds for redemption, each bond shall be treated as representing that number of bonds of $5,000 denomination which is obtained by dividing the principal amount of such bond by $5,000. Upon surrender of any bond for redemption in part, the Paying Agent/Registrar, in accordance with the provisions of the Ordinance, shall authenticate and deliver in exchange therefor a bond or bonds of like maturity and interest rate in an aggregate principal amount equal to the unredeemed portion of the bond so surrendered. NOTICE OF EACH EXERCISE OF A RESERVED RIGHT OF REDEMPTION shall be given at least 30 days and no more than sixty (60) days prior to the redemption date by written notice to the Paying Agent/Registrar and by sending such notice to the registered owner of each bond to be redeemed in whole or in part at the address shown on the Register by first-class mail, postage prepaid. Such notice shall also be sent by certified mail, return receipt requested to registered owners of $1,000,000 or more of bonds. Such notice shall state the complete official name of the bonds to be redeemed, CUSIP numbers, the issue date and the maturity date of such bonds, any other information appropriate to identify sufficiently the bonds being redeemed, the redemption date, the principal amount of the bonds to be redeemed and, if less than all of the then outstanding bonds are to be redeemed, the identification numbers (and, in the case of partial redemption, the respective principal amounts) of the bonds to be redeemed, the amount of accrued interest payable on the redemption date, the redemption agent's name and address, and the place at which the bonds are to be surrendered for payment. Any notice mailed as provided in Section 3.04 of the ordinance authorizing the bonds shall be conclusively presumed to have been duly given, whether or not the registered owner receives such notice. By the redemption date, due provision shall be made with the Paying Agent/Registrar for the payment of the redemption price of the bonds to be redeemed, plus accrued RROCK/PUB!]C: ORDIN DR7 2/26/97 19 interest thereon to the redemption date. When such bonds have been called for redemption, in whole or in part, as provided above and due provision has been made to redeem same, such bonds, or portions thereof, shall no longer be regarded as outstanding except for the purpose of receiving payment from the funds provided for redemption, and the right of the registered owners to collect interest on such bonds or portions thereof which would otherwise accrue after the redemption date shall be terminated. THE BONDS are exchangeable at the office for payment of the Registrar for bonds in the principal amount of $100,000 or a greater amount divisible by $5,000; provided, however, that in the event of a redemption of a portion of the bonds then outstanding, the Trustee may authenticate and deliver an exchange bond in a denomination of $5,000 or any integral multiple thereof if the amount of any holder's bond remaining after such redemption is less than $100,000, subject to the terms and conditions of the Ordinance. THIS BOND shall not be valid or obligatory for any purpose or be entitled to any benefit under the Ordinance unless this bond either (i) is registered by the Comptroller of Public Accounts of the State of Texas by registration certificate attached or affixed hereto or (ii) is authenticated by the Registrar by due execution of the authentication certificate endorsed hereon. THE CITY HAS APPOINTED the Paying Agent/Registrar to act as Trustee for the bondholders as provided in the Ordinance. Pursuant to the Ordinance, the Trustee is to bill and collect Special Assessment Revenues for and on behalf of the City. Reference is made to the Ordinance for a complete description of the powers and duties of the Trustee. THE REGISTERED OWNER of this bond, by acceptance hereof, acknowledges and agrees to be bound by all the terms and conditions of the Ordinance. THE CITY has covenanted in the Ordinance that it will at all times provide a legally qualified registrar for the bonds and will cause notice of any change of registrar to be mailed to each registered owner. IT IS HEREBY CERTIFIED, RECITED, AND REPRESENTED that this bond has been duly and validly issued and delivered; that all acts, conditions, and things required or proper to be performed, exist, and be done precedent to or in the issuance and delivery of this bond have been performed, exist, and been done in accordance with law; that the bonds do not exceed any statutory limitation; and that provision has been made for the principal installment payment of and interest on this bond and all of the bonds by the creation of the aforesaid lien on and pledge of the Special Assessment Revenues. RROCK/PUB[]C: ORDIN DR2 2/26/97 20 FORM OF REGISTRATION CERTIFICATE OF COMPTROLLER OF PUBLIC ACCOUNTS COMPTROLLER'S REGISTRATION CERTIFICATE: REGISTER NO. I hereby certify that this bond has been examined, certified as to validity, and approved by the Attorney General of the State of Texas, and that this bond has been registered by the Comptroller of Public Accounts of the State of Texas. WITNESS MY SIGNATURE AND SEAL OF OFFICE THIS [SEAL] RROCK/PUBLIC: ORDIN DR2 V26/97 21 Comptroller of Public Accounts of the State of Texas FORM OF AUTHENTICATION CERTIFICATE AUTHENTICATION CERTIFICATE It is hereby certified that this bond has been delivered pursuant to the bond Ordinance described in the text of this bond, in exchange for or in replacement of a bond, bonds, or a portion of a bond or bonds of a series which was originally approved by the Attorney General of Texas and registered by the Comptroller of Public Accounts of the State of Texas. RROCK/PUBLIC: ORDIN DR2 2/26/97 22 Texas Commerce Bank National Association Paying Agent/Registrar By Authorized Signature Date of Authentication FORM OF ASSIGNMENT ASSIGNMENT For value received, the undersigned hereby sells, assigns and transfers unto Please insert Social Security or Taxpayer Identification Number of Transferee (Please print or typewrite name and address, including zip code, of Transferee) the within Certificate and all rights thereunder, and hereby irrevocably constitutes and appoints , attorney, to register the transfer of the within Certificate on the books kept for registration thereof, with full power of substitution in the premises. Dated: Signature Guaranteed: NOTICE: Signature(s) must be guaranteed by a member firm of the New York Stock Exchange or a commercial bank or trust company. NOTICE: The signature above must correspond with the name of the Registered Owner as it appears upon the front of this Certificate in every particular, without alteration or enlargement or any change whatsoever. Section 4.02. Legal Opinion; CUSIP; Bond Insurance. The approving opinion of McCall, Parkhurst & Horton L.L.P. and CUSIP Numbers may be printed on the Bonds, but errors or omissions in the printing of such opinion or such numbers shall have no effect on the validity of the Bonds. If bond insurance is obtained, the Bonds may bear an appropriate legend as provided by the insurer. RROCK/PUBIIC: ORDIN DRI 2/26/97 23 ARTICLE V SECURITY FOR THE BONDS Section 5.01. Pledge of Special Assessment Revenues. The City hereby covenants and agrees that the Special Assessment Revenues are hereby irrevocably pledged, to the payment and security of the Bonds and the payment of Administrative Expenses, including the establishment and maintenance of the special funds created and established for the payment and security thereof, all as hereinafter provided; and it is hereby ordained that the pledge of the Special Assessment Revenues to the payment of the Bonds and the interest thereon be valid and binding without any physical delivery thereof or further act by the City, and the lien upon such revenues created for the payment and security of the Bonds shall be, except as otherwise provided in the Act or by law, prior in right and claim as to any other indebtedness, liability, or obligation of the City. Section 5.02. Special Obligations. The Bonds are special obligations payable from the Special Assessment Revenues, as and to the extent provided in this Ordinance. The Bonds do not give rise to a charge against the general credit or taxing powers of the City and are not payable except as provided in the Act and in this Ordinance. The Owners of the Bonds shall never have the right to demand payment thereof out of any funds of the City other than the Special Assessment Revenues. The City shall have no legal or moral obligation to pay for the Bonds out of any City funds other than Special Assessment Revenues. Section 5.03. Assessment Roll. The Special Assessments are shown on the Assessment Roll attached hereto as Exhibit "A". The aggregate amount of Special Assessments assessed to pay the Debt Service Requirements on the Bonds is $2,690,000 plus accrued interest. Reference is made to the Assessment Roll for a particular description of the lots or parcels of land and the amount of Special Assessment on each. Section 5.04. Collection and Deposit of Special Assessments. The Special Assessments shown on the Assessment Roll, together with the interest thereon, shall remain and constitute a trust fund for the redemption and Principal Installment payment of the Bonds and for the interest due thereon and to pay Administrative Expenses. The Special Assessments assessed to pay Debt Service Requirements on the Bonds, together with interest thereon, are payable in annual installments established by the Assessment Ordinance to correspond, as nearly as practicable, to the Debt Service Requirements. A Special Assessment has been made payable in the Assessment Ordinance in each Fiscal Year preceding the date of final maturity of the Bonds which, if collected, will be sufficient to pay the Debt Service Requirements on the Bonds and to pay Administrative Expenses. The annual installment of each Special Assessment coming due in any year, together with the annual interest thereon, is payable in the manner as set forth in the Assessment Ordinance. RROCK/PUBUC: ORDIN DR2 2/26/97 24 A record of the Special Assessments on each tract or lot in the District which are to be collected in each year during the term of the Bonds has been prepared by the City and is shown on the Assessment Roll. Sums received from the collection of the Special Assessments to pay the Debt Service Requirements on the Bonds (including delinquent installments, Foreclosure Proceeds, proceeds from a guarantor of Special Assessments to pay the Debt Service Requirements on the Bonds, and penalties) and of the interest thereon shall be deposited into the Assessment Fund, except that amounts received as Prepayments shall be deposited into the Assessment Prepayment Fund. Any sums collected as an annual Administrative Expense Assessment to pay Administrative Expenses shall be deposited in the Administrative Expense Fund. Section 5.05. Prepayments in Full. The provisions of Section 372.018 of the Act are applicable to the payment of the unpaid Special Assessments and the corresponding mandatory redemption of the Bonds. Pursuant thereto, whenever an owner elects to pay off an unpaid Special Assessment levied to pay the Debt Service Requirements on the Bonds in full and remove the lien of such Special Assessment, the Trustee (in addition to any delinquent installments of such Special Assessment, including the interest and penalties thereon) shall collect from such owner the total of the following sums: (a) The unpaid, nondelinquent principal of such Special Assessment, including principal for the current Fiscal Year but not yet paid. (b) Unpaid interest to accrue on such Special Assessment through the date of Prepayment and a reasonable fee, fixed by the Trustee, for the cost of administering the Prepayments and the corresponding mandatory redemption of the Bonds. Section 5.06. Partial Prepayments. Whenever an owner of assessed land elects to prepay the Special Assessment levied to pay the Debt Service Requirements on the Bonds in part and remove the lien of such Special Assessment in part, the Trustee (in addition to any delinquent installments of such Special Assessment, including the interest and penalties thereon) shall collect from each owner the total of the following sums: (a) A portion of the unpaid, nondelinquent principal of such Special Assessment to be prepaid in increments of five thousand dollars ($5,000). (b) Unpaid interest to accrue on such Special Assessment through the date of Prepayment and a reasonable fee, fixed by the Trustee, for the cost of administering the Prepayment and the corresponding mandatory redemption of the Bonds. When a Special Assessment to pay the Debt Service Requirements on the Bonds has been partially prepaid, the Trustee shall issue a revised record for that parcel, a copy of which shall be filed with the City Secretary, showing the proportionate reduction in such Special Assessment installments or the portion of the parcel which has had the lien for such Special Assessment removed. Thereafter, RI/OCR/PUBLIC: ORDIN DR2 2/26/97 25 the Trustee shall mail subsequent installments at the reduced rate. ARTICLE VI FUNDS AND ACCOUNTS. INITIAL DEPOSITS AND APPLICATION OF MONEY Section 6.01. Assessment Fund. The City hereby covenants and agrees that all Special Assessment Revenues (other than interest and investment earnings, those received as a Prepayment of a Special Assessment, and revenues resulting from the collection of the Administrative Expense Assessments) shall be deposited, as collected and received, into a separate account (created, established, and to be maintained with the Trustee known as the "Encino Plaza Public Improvement District Special Assessment Bonds, Taxable Series 1997 Assessment Fund" and that the Special Assessment Revenues shall be kept separate and apart from all other funds of the City. All Special Assessment Revenues deposited into the Assessment Fund shall be promptly transferred to the following Funds in the following order of priority: FIRST: To the Debt Service Fund, an amount necessary, if any, to increase the balance in the Debt Service Fund to an amount equal to the aggregate amount of all remaining scheduled Debt Service Requirements during the next year, as provided herein. SECOND: To the Reserve Fund, an amount required to establish, accumulate, and maintain the Required Reserve Amount in accordance with the provisions of this Ordinance. THIRD: To the Administrative Expense Fund, an amount required to cause the balance in such Fund to equal the Administrative Expense Fund Requirement. FOURTH: To the Redemption Fund, any remaining amounts. Section 6.02. Debt Service Fund. For purposes of providing funds to pay the Debt Service Requirements on the Bonds as the same become due and payable, the City agrees to maintain, at the Trustee, a separate and special account or fund to be created and known as the "Encino Plaza Public Improvement Special Assessment Bonds, Taxable Series 1997 Debt Service Fund." Accrued interest on the Bonds shall be deposited into the Debt Service Fund upon issuance of the Bonds. There shall also be deposited into the Debt Service Fund prior to each Maturity Date and Interest Payment Date on the Bonds, from the available Special Assessment Revenues, an amount equal to one hundred percent (100%) of the amount required to fully pay the interest on and the Principal Installment of the Bonds then falling due and payable whether at maturity or as a mandatory scheduled redemption. Section 6.03. Reserve Fund. For purposes of establishing, accumulating, and maintaining funds as a reserve for the payment of the Bonds, the City agrees and covenants to maintain a separate and special fund or account with the Trustee known as the "Encino Plaza Public Improvement District RROCK/PUBIIC: ORDIN DR2 2/26/97 26 Special Assessment Bonds, Taxable Series 1997 Reserve Fund." The Trustee shall deposit into the Reserve Fund (a) from the proceeds of the Bonds, an amount equal to the Required Reserve Amount, and (b) all amounts required to be transferred to such Fund from the Assessment Fund pursuant to and at the times specified in Section 6.01. The Trustee shall transfer from the Reserve Fund to the Debt Service Fund such amounts at such times as required to pay the Debt Service Requirements on the Bonds as they become due (whether at maturity or on scheduled mandatory redemption dates), when and to the extent other funds available for such purposes in the Debt Service Fund are insufficient. The Reserve Fund may also be used for the payment of the applicable redemption premium, if any, on Bonds called for early redemption with Prepayments pursuant to Section 3.02. In addition, amounts in the Reserve Fund may be used to retire the last maturity or interest on the Bonds that remain Outstanding. The amount of the Required Reserve Amount shall be recalculated by the Trustee at the end of each Fiscal Year in which there were Special Assessment Prepayments resulting in the early payment of Bonds. Any excess amount in the Reserve Fund may be transferred to the Assessment Fund at the end of each fiscal year as directed in writing by the City. When and so long as the cash and investments in the Reserve Fund total not less than the Required Reserve Amount, no deposits need be made to the credit of the Reserve Fund; but, if and when the Reserve Fund at any time contains less than the Required Reserve Amount because monies are withdrawn as permitted by this Section, the City agrees to cure the deficiency in the Required Reserve Amount from Special Assessments at the earliest possible time but only from Special Assessment Revenues. Section 6.04. Assessment Prepayment Fund. There is hereby established with the Trustee a special fund to be known as the "Encino Plaza Public Improvement District Special Assessment Bonds, Taxable Series 1997 Assessment Prepayment Fund." Upon receiving a Prepayment of a Special Assessment for the payment of the Debt Service Requirements on the Bonds, the Trustee shall deposit the amount of such Prepayment (except for any portion thereof that represents a payment of principal, interest or penalty on a delinquent installment of such prepaid Special Assessment, which portion shall be treated and applied as Special Assessment Revenues) into the Assessment Prepayment Fund. All Prepayments may be commingled in a single account. Promptly following the deposit of any such Prepayment into the Assessment Prepayment Fund, the Trustee shall transfer such amount representing unpaid principal of the Special Assessment as set forth in Section 5.05 directly into the Redemption Fund to be used to redeem or purchase Bonds and such amount representing unpaid interest as set forth in Section 5.05 to the Debt Service Fund. Section 6.05. Administrative Expense Fund. There is hereby created with the Trustee a special fund, herein called the "Encino Plaza Public Improvement District Taxable Special Assessment Bonds, Series 1997 Administrative Expense Fund," to be designated and maintained by the City as a separate account, distinct from all other accounts of the City with the Trustee. The Trustee shall deposit into the Administrative Expense Fund from the proceeds of the Bonds an amount equal to the Administrative Expense Fund Requirement. Thereafter, the Trustee shall deposit into the RROCK/PURUC: OP.DIN DR2 2/26/97 27 Administrative Expense Fund, all amounts required to be transferred to such Fund from the Assessment Fund pursuant to, and at the times specified in, Section 6.01 hereof, and all revenues resulting from the collection of the Administrative Expense Assessments. Such amounts shall be applied by the Trustee to pay Administrative Expenses as they become due. The Trustee shall transfer any amounts in the Administrative Expense Fund in excess of the Administrative Expense Fund Requirement to the Redemption Fund. Fees or charges incurred by the City payable to the Paying Agent/Registrar/Trustee in satisfaction of the liability to the Paying Agent/Registrar/Trustee for the services described herein, as well as other Administrative Costs hereunder, including those for the collection services described herein, shall be paid from the Administrative Expense Fund. Section 6.06. Lien Forgiveness upon Payment of Bonds. When there are monies in the Administrative Expense Fund, Assessment Fund, Assessment Prepayment Fund, Improvement Fund, Redemption Fund, and Reserve Fund sufficient to make all interest payments to maturity or earlier required redemption date, to pay all Principal Installment payments, and to pay the Administrative Expenses due and to become due to the final Maturity Date or scheduled mandatory redemption date of all the Bonds, no further payments need to be made into the Administrative Expense Fund, Assessment Fund, Assessment Prepayment Fund, Improvement Fund, Redemption Fund, and Reserve Fund, and such funds shall be used to redeem the Bonds. After all Bonds are paid or provision is made for their payment, the City forgives the owner of assessed property of the payment of any further Special Assessment and the lien for the Special Assessment shall be removed from all property in the District. Any amount remaining in any of the Funds created hereunder upon the retirement of the Bonds shall be paid to the City. Section 6.07. Improvement Fund. There is hereby created a special fund with the Trustee to be called the "Encino Plaza Public Improvement District Special Assessment Bonds, Taxable Series 1997 Improvement Fund." The Improvement Fund shall be maintained by the City as a separate account distinct from all other accounts of the City with the Trustee. The Improvement Fund shall consist of the proceeds received from the sale of the Bonds, including any premium received by the City on the sale of the Bonds (but not including: any accrued interest which shall be deposited directly into the Debt Service Fund pursuant to Section 6.02; any amounts placed in the Reserve Fund pursuant to Section 6.03, and any amounts placed in the Administrative Expense Fund pursuant to Section 6.05). Disbursement from the Improvement Fund shall be made to pay the costs of acquisition and construction of the Authorized Improvements, together with all expenses incidental thereto, and the City's costs of creation of the District and initial administration of the District and costs of issuance of the Bonds. Prior to making each disbursement from the Improvement Fund, the Trustee shall receive from the City a Request for Disbursement in the form attached hereto as Exhibit "C." RROCK/PUBllC: ORDIN DR2 2/26/97 28 After completion of the acquisition and construction of the Authorized Improvements and the payment of all claims from the Improvement Fund, the Trustee shall determine the amount of the surplus, if any, remaining in the Improvement Fund and shall transfer any such surplus to the Redemption Fund to redeem Outstanding Bonds prior to their scheduled maturity as provided in Section 3.02 of this Ordinance. Section 6.08. Redemption Fund. There is hereby created a special fund with the Trustee to be called the "Encino Plaza Public Improvement District Special Assessment Bonds, Taxable Series 1997 Redemption Fund." The Trustee shall deposit into the Redemption Fund all amounts required to be transferred to such Fund from the Assessment Fund, Assessment Prepayment Fund, Administrative Expense Fund and the Improvement Fund pursuant to, and at the times specified in, Sections 6.01, 6.04, 6.05 and 6.07, respectively, hereof. The Trustee shall apply all such amounts in the Redemption Fund, subject to the $25,000 limitation specified in Section 3.02 hereof, to redeem or purchase Bonds in accordance with Section 3.02 hereof. Accrued interest on any Bonds redeemed shall be paid from the Debt Service Fund. The redemption premium shall be paid from amounts transferred to the Redemption Fund except in the event of a transfer in accordance to Section 6.04 in which event the redemption premium shall be paid from the Reserve Fund pursuant to Section 6.03. Section 6.09. Deposit and Investment of Funds. Monies in the Assessment Fund, the Debt Service Fund, the Administrative Expense Fund, the Assessment Prepayment Fund, the Redemption Fund and the Improvement Fund shall be deposited or invested in any Authorized Investments maturing on a date or dates on or prior to the need for such monies. Monies in the Reserve Fund shall be deposited or invested in such Authorized Investments maturing on the earlier of a date or dates not later than (a) the date of maturity of the last Bond then Outstanding or (b) five (5) years after the date of the investment. Except as provided in this Section, any income or interest earned on any fund or account held by the Trustee under this Ordinance shall accrue to and be deposited in the fund or account from which said monies were deposited or invested, except to the extent otherwise provided herein. The Trustee shall be entitled to receive instructions from the City as to each deposit or investment prior thereto, and to have such instructions confirmed in writing within two Business Days. In the absence of prior instructions, the Trustee shall invest monies as they become available for deposit or investment in a qualified money market account. Section 6.10. Payment of Bonds. While any of the Bonds are Outstanding, the City shall cause to be paid solely from funds on deposit in the Funds created hereunder amounts sufficient to fully pay and discharge promptly the Debt Service Requirements on the Bonds as such payments accrue or mature, whether by reason of Stated Maturity, redemption, or otherwise; such transfer of funds must be made in such manner as will cause immediately available funds to be available for payment of the Bonds at the close of the Business Day next preceding the date the Debt Service Requirement payment is due on the Bonds. Section 6.1I. Advances from Available Funds. In the event of a delinquency in the payment of any installment of the Special Assessment levied upon any property for the payment of the RROCK/PUBuc: ORDIN DR2 2/26/97 29 Principal Installment of and interest on the Bonds, the City may, but is not obligated to, be the purchaser of the delinquent property upon which any of said Special Assessments are levied in like manner in which it may become the purchaser of property sold for the nonpayment of general ad valorem property taxes, and in the event the City does so become the purchaser of such property, shall pay and transfer from available funds and deposit into the Debt Service Fund the amount of any remaining amount of unpaid Special Assessment, delinquent Special Assessment installment and interest thereon. The City may also pay and transfer from available funds and deposit into the Debt Service Fund, but shall not be so obligated, the amount of any such property pending redemption or sale. Any amounts so advanced shall be recoverable upon sale or redemption of the property. The City shall not be obligated to advance available funds to cure any deficiency in the Debt Service Fund, or any other fund created hereunder, and has determined that it would not obligate itself to advance available funds from the City treasury to cure any such deficiency. ARTICLE VII PROVISIONS CONCERNING FEDERAL INCOME TAX Section 7.01. General Tax Covenant. The City does not intend that the interest on the Bonds be excludable from gross income for purposes of federal income taxation pursuant to sections 103 and 141 through 150 of the Internal Revenue Code of 1986, as amended (the "Code"), and applicable regulations. ARTICLE VIII MISCELLANEOUS COVENANTS AND COLLECTION PROCEDURES So long as any of the Bonds issued hereunder are Outstanding and unpaid, the City makes the following covenants with the Owners of the Bonds under the provisions of the Act and this Ordinance (to be performed by the City or its proper officers, agents or employees), which covenants are necessary, convenient and desirable to secure the Bonds and to make them more marketable; provided, however, that said covenants do not require the City to expend any funds or monies other than the Special Assessment Revenues collected. Section 8.01. Trustee to Pursue Collections. During the term of the Bonds, the City hereby appoints the Trustee to act as a billing and collection agent for the City. The City may determine to act as its own billing and collecting agent at a later date as designated in writing to the Trustee by an authorized City representative. The Trustee will: (a) prepare and mail in the name of the City, at the time and in the manner required by the provisions of this Ordinance, the Assessment Ordinance, and the Act, statements for the collection a OCK/PUBUC ORDIN DR2 2n6ro7 30 of all Special Assessments levied by the Assessment Ordinance, this Ordinance and any ordinances supplemental hereto levying supplemental assessments or reassessments (collectively, the "Ordinances"); (b) prepare and mail statements of delinquent Special Assessments at the time and manner required by the Ordinances, the Act or as may be deemed advisable by the Trustee; (c) receive and collect Special Assessments and the penalties and interest thereon or any proceeds from a judicial sale of assessed property and deposit the same as required by the Ordinances and the Act; (d) engage such attorneys and other consultants as the City deems appropriate to act on its behalf upon such terms and conditions and at the rate the City deems appropriate and to pay for same from monies in the Administrative Expense Fund; (e) bring legal actions in the name of the City and District to collect delinquent Special Assessments and to proceed to sell any assessed property in a judicial foreclosure proceeding; (f) with the consent of the City, buy any assessed property at a judicial foreclosure proceeding in the name of the City and thereafter to sell such property purchased on behalf of the City upon such terms and conditions as the Trustee deems desirable; and (g) do any and all further acts as the Trustee deems desirable to protect the interest of the Owners of the Bonds and/or collect the Special Assessments. In the event the Trustee is unsuccessful in collecting all of a delinquent installment of a Special Assessment by selling the assessed property in a judicial foreclosure sale, the Trustee is authorized to pursue any remedy available to the City to collect the delinquent installment (or balance of a delinquent installment) against the Person who owned the property sold at such judicial foreclosure sale at the time the Special Assessment was levied by the City pursuant to the Assessment Ordinance. Section 8.02. Foreclosure Covenant. The City hereby covenants with and for the benefit of the Owners that it will determine or cause to be determined, no later than December 1 of each year, whether or not any installment or installments of Special Assessments are delinquent and, if such delinquencies exist, the City will order and cause to be commenced, or cause the Trustee to do so on behalf of the City, on or before January 1 or immediately thereafter, and thereafter diligently prosecute an action in district court to foreclose the lien for the amount of any delinquent installment or installments of Special Assessments, provided, however, that the City shall not be required to order the commencement of foreclosure proceedings if (i) the total of such delinquencies for such Fiscal Year is less than five percent (5%) of the total of the Special Assessment installments posted to the Assessment Roll for such Fiscal Year, and (ii) the Reserve Fund is not less than five percent (5%) of the principal amount of all Bonds originally issued, less any Bonds called for redemption. Notwithstanding the foregoing, if the City determines that there is a delinquent Special Assessment RROCK/POBuC: ORDIN DR2 2126/97 31 installment on any single property in excess of one hundred thousand dollars ($100,000), then it will diligently institute, prosecute and pursue foreclosure proceedings against such property or cause the Trustee to do so on its behalf. To the extent it may legally do so, and taking into account the prior liens on assessed land for ad valorem taxes, the City covenants that property will not be sold in a judicial foreclosure for less than the amount of a delinquent Special Assessment installment due on the property, including delinquent penalties, interest, and attorney fees, without the consent of fifty-one percent (51%) of the owners of the Outstanding Bonds. Any sale of property for nonpayment of an installment or installments of a Special Assessment shall be subject to the lien established for the remaining unpaid installments of the Special Assessment against such property and such property may again be sold at a judicial foreclosure sale if the purchaser thereof fails to make timely payment of the nondelinquent installments of Special Assessment against such property as they become due and payable pursuant to the terms of the Assessment Ordinance and this Ordinance. Section 8.03. City Covenant to Cooperate with Trustee. The City agrees to cooperate with and assist the Trustee with the billing and collection of Special Assessments by taking such action as the Trustee requests from time to time including: (a) approving annual Special Assessment bills; (b) approving collection procedures; (c) approving engagement of attorneys and consultants; and (d) authorizing and pursuing tax foreclosure proceedings on property liable for delinquent Special Assessments. Section 8.04. Good Faith Covenant. The City will proceed in good faith to complete the acquisition and construction of the Authorized Improvements in a timely manner pursuant to the Act, reserving the right to make changes and modifications as permitted by the Act. Section 8.05. Further Assurances. The City will adopt, make, execute and deliver any and all such further ordinances, resolutions, instruments and assurances as may be reasonably necessary or proper to carry out the intention or to facilitate the performance of this Ordinance, to aid the Trustee in its collection efforts, and for the better assuring and confirming to the Owners of the Bonds the rights and benefits provided by this Ordinance. Section 8.06 Punctual Payment. The City covenants that it will duly and punctually pay or cause to be paid the Principal Installments of and interest on every Bond issued hereunder at maturity or earlier scheduled mandatory redemption date, together with the premium thereon, if any be payable, on the date, at the place and in the manner mentioned in the Bonds and in accordance with this Ordinance to the extent Special Assessment Revenues are available therefor, and that the RROCK/PUBUC: ORDIN DRI 2/26/97 32 payments into the various Funds created hereunder will be made, all in strict conformity with the terms of the Bonds and this Ordinance, and that it will faithfully observe and perform all of the conditions, covenants and requirements of this Ordinance and all ordinances supplemental hereto and of the Bonds issued hereunder, and that time of such payment and performance is of the essence of the City's contract with the Owners of the Bonds. Section 8.07. Reassessments. If any Special Assessment heretofore or hereafter issued is void or unenforceable, for any cause, or if the City made a mistake in a Special Assessment relating to the cost of the Authorized Improvements, then a supplemental assessment or reassessment shall be made in the manner as provided by Sections 372.019 and 372.020 of the Act. Section 8.08. Contract With Owners of Bonds. The provisions of this Ordinance and of any other ordinance supplementing or amending this Ordinance, shall constitute a contract between the City and the Owners of the Bonds and such provisions shall be enforceable by any Owner of Bonds for the equal benefit and protection of all Owners of Bonds similarly situated by mandamus, accounting, mandatory injunction or any other suit, action or proceeding at law or in equity that is now or may hereafter be authorized under the laws of the State of Texas in any court of competent jurisdiction. Said contract is made under and is to be construed in accordance with the laws of the State of Texas. No remedy conferred hereby upon any Owner of Bonds is intended to be exclusive of any other remedy, but each such remedy is cumulative and in addition to every other remedy and may be exercised without exhausting and without regard to any other remedy conferred by law. No waiver of any default or breach of duty or contract by any Owner of Bonds shall affect any subsequent default or breach of duty or contract or shall impair any right or remedies on said subsequent default or breach. No delay or omission of any Owners of Bonds to exercise any right or power accruing upon any default shall impair any such right or power or shall be construed as a waiver of any default or acquiescence therein. Every substantive right and every remedy conferred upon the Owners of Bonds may be enforced and exercised as often as may be deemed expedient. In case any suit, action or proceeding to enforce any right or exercise any remedy shall be brought or taken and should said suit, action or proceeding be abandoned, or be determined adversely to the Owners of Bonds, then, and in every such case, the City and the Owners of Bonds shall be restored to their former positions, rights and remedies as if such suit, action or proceeding had not been brought or taken. Section 8.09. No Obligation to Cure Deficiency. The City has not, and the Council determines and declares that it will not, obligate itself to advance available funds from the treasury of the City to cure any deficiency which may occur in any fund created under this Ordinance or to pay any other cost associated with the Bonds not covered by amounts on deposit in such funds. Section 8.10. No Additional Bonds. The City covenants that it will not issue additional bonds or other indebtedness payable from special assessments on land in the District without the consent of 100% of the holders of the Outstanding Bonds. RROCK/PUBUC: ORDIN DR2 V26/97 33 ARTICLE IX REMEDIES Section 9.01. Events of Default. Each of the following events is hereby declared an "event of default": (a) if default in the payment of the Principal Installment of any of the Bonds shall be made when the same shall become due and payable, either at maturity or by proceedings for redemption; or (b) if default in the payment of any installment of interest shall be made; or (c) if the City shall for any reason be rendered incapable of fulfilling its obligations hereunder; or (d) if the City shall default in the due and punctual performance of any of the covenants, conditions, agreements and provisions contained in the Bonds or in this Ordinance, other than as specified in Section 9.01(a) and (b), on the part of the City to be performed, and such default shall continue for ninety (90) days after written notice specifying such default and requiring same to be remedied shall have been given to the City by the Trustee, which may give such notice in its discretion and shall give such notice at the written request of the Holders of not less than ten per cent (10%) in principal amount of the Bonds then Outstanding. Section 9.02. Actions by Trustee. Upon the happening and continuance of any event of default specified in Section 9.01 of this Ordinance, then and in every such case the Trustee may proceed, and upon the written request of the Holders of not less than fifty-one per cent (51%) in principal amount of the Bonds then Outstanding hereunder shall proceed, subject to the provisions of Section 9.01 of this Ordinance, to protect and enforce its rights and the rights of the Owners of the Bond under the Act and under this Ordinance by such suits, actions or special proceedings in equity or at law, or by proceedings in the office of any board or officer having jurisdiction, either for the specific performance of any covenant or agreement contained herein or in aid or execution of any power herein granted or for the enforcement of any proper legal or equitable remedy, as the Trustee, being advised by counsel, shall deem most effectual to protect and enforce such rights. In the enforcement of any remedy under this Ordinance the Trustee shall be entitled to sue for, enforce payment of and receive any and all amounts then or during any default becoming, and at any time remaining, due from the City for Principal Installments, interest or otherwise under any of the provisions of this Ordinance or of the Bonds and unpaid, with interest on overdue payments at the rate or rates of interest specified in such Bonds, together with any and all costs and expenses of collection and of all proceedings hereunder and under such Bonds, without prejudice, to any other right or remedy of the Trustee or of the Owners of the Bonds, and to recover and enforce judgment or decree against the City, but solely as provided herein and in such Bonds, for any portion of such RROCK/PUBUC: ORDIN DR2 7/26/97 34 amounts remaining unpaid, with interest, costs and expenses, and to collect (but solely from monies available for such purposes) in any manner provided by law, the monies adjudged or decreed to be payable. Section 9.03. Priority of Payment Upon Default. If at any time the monies in the Funds created under this Ordinance shall not be sufficient to pay the Principal Installments or the interest on the Bonds as the same become due and payable, such monies, together with any monies then available or thereafter becoming available for such purpose, whether through the exercise of the remedies provided for in this Article or otherwise, shall, after payment of the costs and expenses of the proceedings resulting in the collection of such money and of the fees of, and the expenses, liabilities, and advances incurred or made by, the Trustee (including all accrued and unpaid Trustee fees and the fees of its attorneys), be applied (subject to the provisions of Sections 9.01 and 9.03 of this Ordinance) as follows: (a) Unless the principal of all the Bonds shall then be due and payable, all such monies shall be applied: FIRST: to the payment to the Persons entitled thereto of all installments of interest then due, in the order of the maturity of the installments of such interest, and, if the amount available shall not be sufficient to pay in full any particular installment, then to the payment ratably, according to the amounts due on such installment, to the Persons entitled thereto, without any discrimination or preference except as to any difference in the respective rates of interest specified in the Bonds; and SECOND: to the payment of the Principal Installments of any Bonds which are due, and, if the amount available shall not be sufficient to pay all of such amounts, then to the payment thereof ratably, according to the amount due. Section 9.04. Default Cured. In case any action taken by the Trustee on account of any default shall have been discontinued or abandoned for any reason, then and in every such case the City, the Trustee and the Holders of the Bonds shall be restored to their former positions and rights hereunder, respectively, and all rights, remedies, powers and duties of the Trustee shall continue as though no such action had been taken. Section 9.05. Holders' of Bonds Direction of Proceedings. Anything in this Ordinance to the contrary notwithstanding, the Holders of not less than a majority in principal amount of the Bonds then Outstanding hereunder shall have the right, subject to the provisions of Sections 9.01 and 9.06 of this Ordinance, by an instrument or concurrent instruments in writing executed and delivered to the Trustee, to direct the method and place of conducting all remedial actions to be taken by the Trustee hereunder, provided that such direction shall not be otherwise than in accordance with law or the provisions of this Ordinance, and that the Trustee shall have the right to decline to follow any such direction which in the opinion of the Trustee would be unjustly prejudicial to Holders of Bonds not parties to such direction. RROCK/PUBUC: ORDIRI DR2 2126/97 35 Section 9.06. Remedies Exclusion. No Holder of any of the Outstanding Bonds shall have any right to institute any suit, action, mandamus or other proceeding in equity or at law for the execution of any trust hereunder or the protection or enforcement of any right under this Ordinance or any resolution of the City authorizing the issuance of Bonds, or any right under the Act or the laws of Texas, excepting only an action for the recovery of overdue and unpaid Principal Installments, interest or redemption premium, unless such Holder previously shall have given to the Trustee written notice of the event of default or breach of trust or duty on account of which such suit or action is to be taken, and unless the Holders of not less than twenty per cent (20%) in principal amount of the Bonds then outstanding shall have made written request of the Trustee after the right to exercise such powers or right of action, as the case may be, shall have accrued, and shall have afforded the Trustee a reasonable opportunity either to proceed to exercise the powers herein granted or granted by the Act or by the laws of Texas, or to institute such action, suit or proceeding in its or their name, and unless, also, there shall have been offered to the Trustee reasonable security and indemnity against the costs, expenses and liabilities to be incurred therein or thereby, and the Trustee shall have refused or neglected to comply with such request within a reasonable time; and such notification, request and offer of indemnity are hereby declared in every such case, at the option of the Trustee, to be conditions precedent to the execution of the powers and trusts of this Ordinance or for any other remedy hereunder or under the Act or the laws of Texas. It is understood and intended that no one or more Holders of the Bonds hereby secured shall have any right in any manner whatever by his or their action to affect, disturb or prejudice the security of this Ordinance, or to enforce any right hereunder or under the Act or the laws of Texas with respect to the Bonds or this Ordinance, except in the manner herein provided, and that all proceedings at law or in equity shall be instituted, had and maintained in the manner herein provided and for the benefit of all Holders of the Outstanding Bonds, except as otherwise permitted herein with reference to overdue and unpaid Principal Installments, interest or redemption premium. Section 9.07. Non possession of Bonds. All rights of action under this Ordinance or under any of the Bonds, enforceable by the Trustee, may be enforced by it without the possession of any of the Bonds or the production thereof on the trial or other proceeding relative thereto, and any such suit, action or proceeding instituted by the Trustee shall be brought in its name for the benefit of all the Holders of such Bonds, subject to the provisions of this Ordinance. Section 9.08. Other Remedies Available. No remedy herein conferred upon or reserved to the Trustee or to the Holders of the Bonds is intended to be exclusive of any other remedy or remedies, and each and every such remedy shall be cumulative and shall be in addition to every other remedy given hereunder or now or hereafter existing at law or in equity or by statute. Section 9.09. Delay in Exercise of Rights. No delay or omission of the Trustee or of any Holder of the Bonds to exercise any right or power accruing upon any default shall impair any such right or power or shall be construed to be a waiver of any such default or any acquiescence therein; and every power and remedy given by this Ordinance to the Trustee and the Holders of the Bonds, respectively, may be exercised from time to time and as often as may be deemed expedient. RROCK/PURLIC: ORDIN DR2 2/26/97 36 The Trustee may, and upon written request of the Holders of not less than a majority in principal amount of the Bonds then Outstanding shall, waive any default which in its opinion shall have been remedied before the completion of the enforcement of any remedy under this Ordinance, but no such waiver shall extend to or affect any other existing or any subsequent default or defaults or impair any rights or remedies consequent thereon. ARTICLE X CONCERNING THE TRUSTEE Section 10.01. Acceptance of Trust. The Trustee accepts and agrees to execute the trusts imposed upon it by this Ordinance, but only upon the terms and conditions and subject to the provisions of this Ordinance to all of which the parties hereto and the respective Owners of the Bonds agree. Section 10.02. Trustee Obligation to Bring Suit. Other than suits to collect delinquent Special Assessments as provided herein and as provided in Article IX, the Trustee shall be under no obligation to institute any suit, or to take any remedial proceeding under this Ordinance, or to enter any appearance or in any way defend in any suit in which it may be made defendant, or to take any steps in the execution of the trusts hereby created or in the enforcement of any rights and powers hereunder, until it shall be indemnified to its satisfaction by the Owners against any and all costs and expenses, outlays and counsel fees and other reasonable disbursements, and against all liability; the Trustee may, nevertheless, begin suit, or appear in and defend suit, or do anything else in its judgment proper to be done by it as such Trustee, without indemnity, and in any such case the Owners shall reimburse the Trustee for all costs and expenses, outlays and counsel fees and other reasonable disbursements properly incurred in connection therewith. If the City shall fail to make such reimbursement, the Trustee may reimburse itself from any monies in its possession under the provisions of this Ordinance and shall be entitled to a preference therefor over any of the Bonds Outstanding hereunder. Section 10.03. Trustee Not Responsible for Other Depositories. The Trustee shall not be liable or responsible because of the failure of the City or of any of its employees or agents to make any collections or deposits or to perform any act herein required of the City, or its employees or agents or because of the loss of any monies arising through the insolvency or the act or default or omission of any depository, or Paying Agent/Registrar other than itself, in which such monies have been deposited under the provisions of this City. The Trustee shall not be responsible for the application of any of the proceeds of the Bonds or any other monies deposited with it and paid out, invested, withdrawn or transferred in accordance with the provisions of this Ordinance. The immunities and exemptions from liability of the Trustee hereunder extend to its directors, officers, employees agents. RROCK/PUBLIC: ORDIN DR2 2/26/97 37 Section 10.04. Compensation of Trustee. Subject to the provisions of any contract between the City and the Trustee, the City shall pay to the Trustee, but solely from amounts on deposit in the Administrative Expense Fund, reasonable compensation for all services performed by it hereunder and also all its reasonable expenses, charges and other disbursements and those of its attorneys, agents and employees incurred in and about the administration and execution of the trusts hereby created and the performance of their powers and duties hereunder. If the City shall fail to make any payment required by this Section, the Trustee may make such payments from any monies in its possession under the provisions of this Ordinance and shall be entitled to a preference therefor over any of the Bonds Outstanding hereunder. Section 10.05. Trustee May Rely on Certificates. In case at any time it shall be necessary or desirable for the Trustee to make any investigation respecting any fact preparatory to taking or not taking any action or doing or not doing anything as such Trustee, and in any case in which this Ordinance provides for permitting or taking any action, the Trustee may rely upon any certificate required or permitted to be filed with it under the provisions of this Ordinance, and any such certificate shall be evidence of such fact to protect it in any action that it may or may not take or in respect of anything it may or may not do, in good faith, by reason of the supposed existence of such fact. Any request, notice or other instrument from the City to the Trustee shall be deemed to have been signed by the proper party or parties if signed by an authorized officer of the City, and the Trustee may accept a certificate signed by the City Secretary of the City as to any resolution adopted or any other action taken by the City. Section 10.06. Trustee May Own Bonds. Any bank or trust company acting as Trustee under this Ordinance, and its directors, officers, employees or agents, may in good faith buy, sell, own, hold and deal in any of the Bonds issued under and secured by this Ordinance, and may join in any action which any Owner of the Bonds may be entitled to take with like effect as if such bank or trust company were not the Trustee under this Ordinance. Section 10.07. Representations of City in Bonds. The recitals, statements and representations contained herein and in the Bonds (excluding the Trustee's certificate on the Bonds as Registrar) shall be taken and construed as made by and on the part of the City and not by the Trustee, and the Trustee assumes and shall be under no responsibility for the correctness of the same. Section 10.08. Trustee Solely Liable for Negligence. In performing its duties under the terms of this Ordinance, the Trustee shall be liable only for its own negligence or willful misconduct, and shall incur no liability in acting or proceeding, or in not acting or not proceeding, reasonably and in good faith, upon any resolution, order, notice, request, consent, waiver, certificate, statement, affidavit, requisition, bond or other paper or document which it in good faith reasonably believe to be genuine and to have been adopted or signed by the proper board or Person or to have been prepared and furnished pursuant to any of the provisions of this Ordinance, or upon the opinion of any attorney, engineer, or accountant believed by the Trustee to be qualified in relation to the subject matter. RROCIC/PUBUC: ORDIN DR2 2/26/97 38 Section 10.09. Resignation of Trustee. The Trustee may resign and thereby become discharged from the trusts hereby created, by notice in writing to be given to the City and mailed to the Owners of the Bonds not less than sixty (60) days before such resignation is to take effect, but such resignation shall take effect immediately upon the appointment of a new Trustee as the case may be, if such new Trustee shall be appointed before the time limited by such notice and shall then accept the trusts hereof. Section 10.10. Removal of Trustee. The Trustee may be removed at any time by an instrument or concurrent instruments in writing, signed by the Holders of not less than a majority in principal amount of the Bonds hereby secured and then Outstanding and filed with the City. A photostatic copy of each such instrument shall be delivered promptly by the City to the Trustee. The Trustee may also be removed at any time for any breach of trust or violation of this Ordinance or if the Trustee does not meet the minimum required capital and surplus of $50,000,000 set forth in Section 10.11 by an ordinance duly passed by the City. Section 10.11. Insolvency of Trustee. If at any time the Trustee shall resign, or shall be removed, be dissolved or otherwise become incapable of acting, or the banks or trust company acting as Trustee shall be taken over by any governmental official, agency, department or board, the position of Trustee shall thereupon become vacant. If the position of Trustee shall become vacant for any of the foregoing reasons or for any other reason, the City shall appoint a Trustee to fill such vacancy. The City shall mail a copy of the notice of any such appointment by it to the Owners of the Bonds. At any time within one year after any such vacancy shall have occurred, the Owners of a majority in principal amount of the Bonds then Outstanding, by an instrument or concurrent instruments in writing, signed by such Owners of the Bonds or their attorneys in fact "hereunto duly authorized and filed with the City, may appoint a successor Trustee, which shall supersede any Trustee theretofore appointed by the City. Photostatic copies of each such instrument shall be delivered promptly by the City to the predecessor Trustee and to the Trustee so appointed by the Owners of the Bonds. If no appointment of a successor Trustee shall be made pursuant to the foregoing provisions of this Section, the Owner of any Bond Outstanding hereunder or any retiring Trustee may apply to any court of competent jurisdiction to appoint a successor Trustee. Such court may thereupon, after such notice, if any, as such court may deem proper, appoint a successor Trustee. Any Trustee hereafter appointed shall be a bank or trust company duly organized and doing business under the laws of the United States of America or any State, authorized under such laws to exercise corporate trust powers and subject to examination by federal or state authority, of good standing, and having, at the time of its appointment, a combined capital and surplus aggregating not less than fifty million dollars ($50,000,000) be subject to supervision or examination by federal or state authority and have an office in Austin, Texas. RROCK/PUBUC: ORDINDR2 2)26/97 39 Section 10.12. Powers of Successor Trustee. Every successor Trustee appointed hereunder shall execute, acknowledge and deliver to its predecessor, and also to the City, an instrument in writing accepting such appointment hereunder, and thereupon such successor Trustee, without any further act, shall become fully vested with all the rights, immunities, powers and trusts, and subject to all the duties and obligations, of its predecessor; but such predecessor shall, nevertheless, on the written request of its successor or of the City, and upon payment of the compensation, expenses, charges and other disbursements of such predecessor which are due and payable pursuant to the provisions of this Article, execute and deliver an instrument transferring to such successor Trustee all the rights, immunities, powers and trusts of such predecessor hereunder; and every predecessor Trustee shall deliver all property and monies held by it hereunder to its successor. Should any instrument in writing from the City be required by any successor Trustee for more fully and certainly vesting in such Trustee the rights, immunities, powers and trusts hereby vested or intended to be vested in the predecessor Trustee, any such instrument in writing shall and will, on request, be executed, acknowledged and delivered by the City. Notwithstanding any of the foregoing provisions of this Article, any bank or trust company having power to perform the duties and execute the trusts of this Ordinance and otherwise qualified to act as Trustee hereunder with or into which the bank or trust company acting as Trustee may be merged or consolidated, or to which the assets and business of such bank or trust company may be sold, shall be deemed the successor of the Trustee. ARTICLE XI AMENDMENTS Section 11.01. Amendment Without Consent of Holders of Bonds. This Ordinance may be amended, without the consent of any of the Owners, by the City, by ordinance, for any of the following purposes: (a) to add to the covenants for the benefit of the Owners or to surrender any right or power conferred upon the City; and (b) to cure any ambiguity, to correct, or supplement any provision which may be inconsistent with any other provision, or to make any other provision, with respect to matters or questions arising with respect to the Bonds, which shall not be inconsistent with the provisions of this Ordinance and applicable law, provided that such action shall not adversely affect the interests of the Owners of the Bonds. This Ordinance shall, by the adoption of any such ordinance, be amended in accordance therewith. Bonds authenticated and delivered after the adoption of any such ordinance may bear a notation as to any matter provided for in such ordinance. If the City shall so determine, new bonds so modified as to conform to any such ordinance or resolution may be prepared and executed by the RROCK/PUBUC: ORDIN DR2 2/26/97 40 City and authenticated and delivered in exchange for Bonds Outstanding. Section 11.02. Supplemental Ordinance Amending the Ordinance or Bonds. (a) At any time or from time to time but subject to the conditions or restrictions contained in this Ordinance, an ordinance of the City amending or supplementing this Ordinance may be adopted modifying any of the provisions of this Ordinance or of the Bonds or releasing the City from any of the obligations, covenants, agreements, limitations, conditions, or restrictions therein contained, but no such ordinance shall be effective until after the filing with the Trustee of a copy of such ordinance certified by the City Secretary and unless (1) no Bonds remain Outstanding at the time the ordinance becomes effective, or (2) such ordinance is consented to by or on behalf of Owners of the Bonds in accordance with and subject to the provisions of Sections 11.04 through 11.06. (b) The provisions of paragraph (a) of this Section 11.02 shall not be applicable to supplemental ordinances adopted in accordance with the provisions of Section 11.01. Section 11.03. Restriction on Amendments. Neither the Ordinance, nor the Bonds, shall be modified or amended in any respect except as provided in, and in accordance with, and subject to the provisions of this Article. The provisions of Section 11.02 are in all respects subject and subordinate to the provisions, restrictions, exceptions, and limitations set forth in this Article. Nothing in this Article shall affect or limit the rights or obligations of the City to pass, make, do, execute, acknowledge, or deliver any ordinance, act, or other instrument which elsewhere in this Ordinance it is provided shall be delivered to said Trustee. Section 11.04. Amendment of Ordinance with Consent of Owners of Bonds. Except as provided in Section 11.01, the Owners of not less than fifty-one percent (51%) in aggregate principal amount of the Bonds then Outstanding shall have the right, at any time and from time to time, to consent to and approve an amendment of this Ordinance as shall be deemed desirable by the City for the purpose of modifying, altering, amending, adding to or rescinding any of the terms or provisions contained in this Ordinance; provided, however, that nothing in this Article shall permit (a) an extension of the maturity of the Principal Installment of or the interest on any Bond issued hereunder, or any scheduled mandatory redemption, or (b) a reduction in the principal amount of any Bond or the rate of interest on any Bond, or (c) a privilege or priority of any Bond or Bonds over any other Bond or Bonds, or (d) a reduction in the aggregate principal amount of the Bonds required for consent to such amendment. Bonds owned or held by or for the account of or for the benefit of the City shall not be deemed to be Outstanding for the purpose of amending this Ordinance. Section 11.05. Notice and Adoption of Amendment. If the City desires to amend this Ordinance, the Trustee shall cause notice be sent by first-class mail to the Registered Owners of the Bonds. Such notice shall briefly set forth the nature of the proposed amendment and shall state that copies thereof are on file at the office of the Trustee for inspection by all Owners of Bonds. If within ninety (90) days or such longer period as shall be prescribed by the City following the mailing of such RROCK/PUBI2C: ORDIN DR2 2/26/97 41 notice, the Owners of not less than fifty-one percent (51%) in aggregate principal amount of the Bonds Outstanding shall have consented to the amendment as herein provided, no Owner of any Bond shall have any right to object to any of the terms and provisions contained therein, or in any manner to question the propriety of the execution thereof, or enjoin or restrain the City from taking any action pursuant to the provisions thereof, and all of the rights of the Owners of Outstanding Bonds shall thereafter be determined, exercised, and enforced hereunder, subject in all respects to such amendments. Section 11.06. Revocation of Consent. Any consent given by any Owner of a Bond pursuant to the provisions of this Article shall be irrevocable for a period of six (6) months from the date notice of the amendment was mailed as provided in Section 11.05, and shall be conclusive and binding upon all future Owners of the same Bond during such period. Such consent may be revoked at any time after six (6) months from the date the notice was mailed by the Owner who gave such consent or by a successor in title, by filing notice thereof with the Trustee, but such revocation shall not be effective if the Owners of fifty-one percent (51%) aggregate principal amount of the Bonds Outstanding as in this Section defined have, prior to the attempted revocation, consented to and approved the amendment. ARTICLE XII PROVISIONS CONCERNING SALE AND APPLICATION OF PROCEEDS OF BONDS Section 12.01. Sale of the Bonds. First Southwest Company has agreed to use its best efforts to place the Bonds in accordance with a Placement Agreement which shall be substantially in the form attached as Exhibit "D" which agreement is approved, and the appropriate officials of the City are hereby authorized to execute such agreement on behalf of the City. Section 12.02. Offering Documents. The City Council hereby ratifies, authorizes and approves, in connection with the offering and sale of the Bonds, the preparation and distribution of the Private Placement Memorandum which shall be substantially in the same form attached as Exhibit "E" and containing such additional information as is contained in or authorized by this Ordinance, and it is further officially found and determined that the statements and representations contained therein are true and correct in all material respects, to the best knowledge and belief of the City Council. Section 12.03. Related Matters. To satisfy in a timely manner all of the City's obligations under this Ordinance, the Placement Agreement, the Paying Agent/Registrar Agreement, the Mayor or Mayor Pro Tem, the City Manager, the City Secretary or an Assistant City Secretary, and all other appropriate officers and agents of the City are hereby authorized and directed to take all other actions that are reasonably necessary to provide for the issuance of the Bonds, including, without limitation, executing and delivering on behalf of the City all certificates, consents, receipts, requests, and other documents as may be reasonably necessary to satisfy the City's obligations under the Placement RROCK/PUBIIC: ORDIN DR2 2/26/97 42 Agreement, the Paying Agent/Registrar Agreement, and this Ordinance and to direct the application of funds of the City consistent with the provisions of such agreements and this Ordinance. Section 12.04. Paying Agent/Registrar/Trustee. The form of agreement setting forth the duties of the Paying Agent/Registrar/Trustee in substantially the form attached as Exhibit "F" is hereby approved, and the appropriate officials of the City are hereby authorized to execute such agreements for and on behalf of the City. Section 12.05. No Personal Liability. No recourse shall be had for payment of the Principal Installment of or interest on any Bonds or for any claim based thereon, or on this Ordinance, against any official or employee of the City or any Person executing any Bonds. ARTICLE XIII MISCELLANEOUS Secuon 13.01. Further Proceedings. The Mayor, the City Secretary, and other appropriate officials of the City are hereby authorized and directed to do any and all things necessary and/or convenient to carry out the terms of this Ordinance. Section 13.02. Severability. If any Section, paragraph, clause or provision of this Ordinance shall for any reason be held to be invalid or unenforceable, the invalidity or unenforceability of such Section, paragraph, clause or provision shall not affect any of the remaining provisions of this Ordinance. Section 13.03. Open Meeting. It is hereby found, determined and declared that a sufficient written notice of the date, hour, place and subject of the meeting of the City Council at which this Ordinance was adopted was posted at a place convenient and readily accessible at all times to the general public at the City Hall of the City for the time required by law preceding this meeting, as required by the Open Meetings Law, Chapter 551, Texas Government code, as amended, and that this meeting has been open to the public as required by law at all times during which this Ordinance and the subject matter thereof has been discussed, considered and formally acted upon. The City Council further ratifies, approves and confirms such written notice and the contents and posting thereof. Section 13.04. Provisions Concerning Registrar. (a) The Registrar, by undertaking the performance of the duties of the Registrar and in consideration of the payment of fees and/or deposits of money pursuant to this Ordinance and a Paying Agent/Registrar Agreement, accepts and agrees to abide by the terms of this Ordinance and such agreement. (b) The City reserves the right to replace the Registrar or its successor at any time. If the Registrar is replaced by the City, the new registrar shall accept the previous Registrar's records and RROCK/PUBI7C: ORDIN DR2 2/26/97 43 act in the same capacity as the previous Registrar. Any successor registrar shall be either a national or state banking institution and a corporation organized and doing business under the laws of the United States of America or any State authorized under such laws to exercise trust powers and subject to supervision or examination by Federal or State authority. Section 13.05. Effect of Ordinance. This Ordinance shall be in force and effect from and after its passage, and it is so ordered. Section 13.06. Repealer. All orders, resolutions and ordinances, or parts thereof, inconsistent herewith are hereby repealed to the extent of such inconsistency. RROCR/PUBUC: ORDIN DR2 2/2/97 44 PASSED AND APPROVED this day of , 1997. ATTEST: City Secretary City of Round Rock, Texas [SEAL] RROCR/PUB[1C: ORDIN DR2 2126/97 45 Mayor City of Round Rock, Texas Texas Commerce Bank National Association, Trustee under the provisions of Ordinance No. authorizing the $2,690,000 Encino Plaza Public Improvement District Special Assessment Bonds, Taxable Series 1997, by the execution of the duly authorized officer named below does hereby accept the obligations imposed on the Trustee pursuant to this Ordinance and agrees to perform the duties of Trustee/Paying Agent/Registrar upon the terms and conditions set forth in this Ordinance. ATTEST: Title: (SEAL) RROCK/PUBuc: ORDIN DR2 2/26/97 46 TEXAS COMMERCE BANK NATIONAL AS SOCIATION, TRUSTEE Title: EXHIBIT "A" ASSESSMENT ROLL A-1 ENCINO PLAZA PUBLIC IMPROVEMENT DISTRICT ASSESSMENT/SERVICE PLAN Chapter 372 of the Local Government Code of the State of Texas, known as the "Public Improvement District Assessment Act" (the "Act"), authorizes and defines formation of public improvement districts within the State of Texas. By action taken by the City Council, on December 12, 1996, the City of Round Rock (the "City") passed a Resolution which authorized the establishment of Encino Plaza Public Improvement District (the "District"). In compliance with requirements outlined in various sections of the Act, this Assessment/Service Plan for the District is defined herein. Section 1. Improvements and Services to be Provided to the District. After analyzing the improvements authorized by the Act, the City determined that the following improvements (the "Improvements") which are allowed by the Act should be provided by the City within the District and will be of special benefit to the classes property described herein within the District. As such, the City authorized the acquisition or construction of the Improvements within the District which are described as follows and more specifically set forth in Exhibit "A" attached hereto: 1. Acquisition or construction of a water distribution system throughout the District, connecting to the City's master water distribution collection system. 2. Acquisition or construction of a wastewater collection system throught the District, connecting to the City's master wastewater collection system. 3 Acquisition or construction of a stormwater drainage system throughout the District, connecting to the City's master drainage system. 4. Acquisition or construction of streets or roadways to provide access to and through all property within the District, connecting to and becoming part of the City's master throroughfare plan. The services to be provided in the District (the "Services") shall consist of those necessary for the administration and operation of the District, including those of the City, the Paying Agent, Registrar, and Trustee for the Bonds in annually collecting assessments and making payment on the Bonds. RROCK/PUBLIC: ASSES7.PLN 7/18/97 Section 2. Assessment Plan. After analyzing the assessment methods allowed by the Act, the City has determined that allocating the Improvement costs between two classes (Class A and Class B) due to the different use within each class is fair and equitable. Furthermore, the City has determined allocating Improvement costs within each class based upon the ratio of the appraised value of each lot compared to the total appraised value within the class is fair and equitable and is the most reasonable means of allocating the (i) costs of the Services to be provided annually to the District ("Service Costs"), (ii) costs of the Improvements to be acquired and/or constructed within the District shown in Exhibit "A" attached hereto, (iii) costs of the Bonds, and (iv) other costs directly or indirectly relating to the acquisition, construction, and financing of the Improvements ("Improvement Costs"). (Service Costs and Improvement Costs shall be referred to collectively as "Costs"). Section 3. Assessment Roll. The District is described as being those properties more specifically described in Exhibit "B" attached hereto. Land parcels within the District may be replatted or subdivided for future transactions, however, the total value of land to be assessed shall not be adjusted or reduced unless there is a prepayment of total assessments due for a given parcel of land. Each parcel resulting from a replat or subdivision of a parcel shall continue to bear its pro rata share of the assessment against the original unplatted or subdivided parcel. Section 4. Annual Indebtedness. In accordance with Section 372.023 and 372.024 of the Act, the City will issue $2,690,000 Encino Plaza Public Improvement District Special Assessment Revenue Bonds, Taxable Series 1997 (the "Bonds"), secured by liens on all of the revenue generated through assessments within the District. The total amount of Bonds to be issued to pay the Improvement Costs is $2,690,000. The estimated annual debt service requirements on such Bonds is shown in Schedule I attached hereto. Section 5. Improvement Costs. In accordance with Sections 372.023 and 372.024 of the Act, the District will provide for the completion/acquisition of the Improvements shown on Exhibit "A" attached hereto as soon as possible upon funding (closing) the Bonds. Section 6. Costs of Establishment and Administration of the District and Costs of Bonds to be Paid From Assessments. The estimated costs of establishment and administration of the District and costs of Bonds to be paid from assessments are as follows: RROCK/PU3LIC. ASSESS PLN 2/IB/97 A) Costs of Issuance of the Bonds $155,761 B) Establishment of Reserve Fund for the Bonds 534,239 TOTAL COSTS OF ESTABLISHMENT AND ADMINISTRATION $690,000 Section 7. Total Costs to be Assessed to Pay for the Bonds. The total costs to be assessed as Improvement Costs are as follows: A) Total Costs of Improvements $2,000,000 B) Costs of Issuance of the Bonds 155,761 C) Establishment of Reserve Fund for the Bonds 534,239 TOTAL COSTS TO BE ASSESSED $2.690,000 Section 8. Annual Service Costs to be Paid with an Annual Assessment During the Term of the Bonds. The annual Service Costs to be paid by the City with annual assessments for administration and operation of the District is as follows: Trustees Annual Costs of Administration and Operation of District and Collection of Assessments Section 9. Annual Costs of Improvements to be Paid by City. $3,500 In accordance with the Act, all State and Federal laws regulating Home Rule Municipalities within the State of Texas and all the laws and regulations of the City, the City will provide for the ongoing annual maintenance, operation, and repair of the Improvements from the date of receipt and acceptance of title to the Improvements from user fees from the Authorized Improvements and from general funds. No fees or expenses related to the maintenance or repairs of the Improvements shall be due from or collected from property within the District other than those currently provided for under current City laws and regulations for any municipally -owned infrastructure improvements. Section 10. Ownership of Improvements. In accordance with the Act, the City intends to provide for the construction/acquisition and completion of those Improvements described in Exhibit "A" attached hereto. Upon completion of the Improvements, all such Improvements, including the land and the facilities and infrastructure RROCK/PUBLIC: ASSES3.PLN 7/I K/97 thereon, shall be acquired by the City with proceeds of the Bonds and title to the land and Improvements shall rest in the City. Section 11. Levy of Assessments for Improvement Costs. There is to be levied by the City an assessment as set forth in Exhibit "C" attached hereto within the District to pay the Improvement Costs (the "Improvement Assessment") which shall be due on the effective date of the ordinance levying assessments. Each Improvement Assessment may be paid immediately or in periodic annual installments (the "Annual Installment") over a period of 14 years. The Annual Installment to be paid each year is shown in Exhibit "C". Each Improvement Assessment shall bear interest per annum from March 1, 1997, the date of the Bonds, until paid at the rate of ten percent (10%) per annum, calculated on the basis of a 360 day year of twelve 30 -day months. Each Annual Installment, together with the interest in the unpaid amount of an Improvement Assessment, shall be due on September 30 of each year (the "Installment Payment Date") with the first Annual Installment being due on September 30, 1997 and each subsequent Annual Installment shall be delinquent if not paid prior to November 1 of the year such Annual Installment is due (the "Delinquency Date"). The principal amount of each Annual Installment of an Improvement Assessment and the interest due on the unpaid principal amount of an Improvement Assessment on each Installment Payment Date is shown in Exhibit "C". Section 12. Prepayment of Assessments for Each Year. Pursuant to the provision of Section 372.018 (b) of the Act, an Improvement Assessment may be paid in whole or in part on any October 1 and April 1 of each year by paying the unpaid amount of the Improvement Assessment plus the interest accrued or penalties that have been imposed prior to the date of payment of the Improvement Assessment. Section 13. Levy of Assessments to Pay Annual Service Costs of Administration and Operation of District. As authorized by Section 372.003(14) of the Act, there shall be levied each year while the Bonds are outstanding and unpaid an assessment to pay the annual costs of the administration and operation of the District (the "Administration Expense Assessment"). The Administration Expense Assessment shall remain in effect from year to year until all Bonds are finally paid or until the City adjusts the levy after a hearing and determination of benefits in any year pursuant to Section 372.015(d) of the Act. Administration Expense Assessments shall be due on September 30 of each year following their levy and shall be delinquent if not paid prior to November 1 (the "Delinquency Date"). Section 14. Interest on Delinquent Administration Expense Assessments and Annual Installments. A delinquent Annual Installment and a delinquent Administration Expense Assessment will accrue interest at the rate of one percent (1%) for each month or portion of a month the Annual Installment or Administration Expense Assessment remains unpaid after it becomes delinquent. RROCKIPUBLIC: ASSES7. PLN 2iI8/97 Section 15. Penalties. A delinquent Annual Installment and delinquent Administration Expense Assessment incurs a penalty of six percent (6%) of the amount of the Annual Installment or Administration Expense Assessment for the first calendar month or fraction thereof it is delinquent plus one percent (1%) for each additional month or fraction thereof the Annual Installment or Administration Expense Assessment remains unpaid prior to January 1 of the year in which it becomes delinquent; however, an Annual Installment or Administration Expense Assessment delinquent on January 1 incurs a total penalty of twelve percent (12%) of the amount of the delinquent Annual Installment or Administration Expense Assessment without regard to the number of months the Annual Installment or the Administration Expense Assessments has been delinquent. Penalties shall not exceed the amount permitted by Chapter 372 of the Code. Section 16. Additional Penalty. If an Annual Installment or an Administration Expense Assessment remain delinquent on January 1 in the year in which the Annual Installment or the Administration Expense Assessment became delinquent, there shall be imposed an additional penalty to defray costs of collection if it is necessary for the City to contract with an attorney for the purposes of representing the City in the collection of the delinquent Annual Installment or Administration Expense Assessment. The additional penalty shall be fifteen percent (15%) of the Annual Installment or the Administration Expense Assessment and the penalties and interest on the Annual Installment or the Administration Expense Assessment. Penalties shall not exceed the amount permitted by Chapter 372 of the Code. Section 17. No Discounts or Split Payments. There will be no split payment of an Annual Installment or an Administration Expense Assessment or discount for the early payment of an Annual Installment or an Administration Expense Assessment. Section 18. Lien for Collection of Assessments. Improvement Assessments and Administrative Expense Assessments ("Assessments") together with interest, penalties, and expense of collection and reasonable attorneys fees, as permitted by the Code shall be a first and prior lien against the property assessed, superior to all other liens and claims, except liens or claims for state, county, school district, or municipal ad valorem taxes, and shall be a personal liability of and charge against the owner of the property regardless of whether the owners are named. The lien for Assessments and each Installment thereof and penalties and interest is effective from the date of the Ordinance levying the Assessments until the assessment is paid, and shall be enforced by the City in the manner provided by Vernon's Texas Tax Code for collecting ad valorem taxes on real property. RROCK/PUBLIC: ASSESS. PLN 2/18197 Section 19. Applicability of Tax Code. To the extent not inconsistent with the Ordinance levying Assessments, and not inconsistent with Chapter 372 of the Code or the other laws governing public improvement districts, the provisions of Vernon's Texas Tax Code shall be applicable to the imposition and collection of Assessments by the City. Section 20. No Acceleration of Installments. Failure to pay an Annual Installment when due shall not accelerate the payment of the remaining Annual Installments of the Improvement Assessment and such remaining Annual Installments (together with interest thereon) shall continue to be due and payable at the same time and in the same amount and manner as if such default had not occurred. Section 21. Lien Survives Foreclosure. Any sale of property for nonpayment of an Annual Installment or Annual Installments of an Improvement Assessment per annum shall be subject to the lien established for the remaining unpaid Annual Installments of the Improvement Assessment against such property and such property may again be sold at a judicial foreclosure sale if the purchaser thereof fails to make timely payment of the nondelinquent Annual Installments of an Improvement Assessment against such property as they become due and payable pursuant to the terms of the Assessment Ordinance and the ordinance authorizing the issuance of the Bonds. RROCK/PUBLIC: ASSES3.PLN 7/18/97 SCHEDULE I Encino Plaza P10 Assessment Banda, Taxable Sariee 1997 Man -Rated; Level Debt Servfcs DEBT SERVICE SCHEDULE DATE PRINCIPAL COUPON INTEREST TOTAL P+I FISCAL TOTAL 3/01/1997 - - - - - 4/01/1997 - - - - - 9/30/1997 - - - - - 10 01/1997 - - - - - »: m /.,....... .............._.........,RE ....r ,.r.,r,.•r.»r«, . . ,»..., . .......:;;7' w« .r .. " -.. .. . t�n�:w.rww�rn•..,.«».xr««w.w«.ww.r:».....»w•»».`�.SL�•y"� y. �nv), +.. ...r,r a.„ •o. »:«+.". �l:".'wx' "�.." 7n+.ww.•..+w..wr..n»r«.w...:.......w.............•............. .. .. .l!•r:'.'� OIN»ewrw 9/30/1998 - - - - 291,416.67 10/01/1998 - - 134,500.00 134,500.00 - 4/01/1999 - - 134,500.00 134,500.00 - 9/30/1999 ... - - - - _269 4000.00 VM '".";Y, lei 'tantiOr4. L.•r: .1:4*i 'r.w.M.M:M:V'))'f /./.u...�wM:".* :r.{"r..�ar6 ..t :=1 YJ�iY:, I.'R�7<�M• 4/01/2000 — - 130,000.00 130,000.00 - 9/30/2000 - - - - 354,500.00 10/01/2000 100,000.00 10.000X 130,000.00 230,000.00 - 4/01/2001 ..y»// -w - 125,000.00 125/.000.00 •`� - ,,��i/� ::,.. .««.r•.:�.,M..:,�..r�:,..:r..;r.-�r�.rw�..»..�;«.r«.»:-»»,,........,,.,......_. ,n • .. 10/01/2001 115,000.00 10.000% 125,000.00 240,000.00 - 4/01/2002 - - 119,250.00 119,250.00 - 9/30/2002 - - - - 359,250.00 10/01/2002 125,000.00 10.000X 119,250.00 244,250 00 - ........ ...... _..........................._............._........,�. may.-' y, ,g�^�»».»r•wr;.•:...:wrw"•w»:«,.w.,r•. .• i•w..,•.'p,"�•:el''Y� elifi '."'w..'.« «.'.r w �" M%a:.:a»nw »'�'i�wwM'��irµAi�w�.iw:.'•'..•.�v..."'.r.�.•w«w.�«n.•»â€¢».. w..�ww..r.«.ww.. I .x+rw. ,. � ............... o.a:w�.:..r.A.en.«.. 9/30/2003 - - - - - 357,250.00 10/01/2003 140,000.00 10-0001 113,000.00 253,000.00 - 4/01/2004 - - 106,000.00 106,000.00 - 9/30/2004 - - - - 359,000.00 ;:f1•"A0.%DTROtiG':'.: �will ..,Nl'�'r.-•=540.45k..'10#04. EF.,«.."'.:.......•.;;.,.:45«.:.;; 4/01/2005 - - 98.250.00 98,250.00 - 9/30/2005 - - - - 359,250.00 10/01/2005 170,000.00 10.000X 98,250.00 268,250.00 - 4/01/2006 - - 89,750.00 89,750.000 - - «.r , ^ ... sr .. -.w ....•r.....««.rw.»r...-, r�r:rM:r...rt;4.. iz.::44-...�; ---„ .«..r«.r,.•» /1�� jy�� •.N•», .v.• »r.. w1w»rr.!.+.MMr•VhY•Mw '•'�Vr.. .�'� 10/01/2006 185,000.00 10.000X 89,750.00 274,750.00 - 4/01/2007 - - 80,500.00 80,500.00 - 9/30/2007 - - - - 355,250.00 10/01/2007 205,000.00 10.000X „80,500.00 285,500.00 .w»;.,«.,- iMww��..4w00n«..:°:MV«M.•.M.l!Kr•�" "NM~ »r«M ..w.w�w»» •N � j�.� N •.•»MY•» ,» .If•'RnMNr .t•:, .�A/M ♦ww. w. -.-Era .—= 9/30/2008 - - - - 355,750.00 10/01/2008 230,000.00 10.000X 70,250.00 300,250.00 - 4/01/2009 - - 58,750.00 58,750.00 - 9/30/2009 - „ - - _ - 359,000,00 �CC((� �h09 09.«â€¢ •w --;cs.,,75 'k ay0s w��►�w: r r.".•... •' rCr%.i.•.::i:: »ï¿½.• ulli�. râ–º..r•.».�:CNV'•i.�N':'...".4Y.��i%i.:.i::s.. w7�j.[.7FI:0fl.w....•....`..'.:�Hi,'�W�'JRMww �.«r.�!»w•�w�a•.»ï¿½r..iiww.u: 4/01/2010 - - 46,250.00 46,250.00 - 9/30/2010 - - - - 355,000.00 10/01/2010 280,000.00 10.000X 46,250.00 326,250.00 - _ ,4/01/201111-_ - - 32 250.00 32,250.00 - . 4wiw'wi syezt ":'w.«..» .,, vk .iwiviwwi+v++i« w»ii:.riww �:..,w•.�nrwwww»i.� ••.'w'ii ..-w:.42:47 r`.: ,�.+,.: 10/01/2011 305,000.00« 10.000X 32,250.00 337,250.00 - 4/01/2012 - - 17,000.00 17,000_00 - 9/30/2012 - - - - 354,250.00 10/01/2012 000.00 10.000X 17 000.00 357 000.00 ••..• - Mf-.7,*ififfiX61E.7:7F4777.E.4S:74-:=4.F!!..;71;.;;7..;;;:th4TAt."6:=Fritiiii'i.'"z"4.-7-7:7.:7177.-44.1'!"-t!7". .....w.ww...,..._,.r ««.r•....«....»...+w.":1.::w««.:.:•...-....w,..../...r.»"•rr«...,.,.« ..•r.»w.,, _..,... w.!..»... .IMW/:T/ w.r.•riw» n»:M1.:r+WMr.r«+w.w.ww.1.M•.�•..N!".MM..v+w...wo.N•�Ivnwwrr»»w....r.r.r....w...—.............v..........'357,000.00 !!�4"!1,".w.:...........w. 9/30/2013 - - - - 357 000.00 TOTAL 2,690,000.00 - 2,867,416.67 5,557,416.67 - First southwest Company Public Finance Department FILE • RROCKREF-s97P10 2/10/1997 10:58 AK "/_1 111_ 1 1 A ENCINO PLAZA CONSTRUCTION COSTS Water Improvements No. Description Quantity Unit Unit Price Total Price 1 8" Water C-900 848 L.F. 525.00 S21,200.00 2 12" Water C-90() 1,980 L.F. 532.00 563,360.00 3 Single Water Service 9 EA 51,570.00 514,130.00 4 5-1/4" Fire I lydrvtt & 6" (iate Valve 7 EA 51,700.00 51 1,900.00 5 I2" Wet Connection 1 EA 57,500.00 57,500.00 6 )4" Wet Conneetu, 1 EA 53,700.00 53,700.00 7 8" Gate Valve 3 EA 5520.00 51,560.00 8 12" Gate Valve 4 EA 51,000.00 54,000.00 9 Raise Gate Valve 7 EA 5260.00 51,820.00 Total Water Improvements 5129,170.00 Wastewater Improvements No. Description Quantity Unit Unit Price Total Price 8" PVC (All Depths) 755 L.F. 525.00 518,875.00 2 12" PVC (All Depths) 1,195 L.F. 539.00 546,605.00 3 Single Wastewater 8 EA 5620.00 54,960.00 4 Manholes 9 EA 53,000.00 527,000.00 5 Trench Safety 1.950 L.F. 52.50 54,875.00 Total Wastewater Improvements 5102.315.00 Street Improvements (Includes internal streets only) No. Description Quantity Unit Unit Price Total Price 1 l.ixeavation/Suhgrade Preparation 9,700 S.Y. 53.00 529,100.00 I lâ–º" Flex Base 9,700 S.Y. 54.50 543,650.00 3 2" Asphalt 9,050 S.Y. 54.00 536,200.00 ('urh and Gutter 5,600 56.00 533,600.00 5 6' Valley (utter 2 liA 51,500.00 53,000.00 6 Street Signage 4 I:A 5I50.00 5600.00 7 Revegetation 1 1..5. 57,000.00 57,000.00 8 Handicapped Sidewalk Ramps 2 I A 5500.00 51,000.00 9 5' Concrete Sidewalk 3,500 I..F. 510.50 536,750.00 S190.900.00 Total Street Improvements Drainage Improvements No. Description Quantity Unit Unit Price Total Price I 18" RCP 210 L.F. 532.00 56,720.00 2 24" RCI' 666 1..1:. 535.00 523,310.00 3 30" RCI' 340 LI'. 545.00 515,300.00 4 36" RCI' 800 L.F. 558. 0() 546,400.00 5 18" CGMI' 150 L.I. 527.50 54,125.00 6 10' Curb Inlet 5 EA 51,800.00 59,000.00 7 15' Curb Inlet I EA 52,500.00 52,500.00 8 Standard Storm Manhole 5 EA 51,600.00 58,000.00 9 Junction Type Manholes 8 EA 52,900.00 523,200.00 10 Concrete Slopewalls 4 EA 5620.00 52,480.00 I I Trench Safety 1,576 L.F. S2.75 54,334.00 12 Temporary Erosion Control 1 L.S. 51 1,000.00 511,000.00 11 Concrete 1 Ieadwal1(18" RCI') 6 EA 51,000.00 56,000.00 14 Pond 1 I L.S. 5186,000.00 5186,00.00 15 Pond 2 1 L.S. 570,000.00 570,000.00 16 Pond 3 1 L.S. 5 1 10.000.00 5110,000.00 Total Drainage Improvements 5528,369.00 Encino Plaza Construction Costs - Page 2 Off -Site Improvements Total Price No. Description Quantity Unit Unit Price 1 12" PVC (All Depths) 1,300 L.F. 540.00 552,000.00 12" l) I. (All I)cptlas) llncuatcd 130 L.I. 575.00 528,500.00 �() L.P. 5200.00 510,000.00 3 30" 1),I. (All Depths) Uncoated 53,100.00 521,700.00 4 Manholes 7 EA 5 Concrete I{nwsunent of 12" 1),I 300 l..I;. 552.00 515,600.00 t, Repair I>rtvev.avN 10(1 I..F. 55& 0O 56,600.00 7 Temporary 1•:rusi,ni ('t iiti 'Is I L.S. 55.250.00 55,250.00 x 1'icnch Safety 1.1i(0 1..1 . 53.(X) 54,140.00 ,a Prep PipeItoµ. 13.5 STA 5600.00 58,100.00 1(1 Permanent Erosion Control 1 l..S. S4,2(X).(X) 54,200,00 5156,090.00 Total Off -Site Improvements Total Water. Wastewater. Street, Drainage. and Off -Site Improvements 51.106,844.00 Engineer Based on 10% of Total Improvement Cost 5110,684.40 5110484.40 Contingency Cost of 10% of Total Improvement Costs Land No. Description Land for Detention and Water Quality fonds Quantity Unit Unit Price Total Price 72.(X)() S.I. 56.00 5432.000.00 GRAND TOTAL 51,760.212.80 ROUND ROCK NIJJAI' CONSTRUCTION COSTS Water Improvements No. Description Total Price Upgrade Water Pressure Plane including distant I'RV valve and engineering Total Water Improvements 520,000.00 520,000.00 Wastewater Improvements No. Description 2 12" Water and Wastewater Scr,•iee Lines including connections and manholes Total Wastewater Improvements Total Price 573,425.00 S73,425.00 Drainage Improvements (Conveyance Lot 2) No. Description Total Price . 3 Drainage Conveyance (Lot 2) 539,925.00 Drainage Improvements (Lot t) 4 Drainage. Filtration. Detention (I.ot I) 581,120.00 Total Drainage Improvements 5121,045.00 Total Water, Wastewater, and Drainage Improvements S214,470.00 Engineering and Contingency Costs S18,785.00 GRAND TOTAL S233,255.00 A1. IC. L 11011;40 ROCK CIT • Y LIM 44 1. TS At: EXHIBIT B :` WI;, 14M J4/IIln ' ' 6115 AI; .l Its AI: ...`;, .1.I ): 41• • •• •4144 t 7- • 4411' 11.•• . ..11 I1,. y•• �7l 5 • Ah1.111E U91.1u 3SEN 144.•r/r.+1 IY 0114 AC L LA{NUE 48.61AC. .SAC. ;1: ;; AI IS I III 1140 0114 S. 114C /4/•1 I 4Z 3$ AC. li cb.SZ ' 1 11I ,.1.. 444 1\/ 1..)L;11IC)^_-/-i I HOUERf 9EHAEN5 e0Sr/0.14 6 .16 AC. 11/.•°6 Ie 00A 2 r.1:^;\ �'Iv 1 • 17 r7 R; : 141 (11 /�1 .1 • • 7�WAI(11 wr,.L • �; CI I .41(11I u4' /9:/7.1•4 11Al: 1'1 f —. Amin uuIrEc1 uoLuulns CD 2!99/921 III 1/ AC .^11:'3 i- :;Mci'Er Infnt'I. 1411Cr: ,1 :c ll 1 4711.1 e_ le,• 1.1I111 /WM to un 650/ I/ III 1. 11 IA 1'1101• • 1174/4.15 •' ,p. II 2.151 AC •_•. n I AV -1• .• 1041 ,s Se Ac. • • • 70n At. kw &R.; 17 H ANO AUGNMENT. 46' FROM THE C.R. 173 OUSTS • 5375' PER E/352) 1. 0 :52 e. r 1 &:•74I b NI z i .sco 30 .. LDNE STAIR GAS S. HARWOOD ST. 905 N DALLAS. TX 75201 0480'20'E E 564.501 LOT 1 4.9992 AC. BOCK A 15' P.U.E.. 15' P.U.E. — 588'25'43-E - 571.43' — 571.43' Lore 4.9992 AC. 1.5 ui a N POINT OF BEGINNING METES AND BOUNDS DESCRIPTION 15' P.U_:& 1.14' N88'25'43" W 587.16' 045758•30"W 586.35' 2399/321) J 0.81P N P Z-4 wait, �D W Om $ Ob"u N 1 40 n BENCH MARK - SQUARE CUT IN HEADWALL OF BOX CU LV. APPROX. 43' SOUTH OF SE' COR. 10 AC. TRACT 2399/521. 211:Z=17.= 8 iI- O 1 n 1 3 O 10/Ail MOLLS a LAMS •. 3 fql3:' zix 3 EXHIBIT C Endno Plata PID Assessments Allocation Summary 1115197 Tone/ Ass.s:m.rrt: $2.690,000.00 (plus accrued interest): Maximum Annual Assessment 5359.23000 (1) Class A (8$.30% of Total Assessment): Panel Description: Total Initial Annual Retail Assessment Assessment Assessment Value Macedon don % .. ' 1 Liability (2) Lat 1, Block $ 972.607.00 0.15925976 t cc . $ 378,284.93 $ 50,520.02 Lot 2. Block A 457,206.00 0.07486630 $ 177,825.31 $ 23,748.60 Lat 1, Block 8 1.488,946.00 0.24380781 ^ ^ 'h`;' $ 579,109.38 $ 77,340.17 Lot 2. Block B 1,628,889.00 026872281�~ �.,: ,. $ 633,538.69 $ 84,609.21 Lot 3, Block C 0 ;•':: - : $ - $ - Lot 1, Block C 315,043.00 0.05158679: ;- .. r : $ 122,532.55 $ 16,364.25 Lot 2, Block C 1,244,357.00 0. ro/33i $ 483.979.14 $ 54.635.50 $ 6,107,048.00 1.00000000 8 2.375,270.00 8 317,217.75 Glass 8 (11.70% of Total Assessment): Parcel Description: Lot 1 $ 815,000.00 0.48367953 $ 152.22846 $ 20,330.14 Lat 2 $ 870.000.00 031632047 $ 162,501.54 $ 21.70211 $1,685.000.00 1.00000000 $ 314,730.00 $ 42,032.25 $ 2,690,000.00 $ 359,25099 (1) Tom/ Initial Assessment as shown does not include accrued interest See Schedule 1 for breakdown of Assessment Payoff by Band Interest Payment dates. (2) Annual Assessment Payment Due W30. Beginning 9130197 and continuing through 9132013. EXHIBIT "B" INVESTMENT LETTER Encino Plaza Public Improvement District City of Round Rock 221 East Main Street Round Rock, Texas 78664 First Southwest Company 98 San Jacinto, Suite 370 Austin, Texas 78701 Texas Commerce Bank National Association 700 Lavaca, 5th Floor Austin, Texas 78701 In connection with our proposed purchase of $2,690,000 aggregate principal amount of Encino Plaza Public Improvement District Assessment Bonds Taxable, Series 1997 (the "Bonds"), we confirm that: 1. We are agreeing to buy the Bonds from the District. 2. We have received a copy of the Private Placement Memorandum, dated February 18, 1997, relating to the Bonds and understand that the Bonds have not been, and will not be, registered under the Securities Act of 1933, as amended (the "Securities Act"), and may not be sold except as permitted in the following sentence. We agree, on our own behalf and on behalf of any accounts for which we are acting as hereinafter stated, that if we should sell any Bonds prior to three years after the later of March 17, 1997 and the last date on which the District or any affiliate of the District was the beneficial owner of such Bonds (or any predecessor of such Bonds), we will do so only (A) to the District or an affiliate of the District, (B) to a person who we reasonably believe is a "qualified institutional buyer" (as defined in Rule 144A under the Securities Act) that purchases in compliance with Rule 144A under the Securities Act for its own account or for the account of a "qualified institutional buyer," and we further agree, in the capacities stated above, to provide to any person purchasing any of the Bonds from us a notice advising such purchaser that resales of the Bonds are restricted as stated herein. We understand that, on any proposed resale of any Bonds prior to three years after the later of march 17, 1997 and the last date on which the District or any affiliate of the B-1 District was the beneficial owner of such Bonds (or any predecessor of such Bonds), we will be required to furnish to the Trustee, such certifications, opinions and other information as the District may reasonably require to confirm that the proposed sale complied with the foregoing restrictions. We further understand that certificates evidencing Bonds purchased by us will, unless otherwise agreed by the District, bear a legend to the foregoing effect. 3. We are an institutional "accredited investor" (as defined in Rule 501(a)(1), (2), (3) or (7) of Regulation D under the Securities Act) (an "Institutional Accredited Investor") and have such knowledge and experience in financial and business matters as to be capable of evaluating the merits and risks of our investment in the Bonds, and we and any accounts for which we are acting are each able to bear the economic risk of our or its investment. 4. We are acquiring the Bonds purchased by us for our own account or for one or more accounts (each of which is an Institutional Accredited Investor) as to each of which we exercise sole investment discretion and for each of which we are acquiring not less than $ aggregate principal amount of Bonds. You are entitled to rely upon this letter and are irrevocably authorized to produce this letter or a copy hereof to any interested party in any administrative or legal proceeding or official inquiry with respect to the matters covered hereby. Very truly yours, [Purchaser] By: Name: Title: B-2 SCHEDULE I TO REQUEST FOR DISBURSEMENT Schedule of Invoices and Other Evidence of Payment C-2 EXHIBIT "C" REQUEST FOR DISBURSEMENT Ladies/Gentlemen: On behalf of the City of Round Rock, Texas (the "City"), I hereby request a disbursement pursuant to Section 6.07 of the Ordinance adopted by the City Council of the City on February 27, 1997, in the sum of $ to be paid by check at the following address: for I hereby certify that (a) such obligation has been incurred by the City in or about the acquisition, renovation, reconstruction, and equipping of the Authorized Improvements, as defined in the Ordinance, (b) each item is a proper charge against the Improvement Fund, as defined in the Ordinance, (c) such obligation has not been the basis for a prior requisition which has been paid, and (d) the City has heretofore delivered or caused to be delivered to the Trustee each of items listed on Schedule I hereto as evidence to the obligations having been incurred. CITY OF ROUND ROCK, TEXAS By: Title: Authorized Representative C-1 EXHIBIT "D" PLACEMENT AGREEMENT D-1 BOND PLACEMENT AGREEMENT THIS BOND PLACEMENT AGREEMENT (the "Placement Agreement"), dated February 27, 1997, is made between the Encino Plaza Public Improvement District acting by and through the City of Round Rock, Texas, together with any successor to its rights, duties and obligations (the "Issuer"), and First Southwest Company, together with any successors to its rights, duties and obligations (the "Placement Agent"). RECITALS The Issuer has authorized the issuance and sale of bonds pursuant to an ordinance adopted by the Issuer on February 27, 1997 (as from time to time amended, supplemented or modified, the "Ordinance") which bonds are to be entitled Encino Plaza Public Improvement District Special Assessment Bonds, Taxable Series 1997 (the "Bonds"). All capitalized terms not otherwise defined herein shall have the meanings set forth in the Ordinance. The Issuer desires to appoint a Placement Agent as its agent to perform certain services as provided herein. NOW, THEREFORE, the parties hereto agree as follows: Section 1. Definitions. For purposes of this Placement Agreement, and except as otherwise expressly provided herein or unless the context otherwise requires, the following terms shall have the meanings given said terms in this Section. All capitalized terms not otherwise defined herein shall have the meanings given said terms in the Ordinance. "Bonds" shall mean the Encino Plaza Public Improvement District Special Assessment Bonds, Taxable Series 1997 authorized pursuant to the Ordinance. "Closing" shall mean the issuance and delivery of the Bonds by the Issuer and the acceptance and payment therefor by the purchasers as further set forth in Section 6 of this Agreement. "Offering Document" shall mean a private placement memorandum or such other appropriate disclosure document satisfactory in form and substance to the Placement Agent to be used in connection with its efforts to place the Bonds. Section 2. Placement of the Bonds. On the basis of the representations, warranties and covenants contained herein and subject to the terms and conditions herein set forth, the Placement Agent agrees to use its best efforts to place the Bonds at a price of 100% of the principal amount thereof. The Bonds shall be delivered on the Closing at such time, place, manner and date as agreed to in writing by the Issuer and the Placement Agent prior to the Closing. RROCK/PUBLIC: PLCMNT.AGR 2/21/97 Section 3. Limitation on Placement. Nothing in this Placement Agreement shall obligate the Placement Agent to purchase any Bond in the event a purchaser fails to pay the purchase price for such Bond at any Closing. If any purchaser does not deposit the purchase price of its Bond, the Placement Agent will use its best efforts to arrange for a substitute purchaser. Section 4. Fees and Expenses. (a) The Placement Agent shall be entitled to a fee of $20 a Bond ($53,800) in connection with the placement of the Bonds in an amount agreed to between the Placement Agent and the Issuer, together with any reasonable out-of-pocket expenses paid or incurred by the Placement Agent in connection with such placement, which fee and expenses are payable in immediately available funds at the Closing of the Bonds. (b) The Issuer shall pay (and the Placement Agent shall be under no obligation to pay) at the Closing, any expense incident to the performance of the Issuer's obligations under this Placement Agreement, including but not limited to: (i) the cost of the preparation, printing and distribution of the Offering Document; (ii) the cost of the preparation and printing of the Bonds, (iii) the fees and expenses of Bond Counsel to the Issuer; (iv) the fees and disbursements of the Attorney General of Texas and the Issuer's accountants, advisors, and any other experts or consultants retained by the Issuer. Section 5. Right to Suspend Efforts to Place Bonds. In the event of: (a) a suspension of, or material limitation in, trading in securities generally on the New York Stock Exchange; (b) a general moratorium on commercial banking activities in New York City declared by either federal or New York State authorities; (c) the initiation or escalation of hostilities involving the United States, if the effect of such, in the Placement Agent's judgment, makes it impracticable or inadvisable to proceed with the solicitation of offers to purchase the Bonds; (d) the occurrence of any market disruption or event affecting the Issuer which, in the good faith judgment of the Placement Agent, makes it impracticable for the Placement Agent to carry out its responsibilities to use its best efforts to place the Bonds, whether the Placement Agent learns thereof from the Issuer or otherwise; or (e) the occurrence of any event or condition whereby the accuracy of any statement of a material fact, or the omission of any material fact, with respect to any Offering Document, or any document incorporated in such Offering Document or any other document received by the Placement Agent pursuant to this Placement Agreement is made uncertain or misleading, whether the Placement Agent learns thereof from the Issuer or otherwise; RROCR/PUBLIC: PLCMNT.AGR 2/21/97 2 and so long as any such situation listed in clauses (a) through (e) of this Section 5 continues to exist, the Placement Agent shall have the right to suspend its efforts to place the Bonds. Section 6. Conditions to Placement Agent's Obligation. At 10:00 a.m., Texas time, on March 17, 1997 or at such other time and date as shall have been agreed upon by the Issuer and the Placement Agent (the "Closing") the Issuer will, subject to the terms and conditions hereof, deliver the Bonds to the purchasers. The obligation of the Placement Agent hereunder to use its best efforts to place the Bonds is subject to the following conditions: (a) The representations and warranties of the Issuer contained herein shall be true, complete and correct on the date hereof and on and as of the date of the Closing, as if made on the date of the Closing; (b) At the time of the Closing, the Ordinance shall be in full force and effect and shall not have been amended, modified or supplemented; (c) At the time of the Closing, all official action of the Issuer relating to this Agreement, the Bonds, the Assessment Ordinance and the Ordinance shall be in full force and effect and shall not have been amended, modified or supplemented; and the Placement Agent shall have received, in appropriate form, evidence thereof; (d) At or prior to the Closing, the Placement Agent shall have received copies of each of the following documents: (1) The Ordinance and the Assessment Ordinance certified by the City Secretary under its seal as having been duly adopted by the Issuer and as being in effect, with such changes or amendments as may have been agreed to by the Placement Agent; (2) The opinion of McCall, Parkhurst & Horton L.L.P. in substantially the form and substance attached hereto as Exhibit "A"; (3) The opinions or certificates, dated on or prior to the date of Closing, of the Attorney General of the State of Texas, approving the Certificates, as required by law, and the registration certificates of the Comptroller of Public Accounts of the State of Texas for the Bonds; (4) The supplemental opinion, dated the date of the Closing, of McCall, Parkhurst & Horton L.L.P., addressed to the Issuer and the Placement Agent to the effect that except to the extent noted therein, said firm has not verified and is not passing upon, and does not assume any responsibility for, the accuracy, completeness or fairness of the statements contained in the Private Placement Memorandum but that said firm has reviewed the information contained in the Private Placement Memorandum under the captions "THE BONDS," "CERTAIN FEDERAL INCOME TAX CONSIDERATIONS" and APPENDIX RROCK/PUBLIC: PLCMNT.AGR 2/21/97 3 B and such firm is of the opinion that the information relating to the Bonds and the Ordinance contained therein accurately and fairly reflects in all material aspects the provisions thereof and is correct as to matters of law; (5) A certificate, dated the date of the Closing, signed by the Mayor, the City Manager and the City Secretary, to the effect that (i) the representations and warranties of the Issuer contained herein are true and correct in all material respects on and as of the date of Closing as if made on the date of Closing; (ii) except to the extent disclosed in the Offering Memorandum, no litigation is pending or, to the knowledge of such persons, threatened in any court to restrain or enjoin the issuance or delivery of the Bonds or the levy, collection or application of the assessments of and interest on the Bonds payment of the principal and interest on the Bonds, or in any way contesting o affecting the validity of the Bonds, the Ordinance, or this Agreement, or contesting the powers of the Issuer or contesting the authorization of the Bonds or the Ordinance; and (iii) no litigation is pending or, to the knowledge of such persons, threatened in any court contesting or affecting the Bonds; (6) Such additional legal opinions, certificates, instruments and other documents as the Placement Agent may request to evidence the truth and accuracy, as of the date hereof and as of the date of the Closing, of the Issuer's representations and warranties contained herein and of the statements and information contained in the Offering Document and the due performance or satisfaction by the Issuer on or prior to the date of the Closing of all the respective agreements then to be performed and conditions then to be satisfied by the Issuer. Section 7. Representations and Warranties Indemnification. The Issuer hereby represents, warrants, covenants and agrees (and, so long as this Agreement has not been terminated, shall be deemed to continuously represent, warrant, covenant, and agree) that: (a) the Issuer is a duly authorized and validly existing public improvement district operating pursuant to Chapter 372 of the Local Government Code; (b) the Issuer has the power and has taken all the necessary action to execute this Agreement; (c) this Agreement has been duly executed and delivered and constitutes the legal, valid and binding agreement of the Issuer, enforceable in accordance with its terms; except as the enforceability may be limited by bankruptcy, insolvency or similar laws affecting the enforcement of creditors' rights generally and the application of general principles of equity; (d) the distribution, approval, execution and delivery by the Issuer of the Offering Document and the execution and delivery of this Agreement and any other related documents will not violate, contravene or constitute a default under any requirement of law or any contractual obligation applicable to the Issuer and no approval or other action by, or filing or registration with, any governmental authority or agency is required in connection therewith which has not been obtained RROCK/PUBLIC: PLCMNT.AGR 2/21/97 4 prior to the closing of the Bonds; (e) the Ordinance, the Assessment Ordinance and any other related documents have been duly authorized and executed by the Issuer and constitute the legal, valid and binding obligations of the Issuer and are enforceable in accordance with their respective terms and will be in full force and effect at the time of closing, as hereinafter defined, hereunder except as the enforceability may be limited by bankruptcy, insolvency or similar laws affecting the enforcement of creditors' rights generally and the application of general principles of equity; (f) the Bonds have been duly authorized and, when delivered will have been duly executed, authenticated, issued and delivered and will constitute valid and binding obligations of the Issuer in accordance with their terms and will be entitled to the benefits of the Ordinance; (g) except as provided in the Ordinance, the Issuer has not entered into any contract or arrangement of any kind which might give rise to any lien or encumbrance on the rights, assets, funds and interest pledged pursuant to, or subject to the lien of, the Ordinance; (h) there is no action, suit, proceeding at law or in equity pending or, to the best of the Issuer's knowledge, threatened against the Issuer which in any way would adversely affect the validity or enforceability of the bonds, this Agreement, the Assessment Ordinance, the Ordinance or any other related documents. Section 8. Governing Law. THIS PLACEMENT AGREEMENT SHALL BE CONSTRUED IN ACCORDANCE WITH, AND SHALL BE GOVERNED BY, THE LAWS OF THE SATE OF TEXAS. Section 9. Limitation of Issuer's Liability. No covenant, agreement or obligation contained herein shall be deemed to be a covenant, agreement or obligation of any present or future member, officer or employee of the Issuer in the individual capacity thereof, and none of the members of the Issuer or any officer thereof executing this Placement Agreement shall be liable personally hereunder or be subject to any personal liability or accountability by reason hereof. No member, officer or employee of the Issuer shall incur any personal liability with respect to any other action taken by him pursuant hereto or with respect to the transactions contemplated hereby, provided such individual does not act in bad faith. The obligations of the Issuer hereunder shall not be deemed to constitute a debt or pledge of the faith and credit of the State or any agency of the State. None of the State, municipal corporation thereof, or the Issuer shall be obligated to pay any obligations hereunder or other costs incident hereto except from the revenues and receipts pledged therefor under the Ordinance and neither the faith and credit nor the taxing power of the Sate is pledged to the payment of such obligations. Section 10. Binding Effect. This Placement Agreement shall be binding upon and inure to the benefit of the parties hereto and their respective successors and assigns, except that RROCK/PUBLIC: PLCMNT.AGR 2/21/97 5 neither party hereto may assign any of its respective rights or obligations hereunder without the prior written consent of the other. Section 11. Amendments. This Placement Agreement may not be amended except by a writing signed by bother of the parties hereto. Section 12. Notices. Unless otherwise provided herein, all notices, certificates, requests or other communications hereunder shall be given by telephone and promptly confirmed in writing, delivered by hand or sent by facsimile transmission, or registered mail, postage prepaid, and shall be deemed given when given by telephone and addressed as follows: Issuer: Placement Agent: Encino Plaza Public Improvement District c/o City of Round Rock 221 East Main Round Rock, Texas 78664 Attn: David Kautz Telephone: (512) 218-5401 Telecopier: (512) 218-5442 First Southwest Company 98 San Jacinto, Suite 370 Austin, Texas 78701 Attn: Garry Kimball Telephone: (512) 481-2000 Telecopier: (512) 481-2010 or to such other address or telephone number as either of the above shall specify to the others in writing. Section 13. Counterparts. This Placement Agreement may be signed in any number of counterparts, each of which shall be an original, and by the parties hereto on separate counterparts, with the same effect as if the signatures thereto and hereto were upon the same instrument. Section 14. Termination. This Placement Agreement shall terminate (except as to rights of the Placement Agent to any fees and expenses payable and indemnity, which shall survive any termination) on such date as the Ordinance is no longer in full force and effect. Section 15. Severability. If any one or more of the provisions contained in this Placement Agreement shall be invalid, illegal or unenforceable in any respect under any law, the validity, legality and enforceability of the remaining provisions contained herein shall not in any way be affected or impaired thereby. RROCK/PUBLIC: PLCMNT.AGR 2/21/97 6 IN WITNESS WHEREOF, the parties hereto have caused this Placement Agreement to be duly executed as of the day and year first above written. RROCK/PUBLIC: PLCMNf.AGR 2/21/97 ENCINO PLAZA PUBLIC IMPROVEMENT DISTRICT By: Title: FIRST SOUTHWEST COMPANY By: Title: 7 EXHIBIT "E" PRIVATE PLACEMENT MEMORANDUM E-1 PRELIMINARY PRIVATE PLACEMENT MEMORANDUM DATED FEBRUARY 19, 1997 IN THE OPINION OF BOND COUNSEL. THE BONDS ARE NOT OBLIGATIONS DESCRIBED IN SECTION I03(A) OF THE INTERNAL REVENUE CODE OF 1986. SEE "CERTAIN FEDERAL INCOME TAX CONSIDERATIONS" HEREIN. New Issue S2,690,000 ENCINO PLAZA PUBLIC IMPROVEMENT DISTRICT SPECIAL ASSESSMENT BONDS TAXABLE SERIES 1997 Not Rated The bonds described above (the "Bonds") are limited and special obligations payable solely from the assessment revenues collected within the Encino Plaza Public Improvement District (the "District") and are not obligations of the State of Texas, Williamson County or the City of Round Rock. THE BONDS ARE SUBJECT TO SPECIAL RISK FACTORS DESCRIBED HEREIN. SEE "RISKS TO BONDHOLDERS." Dated Date: March 1, 1997 Due: October 1, as shown below The Bonds will be issued in fully registered form only, in any integral multiple of 5100,000 or integral multiples of 55,000 in excess of 5100,000. Principal will be payable at maturity or earlier redemption on presentation of the Bonds at the principal payment office of Texas Commerce Bank National Association (the Trustee/Paying Agent, collectively referred to herein as Trustee) in Dallas, Texas, or the principal payment office of any successor Trustee. Interest accrues from the dated date of the Bonds, March 1, 1997, and is payable April 1, 1998, and each October 1 and April 1 thereafter, to registered owners shown on the Bond register kept by the Trustee on the fifteenth day of the calendar month prior to each interest payment date, by check mailed to the address on the Bond register, or by such other method acceptable to the Trustee, at the risk and expense of the registered owner . Proceeds of the Bonds will be used to acquire certain authorized improvements, which are described herein, pursuant to the Public Improvement District Act, as amended, Texas Local Government Code, Chapter 372 (the "Act"). The Bonds will be issued pursuant to Section 372.023 of the Act and are secured by unpaid special assessments levied pursuant to the Assessment Ordinance (the "Assessment Ordinance") to be adopted by the City of Round Rock, Texas (the "City") on February 27, 1997 on property within the District. MATURITY SCHEDULE Price Price Principal Interest or Principal Interest or Due Amount Rate Yield Due Amount Rate Yield $ 90,000 2000 10.00% 100% 5 185,000 2007 10.00% 100% 100,000 2001 10.00% 100% 205,000 2008 10.00% 100% 115,000 2005 10.00% 100% 230,000 2009 10.00% 100% 125,000 2003 10.00% 100% 250,000 2010 10.00% 100% 140,000 2004 10.00% 100% 280,000 2011 10.00% 100% 155,000 2005 10.00% 100% 305,000 2012 10.00% 100% 170,000 2006 10.00% 100% 340,000 2013 10.00% 100% Bonds maturing on or after October 1, 2008, arc subject to redemption prior to maturity at the option of the District acting through the City, in whole or from time to time in part, on October 1, 2007, or on any interest payment date thereafter, at a premium. In addition, the Bonds are subject to mandatory nonscheduled redemption as described herein. See "THE BONDS - Redemption Provisions." The Bonds, when issued, will constitute special obligations, payable solely from the trust estate pledged therefor, including the annual installments of special assessments and the reserve fund established in connection with the issuance of the Bonds. Sec "Security for the Bonds". The holders of the Bonds shall never have the right to demand payment of the principal of or interest on the Bonds from any funds other than the special assessment revenues and certain other funds established in connection with the issuance of the Bonds. The assessment is a first and prior lien against the property assessed, superior to all other liens and claims except liens or claims for state, county, school district, or municipality ad valorem taxes, and is a personal liability of and charge against the owners of the property. The City has not covenanted nor obligated itself to pay the Bonds from any funds raised from taxation or any other revenues available to the City. The City has no current or contemplated obligations to support the District direcdy or indirectly and makes no representation regarding the timely payment of principal or interest on the Bonds. The Bonds are not a debt of the State or any of its political subdivisions, and neither the State nor any of its political subdivisions are liable therefor. The Bonds do not constitute an indebtedness within the meaning of any constitutional or statutory debt limit or restriction. The Bonds are not general obligations of the City and shall not constitute a debt within the meaning of the Constitution of the State of Texas, or a pledge of the faith and credit of the City. THE BONDS ARE SUBJECT TO SPECIAL RISK FACTORS DESCRIBED HEREIN. See "RISKS TO BONDHOLDERS." First Southwest Company has agreed to act as Placement Agent for the Bonds and to use it best efforts in placing the Bonds. This Placement Memorandum is being distributed solely to sophisticated investors who (i) have previously invested in special assessment bonds or similar types of obligations, (ii) have such knowledge and experience in financial or business matters to make them capable of evaluating the merits and risks of investment in the Bonds and (iii) are able and prepared to bear the economic risk of investing in the Bonds. The Bonds are offered for delivery when, as and if issued and accepted by the Purchasers, subject, among other things, to the approval of the Bonds by the Attorney General of Texas and McCall. Parkhurst & Horton, L.L.P., Austin, Texas, Bond Counsel. Delivery of the Bonds is expected on or about March 17, 1997. TABLE OF CONTENTS USE OF INFORMATION IN PRIVATE PLACEMENT MEMORANDUM 3 SALE AND DISTRIBUTION OF THE BONDS 3 PRIVATE PLACEMENT MEMORANDUM SUMMARY 4 THE BONDS 4 THE DISTRICT 5 PRIVATE PLACEMENT MEMORANDUM 6 THE BONDS 6 Description 6 Authority for Issuance 6 Trustee/Paying Agent 6 Registration and Transfer 7 Lost, Stolen or Destroyed Bonds 7 Redemption Provisions 7 Source of Payment 8 Establishment of Special Funds 9 THE DISTRICT 10 General 10 Description and Location 10 Status of Development as of January 29, 1997 11 Authorized Public Improvements by the Act 11 Assessment/Service Plan 11 Preparing Assessment Roll and Notices 12 Assessments, Hearing, Lew and Payment 12 Supplemental Assessments 12 Ownership of Authorized Improvements 12 Maintenance of Authorized Improvements 12 MANAGEMENT OF THE DISTRICT 12 THE PROJECT 13 Description of the Project 13 Description of the Developer 13 UTILITY SERVICE TO THE PROJECT 13 Water Supply 13 Water Supply Contracts 13 Water Storage 14 Monthly Water Rates (Effective 10-1-91) 14 Wastewater Services 14 Monthly Sewer Rates (Effective 10-1-91) 14 DISTRICT FINANCIAL INFORMATION 16 Estimated Overlapping Debt 16 RISKS TO BONDHOLDERS 17 General 17 Bankruptcy and Foreclosure 17 Availability of Funds to Pay Delinquent Special Assessment Installments 18 Limited City Obligation Upon Delinquency 18 Factors Which May Affect Land Development and Property Values 18 Land Values and the Appraisal 19 Absence of Market for the Bonds 19 Competing Developments 19 No Acceleration Provision 19 LEGAL INVESTMENTS AND ELIGIBILITY TO SECURE PUBLIC FUNDS IN TEXAS 19 DEBT SERVICE REQUIREMENTS 20 USE AND DISTRIBUTION OF BOND PROCEEDS 21 Summary of Estimated Uses of Bond Proceeds 21 CERTAIN FEDERAL INCOME TAX CONSIDERATIONS 22 General 22 Periodic Interest Payments 22 Disposition of Bonds 22 State and Local Taxes and Foreign Persons 23 Required Reporting to Internal Revenue Service 23 TRANSFER RESTRICTIONS 23 LEGAL MATTERS 24 Legal Proceedings 24 No -Litigation Certificate 24 PREPARATION OF PRIVATE PLACEMENT MEMORANDUM 24 Sources and Compilation of Information 24 USE OF INFORMATION IN PRIVATE PLACEMENT MEMORANDUM No dealer, broker, salesman or other person has been authorized to give any information or to make any representations other than those contained in this PRIVATE PLACEMENT MEMORANDUM, and, if given or made, such other information or representation must not be relied upon as having been authorized by the District or the City. This PRIVATE PLACEMENT MEMORANDUM is not to be used in an offer to sell or the solicitation of an offer to buy in any state in which such offer or solicitation is not authorized or in which the person making such offer or solicitation is not qualified to do so or to any person to whom it is unlawful to make such offer or solicitation. All of the summaries of the statutes, resolutions, contracts, audited fmancial statements, other related reports set forth in this PRIVATE PLACEMENT MEMORANDUM are made subject to all of the provisions of such documents. These summaries do not purport to be complete statements of such provisions, and reference is made to such documents, copies of which are available from First Southwest Company, Placement Agent for the Bonds, 98 San Jacinto Blvd., Suite 370, Austin, Texas, 78701, for further information. This PRIVATE PLACEMENT MEMORANDUM contains, in part, estimates, assumptions and matters of opinion which are not intended as statements of fact, and no representation is made as to the correctness of such estimates, assumptions or matters of opinion, or as to the likelihood that they will be realized. Any information and expressions of opinion herein contained are subject to change without notice, and neither the delivery of this PRIVATE PLACEMENT MEMORANDUM nor any sale made hereunder shall, under any circumstances, create any implication that there has been no change in the condition of the District or other matters described herein since the date hereof. All changes in the affairs of the District and other matters described in this PRIVATE PLACEMENT MEMORANDUM subsequent to the delivery of the Bonds and all information with respect to the resale of the Bonds is the responsibility of the Purchasers. SALE AND DISTRIBUTION OF THE BONDS Securities Laws No registration statement relating to the Bonds has been filed with the Securities and Exchange Commission under the Securities Act of 1933, as amended, in reliance upon the exemptions provided thereunder. The Bonds have not been registered or qualified under the Securities Act of Texas in reliance upon various exemptions contained therein; nor have the Bonds been registered or qualified under the securities laws of any other jurisdiction. The District and the City assume no responsibility for registration or qualification of the Bonds under the securities laws of any other jurisdiction in which the Bonds may be offered, sold or otherwise transferred. This disclaimer of responsibility for registration or qualification for sale or other disposition of the Bonds shall not be construed as an interpretation of any kind with regard to the availability of any exemption from securities registration or qualification provisions in such other jurisdiction. 3 PRIVATE PLACEMENT MEMORANDUM SUMMARY The following is a brief sununary of certain information contained herein which is qualified in its entirety by the detailed information appearing elsewhere in this PRIVATE PLACEMENT MEMORANDUM. The summary should not be detached and should be used in conjunction with more complete information contained herein. THE BONDS Description The Bonds are issued as S2,690,000 Encino Plaza Public Improvement District Special Assessment Bonds, Taxable Series 1997. The Bonds are issued in minimum denominations of S100,000 or integral multiples of $5,000 in excess of S100,000 ("Authorized Denominations") as serial Bonds maturing October 1, 2000 through October 1, 2013. Redemption The Bonds may be redeemed in whole or from time -to -time in part on October 1, 2007 or any interest payment date thereafter, at a premium. See "THE BONDS - Redemption Premium." The Bonds are subject to mandatory non-scheduled redemption, in whole or in part, prior to maturity, on any Interest Payment Date to the extent the Trustee has received prepayments of special assessments. See "THE BONDS - Redemption Provisions." Use of Proceeds Proceeds from the sale of the Bonds will be used to (i) acquire certain water, wastewater, street and drainage improvements and detention and water quality ponds within the District, (ii) fully fund a Debt Service Reserve Fund and (iii) pay the costs associated with the issuance of the Bonds. See "USE AND DISTRIBUTION OF BOND PROCEEDS." Authority for Issuance The Bonds are issued pursuant to the general laws of the State, including particularly Chapter 372 of the Texas Local Government Code and an Ordinance passed by the City Council. See "RISK FACTORS." Security The Bonds constitute special and limited obligations, payable solely from special assessment revenues within the District and certain other funds established in connection with the issuance of the Bonds. The holders shall never have the right to demand payment of the principal of or interest on the Bonds from any funds other than the special assessment revenues and the Debt Service Reserve Fund. The assessment is a first and prior lien against the property assessed, superior to all other liens and claims except liens or claims for state, county, school district, or municipality ad valorem taxes, and is a personal liability of and charge against the owners of the property. The City has not covenanted nor obligated itself to pay the Bonds from any funds raised from taxation or any other revenues available to the City. The City has no current or contemplated obligations to support the District directly or indirectly and makes no representation regarding the timely payment of principal or interest on the Bonds. The Bonds are not a debt of the State or any of its political subdivisions, and neither the State nor any of its political subdivisions are liable therefor. The Bonds do not constitute an indebtedness within the meaning of any constitutional or statutory debt limit or restriction. The Bonds are not general obligations of the City and shall not constitute a debt within the meaning of the Constitution of the State of Texas, or a pledge of the faith and credit of the City. See "Security for the Bonds". Payment Record The District is newly created and has no previously issued debt outstanding. 4 Municipal Bond Rating No application for a rating on the Bonds has been made nor is it expected that an investment grade rating would be assigned had such application been made. Legal Opinion McCall, Parkhurst & Horton L.L.P., Bond Counsel, Austin, Texas. Risk Factors The purchase and ownership of the bonds are subject to special risk factors and all prospective purchasers are urged to examine carefully this entire PRIVATE PLACEMENT MEMORANDUM with respect to the investment security of the Bonds, particularly the section captioned "RISKS TO BONDHOLDERS." Transfer Restrictions Description Location The Project The Developer Bond Placement Agent. The Bonds have not and will not be registered under the Securities Act and are subject to certain restrictions on transfer. See "TRANSFER RESTRICTIONS". THE DISTRICT The District is a public improvement district, created by the City of Round Rock, Texas (the "City"), on December 12, 1996, and operates pursuant to Chapter 372 of the Texas Local Government Code, as amended. The City is a political subdivision of the State of Texas located in Williamson and Travis Counties, operating as a home - rule City under the laws of the State and a charter approved by the voters in August, 1977. The District consists of approximately 25.058 acres of land. The District is located in Williamson County, Texas 2,000 feet north of the northwest corner of Interstate Highway 35 (IH -35) and Farm -to -Market Road 3406 (FM 3406) in the City of Round Rock. The District contains approximately 25 acres of land with 819 linear feet of frontage along IH -35. Access from the south bound lanes of IH -35 is via FM 1431 exit to the north of the District. Access from the north bound lanes of IH -35 is via either the FM 3406 exit or the FM 1431 exit. See "THE DISTRICT." See "THE PROJECT." See "THE DEVELOPER" First Southwest Company, Austin, Texas. 5 PRIVATE PLACEMENT MEMORANDUM S2,690,000 ENCINO PLAZA PUBLIC IMPROVEMENT DISTRICT SPECIAL ASSESSMENT BONDS TAXABLE SERIES 1997 This Private Placement Memorandum provides certain information in connection with the issuance of the Encino Plaza Public Improvement District (the "District"), $2,690,000 Special Assessment Bonds, Taxable Series 1997 (the "Bonds"). The Bonds are issued pursuant to the Texas Constitution, the general laws of the State of Texas including the Public Improvement District Act, Chapter 372, Texas Local Government Code, and an ordinance authorizing the issuance of the Bonds (the "Bond Ordinance") adopted by the City Council of the City of Round Rock. This Private Placement Memorandum includes descriptions, among others, of the Bonds and the Bond Ordinance and certain other information about the District, the Project and the Developer. All descriptions of documents contained herein are only summaries and are qualified in their entirety by reference to each document. Copies of documents may be obtained from First Southwest Company, Placement Agent for the Bonds, 98 San Jacinto Blvd., Suite 370, Austin, Texas, 78701. THE BONDS Description The Bonds will pay interest from their dated date of March 1, 1997 with interest payable April 1, 1998 and each October 1 and April 1 thereafter until the earlier of maturity or redemption. The Bonds are serial bonds maturing on October 1 of the years and in the amounts, and paying interest on the basis of a 360 -day year of twelve 30 -day months at the per annum rates, shown on the cover page hereof. The Bonds are issued in fully registered form only in any integral multiple of $100,000 or $5,000 multiples in excess of $100,000 (an "Authorized Denomination"). Principal will be payable at maturity or earlier redemption upon presentation of the Bonds at the principal payment office of Texas Commerce Bank National Association, Dallas, Texas, (the Trustee/Paying Agent/Registrar collectively referred to herein as the "Trustee") or the principal payment office of any successor Trustee. Interest on the Bonds will be payable on the interest payment date by check mailed by the Trustee to Registered Owners shown on the Bond register on the fifteenth day of the month prior to each interest payment date or by such other method acceptable to the Trustee, requested by and at the risk and expense of the Registered Owner. If the date for payment of principal or interest shall be a Saturday, Sunday or legal holiday or equivalent for banking institutions generally in the City of Dallas, Texas, such payment may be made on the next succeeding day which is not one of the foregoing days without additional interest and with the same force and effect as if made on the date such payment was originally due. Authority for Issuance The Bonds are issued pursuant to the general laws of the State, including particularly Chapter 372 of the Texas Local Government Code and the Bond Ordinance passed by the Round Rock City Council. Trustee/Paving Agent Texas Commerce Bank is serving as the initial Trustee/Paying Agent/Registrar for the Bonds. Provision is made in the Bond Ordinance for successor paying agents/trustees, and any successor paying agent/trustee selected shall be a bank or trust company organized and doing business under the laws of the United States of America or of any state, be authorized under such laws to exercise trust powers, have a combined capital and surplus of at least 550,000,000, be subject to supervision or examination by federal or state authority, and have an office in Austin, Texas. 6 Registration and Transfer The Bonds will be transferable only on the Bond register kept by the Trustee upon surrender and reissuance and presentation of an Investment Letter. See TRANSFER RESTRICTIONS. The Bonds are exchangeable for an equal principal amount of Bonds of the same maturity and of any Authorized Denomination upon surrender of the Bonds to be exchanged at the principal payment office of the Trustee. Every Bond presented or surrendered for transfer is required to be duly endorsed, or be accompanied by a written instrument of transfer, in form satisfactory to the Trustee. The Trustee is not required (1) to transfer or exchange any Bond during the period beginning at the opening of business fifteen (15) days before each interest payment date and ending at the close of business such payment date or (2) to transfer or exchange any Bonds selected for redemption during the thirty day period prior to the redemption date. No service charge will be made for any transfer or exchange, but the Trustee may require payment of a sum sufficient to cover any tax or governmental charge payable in connection therewith. Lost, Stolen or Destroyed Bonds Mutilated, destroyed, lost or stolen Bonds will be replaced upon surrender of the mutilated Bonds, or receipt of satisfactory evidence of such destruction, loss or theft, and receipt by the Trustee of security or indemnity to keep them and the District and City harmless. Payment of taxes, governmental charges and other expenses in connection with any such replacement may be required. Redemption Provisions Optional Redemption. The Bonds may be redeemed in whole or from time -to -time in part on October 1, 2007 or any interest payment date thereafter at the prices as set forth below plus accrued interest to the date of redemption. Redemption Date Price of Par October 1, 2007 or April 1, 2008 103% October 1, 2008 or April 1, 2009 102V2% October 1, 2009 or April 1, 2010 102% October 1, 2010 or April 1, 2011 101%2% October 1, 2011 or April 1, 2012 101% October 1, 2012 or April 1, 2013 100Y2% October 1, 2013 100% Mandatory Non -Scheduled Redemption. The Bonds are subject to mandatory nonscheduled redemption, in whole or in part prior to maturity, on any interest payment date at a price equivalent to the optional redemption schedule set forth in the immediately preceding paragraph plus accrued interest to the date of redemption to the extent the District has received prepayments of special assessments. Mandatory nonscheduled prepayments will not be required to be made until at least $25,000 is available in the Redemption Fund. In the event Bonds are called for early redemption with prepayments of special assessments, the redemption premium is payable from monies in the Reserve Fund. The Reserve Fund is initially funded and will be maintained at 150% of average annual debt service on the Bonds; however, should substantial delinquencies exist, insufficient monies may remain in the Reserve fund to pay such premiums. See APPENDIX A for a schedule of the prepayment amounts per tract on each interest payment date. In the event Bonds are called for early redemption with prepayments of special assessments, the redemption premium is payable from monies in the Reserve Fund. The Reserve Fund is initially funded and maintained at 150% of average annual principal and interest requirements on the Bonds; however, should substantial delinquencies exist, insufficient monies may remain in the Reserve Fund to pay such premiums. See Appendix A for a schedule of the prepayment amounts per tract on each interest payment date. See APPENDIX B - Provisions of the Bond Ordinance regarding the notice and other redemption provisions. 7 Source of Payment General. The Bonds constitute special obligations payable solely from Special Assessment Revenues (hereinafter defined), and the holders thereof shall never have the right to demand payment of the principal of or interest on the Bonds from any funds of the City other than the Special Assessment Revenues. Special Assessment Revenues means the monies collected from Special Assessments levied against properties in the District, including interest on Special Assessments during the period of Special Assessment or any installment thereof is current or delinquent, Prepayments, Foreclosure Proceeds and penalties for non -timely payment of Special Assessments. Earnings and income derived from the investment or deposit of monies in any special funds or account created and established for the payment and security of the bonds also constitute Special Assessment Revenues. The Bonds are not a debt of the State, the City or any of its political subdivisions, and neither the State, the City nor any of its political subdivisions are liable therefor. The Bonds do not constitute an indebtedness within the meaning of any constitutional or statutory debt limit or restriction. The Bonds are not general obligations of the City and shall not constitute a debt within the meaning of the Constitution of the State of Texas, or a pledge of the faith and credit of the City. Levy of Special Assessments. By ordinance to be adopted (the "Assessment Ordinance"), by the City on February 27, 1997, the City will levy Special Assessments against all property located within the boundaries of the District (the "Special Assessments") by allocating the costs of the improvements between two classes (Class A and Class B) due to the different uses within each class. Allocating costs within each class is based upon the ratio of the appraised value of each lot within such class compared to the total appraised value within the class. See APPENDIX C for appraised values on each tract of land within each class within the District. The aggregate amount of Special Assessments assessed to pay the Debt Service Requirements on the Bonds, together with interest thereon, are payable in annual installments which have been established to correspond as nearly as practicable to the Debt Service Requirements of the Bonds. Additionally, the proposed Assessment Ordinance will levy, in each year while the Bonds are outstanding and unpaid, a special assessment to pay the annual costs of the administration and operation of the District (the "Administrative Expense Assessment"). The Administrative Expense Assessment will be levied on the same basis as the Special Assessments. The Administrative Expense Assessment will remain in effect until all the Bonds are paid and are no longer outstanding, or until the City adjusts the levy, after a hearing and determination of benefits in any year, pursuant to the Act. Administrative Expense Assessments are due on September 30 of the year preceding the due date and are delinquent if not paid prior to November 1. Under the Bond Ordinance, the City has contracted with the Trustee to bill and collect annual installments of Special Assessments. Installments are due September 30 of the preceding year and become delinquent on November 1. Priority Lien. The assessment or any reassessment, the expense of collection, and reasonable attorney's fees, if incurred, constitute a first and prior lien against the property assessed, superior to all other liens and claims except liens or claims for state, county, city, school district, or other political subdivision, ad valorem taxes, and are a personal liability of and charge against the owners of the property regardless of whether the owners are named. The lien is effective from the date of the Assessment Ordinance until the Special Assessment is paid, and may be enforced by the City in the same manner as an ad valorem tax levied against real property may be enforced by the City. The owner of any property assessed may pay the entire Special Assessment levied against any lot or parcel, together with accrued interest to the date of payment which must be an interest payment date. Convenant to Commence Foreclosure Proceedings. Pursuant to the provisions of the Bond Ordinance, the City has covenanted to determine or cause to be determined, no later than December 1 of each year, whether or not any installment or installments of Special Assessments are delinquent and, if such delinquencies exist, the City has covenanted to order and cause to be commenced, or cause the Trustee to do so on behalf of the City, on or before January 1, or immediately thereafter, and thereafter diligently prosecute an action in district court to foreclose the currently delinquent lien for the amount of any delinquent installment or installments of Special Assessments, provided, however, that the City shall not be required to order the commencement of foreclosure proceedings if (i) the total of such Special Assessment installments posted to the Assessment Roll for such Fiscal Year is less than five percent (5%) of the total of the Special Assessment 8 installments posted to the Assessment Roll for such Fiscal Year, and (ii) the Reserve Fund is not Tess than five percent (5%) of the principal amount of all Bonds originally issued, Tess any Bonds called for redemption. Notwithstanding the foregoing, if the City determines that there is a delinquent Special Assessment installment on any single property in excess of one hundred thousand dollars (S 100,000), then it will diligently institute, prosecute and pursue foreclosure proceedings against such property or cause the Trustee to do so on its behalf. The City has, pursuant to the Bond Ordinance, appointed the Trustee to act as a billing and collection agent for the City and to pursue legal actions in the City's name to collect delinquent Special Assessments and to proceed to sell any assessed property in a judicial foreclosure proceeding. See "APPENDIX B - Provisions of the Bond Ordinance - Trustee to Pursue Collections." To the extent it may legally do so, and taking into account the prior liens on assessed land for ad valorem taxes, the City covenants that property will not be sold in a judicial foreclosure for less than the amount of a currently delinquent Special Assessment installment due on the property, including delinquent penalties, interest, and attorney fees, without the consent of fifty-one percent (51%) of the owners of the Outstanding Bonds. Any sale of property for nonpayment of an installment or installments of a Special Assessment shall be subject to the lien established for the remaining unpaid installments of the Special Assessment against such property and such property may again be sold at a judicial foreclosure sale if the purchaser thereof fails to make timely payment of the nondelinquent installments of Special Assessment against such property as they become due and payable pursuant to the terms of the Assessment Ordinance and the Bond Ordinance. Judicial foreclosure proceedings are not mandatory; however, the City has covenanted to order and cause such actions to be commenced. In the event a foreclosure is necessary, there could be a delay in payments to owners of the Bonds pending prosecution of the foreclosure proceedings and receipt by the City of the proceeds of the foreclosure sale. It is possible that no bid would be received at the foreclosure sale, and in such event there could be an additional delay in payment of the principal of and interest on Bonds or such payment may not be made in full. The Reserve Fund, however, may be drawn upon, to the extent monies remain, to make payments of Principal Installments and interest, whether at maturity or on scheduled mandatory redemption dates. The City is not obligated to advance available funds from the City treasury to cure any deficiency which may occur in any Fund created pursuant to the Bond Ordinance or to pay any other costs associated with the Bonds not covered by amounts on deposit in such Funds. Reserve Fund. Monies on deposit in the Reserve Fund will constitute a trust fund for the benefit of the owners of the Bonds and shall be administered by the Trustee as described in "APPENDIX B - Provisions of the Bonds Ordinance - Reserve Fund." Establishment of Special Funds The Bond Ordinance establishes with the Trustee certain Funds. All Special Assessment Revenues (other than that received as a Prepayment of a Special Assessment or as interest and earnings from the investment or deposit on monies in the special funds or accounts created and established in the Bond Ordinance or revenues resulting from the collection of Administrative Expense Assessments) will be deposited to the credit of the Assessment Fund. The Trustee will disburse from the Assessment Fund on the required dates, amounts which are required to be on deposit in the Debt Service Fund, the Reserve Fund, and the Administrative Expense Fund, as described below. See "APPENDIX B - Provisions of the Bond Ordinance - Funds." Debt Service Fund. There is required to be kept on deposit in the Debt Service Fund prior to each principal, sinking fund, and interest payment date on the Bonds, an amount equal to 100% of the amount required to fully pay the interest on and the Principal Installment of the Bonds then due and payable, whether at maturity or as a mandatory nonscheduled redemption. Accrued interest on the bonds shall be deposited into the Debt Service Fund upon issuance of the Bonds. Reserve Fund. There is required to be kept on deposit in the Reserve Fund, and initially funded with Bond proceeds, an amount equal to the Required Reserve Amount, as defined in the Bond Ordinance. The Trustee shall deposit into the Reserve Fund, (i) from the proceeds of the Bonds, an amount equal to the Required Reserve Amount, which is 150% of average annual principal and interest of the Bonds Outstanding, and (ii) all amounts required to be transferred to such 9 Fund from the Assessment Fund pursuant to, and at the times specified in the Bond Ordinance. The Trustee shall transfer from the Reserve Fund to the Debt Service Fund such amounts at such times as required to pay the Debt Service Requirements on the Bonds as they become due, (whether at maturity or on nonscheduled mandatory redemption dates), to the extent that other funds available in the Debt Service Fund for such purposes are insufficient and for the payment of the applicable redemption premium, if any, on Bonds called for early redemption with Prepayments, as provided in the Bond Ordinance. In addition, amounts in the Reserve Fund may be used to retire the last maturity or interest on the Bonds that remain Outstanding. Administrative Expense Fund. The Trustee will deposit into the Administrative Expense Fund, from the proceeds of the Bonds, an amount equal to the Administrative Expense Fund Requirement, if necessary, and shall thereafter deposit into the Administrative Expense Fund all amounts required to be transferred to such Fund from the Assessment Fund pursuant to, and at the times specified in, the Bond Ordinance, and shall also deposit to the Administrative Expense Fund all revenues resulting from the collection of the Administrative Expense Assessments. Such amounts shall be applied by the Trustee to pay Administrative Expenses as they become due, as provided in the Bond Ordinance. Improvement Fund. The proceeds received from the sale of the Bonds, other than any accrued interest (which shall be deposited directly into the Debt Service Fund), and any amounts deposited in the Reserve Fund and the Administrative Expense Fund, shall be deposited in the Improvement Fund and used to pay the costs of acquisition and construction of the Authorized Improvements, together with all expenses incidental thereto, and the City's costs of creation of the District and initial administration of the District and costs of issuance of the Bonds. After the completion of the acquisition and construction of the Authorized Improvements and the payment of all claims from the Improvement Fund, the Trustee shall transfer any surplus monies from the Improvement Fund to the Redemption Fund to redeem Outstanding Bonds prior to their scheduled maturity. Assessment Prepayment Fund. The Trustee shall deposit all amounts received from the early payment, in whole or in part, of a Special Assessment for the payment of the Debt Service Requirements on the Bonds (a "Prepayment") (except for any portion thereof that represents a payment of principal, interest or penalty on a delinquent installment of such prepaid Special Assessment, which portion shall be treated and applied as Special Assessment Revenues) into the Assessment Prepayment Fund. All Prepayments may be commingled in a single account. Promptly following the deposit of any such Prepayment into the Assessment Prepayment Fund, the Trustee shall transfer such amount of Prepayment representing unpaid principal of the Special Assessment into the Redemption Fund to be used to redeem or purchase Bonds and such amount representing unpaid interest to the Debt Service Fund. See "APPENDIX B - Provisions of the Bond Ordinance - Funds." Redemption Fund. The Trustee shall deposit into the Redemption Fund all amounts required to be transferred to such Fund from the Assessment Fund, Assessment Prepayment Fund, Administrative Expense Fund, and the Improvement Fund pursuant to, and at the times specified in the Bond Ordinance. The Trustee shall apply all such amounts in the Redemption Fund, subject to the 525,000 limitation imposed by the Bond Ordinance, to redeem or purchase Bonds in accordance with the provisions of the Bond Ordinance. THE DISTRICT General The Encino Plaza Public Improvement District (the "District") was created by the City of Round Rock, Texas (the "City") on December 12, 1996 upon petition of the landowners within the District. The City is a political subdivision of the State of Texas (the "State") located in Williamson and Travis Counties, Texas, operating as a home -rule city under the laws of the State and a charter approved by the voters in August, 1977 (the "Home Rule Charter"). The City will manage the District following its creation. Description and Location The District is Located in Williamson County 2,000 feet north of the northwest corner of Interstate Highway 35 (IH -35) and Farm -to -Market Road 3406 (FM 3406) in the City of Round Rock. The District contains approximately 25 acres of 10 land with 819 linear feet of frontage along 1H-35. Access from the south bound lanes of IH -35 is via FM 1431 exit to the north of the District. Access from the north bound lanes of 1H-35 is via either the FM 3406 exit or the FM 1431 exit. Status of Development as of January 29. 1997 On the Round Rock Nissan (also known as Class B in the Assessment Ordinance) tract, infrastructure consisting of internal streets, water, wastewater, detention and off-site water and wastewater was completed in September, 1996. Construction of the dealership building and surrounding improvements was completed in October, 1996. On the Encino Plaza (also known as Class A in the Assessment Ordinance) tract owned by Encino Plaza Properties, Oaktree Development Corporation, Hammond, Inc., and Hoppe Estate, the infrastructure consisting of internal streets, water, wastewater, detention and off-site water and wastewater is 95% complete as of January 29, 1997. Improvements of the construction of a Denny's Restaurant has begun on the Hammoud, Inc. tract. Authorized Public Improvements by the Act The City Council may undertake improvement projects and/or services that confer a special benefit on property located within the District. The City Council may levy and collect Special Assessments on property in the District, payable in periodic installments based on the benefit conferred by the improvement project and/or services, to pay all or part of its cost. A public improvement project may include: (1) landscaping; the erection of fountains, distinctive lighting and signs; the improvement, widening, narrowing, closing or rerouting of sidewalks or of streets; drainage improvements; the construction or improvement of pedestrian malls, the establishment or improvement of parks; the acquisition and installation of articles of art; and the acquisition, construction or improvement of off-street parking facilities; (2) other improvements similar to those described in (1) above; (3) the acquisition of real property in connection with an authorized improvement; (4) special supplemental services for improvement and promotion of the District, including advertising, promotion, health and sanitation, public safety, security, business recruitment, development, recreation and cultural enhancements; and (5) expenses incurred in the establishment, administration and operation of the District. Assessment/Service Plan Pursuant to the Act, an ongoing assessment and service plan (the "Assessment/Service Plan") is scheduled for approval by the City Council on February 27, 1997, setting forth a 15 -year plan for services and activities to be provided in the District, and setting forth the plan for apportioning the costs of the improvements to be assessed against properties in the District and for payment of the assessments. The improvements contemplated by the Assessment/Service Plan include: (1) Acquisition or construction of a water distribution system throughout the District, connecting to the City's master water distribution collection system. (2) Acquisition or construction of a wastewater collection system throughout the District, connecting to the City's master wastewater collection system. (3) Acquisition or construction of a stormwater drainage system throughout the District, connecting to the City's master drainage system. 11 (4) Acquisition or construction of streets or roadways to provide access to and through all property within the District, connecting to and becoming part of the City's master thoroughfare plan. Under the Act, the cost of the improvements may be assessed equally per square foot against all property within the District, or it may be assessed against property according to the value of the property as determined by the City Council, with or without regard to structures or other improvements on the property, or it may be assessed on the basis of any other reasonable assessment plan that results in imposing equal shares of the cost on property similarly benefited. The City Council has elected to levy an assessment based on two classes of property and apportioning costs with each class based on a ratio composed of the value of a particular tract compared to the total value within such class. See APPENDIX C for the values used in determining the assessments. Preparing Assessment Roll and Notices On February 27, 1997, the City Council will cause the Special Assessments against each parcel of land within the District to be determined in accordance with the provisions of the Assessment/Service Plan. The City Council has also caused an Assessment Roll to be prepared. The Assessment Roll has been filed with the City Secretary and is available for public inspection. Assessments, Hearing, Levy and Payment On February 27, 1997, the City will conduct a hearing on the proposed Special Assessments. The City Council will adopt the Bond Ordinance, the final Assessment/Service Plan and the final Assessment Roll. The Assessment Ordinance, as adopted by the City Council will levy the assessments as Special Assessments on the property and specifies the method of payment of the Special Assessments and provides that they be payable in periodic installments which shall meet annual costs for special supplemental services and improvements as set forth in Section 372.023 of the Act, and shall continue for the number of years required to retire indebtedness. Supplemental Assessments After notice and hearing in the manner required for original assessments, the City Council may make supplemental assessments to correct omissions or mistakes in the assessment relating to the total cost of the Authorized Improvements and/or services. Ownership of Authorized Improvements In accordance with the Act, the City will acquire the Authorized Improvements. The Authorized Improvements will become facilities owned by the City and will constitute a portion of the City's infrastructure improvements. Maintenance of Authorized Improvements In accordance with the Act, all State and Federal laws regulating Home Rule Municipalities within the State of Texas and all laws of the City and regulations, the City will provide for the ongoing maintenance and repair of the Authorized Improvements constructed and conveyed, as outlined in the Assessment/Service Plan, from the date of receipt and acceptance of title to the Authorized Improvements. No fees or expenses related to the maintenance or repairs of the Authorized Improvements shall be due from or collected from the District other than those currently provided for under current City laws and regulations for any municipally -owned infrastructure improvements. MANAGEMENT OF THE DISTRICT Pursuant to the Act, the District operates through action of the Round Rock City Council. The City has further appointed the Trustee to perform certain functions as set forth in the Bond Ordinance. 12 THE PROJECT Description of the Proiect The project currently consists of two development sites. The Nissan tract (also known as Class B in the Assessment Ordinance) which is the site of the Round Rock Nissan dealership and the Encino Plaza site (also known as Class A in the Assessment Ordinance) which is owned by Oak Tree Development Corporation, Encino Plaza Property, L.L.C., Hoppe Estate, and Hammoud, Inc. The tracts are being developed as a homogeneous project centered around the hotel project. Oak Tree Development Corporation has sold to Hanunoud, Inc. the site on which the Denny's Restaurant is under construction. Another restaurant site is under contract between Oak Tree Development Corporation and HKS Ventures, L.L.C., a limited liability company. The remaining tracts are on the market. The Hoppe Estate owns two lots which are under option contract to Scenic Land Development Corporation. Description of the Developer The developer of the Nissan Tract is SLKR, L.C. who also acted as principals in the Round Rock Nissan dealership. The developer of the Encino Plaza tract is Encino Plaza Property, L.L.C., a limited liability company. The president is David Shelton, shareholders are Ken Gerrard, Bill Lashlee, and David Shelton. The same shareholders are principals in Oak Tree Development Corporation, a Texas corporation, which is developing a hotel site located within the District. UTILITY SERVICE TO THE PROJECT Water Supply Water is currently provided to the District by the City of Round Rock. The City's water system is divided into five (5) service levels. Level 1-A serves customers in the central portion of the City. Intermediate Level 1-B was created to meet increasing residential and industrial demands in the northern portion of the City. Level 2 was established to provide for service extension to the west and southwest. Level 3 was developed to serve industrial facilities to the far north, primarily the Westinghouse plant. Level 4 is located to the southeast to serve current and future expansion in that direction. As of February, 1996, the system was billing 14,078 customers. Five City -owned water wells pumping from the Edwards Aquifer and a 15 MGD surface water treatment plant from North Fork Lake (Lake Georgetown) provide the total water supply for the City. Gas chlorination prior to storage is the only required treatment. Current capability of the City's wells is listed below. Existing Well Location Lake Creek Lake Creek Lake Creek Westinghouse Westinghouse Water Wells Pump Capacity GPM MGD 1,300 1.870 1,200 1.728 3,000 0.432 300 0.432 100 0.144 The six water wells have a combined safe water pumping capability of 5,900 GPM, or 8.5 MGD. The safe drought yield of these wells is 4.0 MGD. Water Supply Contracts The City has a 100 year contract, dated May 2, 1978, with the Brazos River Authority for a surface water supply of 6.0 MGD (18.42 acre-feet) average annual use. The surface water source is North Fork Lake (Lake Georgetown), located seven miles northwest of the City. Raw water transmission facilities and the 6.0 MGD treatment plant were completed in 1982. Additions which increased capacity to 15.0 MGD were completed in April of 1987. 13 In September 1991, the City entered into an additional 50 year surface water supply agreement with the Brazos River Authority of raw water from Lake Stillhouse Hollow, approximately 30 miles north of the City. The City has reserved 8,134 acre-feet of water per year under the agreement. Water Storage The City's Waterworks System presently has 19 storage tanks. The ground storage tanks have combined storage capacity of 7.85 million gallons; standpipe tanks have a storage capacity of 3.75 million gallons; and the elevated tanks have a storage capacity of 3.31 million gallons. Monthly Water Rates (Effective 10-1-91) Water rates for retail customers inside the city limits are as follows*: Rate $1.76 per 1,000 gallons of water used by all customers Monthly Charge Meter Size Base Serving Customer 5/8 inch 3/4 inch 1 inch 1 1/2 inch 2 inch 3 inch 4 inch 6 inch 8 inch 10 inch 12 inch Monthly Water Service Charge $ 10.45 $ 14.18 $ 21.63 $ 40.25 $ 62.60 $ 114.75 $ 189.25 $ 599.00 $1,046.00 $1,642.00 $2,014.50 *Rates outside the City limits are calculated under contract terms (see above) or on a case by case basis with customers representing an insignificant amount of system revenues. Wastewater Services Presently the City has a total wastewater treatment capability of 6.6 million gallons per day. Current average daily flow is about 6.0 MGD. Collection mains in the City range from 6 to 42 inches in diameter. Most of the City's lift stations will be eliminated when the wastewater interceptors are constructed. As of February, 1996, the system was billing 13,906 sewer customers. During July, 1996, the City entered into a contract to convey certain wastewater system assets (the east and west wastewater treatment plants) to an "Alliance" of the Brazos River Authority and the Lower Colorado River Authority. The City also contracted to have the operation of the City's wastewater system managed by the "Alliance". Copies of these contracts are available upon request and have been previously provided to the Purchaser. Monthly Sewer Rates (Effective 10-1-91) Sewer rates for retail customers inside the city limits are as follows*: Rate $1.73 per 1,000 gallons of water used for all users 14 Monthly Charge Meter Size Base Rate -No Consumption 5/8 inch 3/4 inch 1 inch 1 1/2 inch 2 inch 3 inch 4 inch 6 inch 8 inch 10 inch 12 inch Monthly Sewer Service Charge $ 7.85 $ 10.28 S 15.13 S 27.25 $ 41.80 $ 75.75 $ 124.25 $ 391.00 $ 682.00 $1,070.00 $1,312.50 'Rates outside the City limits are calculated under contract terms (see above) or on a case by case basis with customers representing an insignificant amount of system revenues. 15 DISTRICT FINANCIAL INFORMATION Estimated Overlavnini Debt The following table indicates the general obligation indebtedness, defined as outstanding debt payable from ad valorem taxes, of governmental entities within which the District is located and the estimated percentages and amounts of such indebtedness attributable to property within the District. Debt figures equated herein to outstanding bonds payable from ad valorem taxes are based upon data obtained from individual jurisdictions or Texas Municipal Reports compiled and published by the Municipal Advisory Council of Texas. Furthermore, certain entities listed below may have issued additional bonds since the date listed. Political subdivisions overlapping the District are authorized by Texas law to levy and collect ad valorem taxes for the purposes of operation, maintenance and/or general revenue purposes in addition to taxes for the payment of debt service. Taxing Jurisdiction City of Round Rock(1) Williamson County(') Round Rock Independent School District Outstanding Overlapping Bonds As of Percent $ 37,508,448 08/01/96 0.160% $ 26,210,000 08/01/96 0.004% $200,486,167 08/01/96 0.040% Total Estimated Overlapping Debt The District's Total Direct Debt(b) Total Direct and Estimated Overlapping Debt Amount $ 60,014 1,048 71.195 $ 132,257 2.690.000 $ 2,822,257 Direct and Estimated Overlapping Debt as a Percentage of: 1996 Austin Valuation Consultants Appraisee Value of $7,792,048 36.22% 1997 Estimate of Assessed Value of $21,000,000 13.44% Net of self-supporting debt. Includes $13,125,000 issued by the City 9/24/96. County debt includes $11,100,000 issued 11/12/96. Including the Bonds. The Bonds are payable solely from unpaid Special Assessments which have a lien on the property subordinate to the lien or claims for state, county, city, school district or other political subdivision, ad valorem taxes. Value as published by the City as of 11/18/96. 16 RISKS TO BONDHOLDERS Development in the District can be influenced by such factors as general economic conditions, availability and cost of construction financing, competition from other developing areas in the region and other factors beyond the control of the property owners. General Under the provisions of the Act and the Assessment Ordinance, the Special Assessments, or any installments thereof, from which funds for the payment of installments of principal of and interest on the Bonds are derived, will be billed to properties against which there are unpaid assessments on the regular property tax bills sent to owners of such properties. Such assessment installments are due and payable, and bear the same penalties and interest for non-payment, as set forth in the Assessment Ordinance. Additionally, Special Assessments are payable in annual installments established by the Assessment Ordinance to correspond in number and proportionate amount to the number of installments and principal amounts of Bonds maturing in each year. See "SECURITY FOR THE BONDS - Priority of Lien" herein. It should be noted that the unwillingness or inability of a property owner to pay regular property tax bills as evidenced by property tax delinquencies may also indicate an unwillingness or inability to make regular property tax payments and assessment installment payments in the future. In order to pay debt service on the Bonds, it is necessary that installments of Special Assessments on land within the District are paid in a timely manner. Should the installments not be paid on time, the City has established a Reserve Fund from the proceeds of the Bonds to cover delinquencies. The Special Assessments are secured by a lien on the parcels within the District and the City has covenanted to institute foreclosure proceedings to sell parcels with delinquent assessment installments for amounts sufficient to cover such delinquent installments in order to obtain funds to pay debt service on the Bonds. However, there can be no assurance that foreclosure proceedings will occur in a timely manner so as to avoid depletion of the Reserve Fund and delay in payments of debt service on the Bonds. See "Bankruptcy and Foreclosure" herein. Failure by owners of the parcels to pay Special Assessments when due, depletion of the Reserve Fund, delay in foreclosure proceedings, or the inability of the City to sell parcels which have been subject to foreclosure proceedings for amounts sufficient to cover the delinquent installments of Special Assessments levied against such parcels may result in the inability of the City to make full or punctual payments of debt service on the Bonds. A SPECIAL ASSESSMENT CONSTITUTES A FIRST AND PRIOR LIEN AGAINST THE PROPERTY ASSESSED, SUPERIOR TO ALL OTHER LIENS AND CLAIMS EXCEPT LIENS AND CLAIMS FOR STATE, COUNTY, SCHOOL DISTRICT OR MUNICIPAL AD VALOREM TAXES, AND IS A PERSONAL LIABILITY OF AND CHARGE AGAINST THE OWNERS OF PROPERTY LOCATED WITHIN THE DISTRICT. Bankruptcy and Foreclosure The payment of Special Assessments and the ability of the City to foreclose the lien of a delinquent unpaid assessment, as discussed in the section entitled "SECURITY FOR THE BONDS - Covenant to Commence Foreclosure Proceedings," may be limited by bankruptcy, insolvency, or other laws generally affecting creditors' rights or by state law relating to judicial foreclosure. In addition, the prosecution of a foreclosure could be delayed due to congested local court calendars or procedural delays. The various legal opinions to be delivered concurrently with the delivery of the Bonds (including Bond Counsel's approving legal opinion) will be qualified as to the enforceability of the various legal instruments by bankruptcy, reorganization, insolvency or other similar laws affecting the rights of creditors generally. Although bankruptcy proceedings would not cause the Special Assessments to become extinguished, bankruptcy of a property owner could result in a delay in prosecuting foreclosure proceedings and could result in delinquent Special Assessments not being paid in full. Such a delay would increase the likelihood of a delay or default in payment of the principal of and interest on the Bonds. 17 Availability of Funds to Pay Delinquent Special Assessment Installments The City will establish a Reserve Fund initially funded from Bond proceeds. An amount equal to 150% of the principal and interest requirements of Bonds Outstanding will be maintained in the Reserve Fund. As discussed in "THE BONDS - Establishment of Special Funds" herein, if a delinquency occurs in the payment of any Special Assessment, the City will transfer into the Debt Service Fund the amount of the delinquency from the Reserve Fund. There is no assurance that the balance in the Reserve Fund will always be adequate to pay all delinquent installments, and if, during the period of delinquency, there are insufficient funds in the Reserve Fund to pay all delinquent installments, a delay may occur in payments to the owners of the Bonds. Limited City Obligation Upon Delinquency The City is not obligated to advance funds from the City treasury for delinquent assessment installments; the only obligation is for the Trustee to transfer amounts available in the Reserve Fund. The City may, but is not obligated to, be the purchaser of delinquent property. In the event the City does become the purchaser of such property, it will pay and transfer from available funds and deposit into the Debt Service Fund the amount of any remaining amount of unpaid Special Assessment, any delinquent Special Assessment installment, and any interest thereon. The City may also pay and transfer from available funds and deposit into the Debt Service Fund the amount of any such property pending redemption or sale. Amounts so advanced are recoverable upon sale or redemption of the property. Factors Which May Affect Land Development and Property Values Development in the District and the City as well as property values may be affected by changes in general economic conditions, fluctuations in the real estate market, availability and cost of construction financing, competition from other developing areas and other factors beyond the control of the property owners. In addition, development may be subject to future federal, state and local regulations. Approval may be required from various agencies from time to time in connection with the layout and design of development in the District, the nature and extent of public improvements, land use, zoning and other matters. Failure to meet any such regulations or obtain any such approvals in a timely manner could delay or adversely affect development in the District and property values. The land within the District is subject to a number of contingencies which could slow or prevent future development of the undeveloped land. Consequently, no assurance can be given that such development will be partially or fully completed, and in assessing the investment quality of the Bonds, prospective purchasers should evaluate the risks of noncompletion. First, undeveloped land is less valuable than such land in a developed condition and provides less valuable security to the Bondowners should it be necessary for the City to foreclose due to the nonpayment of Special Assessments. Second, if much of the land in the District remains undeveloped, the number of likely purchasers at the foreclosure sale, in the event the City forecloses the lien of delinquent unpaid assessment installments, is likely to be reduced. See "Bankruptcy and Foreclosure" herein. Third, in addition to potentially reducing the ability and willingness of the landowners to pay assessment installments, a slowdown of the economic development process in the region could adversely affect land values and reduce the proceeds received at a foreclosure sale in the event Special Assessments are not paid when due. Direct and Overlapping Indebtedness The ability of an owner of land within the District to pay the Special Assessment could be affected by the existence of other taxes and assessments imposed upon the land. In addition, other public agencies whose boundaries overlap those of the District could, without the consent of the City, and in certain cases without the consent of the owners of the land within the District, impose additional taxes or assessment liens on the property within the District to finance public improvements to be located inside of or outside of the District. A statement of direct and overlapping indebtedness on 18 land within the city is included herein under the hearing "DISTRICT FINANCES - Estimated Direct and Overlapping Funded Debt Payable from Ad Valorem Taxes." See also "THE SECURITY FOR THE BONDS - Priority of Lien." Land Values and the Appraisal The value of land within the District is a critical factor in determining the investment quality of the Bonds. If a property owner defaults in the payment of Special Assessments, the City's only remedy is to commence foreclosure proceedings in an attempt to obtain funds to pay the delinquent installments. See the section entitled "Bankruptcy and Foreclosure" herein. The appraisal prepared in connection with the assessment plan is set forth in APPENDIX C. There is no assurance that the land values in the District will appreciate or remain at their current level. Absence of Market for the Bonds No application has been made for a credit rating for the Bonds, and it is not known whether a credit rating could be secured either now or in the future for the Bonds. There can be no assurance that there will ever be a secondary market for purchase or sale of the Bonds, and from time to time there may be no market for them, depending upon prevailing market conditions, the financial condition on market position of firms who may make the secondary market and the financial condition of the owners of land within the District and the development of the parcels within the District. Competing Developments At the present time there is an existing inventory of commercial and industrial space in the general vicinity of the District. A slowdown of the development process and the absorption rate of constructed commercial building could adversely affect land values and reduce the ability or desire of the property owners to pay the annual Special Assessments. In that event, there could be a default in the payments of principal and interest on the Bonds. No Acceleration Provision The Bonds do not contain a provision allowing for the acceleration of the Bonds in the event of a payment default or other default under the terms of the Bonds or the Bond Ordinance. Pursuant to the Bond Ordinance, any holder of any of the Bonds is given the right for the equal benefit and protection of all holders similarly situated to pursue certain remedies described under "APPENDIX B - Provisions of the Bond Ordinance - Trustee to Pursue Collections." LEGAL INVESTMENTS AND ELIGIBILITY TO SECURE PUBLIC FUNDS IN TEXAS Article 717k-6, Vernon's Texas Civil Statutes, as amended, provides that the Bonds are legal and authorized investments for banks, savings banks, trust companies, building and loan associations, savings and loan associations, insurance companies, fiduciaries and trustees, and for the sinking funds of cities, towns, villages, school districts, and other political subdivisions or public agencies of the State of Texas. Provided that the Bonds have and maintain a current rating as to investment quality of not less than "A" or its equivalent by a nationally recognized rating agency, they are eligible to secure deposits of any public fund of the State or any political subdivision or public agency of the State, and are lawful and sufficient security for the deposits to the extent of their market value. The Bonds also are eligible to secure deposits of any public funds of the State or any political subdivision or public agency of the State, and are lawful and sufficient security for the deposits to the extent of their market value. No investigation has been made of any other laws, rules, regulations, or investment criteria that might affect the suitability of the Bonds for any of the above purposes or limit the authority of any of the above entities or persons to purchase or invest in the Bonds. 19 DEBT SERVICE REQUIREMENTS The following sets forth the debt service requirements on the Bonds. Outstanding Total Ye_m Debt Service Principal Interest Debt Service 1997 $ 0.00 S 0.00 $ 0.00 S 0.00 1998 0.00 0.00 313,833.33 313,833.33 1999 0.00 0.00 269,000.00 269,000.00 2000 0.00 90,000.00 264,500.00 354,500.00 2001 0.00 100,000.00 255,000.00 355,000.00 2002 0.00 115,000.00 244,250.00 359,250.00 2003 0.00 125,000.00 232,250.00 357,250.00 2004 0.00 140,000.00 219,000.00 359,000.00 2005 0.00 155,000.00 204,250.00 359,250.00 2006 0.00 170,000.00 180,000.00 358,000.00 2007 0.00 185,000.00 170,250.00 355,250.00 2008 0.00 205,000.00 150,750.00 355,750.00 2009 0.00 230,000.00 129,000.00 359,000.00 2010 0.00 250,000.00 105,000.00 355,000.00 2011 0.00 280,000.00 78,500.00 358,500.00 2012 0.00 305,000.00 49,250.00 354,250.00 2013 0.00 340,000.00 17,000.00 357,000.00 Total $ 0.00 $ 2,690,000.00 $ 2,889,833.33 $ 5,579,833.33 Maximum Annual Debt Service Requirement (2002) 8359,250 Average Annual Debt Service Requirements (1997-2013) $348,740 USE AND DISTRIBUTION OF BOND PROCEEDS Proceeds from the sale of the Bonds will be used to acquire certain water, wastewater, drainage and street improvements within the District. Additionally, a portion of the proceeds from the sale of the Bonds will be used to fund a reserve fund and pay the costs of issuance in connection with the Bonds. Summary of Estimated Uses of Bond Proceeds Amount Total Acquisition Costs S 2,000,000 Nonconstruction Uses of Funds Debt Service Reserve Fund S 534,239 Legal Fees, Trustee Fees and Other Issuance Costs 100,000 Bond Placement Agent Fee 53,800 Rounding 1.961 Total Nonconstruction Uses of Funds S 690,000 TOTAL BOND ISSUE REQUIREMENT $2,690,000 21 CERTAIN FEDERAL INCOME TAX CONSIDERATIONS General The following discussion is a summary of certain expected material federal income tax consequences of the purchase, ownership and disposition of the Bonds. It is based in part on an opinion of McCall, Parkhurst & Horton L.L.P., Bond Counsel, and on the Internal Revenue Code of 1986 (the "Code"), the regulations promulgated thereunder, published revenue rulings and court decisions currently in effect, all of which are subject to change. The Internal Revenue Service (the "Service") has not yet issued regulations or rulings relating to the treatment of obligations such as the Bonds, and as such said opinion and this summary of federal income tax consequences are subject to modification by the eventual issuance of regulations or rulings or by subsequent administrative or judicial interpretation, which could apply retroactively. The following discussion is applicable to investors other than those investors who are subject to special provisions of the Code, such as life insurance companies, tax-exempt organizations, foreign taxpayers and taxpayers who may be subject to the alternative minimum tax or personal holding company provisions of the Code. This summary is further limited to investors who will hold the Bonds as "capital assets" (generally, property held for investment) within the meaning of Section 1221 of the Code. INVESTORS WHO ARE SUBJECT TO SPECIAL PROVISIONS OF THE CODE SHOULD CONSULT THEIR OWN TAX ADVISORS AS TO THE TAX TREATMENT WHICH MAY BE ANTICIPATED TO RESULT FROM THE PURCHASE, OWNERSHIP AND DISPOSITION OF THE BONDS IN THEIR PARTICULAR CIRCUMSTANCES BEFORE DETERMINING WHETHER TO PURCHASE THE BONDS. Periodic Interest Payments On the date of issue, McCall, Parkhurst & Horton L.L.P., Bond Counsel, will render an opinion that the Bonds are not obligations described in section 103(a) of the Code. Accordingly, the stated interest paid on the Bonds for original issue discount, if any, accruing on the Bonds will be included in "gross income" within the meaning of Section 61 of the Code of the owners and be subject to federal income taxation when received or accrued, depending upon the tax accounting method applicable to the owner thereof. Disposition of Bonds An owner will recognize gain or loss on the redemption, sale or exchange of a Bond equal to the difference between the redemption or sale price (exclusive of any amount paid for accrued interest) and the owner's tax basis on the Bond. Generally, the owner's tax basis in the Bond will be the owner's initial cost. Any gain or loss generally will be a capital gain or loss and either will be long-term or short-term depending on whether the Bond has been held for more than one year. Under current law, purchasers of the Bonds who do not purchase the Bonds in the initial public offering at the initial public offering price (a "subsequent purchaser") will generally be required, on the disposition of a Bond, to recognize as ordinary income a portion of the gain, if any, to the extent of the accrued "market discount." Market discount is the amount by which the price paid for a Bond by a subsequent purchaser is less than the Bond's "stated redemption price at maturity" (or, in the case of a Bond issued at an original issue discount, if any, the Bond's "revised issue price"). In such instances, section 1277 of the Code also may apply so as to defer the deductibility of all or a portion of the interest incurred by a subsequent purchaser with respect to amounts borrowed to acquire a Bond with market discount. Other Federal Income Tax Consequences The Code requires debt obligations, such as the Bonds, to be issued in registered form and denies certain tax benefits to the issuer and the holders of obligations failing this requirement. The Bonds will be issued in registered form. Interest paid to an owner of a Bond ordinarily will not be subject to withholding of federal income tax is such owner is a United States person. A United States person, however, will be subject to withholding of such tax at a rate of 20% under certain circumstances. This withholding generally applies if the owner of a Bond (i) fails to furnish to the issuer such owner's social security number or other taxpayer identification number ("TIN"), (ii) furnishes the issuer an incorrect TIN, (iii) fails to report properly interest, dividends or other "reportable payments" as defined in the Code, or (iv) under certain 22 circumstances, fails to provide the issuer or such owner's broker with a certified statement, signed under penalty or perjury, that the TIN provided to the issuer is correct and that such owner is not subject to backup withholding. State and Local Taxes and Foreien Persons Investors should consult their own tax advisors concerning the tax implications of holding and disposing of the Bonds under applicable state or local laws. Foreign investors should also consult their own tax advisors regarding the tax consequences unique to investors who are not United States persons. Required Reuortine to Internal Revenue Service Subject to certain exceptions, interest payments made to the owners with respect to the Bonds will be reported to the Internal Revenue Service. Such information will be filed each year with the Internal Revenue Service on Form 1099 which will reflect the name, address and taxpayer identification number of the registered owner. A copy of Form 1099 will be sent to each registered owner of a Bond for federal income tax reporting purposes. TRANSFER RESTRICTIONS Each purchaser of the Bonds offered hereby will be deemed to have represented and agreed as follows: (1) It is purchasing the Bonds for its own account or an account with respect to which it exercises sole investment discretion and that it and any such account is (i) a qualified institutional buyer ("QIB") and is aware that the sale to it is being made in reliance on Rule 144A or (ii) an Institutional Accredited Investor. (2) It understands that the Bonds are being offered only in a transaction not involving any public offering within the meaning of the Securities Act, and that, if prior to three years after the later of March 17, 1997 and the last date on which the District or any affiliate of the District was the beneficial owner of any such Bond (or any predecessor of such Bond), it decides to resell, pledge or otherwise transfer such Bonds, such Bonds may be resold, pledged or transferred only (i) to the District or an affiliate of the District, (ii) to a person who the seller reasonably believes is a "qualified institutional buyer" that purchases for its own account or for the account of a "qualified institutional buyer" in compliance with Rule 144A, or (iii) in compliance with Rule 144 under the Securities Act. Each Institutional Accredited Investor that is not a QIB and that is an original purchaser of the Bonds will be required to sign an investment letter to the foregoing effect and in the form attached as APPENDIX D hereto. In order to effectuate the foregoing restrictions on resales, pledges and other transfers of the Bonds, if any resale, pledge or other transfer of Bonds is proposed to be made (otherwise than in compliance with Rule 144A) prior to three years after the later of March 17, 1997, and the last date on which the District or any affiliate of the District was the beneficial owner of any such Bond (or any predecessor of such Bond) the transferor and proposed transferee shall provide the Trustee with such opinions of counsel, representation letters or other documentation as the District may request to ensure compliance with the provisions of the Securities Act. (3) It understands that the Bonds will bear a legend to the following effect unless otherwise agreed by the District and the Holder thereof: THIS BOND IS NOT BEING REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE "SECURITIES ACT"). THE TRANSFER OF THIS BOND IS SUBJECT TO CERTAIN CONDITIONS. THE HOLDER HEREOF, BY PURCHASING THIS BOND, AGREES FOR THE BENEFIT OF THE DISTRICT AND THE TRUSTEE THAT THIS BOND MAY BE RESOLD, PLEDGED OR OTHERWISE TRANSFERRED, ONLY (1) TO THE DISTRICT OR AN AFFILIATE OF THE DISTRICT, (2) TO A PERSON WHO THE SELLER REASONABLY BELIEVES IS A QUALIFIED INSTITUTIONAL BUYER WITHIN THE MEANING OF RULE 144A UNDER THE SECURITIES ACT, PURCHASING FOR ITS OWN ACCOUNT OR FOR THE ACCOUNT OF A QUALIFIED INSTITUTIONAL BUYER, THAT IS AWARE THAT THE RESALE, PLEDGE OR OTHER TRANSFER IS BEING MADE IN RELIANCE ON RULE 144A, OR (3) IN COMPLIANCE WITH RULE 144 UNDER THE SECURITIES ACT. (4) It acknowledges that the District, the Initial Purchaser and other will rely upon the truth and accuracy of the foregoing acknowledgments, representations and agreements and agrees that if any of the acknowledgments, 23 representations or warranties deemed to have been made by it by its purchase of Bonds are no long accurate, it shall promptly notify the District and the Initial Purchaser. If it is acquiring any Bonds as a fiduciary or agent for one or more investor accounts, it represents that it has sole investment discretion with respect to each such account and it has full power to make the foregoing acknowledgments, representations and agreements on behalf of each such account. LEGAL MATTERS Legal Proceedings Delivery of the Bonds will be accompanied by the unqualified approving legal opinion of the Attorney General of Texas to the effect that the Bonds are valid and legally binding obligations of the District under the Constitution and laws of the State of Texas and, based upon their examination of a transcript of certified proceedings relating to the issuance and sale of the Bonds and the approving legal opinion of Bond Counsel. The legal fees paid to Bond Counsel for services rendered in connection with the issuance of the Bonds are based on a percentage of the bonds actually issued, sold and delivered and, therefore, such fees are contingent upon the sale and delivery of the Bonds. No -Litigation Certificate The District will furnish the Initial Purchaser a certificate, executed by both the Mayor and City Secretary, and dated as of the date of delivery of the Bonds, to the effect that no litigation of any nature is pending or threatened, either in state or federal courts, contesting or attacking the Bonds; restraining or enjoining the levy, assessment and collection of assessments to pay the interest on or the principal of the Bonds; in any manner questioning the authority or proceedings for the issuance, execution or delivery of the Bonds; or affecting the validity of the Bonds or the creation of the District. PREPARATION OF PRIVATE PLACEMENT MEMORANDUM Sources and Compilation of Information The financial data and other information contained in this PRIVATE PLACEMENT MEMORANDUM has been obtained primarily from the Developer, the City's Engineer, the Appraisal District and information from other sources. All of these sources are believed to be reliable, but no guarantee is made as to the accuracy or completeness of the information and its inclusion herein is not to be construed as a representation on the part of the District, the Placement Agent or the City to such effect. Furthermore, there is no guarantee that any of the assumptions or estimates contained herein will be realized. The summaries of the statutes, resolutions, engineering and other related reports set forth in this PRIVATE PLACEMENT MEMORANDUM are included herein subject to all of the provisions of such documents. These summaries do not purport to be complete statements of such provisions, and reference is made to such documents for further information. 24 APPENDIX A J J J J J J J J J J J J J NN-...00IDtOggi ggM2288n'Sa2-Mg8M 7. N N N N N N N N N N N N N N N W f71 V (0 10 - -� . 11 N V mmw Amm 88888888888888888888888888888: O Opp- + W NV ® W apa _ 15graco8-48ZSggg4Nc4k§g§§gA V 2 E EER6ti 23OCppt8N_tiAUf68C_0ppA40�1 W GTI N CO U3 00 t�3 t3 It tri 52 ER N (QW�1 10 (D 46 J . 74 Co Sp1 O : i ((��1 � ((��I O O � CO COP CA -• Np�1 (OJ1 N s�pw0� Vppl suApTNON 2�D VAS,..) 4i NN Go�oD QIA� p�pC� � V f71 Nr'lA OfI�TCO2000aoNNCOdA NNUCTItO(TIA8M000 V�NCOII W W0 co N CO r ��NwNwwwwaa4.J.volo rn St p�p01 01 V+W <O QQ��8wAOf V pp+Na ppp� CO CT{�{pp3,CVJI,CV7lNN��OI.DTION�.O�fApNp�D(O4,�IpVOfA10NN01pIntl Nco OVDAOIVOI'.10fT JloJ1wQ1010�OCTtO�N�B�A�OAIO V W w� m St M r CO 41Litii-q-4111112-1U$T.ZATSS2dNN=.1 }pINNCpC0WJl+NCOAS+pWNN.W4N�-4g-•Nh374m ppb 807112 8tiCaIINA-N+aVio46V WRIVSrWieJM888 "2co 2 n p� Q� ��pp �p pp p NN NN 0101 4r 0(00_I(0000101aa0-V NNV V NNN( 0°f Ml01aN-a0D �O.D1NNIO -1V W N 6 AW N O010-01CO0)W O V O OS 0 M Q TT — (.4(.4 .IC.4(.4. . apa�Qa�.A 1. �011C010)0) .0.0�N1W�I}pp}1IpOVAAppp10 Ct0411 ��T11106.)- ..4'V..pAa0100- -- 0(0I%J W C71(4)1.0)PpN�pN1 QOQ�N 0�JI C4NOD Qi -4 NQC�J11a-• O�-Ip4 COp1 QVQ4�N-4p�COD IO tD �•v-.4 (0-NO01.IDCV0 VNAAGOW 0100))ONNOWN01.400)0 1VCO 0 N y� �i �i o ,i°il_P'il cA� cO� y� l v �71 NNIN �$ i 2ii r G7lalAflIg'+o8r11'ZS/($41,�V�SbSi§p�lgOg3i1,Vrag a � N W W a Call �� taD W� V r tll QVl V V N N O� N N Of � A� CVJ W CVJ N u utt DlOtT01Ot2Rs8 V V u Nt VUIsNCJssal CVTvr 1 gbgigg Eg g11 tis ti 0 APPENDIX "B" AN ORDINANCE AUTHORIZING THE ISSUANCE OF $2,690,000, ENCINO PLAZA PUBLIC IMPROVEMENT DISTRICT SPECIAL ASSESSMENT BONDS, TAXABLE SERIES 1997; PROVIDING FOR THE PAYMENT OF SAID BONDS BY A PLEDGE OF REVENUES DERIVED FROM SPECIAL ASSESSMENTS LEVIED AGAINST ALL PROPERTIES IN ENCINO PLAZA PUBLIC IMPROVEMENT DISTRICT, IN AMOUNTS SUFFICIENT TO PAY THE PRINCIPAL OF AND INTEREST ON SUCH BONDS, TO FUND A RESERVE FUND, AND TO PAY VARIOUS ADMINISTRATIVE COSTS ASSOCIATED WITH THE OPERATION OF THE PUBLIC IMPROVEMENT DISTRICT; PROVIDING THE TERMS AND CONDITIONS OF SUCH BONDS; RESOLVING OTHER MATTERS INCIDENT AND RELATING TO THE ISSUANCE, PAYMENT, SECURITY, SALE, AND DELIVERY OF SAID BONDS, INCLUDING AUTHORIZING THE EXECUTION OF A PAYING AGENT/REGISTRAR AGREEMENT. RECITALS The City Council of the City of Round Rock, Texas (the "City"), has previously found and determined that it was in the best interests of the City and the petitioning property owners of the City to create a public improvement district, pursuant to the provisions of the Public Improvement District Assessment Act, as amended, Texas Local Government Code, Chapter 372 (the "Act"); and On August 14, 1996, a petition signed by the requisite number of property owners located within the proposed public improvement district was submitted to and filed with the City Secretary requesting that the City Council create a public improvement district in the City. The aforementioned petition was submitted in compliance with the provisions of Section 372.005 of the Act. Notice of a public hearing to consider the advisability of the improvements was published in a newspaper of general circulation on November 25, 1996, disclosing the City Council's intention to consider the creation of a public improvement district. Written notice of the scheduled public hearing was delivered on November 18, 1996, to each property owner located within the proposed public improvement district. On December 12, 1996, the City Council held a public hearing conforming to the requirements of Section 372.009 of the Act on the advisability of the improvements. Pursuant to Section 372.009(b) of the Act, the City Council, on December 12, 1996, passed and approved a Resolution making certain findings as to the advisability of the improvements, the nature of the improvements, the boundaries of the proposed public improvement district, the method of assessment, and the apportionment of the costs between the proposed public improvement district MIO(S/â–ºUHUC: OIIDwDPI I/27f7 1 and the City as a whole and authorizing creation of the Encino Plaza Public Improvement District (the "District") thereby establishing the exact boundaries of the District. No portion of the District is located within the extraterritorial jurisdiction of the City. Such authorization took effect on January 27, 1997, the date on which notice of the creation of the District was published in the Round Rock Leader, a newspaper of general circulation in the City. No protest, satisfying the requirements of Section 372.010(c) of the Act, has been filed with any official of the City. Pursuant to the provisions of Sections 372.013 and 372.014 of the Act, an Assessment/Service Plan was prepared and submitted to the City Council for review which was set for a public hearing before the City Council to be held on February 27, 1997. The Assessment/Service Plan provides that one hundred percent (100%) of the cost of the improvements authorized by Section 372.003 of the Act (the "Authorized Improvements") will be paid by Special Assessments levied against property located within the District. The Assessment/Service Plan recommended that the City Council apportion the cost of the Authorized Improvements on the basis of two classes (Class A and Class B) and within each class the Authorized Improvements be apportioned based on a ratio of the appraised value of each tract within each class in comparison to the appraised value of the total property within such class as set out in the Assessment/Service Plan, with such apportionment resulting in a fair and reasonable apportionment of costs based on property similarly benefitted within the District. Based upon the aforementioned method of apportionment, the City Council has prepared and filed an Assessment Roll establishing the proposed Special Assessment against each parcel of property within the District, all as provided in Section 372.016 of the Act. A notice was published on February 17, 1997 and February 20, 1997, evidencing the City Council's intention to consider the proposed Special Assessments at a public hearing. Written notice of this scheduled public hearing was delivered on February 13, 1997, to each property owner residing within the District. On February 27, 1997, the City Council held a public hearing to hear and pass on any objections to the proposed Special Assessments. On February 27, 1997, the City Council adopted an Ordinance (the "Assessment Ordinance") approving the Assessment/Service Plan for the District and levied assessments as Special Assessments on each parcel of property within the District, all as provided in Section 372.017 of the Act. uOCK/rUW C: ORDCI.DRI IA7/97 2 Pursuant to the Assessment Ordinance, the City permitted the Special Assessments to be paid in installments, fixed the rate of interest on installment payments, established the penalties and interest on delinquent installments, and established the procedure for collection of the Special Assessments. The Assessment Ordinance provides the mechanism and procedure that will be utilized to collect and enforce the Special Assessments in periodic installments being the same procedures that the City currently employs to collect and enforce its annual ad valorem tax. Sections 372.019 and 372.020 of the Act establish a mechanism for the City to make supplemental assessments to correct errors in the original Special Assessments, and a mechanism for reassessment in the event any Special Assessment is invalid or excessive. The Act provides that an assessment or any reassessment, the expense of collection, and reasonable attorney's fees, if incurred, are a first and prior lien against the property assessed, superior to all other liens and claims except liens or claims for state, county, city, school district, or other political subdivision, ad valorem taxes, and are a personal liability of and charge against the owners of the property regardless of whether the owners are named. The lien is effective from the date of the Assessment Ordinance levying the Special Assessment until the Special Assessment is paid, and may be enforced by the City in the same manner as an ad valorem tax levied against real property may be enforced by the City. The owner of any property assessed may pay the entire Special Assessment against any lot or parcel with accrued interest to the date of payment which must be an Interest Payment Date, as hereinafter defined. Section 372.023 of the Act authorizes the City, through the District, to issue revenue bonds payable solely from Special Assessments. The City Council has determined to pay the costs of the Authorized Improvements by the issuance of special assessment revenue bonds designated as the "Encino Plaza Public Improvement District Special Assessment Bonds, Taxable Series 1997" (the "Bonds"), dated March 1, 1997, in the original principal amount of $2,690,000. The terms and conditions of the Bonds and the pledge of the revenues derived from Special Assessments which must be collected on an annual basis while any of the Bonds remain Outstanding will be controlled by the provisions of this Ordinance and Sections 372.025 and 372.026 of the Act or any other applicable law. The City Council further finds and determines that the aforementioned Bonds should be issued and sold at this time; NOW, THEREFORE, BE IT ORDAINED BY THE CITY COUNCIL OF THE CITY OF ROUND ROCK: P. O PUBIIC: owa.DPI I/27/97 3 ARTICLE I DEFINITIONS AND INTERPRETATIONS Section 1.01. Definitions. For all purposes of this Ordinance and in particular for clarity with respect to the issuance of the Bonds herein authorized and the lien on and pledge of the Special Assessment Revenues (hereinafter defined) to the payment of the Bonds, the following words and terms, whenever the same appear herein without qualifying language, are defined to mean as follows: Act - means the Public Improvement District Assessment Act, as amended, Texas Local Government Code, Chapter 372. Administrative Expense Assessment - means the minimum annual special assessment of levied by the Assessment Ordinance or such larger amount as may be levied by the City in the future to pay the annual costs of the administration and operation of the District. Administrative Expense Fund - means the fund established in Section 6.05 of this Ordinance. Administrative Expense Fund Requirement - means three thousand dollars ($3,000). Administrative Expenses - means the administrative and operation costs associated with the establishment, administration, and operation of the District, including, without limitation, the costs of: (a) collecting Special Assessments or the installments thereof, (b) maintaining the record of installments of the Special Assessments and the system of registration and transfer of the Bonds, (c) paying and redeeming the Bonds, (d) investing or depositing of monies, (e) complying with the Code with respect to the Bonds (other than any such costs which constitute City Administrative Expenses payable as an expense of issuing the Bonds), (f) the Paying Agent/Registrar Trustee fees and expenses, and (g) paying the costs of administering the acquisition of the Authorized Improvements. Assessment Ordinance - means the Ordinance adopted by the City Council on February 27, 1997, and any amendment or supplement thereto that may be hereafter adopted by the City Council, levying annual Administrative Expense Assessments, and levying Special Assessments to pay the Debt Service Requirements on the Bonds against each eligible parcel of land in the District and providing that such Special Assessments be paid in periodic installments in amounts necessary to pay Administrative Expenses and the Debt Service Requirements on the Bonds, respectively. Assessment Fund - means the fund established in Section 6.01 of this Ordinance. Assessment Prepayment Fund - means the fund established in Section 6.04 of this Ordinance. Assessment Roll - means the Assessment Roll [Exhibit "C" to the Assessment/Service Plan which is attached as Exhibit "A" to the Ordinance (the "Assessment Ordinance")], as amended from time to time in accordance with the Act, which shows, among other things, the properties within the District subject to Special Assessments, the owner of the property assessed, the amount assessed, and the installment payments on the Special Assessments. .*O«dPUBUC: OBDD/.DBI 1/7W 4 Assessment/Service Plan - means the Assessment/Service Plan prepared in accordance with the Act and approved by the City Council as part of the Assessment Ordinance on February 27, 1997 (and attached as Exhibit "A" to the Assessment Ordinance) setting forth the plan for services and activities to be provided in the District and setting forth the plan for apportioning the cost of the improvements to be assessed against properties in the District. Authorized Denomination - means the denomination of the Bonds which shall be $100,000 or a greater amount divisible by $5,000 except as otherwise provided in Section 2.03 of this Ordinance. Authorized Improvements - means the improvements described in the Assessment/Service Plan. Authorized Investments - means obligations that are eligible for investment by the City pursuant to the Public Funds Investment Act. Bonds - means any Bonds or all Bonds of the "Encino Plaza Public Improvement District Special Assessment Bonds, Taxable Series 1997", dated March 1, 1997, authorized by this Ordinance. Business Day - means any day which is not a Saturday, Sunday, or a day on which the Registrar is authorized by law or executive order to close, or a legal holiday. City Council - means the governing body of the City. Closing Date - means the date of physical delivery of the Initial Bonds for payment in full by the initial purchasers thereof. Code - means the Internal Revenue Code of 1986, as amended. Comptroller - means the Comptroller of Public Accounts of the State of Texas. Debt Service Fund- means the debt service fund created in Section 6.02 of this Ordinance. Debt Service Requirements - means, as of any particular date of computation, with respect to any Bonds and with respect to any period, the aggregate of the amounts to be paid or set aside by the Trustee on behalf of the City as of such date or in such period for the payment of the Principal Installment, premium, if any, and interest (to the extent not capitalized) on such Bonds. District - means the Encino Plaza Public Improvement District established by the City pursuant to the provisions of the Act by Resolution adopted on December 12, 1996. Exchange Bonds - means Bonds registered, authenticated, and delivered by the Trustee, as provided in Section 2.11 of this Ordinance. RAOCrJPUBLICI owv+.nu 1/27nf 5 Fiscal Year - means the twelve (12) month accounting period used by the City which may be any twelve (12) consecutive month period established by the City which currently ends on September 30. Foreclosure Proceeds - means the amounts received from the judicial sale of assessed property within the District as a result of the nonpayment of Special Assessments. Holder or Holders - means the registered owner, whose name appears in the Register, for any Bond. Improvement Fund - means the fund established in Section 6.07. Initial Bonds - means the Bonds authorized, issued, and initially delivered as provided in Section 2.03 of this Ordinance. Interest Payment Date - when used in connection with any Bond, means April 1, 1998, and each October 1 and April 1 thereafter until maturity. Issue Date - means the date of the Bonds which is March 1, 1997. Maturity Date - means the date or dates on which principal of the Bonds is scheduled to be paid, as provided in Section 2.03 of this Ordinance. Ordinance - as used herein and in the Bonds, means this Bond Ordinance and all amendments and supplements hereto. Outstanding - when used with reference to the Bonds, Outstanding means, as of a particular date, all such Bonds theretofore and thereupon delivered except: (a) any such Bond cancelled by or on behalf of the City at or before said date, (b) any such Bond defeased or no longer considered Outstanding pursuant to the provisions of the ordinance authorizing its issuance, or otherwise defeased as permitted by applicable law, and (c) any such Bond in lieu of or in substitution for which another Bond shall have been delivered pursuant to the ordinance authorizing the issuance of such Bond. Owner or Registered Owner - means the Person or entity who is the registered owner of any Outstanding Bond. Paying Agent - means the Trustee. Person or Persons - means any individual, corporation, partnership, joint venture, association, joint-stock company, trust, unincorporated organization, or government or any agency or political subdivision thereof. Prepayments - means amounts received as a result of the early payment, in whole or in part, UORT/IIJC: ORDDi DLLI I/371117 6 of a Special Assessment to pay the Debt Service Requirements on the Bonds or any installment thereof. Amounts received at the time of a Prepayment which represent a payment of principal, interest or penalties on a delinquent installment of a Special Assessment to pay the Debt Service Requirement on the Bonds are not to be considered a Prepayment, but rather are to be treated as the payment of regularly scheduled Special Assessment Revenues. Principal Installment - means as of any particular date of computation and with respect to the Bonds, an amount of money equal to the aggregate of the principal amount of Outstanding Bonds of said series which mature on a single future date. Record Date - means, for any Interest Payment Date, the fifteenth (15th) calendar day of the month next preceding such Interest Payment Date. Redemption Fund - means the redemption fund established in Section 6.08 of this Ordinance. Register - means the books of registration kept by the Registrar in which are maintained the names and addresses of, and the principal amounts registered to, the Registered Owners. Registrar - means the Trustee. Replacement Bond - means the Bond authorized by the City to be issued in substitution for lost, apparently destroyed, or wrongfully taken Bonds as provided in Section 2.13 of this Ordinance. Required Reserve Amount - means 150% of the average annual principal and interest of all Bonds Outstanding. Reserve Fund - means the reserve fund established in Section 6.03 of this Ordinance. Special Assessments - means: (a) the assessments levied against properties in the District to pay Debt Service Requirements on the Bonds as set forth in the Assessment/Service Plan which are payable in periodic installments as provided in the Assessment Ordinance; and (b) the annual Administrative Expense Assessments levied and to be levied against properties in the District, all as provided in the Assessment/Service Plan, the Assessment Ordinance and this Ordinance. Special Assessments also include any supplemental assessments levied in accordance with Sections 372.019 and 372.020 of the Act. Special Assessment Revenues - means the monies collected from Special Assessments levied against properties in the District, including interest on Special Assessments during the period a Special Assessment or any installment thereof is current or delinquent, Prepayments, Foreclosure Proceeds, and penalties for non -timely payment of Special Assessments. Earnings and income derived from the investment or deposit of monies in the special funds or accounts created and established for the payment and security of the Bonds shall also constitute Special Assessment Revenues. Trustee - means Texas Commerce Bank National Association. RROCIVIOBIIC. ORDlN.DRI I/27017 7 Placement Agent means First Southwest Company. Section 1.02. Interpretations. All terms defined herein and all pronouns used in this Ordinance shall be deemed to apply equally to singular and plural and to all genders. The titles and headings of the articles and sections of this Ordinance have been inserted for convenience of reference only and are not to be considered a part hereof and shall not in any way modify or restrict any of the terms and provisions hereof. This Ordinance and all the terms and provisions hereof shall be liberally construed to effectuate the purposes set forth herein. ARTICLE II TERMS OF THE BONDS Section 2.01. Authorization. The Bonds shall be issued in fully registered form in the total authorized aggregate amount of $2,690,000 for the purpose of paying the costs of acquiring and constructing the Authorized Improvements, establishing a Reserve Fund, and paying costs of issuance of the Bonds in accordance with the Act. Section 2.02. Designation, Date, and Interest Payment Dates. Each Bond shall be designated as "Encino Plaza Public Improvement District Special Assessment Bond, Taxable Series 1997" and shall be dated March 1, 1997. The Bonds shall bear interest from March 1, 1997, or the most recent Interest Payment Date to which interest has been paid or duly provided for, at the rates set out in Section 2.03 of this Ordinance, calculated on the basis of a 360 -day year of twelve 30 -day months, payable on April 1, 1998, and semiannually thereafter on October 1 and April 1 of each year until maturity or prior redemption. Section 203. Initial Bonds; Numbers and Denomination. The Bonds shall be initially issued bearing the numbers, in the principal amounts, and bearing interest at the rates set forth in the following schedule, and may be transferred and exchanged as set out in this Ordinance. The Bonds shall mature on October 1 in each of the years and in the amounts set out in such schedule and be subject to prior redemption as provided herein. Bonds delivered on transfer of or in exchange for other Bonds shall be numbered (with appropriate prefix) in order of their authentication by the Registrar, and shall be in the denomination of one hundred thousand dollars ($100,000) or a greater amount divisible by five thousand dollars ($5,000); provided, however, that in the event of a redemption of a portion of the Bonds then Outstanding, the Trustee may authenticate and deliver an exchange Bond in a denomination of five thousand dollars ($5,000) or any integral multiple thereof if the amount of any Holder's Bond remaining after such redemption is less than one hundred thousand dollars ($100,000). The Bonds shall mature on the same date and bear interest at the same rate as the Bond or Bonds in lieu of which they are delivered. UO 7UHUC. ownn.w" 1/ 17/97 8 Bond Number Principal Amount Year of Maturity Interest Rate T-1 $ 90,000 2000 10.00% T-2 100,000 2001 10.00 T-3 115,000 2002 10.00 T-4 125,000 2003 10.00 T-5 140,000 2004 10.00 T-6 155,000 2005 10.00 T-7 170,000 2006 10.00 T-8 185,000 2007 10.00 T-9 205,000 2008 10.00 T-10 230,000 2009 10.00 T-11 250,000 2010 10.00 T-12 280,000 2011 10.00 T-13 305,000 2012 10.00 T-14 340,000 2013 10.00 Section 2.04. Execution of Bonds; Seal. The Bonds shall be signed on behalf of the District by the Mayor and countersigned by the City Secretary, by their manual, lithographed, or facsimile signatures, and the official seal of the City shall be impressed or placed in facsimile thereon. Such facsimile signatures on the Bonds shall have the same effect as if each of the Bonds had been signed manually and in person by each of said officers, and such facsimile seal on the Bonds shall have the same effect as if the official seal of the City had been manually impressed upon each of the Bonds. If any officer of the City whose manual or facsimile signature shall appear on the Bonds shall cease to be such officer before the authentication of such Bonds or before the delivery of such Bonds, such manual or facsimile signature shall nevertheless be valid and sufficient for all purposes as if such officer had remained in such office. Section 2.05. Approval, Registration and Delivery. After the Bonds to be initially issued shall have been executed, it shall be the duty of the Mayor of the City to deliver the Bonds to be initially issued and all pertinent records and proceedings to the Attorney General of Texas, for examination and approval by the Attorney General. After the Bonds to be initially issued shall have been approved by the Attorney General, they shall be delivered to the Comptroller of Public Accounts of the State of Texas for registration. Upon registration of the Bonds to be initially issued, the Comptroller of Public Accounts (or a deputy lawfully designated in writing to act for the Comptroller) shall manually 11100/?UEL1C: ORDD t DRI 1177197 9 sign the Comptroller's Registration Certificate prescribed herein to be attached or affixed to the Bonds to be initially issued, and the seal of said Comptroller shall be impressed, or placed in facsimile, thereon. Section 2.06. Authentication. Except for the Bonds to be initially issued, which need not be authenticated, only such Bonds as shall bear thereon a certificate of authentication, substantially in the form provided in Section 4.01 of this Ordinance, manually executed by an authorized representative of the Registrar, shall be entitled to the benefits of this Ordinance or shall be valid or obligatory for any purpose. Such duly executed certificate of authentication shall be conclusive evidence that the Bond so authenticated was delivered by the Registrar hereunder. The signed Certificate of Registration of the Comptroller of Public Accounts shall constitute the certificate of authentication for the Initial Bonds. Section 2.07. Payment of Principal Installment and Interest. The Registrar is hereby appointed as the Registrar and Paying Agent for the Bonds. The Principal Installment of the Bonds shall be payable, without exchange or collection charges, in any coin or currency of the United States of America which, on the date of payment, is legal tender for the payment of debts due the United States of America, upon their presentation and surrender as they respectively become due and payable at maturity or at their earlier redemption date, at the office for payment of the Registrar. The interest on each Bond shall be payable by check payable on the Interest Payment Date, mailed by the Registrar, first-class, postage prepaid, on or before each Interest Payment Date to the Owner of record as of the Record Date, to the address of such Owner as shown on the Register. Upon the properly documented written request of each Registered Owner of not less than one million dollars ($1,000,000) aggregate principal amount of Bonds received by the Paying Agent/Registrar not less than fifteen (15) days prior to the applicable Record Date, interest owed to such Owner will be paid by federal funds wire transfer to any account located within the United States of America designated in the request at the City's expense. Each Principal Installment payment, premium or interest will be accompanied by a statement of the CUSIP numbers of the Bonds on which such payment is made and the amounts paid in respect of each CUSIP number. Any accrued interest payable at maturity shall be paid upon presentation and surrender of the Bond to which such interest appertains. If the date for the Principal Installment payment or interest shall be a Saturday, Sunday, a legal holiday, or a day on which banking institutions in the city where the Registrar is located are authorized by law or executive order to close, then the date for such payment shall be the next succeeding day which is not such a Saturday, Sunday, legal holiday, or day on which banking institutions are authorized by law to close, and payment on such date shall have the same force and effect as if made on the original date such payment was due. Section 2.08. Successor Registrars. The City covenants that at all times while any Bonds are Outstanding it will provide a legally qualified bank, trust company, financial institution or other agency to act as Trustee and as Registrar for the Bonds. Each successor Registrar hereunder, by acting in that capacity, shall be deemed to have agreed to the provisions of this Ordinance. Promptly upon the appointment of any successor Registrar, the previous Registrar shall deliver the Register or a copy thereof to the new Registrar, and the new Registrar shall notify each Owner, by United States 10 RROC[//VB 1C: OROCJDRI IR7/97 mail, first-class postage prepaid, of such change and of the address of the new Registrar. Section 2.09. Special Record Date. If interest on any Bond is not paid on any Interest Payment Date and continues unpaid for thirty (30) days thereafter, the Registrar shall establish a new Record Date for the payment of such interest, to be known as a Special Record Date. The Registrar shall establish a Special Record Date when funds to make such interest payment are received from or on behalf of the City. Such Special Record Date shall be fifteen (15) days prior to the date fixed for payment of such past due interest, and notice of the date of payment and the Special Record Date shall be sent by United States mail, first-class postage prepaid, not later than five (5) days prior to the Special Record Date, to each affected Owner of record as of the close of business on the day prior to the mailing of such notice. Section 2.10. Ownership; Unclaimed Principal and Interest. The City, the Registrar, and any other Person shall treat the Person in whose name any Bond is registered as the absolute owner of such Bond for the purpose of making and receiving payment of the principal thereof and for the further purpose of making and receiving payment of the interest thereon, and for all other purposes, whether or not such Bond is overdue, and neither the City nor the Registrar shall be bound by any notice or knowledge to the contrary. All payments made to the Person deemed to be the Owner of any Bond in accordance with this Section 2.10 shall be valid and effectual and shall discharge the liability of the City and the Registrar upon such Bond to the extent of the sums paid. Amounts held by the Registrar which represent principal of and interest on the Bonds remaining unclaimed by the Owner after the expiration of three years from the date such amounts have become due and payable shall be reported and disposed of by the Registrar in accordance with the provisions of Title 6 of the Texas Property Code, as amended, to the extent that such provisions are applicable to such amounts. Section 2.11. Registration, Transfer, and Exchange. The Bonds shall initially be registered in the name of First Southwest Company as Placement Agent. At any time after the date of initial delivery of the Bonds, the Registered Owner may, in accordance with the procedures prescribed in Section 2.14 hereof, surrender such Bonds to the Registrar for registration of transfer or exchange, and the Registrar shall register, authenticate, and deliver Exchange Bonds in accordance with the provisions of this Ordinance. So long as any Bonds remain Outstanding, the Registrar shall keep at its office for payment, in which, subject to such reasonable regulations as it may prescribe, the Registrar shall provide for the registration and transfer of Bonds in accordance with the terms of this Ordinance. Each Bond shall be transferable only (i) upon the presentation and surrender thereof at the office for payment of the Registrar, duly endorsed for transfer, or accompanied by an assignment duly executed by the Registered Owner or his authorized representative in form satisfactory to the Registrar and (ii) upon receipt of the Investment Letter set forth as Exhibit "A" attached hereto. Upon due presentation of any Bond for transfer, the Registrar shall authenticate and deliver in exchange therefor, within seventy-two (72) hours after such presentation, a new Bond or Bonds, 1RO 7VBUC: oww.D 1 imm 11 registered in the name of the transferee or transferees, in authorized denominations and of the same maturity and aggregate principal amount and bearing interest at the same rate as the Bond or Bonds so presented. All Bonds shall be exchangeable upon presentation and surrender thereof at the office for payment of the Registrar for a Bond or Bonds of the same maturity and interest rate and in any Authorized Denomination, in an aggregate principal amount equal to the unpaid principal amount of the Bond or Bonds presented for exchange. The Registrar shall be and is hereby authorized to authenticate and deliver Exchange Bonds in accordance with the provisions of this Section 2.11. Each Bond delivered in accordance with this Section 2.11 shall be entitled to the benefits and security of this Ordinance to the same extent as the Bond or Bonds in lieu of which such Bond is delivered. The City or the Registrar may require the Owner of any Bond to pay a sum sufficient to cover any tax or other governmental charge that may be imposed in connection with the transfer or exchange of such Bond. Any fee or charge of the Registrar for such transfer or exchange shall be paid by the City. The Registrar shall not be required to register the transfer of any Bond during the period beginning on the Record Date next preceding a scheduled Interest Payment Date (other than final payment) and ending after such interest payment has been made. The Registrar shall not be required to transfer or exchange any Bond called for redemption during the period beginning 45 days prior to the date fixed for redemption and ending on the date fixed for redemption; provided, however, that this limitation shall not apply to the exchange by the Owner of the unredeemed portion of a Bond called for redemption in part. Section 2.12. Cancellation of Bonds. All Bonds paid in accordance with this Ordinance, and all Bonds in lieu of which Exchange Bonds or Replacement Bonds are authenticated and delivered in accordance herewith, shall be cancelled and destroyed upon the making of proper records regarding such payment. The Registrar shall finnish the City with appropriate certificates of destruction of such Bonds. Section 2.13. Replacement Bonds. Upon the presentation and surrender to the Registrar of a mutilated Bond, the Registrar shall authenticate and deliver in exchange therefor a Replacement Bond of like maturity, interest rate and principal amount, bearing a number not contemporaneously outstanding. The City or the Registrar may require the Owner of such Bond to pay a sum sufficient to cover any tax or other governmental charge that may be imposed in connection therewith and any other expenses connected therewith, including the fees and expenses of the Registrar. If any Bond is lost, apparently destroyed, or wrongfully taken, the City, pursuant to the applicable laws of the State of Texas and in the absence of notice or knowledge that such Bond has been acquired by a bona fide purchaser, shall execute and the Registrar shall authenticate and deliver a Replacement Bond of like maturity, interest rate and principal amount, bearing a number not contemporaneously outstanding, provided that the Owner thereof shall have: R&OW VIUC ORDM.DRI 1/271,7 12 (a) furnished to the City and the Registrar satisfactory evidence of the ownership of and the circumstances of the loss, destruction, or theft of such Bond; (b) furnished such security or indemnity as may be required by the Registrar and the City to save them harmless; (c) paid all expenses and charges in connection therewith, including, but not limited to, printing costs, legal fees, fees of the Registrar, and any tax or other governmental charge that may be imposed; and (d) met any other reasonable requirements of the City and the Registrar. If after the delivery of such Replacement Bond, a bona fide purchaser of the original Bond in lieu of which such Replacement Bond was issued presents for payment such original Bond, the City and the Registrar shall be entitled to recover such Replacement Bond from the Person to whom it was delivered or any Person taking therefrom, except a bona fide purchaser, and shall be entitled to recover upon the security or indemnity provided therefor to the extent of any loss, damage, cost or expense incurred by the City or the Registrar in connection therewith. If any such mutilated, lost, apparently destroyed or wrongfully taken Bond has become or is about to become due and payable, the City, in its discretion may, instead of issuing a Replacement Bond, authorize the Registrar to pay such Bond. Each Replacement Bond delivered in accordance with this Section 2.13 shall be entitled to the benefits and security of this Ordinance to the same extent as the Bond or Bonds in lieu of which such Replacement Bond is delivered. ARTICLE III REDEMPTION Section 3.01. Optional Redemption. The Bonds may be redeemed by the District acting through the City, in whole or in part prior to maturity, on any interest payment date at the option of the District acting through the City, after notice as provided herein, at the redemption prices (expressed as percentages of principal amount) set forth in the table below plus accrued interest to the redemption date. !MOCK/PUBLIC. Oww.DRI I/27/f7 13 Redemption Date Redemption Price October 1, 2007 or April 1, 2008 103% October 1, 2008 or April 1, 2009 102 1/2 October 1, 2009 or April 1, 2010 102 October 1, 2010 or April 1, 2011 101 1/2 October 1, 2011 or April 1, 2012 101 October 1, 2012 or April 1, 2013 100 1/2 October 1, 2013 100 Section 3.02. Mandatory Nonscheduled Redemptions. The Bonds shall be redeemed, in whole or in part, prior to maturity on any Interest Payment Date at the redemption prices stated in Section 3.01 or purchased, in whole or in part, at the purchase prices stated in Section 3.07 from amounts transferred to the Redemption Fund from the Assessment Fund, Assessment Prepayment Fund, Administrative Expense Fund, and Improvement Fund pursuant to Sections 6.01, 6.04, 6.05, and 6.07, respectively. Notwithstanding the foregoing, the City will not be required to make a mandatory nonscheduled redemption unless it has at least twenty-five thousand dollars ($25,000) available in the Redemption Fund with which to redeem Bonds. In lieu of redeeming Bonds with the funds described in this Section, the City may purchase Bonds in the open market of the maturity to be redeemed at the price not in excess of that provided in Section 3.07. Section 3.03. Reserved for Future Use. Section 3.04. Notice of Redemption. Notice of redemption shall be given at least thirty (30) days and no more than sixty (60) days prior to the redemption date by giving written notice to the Paying Agent/Registrar and by sending such notice to the Registered Owner of each Bond to be redeemed in whole or in part at the address shown on the Register by first-class mail, postage prepaid. Such notice shall also be sent by certified mail, return receipt requested to Registered Owners of one million dollars ($1,000,000) or more of Bonds. Such notice shall state the complete official name of the Bonds to be redeemed, CUSIP numbers, the Issue Date and the Maturity Date of such Bonds, any other information appropriate to identify sufficiently the Bonds being redeemed, the redemption date, the principal amount of the Bonds to be redeemed and, if less than all of the then Outstanding Bonds are to be redeemed, the identification numbers (and, in the case of partial redemption, the respective principal amounts) of the Bonds to be redeemed, the amount of accrued interest payable on the redemption date, the redemption agent's name and address, and the place at which the Bonds are to be surrendered for payment. Any notice mailed as provided in this Section 3.04 shall be 1OQeowc: owaD&I II273 14 conclusively presumed to have been duly given, whether or not the Registered Owner receives such notice. By the redemption date, due provision shall be made with the Paying Agent/Registrar for the payment of the redemption price of the Bonds to be redeemed, plus accrued interest thereon to the redemption date. When such Bonds have been called for redemption, in whole or in part, as provided above and due provision has been made to redeem same, such Bonds, or portions thereof, shall no longer be regarded as Outstanding except for the purpose of receiving payment from the funds provided for redemption, and the right of the Registered Owners to collect interest on such Bonds or portions thereof which would otherwise accrue after the redemption date shall be terminated. Section 3.05. Additional Provisions with Respect to Redemption. Bonds may be redeemed in part only in integral multiples of five thousand dollars ($5,000) and if a Bond subject to redemption is in a denomination larger than five thousand dollars ($5,000), a portion of such Bond may be redeemed, but only in an integral multiple of five thousand dollars ($5,000). If less than all of the Bonds are to be redeemed pursuant to a Section 3.01 optional redemption, the City may select the maturity to be redeemed. Bonds to be mandatorily redeemed with funds described in Section 3.02 shall be redeemed by the Trustee in integrals of five thousand dollars ($5,000), on a pro rata basis from all maturities in such manner as the Trustee in its sole discretion determines. If less than all of the Bonds within a maturity are to be redeemed pursuant to an optional or mandatory call, they shall be selected by lot within such maturity, in such manner as the Paying Agent/Registrar may determine and treating each five thousand dollar ($5,000) amount of Bonds as a single Bond for such purposes. Upon surrender of any Bond for redemption in part, the Paying Agent/Registrar, in accordance with the provisions of the Ordinance, shall authenticate and deliver in exchange therefor a Bond or Bonds of like tenor, maturity and interest rate in an aggregate principal amount equal to the unredeemed portion of the Bond so surrendered. Section 3.06. Reserved for Future Use. Section 3.07. Purchase Price for Bonds. Upon receipt of written notice by the City specifying Bonds to be purchased, the Trustee shall apply monies available for redemption to the purchase of Bonds which were otherwise to be redeemed in such order or priority and subject to such restrictions as may be prescribed in this Ordinance in the manner provided in this Section. The purchase price paid by the Trustee (excluding accrued interest but including any brokerage and other charges) for any Bond purchased shall not exceed the principal amount of such Bond unless such Bond may be redeemed in accordance with this Ordinance on any date or dates within thirteen (13) months after such purchase in which event such purchase price shall not exceed the highest of the redemption price of such Bond applicable on any such date. Section 3.08. Trustee to Redeem Bonds. Subject to the limitations set forth or referred to in Sections 3.02 and 3.07, the Trustee shall call for redemption on each mandatory redemption date, Ruoacmiauc: OwwDAI 1127197 15 whether scheduled or nonscheduled, when said Bonds are to be redeemed in accordance with this Ordinance, such principal amount of said Bonds as are to be redeemed on said date with the amount of such monies then available therefor. ARTICLE IV FORM OF BONDS AND CERTIFICATES Section 4.01. Forms. The form of the Bonds, including the form of the Registrar's authentication certificate, the form of assignment, and the form of the Comptroller's Registration Certificate for the Bonds to be initially issued, shall be substantially as follows, with such additions, deletions, and variations as may be necessary or desirable and not prohibited by this Ordinance: Form of Bond (Face of Bond) United States of America State of Texas NUMBER DENOMINATION R- REGISTERED REGISTERED ENCINO PLAZA PUBLIC IMPROVEMENT DISTRICT Special Assessment Bonds Taxable Series 1997 INTEREST RATE: MATURITY DATE: ISSUE DATE: CUS1P: March 1, 1997 REGISTERED OWNER: PRINCIPAL AMOUNT: DOLLARS THE ENCINO PUBLIC IMPROVEMENT DISTRICT, acting by and through the City of Round Rock, Texas (the "City") for value received, promises to pay, but solely from Special Assessment Revenues as hereafter defined, to the registered owner identified above or registered assigns, on the date specified above, upon presentation and surrender of this bond at the office for payment of Texas Commerce Bank National Association, Dallas, Texas (the "Paying Agent/Registrar"), the principal amount identified above, in any coin or currency of the United States of America which on the date of payment of such principal is legal tender for the payment of debts 111O ALIC:ORCRiDRI1mm 16 due the United States of America, and to pay interest thereon at the rate shown above, calculated on the basis of a 360 -day year of twelve 30 -day months, from the later of March 1, 1997, or the most recent interest payment date to which interest has been paid or duly provided for. Interest on this bond is payable by check payable on April 1, 1998 and each October 1 and April 1 thereafter until maturity, mailed to the registered owner of record as shown on the books of registration kept by the Registrar as of the 15th calendar day of the month next preceding each interest payment date. THIS BOND IS NOT A GENERAL OBLIGATION OF THE CITY, DOES NOT GIVE RISE TO A CHARGE AGAINST THE GENERAL CREDIT OR TAXING POWERS OF THE CITY, AND IS NOT PAYABLE EXCEPT AS PROVIDED HEREUNDER AND IN ACCORDANCE WITH CHAPTER 372, V.T.C.A., LOCAL GOVERNMENT CODE, AS AMENDED, (THE "ACT"). THE OWNER OF THIS BOND SHALL NEVER HAVE THE RIGHT TO DEMAND PAYMENT OF THIS OBLIGATION OUT OF ANY FUNDS OF THE CITY OTHER THAN THE SPECIAL ASSESSMENT REVENUES (THE "SPECIAL ASSESSMENT REVENUES") WITHIN THE DISTRICT, AND THE CITY SHALL HAVE NO LEGAL OR MORAL OBLIGATION TO PAY THIS OBLIGATION FROM ANY FUNDS OTHER THAN SPECIAL ASSESSMENT REVENUES. NEITHER THE STATE OF TEXAS NOR ANY POLITICAL SUBDIVISION THEREOF IS OBLIGATED TO MAKE PAYMENT ON THIS BOND. REFERENCE IS HEREBY MADE TO THE FURTHER PROVISIONS OF THIS BOND SET FORTH ON THE REVERSE HEREOF, WHICH PROVISIONS SHALL HAVE THE SAME FORCE AND EFFECT AS IF SET FORTH AT THIS PLACE. IN WITNESS HEREOF, this bond has been signed with the manual or facsimile signature of the Mayor of the City and countersigned with the manual or facsimile signature of the City Secretary of the City, and the official seal of the City has been duly impressed, or placed in facsimile, on this bond. (AUTHENTICATION (SEAL) ENCINO PLAZA PUBLIC IMPROVEMENT CERTIFICATE) DISTRICT Mayor COUNTERSIGNED: City Secretary (Back Panel of Bond) THIS BOND IS ONE OF A DULY AUTHORIZED ISSUE OF BONDS aggregating $2,690,000, issued pursuant to an ordinance adopted by the City Council of the City (the 1.120C1.11UBLIC. ORDIN.DRI I/27N7 17 "Ordinance") for Encino Plaza Public Improvement District Special Assessment Bonds, Taxable Series 1997, to pay the costs of authorized improvements within the District, to fund a reserve fund, and to pay costs of issuance of the bonds as authorized by and pursuant to the Act. THIS BOND AND THE SERIES OF WHICH IT IS A PART are special obligations and are payable as to both principal and interest solely from and equally secured by a lien on and pledge of the Special Assessment Revenues (as defined and more fully described in the Ordinance authorizing this bond and the series of which it is a part), levied against benefited property within the Encino Plaza Public Improvement District, pursuant to the provisions of Chapter 372, Texas Local Government Code. Reference is hereby made to the Ordinance for a more complete statement of the covenants and provisions securing the payment of this bond and the series of which it is a part. THIS BOND is transferable only upon (i) presentation and surrender at the office for payment of the Registrar, duly endorsed for transfer or accompanied by an assignment duly executed by the registered owner or his authorized representative and (ii) upon presentation of the Investment Letter, subject to the terms and conditions of the Ordinance. THE BONDS are subject to redemption prior to maturity at the option of the City on any interest payment date at a redemption price equal to the percentage of their principal amount set forth below plus accrued interest to the date fixed for redemption: Redemption Date Redemption Price October 1, 2007 or April 1, 2008 103% October 1, 2008 or April 1, 2009 102 1/2 October 1, 2009 or April 1, 2010 102 October 1, 2010 or April 1, 2011 101 1/2 October 1, 2011 or April 1, 2012 101 October 2, 2012 or April 1, 2013 100 1/2 October 1, 2013 100 THE BONDS are to be redeemed on any Interest Payment Date from prepayments of Special Assessments, excess Special Assessment Revenues and proceeds of bonds as provided in the Ordinance at the redemption prices set forth above plus accrued interest to the date of redemption. BONDS MAY BE REDEEMED IN PART only in integral multiples of $5,000. If a bond subject to redemption is in a denomination larger than $5,000, a portion of such bond may be redeemed, but only in integral multiples of $5,000. In selecting portions of bonds for redemption, each bond shall be treated as representing that number of bonds of $5,000 denomination which is obtained by dividing the principal amount of such bond by $5,000. Upon surrender of any bond for UO ?U UC: O*DDWI iRn,., 18 redemption in part, the Paying Agent/Registrar, in accordance with the provisions of the Ordinance, shall authenticate and deliver in exchange therefor a bond or bonds of like maturity and interest rate in an aggregate principal amount equal to the unredeemed portion of the bond so surrendered. NOTICE OF EACH EXERCISE OF A RESERVED RIGHT OF REDEMPTION shall be given at least 30 days and no more than sixty (60) days prior to the redemption date by written notice to the Paying Agent/Registrar and by sending such notice to the registered owner of each bond to be redeemed in whole or in part at the address shown on the Register by first-class mail, postage prepaid. Such notice shall also be sent by certified mail, return receipt requested to registered owners of $1,000,000 or more of bonds. Such notice shall state the complete official name of the bonds to be redeemed, CUSIP numbers, the issue date and the maturity date of such bonds, any other information appropriate to identify sufficiently the bonds being redeemed, the redemption date, the principal amount of the bonds to be redeemed and, if less than all of the then outstanding bonds are to be redeemed, the identification numbers (and, in the case of partial redemption, the respective principal amounts) of the bonds to be redeemed, the amount of accrued interest payable on the redemption date, the redemption agent's name and address, and the place at which the bonds are to be surrendered for payment. Any notice mailed as provided in Section 3.04 of the ordinance authorizing the bonds shall be conclusively presumed to have been duly given, whether or not the registered owner receives such notice. By the redemption date, due provision shall be made with the Paying Agent/Registrar for the payment of the redemption price of the bonds to be redeemed, plus accrued interest thereon to the redemption date. When such bonds have been called for redemption, in whole or in part, as provided above and due provision has been made to redeem same, such bonds, or portions thereof, shall no longer be regarded as outstanding except for the purpose of receiving payment from the funds provided for redemption, and the right of the registered owners to collect interest on such bonds or portions thereof which would otherwise accrue after the redemption date shall be terminated. THE BONDS are exchangeable at the office for payment of the Registrar for bonds in the principal amount of $100,000 or a greater amount divisible by $5,000; provided, however, that in the event of a redemption of a portion of the bonds then outstanding, the Trustee may authenticate and deliver an exchange bond in a denomination of $5,000 or any integral multiple thereof if the amount of any holder's bond remaining after such redemption is less than $100,000, subject to the terms and conditions of the Ordinance. THIS BOND shall not be valid or obligatory for any purpose or be entitled to any benefit under the Ordinance unless this bond either (i) is registered by the Comptroller of Public Accounts of the State of Texas by registration certificate attached or affixed hereto or (ii) is authenticated by the Registrar by due execution of the authentication certificate endorsed hereon. THE CITY HAS APPOINTED the Paying Agent/Registrar to act as Trustee for the bondholders as provided in the Ordinance. Pursuant to the Ordinance, the Trustee is to bill and collect Special Assessment Revenues for and on behalf of the City. Reference is made to the Ordinance for a complete description of the powers and duties of the Trustee. IRO/PUBLIC: ORcw.DRI1mroi 19 THE REGISTERED OWNER of this bond, by acceptance hereof, acknowledges and agrees to be bound by all the terms and conditions of the Ordinance. THE CITY has covenanted in the Ordinance that it will at all times provide a legally qualified registrar for the bonds and will cause notice of any change of registrar to be mailed to each registered owner. IT IS HEREBY CERTIFIED, RECITED, AND REPRESENTED that this bond has been duly and validly issued and delivered; that all acts, conditions, and things required or proper to be performed, exist, and be done precedent to or in the issuance and delivery of this bond have been performed, exist, and been done in accordance with law; that the bonds do not exceed any statutory limitation; and that provision has been made for the principal installment payment of and interest on this bond and all of the bonds by the creation of the aforesaid lien on and pledge of the Special Assessment Revenues. U.00IPUIL pIDMDRI I/17M 20 FORM OF REGISTRATION CERTIFICATE OF COMPTROLLER OF PUBLIC ACCOUNTS COMPTROLLER'S REGISTRATION CERTIFICATE: REGISTER NO. I hereby certify that this bond has been examined, certified as to validity, and approved by the Attorney General of the State of Texas, and that this bond has been registered by the Comptroller of Public Accounts of the State of Texas. WITNESS MY SIGNATURE AND SEAL OF OFFICE THIS [SEAL] µin: a.D,.DRI IR,m 21 Comptroller of Public Accounts of the State of Texas FORM OF AUTHENTICATION CERTIFICATE AUTHENTICATION CERTIFICATE It is hereby certified that this bond has been delivered pursuant to the bond Ordinance described in the text of this bond, in exchange for or in replacement of a bond, bonds, or a portion of a bond or bonds of a series which was originally approved by the Attorney General of Texas and registered by the Comptroller of Public Accounts of the State of Texas. pJ.O I AIuc:OIDQ4.I.IInvm 22 Texas Commerce Bank National Association Paying Agent/Registrar By Authorized Signature Date of Authentication FORM OF ASSIGNMENT ASSIGNMENT For value received, the undersigned hereby sells, assigns and transfers unto Please insert Social Security or Taxpayer Identification Number of Transferee (Please print or typewrite name and address, including zip code, of Transferee) the within Certificate and all rights thereunder, and hereby irrevocably constitutes and appoints attorney, to register the transfer of the within Certificate on the books kept for registration thereof, with full power of substitution in the premises. Dated: Signature Guaranteed: NOTICE: Signature(s) must be guaranteed by a member firm of the New York Stock Exchange or a commercial bank or trust company. NOTICE: The signature above must correspond with the name of the Registered Owner as it appears upon the front of this Certificate in every particular, without alteration or enlargement or any change whatsoever. Section 4.02. Legal Opinion; CUSIP; Bond Insurance. The approving opinion of McCall, Parkhurst & Horton L.L.P. and CUSIP Numbers may be printed on the Bonds, but errors or omissions in the printing of such opinion or such numbers shall have no effect on the validity of the Bonds. If bond insurance is obtained, the Bonds may bear an appropriate legend as provided by the insurer. R11001/191111.1C. 01112194.D111 1/27/97 23 ARTICLE V SECURITY FOR THE BONDS Section 5.01. Pledge of Special Assessment Revenues. The City hereby covenants and agrees that the Special Assessment Revenues are hereby irrevocably pledged, to the payment and security of the Bonds and the payment of Administrative Expenses, including the establishment and maintenance of the special funds created and established for the payment and security thereof, all as hereinafter provided; and it is hereby ordained that the pledge of the Special Assessment Revenues to the payment of the Bonds and the interest thereon be valid and binding without any physical delivery thereof or further act by the City, and the lien upon such revenues created for the payment and security of the Bonds shall be, except as otherwise provided in the Act or by law, prior in right and claim as to any other indebtedness, liability, or obligation of the City. Section 5.02. Special Obligations. The Bonds are special obligations payable from the Special Assessment Revenues, as and to the extent provided in this Ordinance. The Bonds do not give rise to a charge against the general credit or taxing powers of the City and are not payable except as provided in the Act and in this Ordinance. The Owners of the Bonds shall never have the right to demand payment thereof out of any funds of the City other than the Special Assessment Revenues. The City shall have no legal or moral obligation to pay for the Bonds out of any City funds other than Special Assessment Revenues. Section 5.03. Assessment Roll. The Special Assessments are shown on the Assessment Roll. The aggregate amount of Special Assessments assessed to pay the Debt Service Requirements on the Bonds is $2,690,000 plus accrued interest. Reference is made to the Assessment Roll for a particular description of the lots or parcels of land and the amount of Special Assessment on each. Section 5.04. Collection and Deposit of Special Assessments. The Special Assessments shown on the Assessment Roll, together with the interest thereon, shall remain and constitute a trust fund for the redemption and Principal Installment payment of the Bonds and for the interest due thereon and to pay Administrative Expenses. The Special Assessments assessed to pay Debt Service Requirements on the Bonds, together with interest thereon, are payable in annual installments established by the Assessment Ordinance to correspond, as nearly as practicable, to the Debt Service Requirements. A Special Assessment has been made payable in the Assessment Ordinance in each Fiscal Year preceding the date of final maturity of the Bonds which, if collected, will be sufficient to pay the Debt Service Requirements on the Bonds and to pay Administrative Expenses. The annual installment of each Special Assessment coming due in any year, together with the annual interest thereon, is payable in the manner as set forth in the Assessment Ordinance. A record of the Special Assessments on each tract or lot in the District which are to be collected in each year during the term of the Bonds has been prepared by the City and is shown on the Assessment Roll. Sums received from the collection of the Special Assessments to pay the Debt RROCi/PU W C: ORDIN. DR 1 1/77f7 24 Service Requirements on the Bonds (including delinquent installments, Foreclosure Proceeds, proceeds from a guarantor of Special Assessments to pay the Debt Service Requirements on the Bonds, and penalties) and of the interest thereon shall be deposited into the Assessment Fund, except that amounts received as Prepayments shall be deposited into the Assessment Prepayment Fund. Any sums collected as an annual Administrative Expense Assessment to pay Administrative Expenses shall be deposited in the Administrative Expense Fund. Section 5.05. Prepayments in Full. The provisions of Section 372.018 of the Act are applicable to the payment of the unpaid Special Assessments and the corresponding mandatory redemption of the Bonds. Pursuant thereto, whenever an owner elects to pay off an unpaid Special Assessment levied to pay the Debt Service Requirements on the Bonds in full and remove the lien of such Special Assessment, the Trustee (in addition to any delinquent installments of such Special Assessment, including the interest and penalties thereon) shall collect from such owner the total of the following sums: (a) The unpaid, nondelinquent principal of such Special Assessment, including principal for the current Fiscal Year but not yet paid. (b) Unpaid interest to accrue on such Special Assessment through the date of Prepayment and a reasonable fee, fixed by the Trustee, for the cost of administering the Prepayments and the corresponding mandatory redemption of the Bonds. Section 5.06. Partial Prepayments. Whenever an owner of assessed land elects to prepay the Special Assessment levied to pay the Debt Service Requirements on the Bonds in part and remove the lien of such Special Assessment in part, the Trustee (in addition to any delinquent installments of such Special Assessment, including the interest and penalties thereon) shall collect from each owner the total of the following sums: (a) A portion of the unpaid, nondelinquent principal of such Special Assessment to be prepaid in increments of five thousand dollars ($5,000). (b) Unpaid interest to accrue on such Special Assessment through the date of Prepayment and a reasonable fee, fixed by the Trustee, for the cost of administering the Prepayment and the corresponding mandatory redemption of the Bonds. When a Special Assessment to pay the Debt Service Requirements on the Bonds has been partially prepaid, the Trustee shall issue a revised record for that parcel, a copy of which shall be filed with the City Secretary, showing the proportionate reduction in such Special Assessment installments or the portion of the parcel which has had the lien for such Special Assessment removed. Thereafter, the Trustee shall mail subsequent installments at the reduced rate. RAO /PUBLIC: OADDI.DAI 1/27177 ARTICLE VI 25 FUNDS AND ACCOUNTS. INITIAL DEPOSITS AND APPLICATION OF MONEY Section 6.01. Assessment Fund. The City hereby covenants and agrees that all Special Assessment Revenues (other than interest and investment earnings, those received as a Prepayment of a Special Assessment, and revenues resulting from the collection of the Administrative Expense Assessments) shall be deposited, as collected and received, into a separate account (created, established, and to be maintained with the Trustee known as the "Encino Plaza Public Improvement District Special Assessment Bonds, Taxable Series 1997 Assessment Fund" and that the Special Assessment Revenues shall be kept separate and apart from all other funds of the City. All Special Assessment Revenues deposited into the Assessment Fund shall be promptly transferred to the following Funds in the following order of priority: FIRST: To the Debt Service Fund, an amount necessary, if any, to increase the balance in the Debt Service Fund to an amount equal to the aggregate amount of all remaining scheduled Debt Service Requirements during the next year, as provided herein. SECOND: To the Reserve Fund, an amount required to establish, accumulate, and maintain the Required Reserve Amount in accordance with the provisions of this Ordinance. THIRD: To the Administrative Expense Fund, an amount required to cause the balance in such Fund to equal the Administrative Expense Fund Requirement. FOURTH: To the Redemption Fund, any remaining amounts. Section 6.02. Debt Service Fund. For purposes of providing funds to pay the Debt Service Requirements on the Bonds as the same become due and payable, the City agrees to maintain, at the Trustee, a separate and special account or fund to be created and known as the "Encino Plaza Public Improvement Special Assessment Bonds, Taxable Series 1997 Debt Service Fund." Accrued interest on the Bonds shall be deposited into the Debt Service Fund upon issuance of the Bonds. There shall also be deposited into the Debt Service Fund prior to each Maturity Date and Interest Payment Date on the Bonds, from the available Special Assessment Revenues, an amount equal to one hundred percent (100%) of the amount required to fully pay the interest on and the Principal Installment of the Bonds then falling due and payable whether at maturity or as a mandatory scheduled redemption. Section 6.03. Reserve Fund. For purposes of establishing, accumulating, and maintaining funds as a reserve for the payment of the Bonds, the City agrees and covenants to maintain a separate and special fund or account with the Trustee known as the "Encino Plaza Public Improvement District Special Assessment Bonds, Taxable Series 1997 Reserve Fund." The Trustee shall deposit into the Reserve Fund (a) from the proceeds of the Bonds, an amount equal to the Required Reserve Amount, and (b) all amounts required to be transferred to such Fund from the Assessment Fund pursuant to and at the times specified in Section 6.01. The Trustee shall transfer from the Reserve Fund to the Debt Service Fund such amounts at such times as required to pay the Debt Service Requirements on the Bonds as they become due (whether at maturity or on scheduled mandatory redemption dates), RROOC/7'ORLC: ORDDI.DR1 1n1l 26 when and to the extent other funds available for such purposes in the Debt Service Fund are insufficient. The Reserve Fund may also be used for the payment of the applicable redemption premium, if any, on Bonds called for early redemption with Prepayments pursuant to Section 3.02. In addition, amounts in the Reserve Fund may be used to retire the last maturity or interest on the Bonds that remain Outstanding. The amount of the Required Reserve Amount shall be recalculated by the Trustee at the end of each Fiscal Year in which there were Special Assessment Prepayments resulting in the early payment of Bonds. Any excess amount in the Reserve Fund may be transferred to the Assessment Fund at the end of each fiscal year as directed in writing by the City. When and so long as the cash and investments in the Reserve Fund total not less than the Required Reserve Amount, no deposits need be made to the credit of the Reserve Fund; but, if and when the Reserve Fund at any time contains less than the Required Reserve Amount because monies are withdrawn as permitted by this Section, the City agrees to cure the deficiency in the Required Reserve Amount from Special Assessments at the earliest possible time but only from Special Assessment Revenues. Section 6.04. Assessment Prepayment Fund. There is hereby established with the Trustee a special fund to be known as the "Encino Plaza Public Improvement District Special Assessment Bonds, Taxable Series 1997 Assessment Prepayment Fund." Upon receiving a Prepayment of a Special Assessment for the payment of the Debt Service Requirements on the Bonds, the Trustee shall deposit the amount of such Prepayment (except for any portion thereof that represents a payment of principal, interest or penalty on a delinquent installment of such prepaid Special Assessment, which portion shall be treated and applied as Special Assessment Revenues) into the Assessment Prepayment Fund. All Prepayments may be commingled in a single account. Promptly following the deposit of any such Prepayment into the Assessment Prepayment Fund, the Trustee shall transfer such amount representing unpaid principal of the Special Assessment as set forth in Section 5.05 directly into the Redemption Fund to be used to redeem or purchase Bonds and such amount representing unpaid interest as set forth in Section 5.05 to the Debt Service Fund. Section 6.05. Administrative Expense Fund. There is hereby created with the Trustee a special fund, herein called the "Encino Plaza Public Improvement District Taxable Special Assessment Bonds, Series 1997 Administrative Expense Fund," to be designated and maintained by the City as a separate account, distinct from all other accounts of the City with the Trustee. The Trustee shall deposit into the Administrative Expense Fund from the proceeds of the Bonds an amount equal to the Administrative Expense Fund Requirement. Thereafter, the Trustee shall deposit into the Administrative Expense Fund, all amounts required to be transferred to such Fund from the Assessment Fund pursuant to, and at the times specified in, Section 6.01 hereof, and all revenues resulting from the collection of the Administrative Expense Assessments. Such amounts shall be applied by the Trustee to pay Administrative Expenses as they become due. The Trustee shall transfer any amounts in the Administrative Expense Fund in excess of the Administrative Expense Fund Requirement to the Redemption Fund. uioavPUBUC. o1Dw.DRI vnm 27 Fees or charges incurred by the City payable to the Paying Agent/Registrar/Trustee in satisfaction of the liability to the Paying Agent/Registrar/Trustee for the services described herein, as well as other Administrative Costs hereunder, including those for the collection services described herein, shall be paid from the Administrative Expense Fund. Section 6.06. Lien Forgiveness upon Payment of Bonds. When there are monies in the Administrative Expense Fund, Assessment Fund, Assessment Prepayment Fund, Improvement Fund, Redemption Fund, and Reserve Fund sufficient to make all interest payments to maturity or earlier required redemption date, to pay all Principal Installment payments, and to pay the Administrative Expenses due and to become due to the final Maturity Date or scheduled mandatory redemption date of all the Bonds, no further payments need to be made into the Administrative Expense Fund, Assessment Fund, Assessment Prepayment Fund, Improvement Fund, Redemption Fund, and Reserve Fund, and such funds shall be used to redeem the Bonds. After all Bonds are paid or provision is made for their payment, the City forgives the owner of assessed property of the payment of any further Special Assessment and the lien for the Special Assessment shall be removed from all property in the District. Any amount remaining in any of the Funds created hereunder upon the retirement of the Bonds shall be paid to the City. Section 6.07. Improvement Fund. There is hereby created a special fund with the Trustee to be called the "Encino Plaza Public Improvement District Special Assessment Bonds, Taxable Series 1997 Improvement Fund." The Improvement Fund shall be maintained by the City as a separate account distinct from all other accounts of the City with the Trustee. The Improvement Fund shall consist of the proceeds received from the sale of the Bonds, including any premium received by the City on the sale of the Bonds (but not including: any accrued interest which shall be deposited directly into the Debt Service Fund pursuant to Section 6.02; any amounts placed in the Reserve Fund pursuant to Section 6.03, and any amounts placed in the Administrative Expense Fund pursuant to Section 6.05). Disbursement from the Improvement Fund shall be made to pay the costs of acquisition and construction of the Authorized Improvements, together with all expenses incidental thereto, and the City's costs of creation of the District and initial administration of the District and costs of issuance of the Bonds. Prior to making each disbursement from the Improvement Fund, the Trustee shall receive from the City a Request for Disbursement in the form attached hereto as Exhibit "B." After completion of the acquisition and construction of the Authorized Improvements and the payment of all claims from the Improvement Fund, the Trustee shall determine the amount of the surplus, if any, remaining in the Improvement Fund and shall transfer any such surplus to the Redemption Fund to redeem Outstanding Bonds prior to their scheduled maturity as provided in Section 3.02 of this Ordinance. Section 6.08. Redemption Fund. There is hereby created a special fund with the Trustee to be called the "Encino Plaza Public Improvement District Special Assessment Bonds, Taxable Series 1997 Redemption Fund." The Trustee shall deposit into the Redemption Fund all amounts required iuoocmnuc: owa.mu imm 28 to be transferred to such Fund from the Assessment Fund, Assessment Prepayment Fund, Administrative Expense Fund and the Improvement Fund pursuant to, and at the times specified in, Sections 6.01, 6.04, 6.05 and 6.07, respectively, hereof. The Trustee shall apply all such amounts in the Redemption Fund, subject to the $25,000 limitation specified in Section 3.02 hereof, to redeem or purchase Bonds in accordance with Section 3.02 hereof. Accrued interest on any Bonds redeemed shall be paid from the Debt Service Fund. The redemption premium shall be paid from amounts transferred to the Redemption Fund except in the event of a transfer in accordance to Section 6.04 in which event the redemption premium shall be paid from the Reserve Fund pursuant to Section 6.03. Section 6.09. Deposit and Investment of Funds. Monies in the Assessment Fund, the Debt Service Fund, the Administrative Expense Fund, the Assessment Prepayment Fund, the Redemption Fund and the Improvement Fund shall be deposited or invested in any Authorized Investments maturing on a date or dates on or prior to the need for such monies. Monies in the Reserve Fund shall be deposited or invested in such Authorized Investments maturing on the earlier of a date or dates not later than (a) the date of maturity of the last Bond then Outstanding or (b) five (5) years after the date of the investment. Except as provided in this Section, any income or interest earned on any fund or account held by the Trustee under this Ordinance shall accrue to and be deposited in the fund or account from which said monies were deposited or invested, except to the extent otherwise provided herein. The Trustee shall be entitled to receive instructions from the City as to each deposit or investment prior thereto, and to have such instructions confirmed in writing within two Business Days. In the absence of prior instructions, the Trustee shall invest monies as they become available for deposit or investment in a qualified money market account. Section 6.10. Payment of Bonds. While any of the Bonds are Outstanding, the City shall cause to be paid solely from funds on deposit in the Funds created hereunder amounts sufficient to fully pay and discharge promptly the Debt Service Requirements on the Bonds as such payments accrue or mature, whether by reason of Stated Maturity, redemption, or otherwise; such transfer of funds must be made in such manner as will cause immediately available funds to be available for payment of the Bonds at the close of the Business Day next preceding the date the Debt Service Requirement payment is due on the Bonds. Section 6.11. Advances from Available Funds. In the event of a delinquency in the payment of any installment of the Special Assessment levied upon any property for the payment of the Principal Installment of and interest on the Bonds, the City may, but is not obligated to, be the purchaser of the delinquent property upon which any of said Special Assessments are levied in like manner in which it may become the purchaser of property sold for the nonpayment of general ad valorem property taxes, and in the event the City does so become the purchaser of such property, shall pay and transfer from available funds and deposit into the Debt Service Fund the amount of any remaining amount of unpaid Special Assessment, delinquent Special Assessment installment and interest thereon. The City may also pay and transfer from available funds and deposit into the Debt Service Fund, but shall not be so obligated, the amount of any such property pending redemption or sale. Any amounts so advanced shall be recoverable upon sale or redemption of the property. The City shall not be obligated to advance available funds to cure any deficiency in the Debt Service Fund, ItROCUPUBLIC. OP.DD D l Ia7rn 29 or any other fund created hereunder, and has determined that it would not obligate itself to advance available funds from the City treasury to cure any such deficiency. ARTICLE VII PROVISIONS CONCERNING FEDERAL INCOME TAX Section 7.01. General Tax Covenant. The City does not intend that the interest on the Bonds be excludable from gross income for purposes of federal income taxation pursuant to sections 103 and 141 through 150 of the Internal Revenue Code of 1986, as amended (the "Code"), and applicable regulations. ARTICLE VIII MISCELLANEOUS COVENANTS AND COLLECTION PROCEDURES So long as any of the Bonds issued hereunder are Outstanding and unpaid, the City makes the following covenants with the Owners of the Bonds under the provisions of the Act and this Ordinance (to be performed by the City or its proper officers, agents or employees), which covenants are necessary, convenient and desirable to secure the Bonds and to make them more marketable; provided, however, that said covenants do not require the City to expend any funds or monies other than the Special Assessment Revenues collected. Section 8.01. Trustee to Pursue Collections. During the term of the Bonds, the City hereby appoints the Trustee to act as a billing and collection agent for the City. The City may determine to act as its own billing and collecting agent at a later date as designated in writing to the Trustee by an authorized City representative. The Trustee will: (a) prepare and mail in the name of the City, at the time and in the manner required by the provisions of this Ordinance, the Assessment Ordinance, and the Act, statements for the collection of all Special Assessments levied by the Assessment Ordinance, this Ordinance and any ordinances supplemental hereto levying supplemental assessments or reassessments (collectively, the "Ordinances"); (b) prepare and mail statements of delinquent Special Assessments at the time and manner required by the Ordinances, the Act or as may be deemed advisable by the Trustee; (c) receive and collect Special Assessments and the penalties and interest thereon or any proceeds from a judicial sale of assessed property and deposit the same as required by the Ordinances and the Act; (d) engage such attorneys and other consultants as the City deems appropriate to act on its MOCK/PUBLIC: OM W. DR 1 1/2797 30 behalf upon such terms and conditions and at the rate the City deems appropriate and to pay for same from monies in the Administrative Expense Fund; (e) bring legal actions in the name of the City and District to collect delinquent Special Assessments and to proceed to sell any assessed property in a judicial foreclosure proceeding; (f) with the consent of the City, buy any assessed property at a judicial foreclosure proceeding in the name of the City and thereafter to sell such property purchased on behalf of the City upon such terms and conditions as the Trustee deems desirable; and (g) do any and all further acts as the Trustee deems desirable to protect the interest of the Owners of the Bonds and/or collect the Special Assessments. In the event the Trustee is unsuccessful in collecting all of a delinquent installment of a Special Assessment by selling the assessed property in a judicial foreclosure sale, the Trustee is authorized to pursue any remedy available to the City to collect the delinquent installment (or balance of a delinquent installment) against the Person who owned the property sold at such judicial foreclosure sale at the time the Special Assessment was levied by the City pursuant to the Assessment Ordinance. Section 8.02. Foreclosure Covenant. The City hereby covenants with and for the benefit of the Owners that it will determine or cause to be determined, no later than December 1 of each year, whether or not any installment or installments of Special Assessments are delinquent and, if such delinquencies exist, the City will order and cause to be commenced, or cause the Trustee to do so on behalf of the City, on or before January 1 or immediately thereafter, and thereafter diligently prosecute an action in district court to foreclose the lien for the amount of any delinquent installment or installments of Special Assessments, provided, however, that the City shall not be required to order the commencement of foreclosure proceedings if (i) the total of such delinquencies for such Fiscal Year is less than five percent (5%) of the total of the Special Assessment installments posted to the Assessment Roll for such Fiscal Year, and (ii) the Reserve Fund is not less than five percent (5%) of the principal amount of all Bonds originally issued, less any Bonds called for redemption. Notwithstanding the foregoing, if the City determines that there is a delinquent Special Assessment installment on any single property in excess of one hundred thousand dollars ($100,000), then it will diligently institute, prosecute and pursue foreclosure proceedings against such property or cause the Trustee to do so on its behalf. To the extent it may legally do so, and taking into account the prior liens on assessed land for ad valorem taxes, the City covenants that property will not be sold in a judicial foreclosure for less than the amount of a delinquent Special Assessment installment due on the property, including delinquent penalties, interest, and attorney fees, without the consent of fifty-one percent (51%) of the owners of the Outstanding Bonds. Any sale of property for nonpayment of an installment or installments of a Special Assessment shall be subject to the lien established for the remaining unpaid installments of the Special Assessment against such property and such property may again be sold at a judicial foreclosure sale if the purchaser thereof fails to make timely payment of the nondelinquent RROCY/PUBUC. O*D1N.DRl imm 31 installments of Special Assessment against such property as they become due and payable pursuant to the terms of the Assessment Ordinance and this Ordinance. Section 8.03. City Covenant to Cooperate with Trustee. The City agrees to cooperate with and assist the Trustee with the billing and collection of Special Assessments by taking such action as the Trustee requests from time to time including: (a) approving annual Special Assessment bills; (b) approving collection procedures; (c) approving engagement of attorneys and consultants; and (d) authorizing and pursuing tax foreclosure proceedings on property liable for delinquent Special Assessments. Section 8.04. Good Faith Covenant. The City will proceed in good faith to complete the acquisition and construction of the Authorized Improvements in a timely manner pursuant to the Act, reserving the right to make changes and modifications as permitted by the Act. Section 8.05. Further Assurances. The City will adopt, make, execute and deliver any and all such further ordinances, resolutions, instruments and assurances as may be reasonably necessary or proper to carry out the intention or to facilitate the performance of this Ordinance, to aid the Trustee in its collection efforts, and for the better assuring and confirming to the Owners of the Bonds the rights and benefits provided by this Ordinance. Section 8.06 Punctual Payment. The City covenants that it will duly and punctually pay or cause to be paid the Principal Installments of and interest on every Bond issued hereunder at maturity or earlier scheduled mandatory redemption date, together with the premium thereon, if any be payable, on the date, at the place and in the manner mentioned in the Bonds and in accordance with this Ordinance to the extent Special Assessment Revenues are available therefor, and that the payments into the various Funds created hereunder will be made, all in strict conformity with the terms of the Bonds and this Ordinance, and that it will faithfully observe and perform all of the conditions, covenants and requirements of this Ordinance and all ordinances supplemental hereto and of the Bonds issued hereunder, and that time of such payment and performance is of the essence of the City's contract with the Owners of the Bonds. Section 8.07. Reassessments. If any Special Assessment heretofore or hereafter issued is void or unenforceable, for any cause, or if the City made a mistake in a Special Assessment relating to the cost of the Authorized Improvements, then a supplemental assessment or reassessment shall be made in the manner as provided by Sections 372.019 and 372.020 of the Act. Section 8.08. Contract With Owners of Bonds. The provisions of this Ordinance and of any other ordinance supplementing or amending this Ordinance, shall constitute a contract between the RROCILAPURUC: ORDW.DRI I/27/r/ 32 City and the Owners of the Bonds and such provisions shall be enforceable by any Owner of Bonds for the equal benefit and protection of all Owners of Bonds similarly situated by mandamus, accounting, mandatory injunction or any other suit, action or proceeding at law or in equity that is now or may hereafter be authorized under the laws of the State of Texas in any court of competent jurisdiction. Said contract is made under and is to be construed in accordance with the laws of the State of Texas. No remedy conferred hereby upon any Owner of Bonds is intended to be exclusive of any other remedy, but each such remedy is cumulative and in addition to every other remedy and may be exercised without exhausting and without regard to any other remedy conferred by law. No waiver of any default or breach of duty or contract by any Owner of Bonds shall affect any subsequent default or breach of duty or contract or shall impair any right or remedies on said subsequent default or breach. No delay or omission of any Owners of Bonds to exercise any right or power accruing upon any default shall impair any such right or power or shall be construed as a waiver of any default or acquiescence therein. Every substantive right and every remedy conferred upon the Owners of Bonds may be enforced and exercised as often as may be deemed expedient. In case any suit, action or proceeding to enforce any right or exercise any remedy shall be brought or taken and should said suit, action or proceeding be abandoned, or be determined adversely to the Owners of Bonds, then, and in every such case, the City and the Owners of Bonds shall be restored to their former positions, rights and remedies as if such suit, action or proceeding had not been brought or taken. Section 8.09. No Obligation to Cure Deficiency. The City has not, and the Council determines and declares that it will not, obligate itself to advance available funds from the treasury of the City to cure any deficiency which may occur in any fund created under this Ordinance or to pay any other cost associated with the Bonds not covered by amounts on deposit in such funds. Section 8.10. No Additional Bonds. The City covenants that it will not issue additional bonds or other indebtedness payable from special assessments on land in the District without the consent of 100% of the holders of the Outstanding Bonds. ARTICLE IX REMEDIES Section 9.01. Events of Default. Each of the following events is hereby declared an "event of default": (a) if default in the payment of the Principal Installment of any of the Bonds shall be made when the same shall become due and payable, either at maturity or by proceedings for redemption; or (b) if default in the payment of any installment of interest shall be made; or (c) if the City shall for any reason be rendered incapable of fulfilling its obligations hereunder; 'MOCK/PUBLIC: ORDPI.WII 1!277 33 or (d) if the City shall default in the due and punctual performance of any of the covenants, conditions, agreements and provisions contained in the Bonds or in this Ordinance, other than as specified in Section 9.01(a) and (b), on the part of the City to be performed, and such default shall continue for ninety (90) days after written notice specifying such default and requiring same to be remedied shall have been given to the City by the Trustee, which may give such notice in its discretion and shall give such notice at the written request of the Holders of not less than ten per cent (10%) in principal amount of the Bonds then Outstanding. Section 9.02. Actions by Trustee. Upon the happening and continuance of any event of default specified in Section 9.01 of this Ordinance, then and in every such case the Trustee may proceed, and upon the written request of the Holders of not less than fifty-one per cent (51%) in principal amount of the Bonds then Outstanding hereunder shall proceed, subject to the provisions of Section 9.01 of this Ordinance, to protect and enforce its rights and the rights of the Owners of the Bond under the Act and under this Ordinance by such suits, actions or special proceedings in equity or at law, or by proceedings in the office of any board or officer having jurisdiction, either for the specific performance of any covenant or agreement contained herein or in aid or execution of any power herein granted or for the enforcement of any proper legal or equitable remedy, as the Trustee, being advised by counsel, shall deem most effectual to protect and enforce such rights. In the enforcement of any remedy under this Ordinance the Trustee shall be entitled to sue for, enforce payment of and receive any and all amounts then or during any default becoming, and at any time remaining, due from the City for Principal Installments, interest or otherwise under any of the provisions of this Ordinance or of the Bonds and unpaid, with interest on overdue payments at the rate or rates of interest specified in such Bonds, together with any and all costs and expenses of collection and of all proceedings hereunder and under such Bonds, without prejudice, to any other right or remedy of the Trustee or of the Owners of the Bonds, and to recover and enforce judgment or decree against the City, but solely as provided herein and in such Bonds, for any portion of such amounts remaining unpaid, with interest, costs and expenses, and to collect (but solely from monies available for such purposes) in any manner provided by law, the monies adjudged or decreed to be payable. Section 9.03. Priority of Payment Upon Default. If at any time the monies in the Funds created under this Ordinance shall not be sufficient to pay the Principal Installments or the interest on the Bonds as the same become due and payable, such monies, together with any monies then available or thereafter becoming available for such purpose, whether through the exercise of the remedies provided for in this Article or otherwise, shall, after payment of the costs and expenses of the proceedings resulting in the collection of such money and of the fees of, and the expenses, liabilities, and advances incurred or made by, the Trustee (including all accrued and unpaid Trustee fees and the fees of its attorneys), be applied (subject to the provisions of Sections 9.01 and 9.03 of this Ordinance) as follows: (a) Unless the principal of all the Bonds shall then be due and payable, all such monies shall â– ROCK/,VNJC: ORDD DRI 1/27H7 34 be applied: FIRST: to the payment to the Persons entitled thereto of all installments of interest then due, in the order of the maturity of the installments of such interest, and, if the amount available shall not be sufficient to pay in full any particular installment, then to the payment ratably, according to the amounts due on such installment, to the Persons entitled thereto, without any discrimination or preference except as to any difference in the respective rates of interest specified in the Bonds; and SECOND: to the payment of the Principal Installments of any Bonds which are due, and, if the amount available shall not be sufficient to pay all of such amounts, then to the payment thereof ratably, according to the amount due. Section 9.04. Default Cured. In case any action taken by the Trustee on account of any default shall have been discontinued or abandoned for any reason, then and in every such case the City, the Trustee and the Holders of the Bonds shall be restored to their former positions and rights hereunder, respectively, and all rights, remedies, powers and duties of the Trustee shall continue as though no such action had been taken. Section 9.05. Holders' of Bonds Direction of Proceedings. Anything in this Ordinance to the contrary notwithstanding, the Holders of not less than a majority in principal amount of the Bonds then Outstanding hereunder shall have the right, subject to the provisions of Sections 9.01 and 9.06 of this Ordinance, by an instrument or concurrent instruments in writing executed and delivered to the Trustee, to direct the method and place of conducting all remedial actions to be taken by the Trustee hereunder, provided that such direction shall not be otherwise than in accordance with law or the provisions of this Ordinance, and that the Trustee shall have the right to decline to follow any such direction which in the opinion of the Trustee would be unjustly prejudicial to Holders of Bonds not parties to such direction. Section 9.06. Remedies Exclusion. No Holder of any of the Outstanding Bonds shall have any right to institute any suit, action, mandamus or other proceeding in equity or at law for the execution of any trust hereunder or the protection or enforcement of any right under this Ordinance or any resolution of the City authorizing the issuance of Bonds, or any right under the Act or the laws of Texas, excepting only an action for the recovery of overdue and unpaid Principal Installments, interest or redemption premium, unless such Holder previously shall have given to the Trustee written notice of the event of default or breach of trust or duty on account of which such suit or action is to be taken, and unless the Holders of not less than twenty per cent (20%) in principal amount of the Bonds then outstanding shall have made written request of the Trustee after the right to exercise such powers or right of action, as the case may be, shall have accrued, and shall have afforded the Trustee a reasonable opportunity either to proceed to exercise the powers herein granted or granted by the Act or by the laws of Texas, or to institute such action, suit or proceeding in its or their name, and unless, also, there shall have been offered to the Trustee reasonable security and indemnity against the costs, expenses and liabilities to be incurred therein or thereby, and the Trustee shall have refused or neglected to comply with such request within a reasonable time; and such notification, request and offer of indemnity are hereby declared in every such case, at the option of the Trustee, to be uwamieuC: O .DIN. DRI 1/17/17 35 conditions precedent to the execution of the powers and trusts of this Ordinance or for any other remedy hereunder or under the Act or the laws of Texas. It is understood and intended that no one or more Holders of the Bonds hereby secured shall have any right in any manner whatever by his or their action to affect, disturb or prejudice the security of this Ordinance, or to enforce any right hereunder or under the Act or the laws of Texas with respect to the Bonds or this Ordinance, except in the manner herein provided, and that all proceedings at law or in equity shall be instituted, had and maintained in the manner herein provided and for the benefit of all Holders of the Outstanding Bonds, except as otherwise permitted herein with reference to overdue and unpaid Principal Installments, interest or redemption premium. Section 9.07. Non possession of Bonds. All rights of action under this Ordinance or under any of the Bonds, enforceable by the Trustee, may be enforced by it without the possession of any of the Bonds or the production thereof on the trial or other proceeding relative thereto, and any such suit, action or proceeding instituted by the Trustee shall be brought in its name for the benefit of all the Holders of such Bonds, subject to the provisions of this Ordinance. Section 9.08. Other Remedies Available. No remedy herein conferred upon or reserved to the Trustee or to the Holders of the Bonds is intended to be exclusive of any other remedy or remedies, and each and every such remedy shall be cumulative and shall be in addition to every other remedy given hereunder or now or hereafter existing at law or in equity or by statute. Section 9.09. Delay in Exercise of Rights. No delay or omission of the Trustee or of any Holder of the Bonds to exercise any right or power accruing upon any default shall impair any such right or power or shall be construed to be a waiver of any such default or any acquiescence therein; and every power and remedy given by this Ordinance to the Trustee and the Holders of the Bonds, respectively, may be exercised from time to time and as often as may be deemed expedient. The Trustee may, and upon written request of the Holders of not less than a majority in principal amount of the Bonds then Outstanding shall, waive any default which in its opinion shall have been remedied before the completion of the enforcement of any remedy under this Ordinance, but no such waiver shall extend to or affect any other existing or any subsequent default or defaults or impair any rights or remedies consequent thereon. ARTICLE X CONCERNING THE TRUSTEE Section 10.01. Acceptance of Trust. The Trustee accepts and agrees to execute the trusts imposed upon it by this Ordinance, but only upon the terms and conditions and subject to the provisions of this Ordinance to all of which the parties hereto and the respective Owners of the Bonds agree. Section 10.02. Trustee Obligation to Bring Suit. Other than suits to collect delinquent Special Assessments as provided herein and as provided in Article IX, the Trustee shall be under no I1Oo I aeix: 011DINDRI Iaim 36 obligation to institute any suit, or to take any remedial proceeding under this Ordinance, or to enter any appearance or in any way defend in any suit in which it may be made defendant, or to take any steps in the execution of the trusts hereby created or in the enforcement of any rights and powers hereunder, until it shall be indemnified to its satisfaction by the Owners against any and all costs and expenses, outlays and counsel fees and other reasonable disbursements, and against all liability; the Trustee may, nevertheless, begin suit, or appear in and defend suit, or do anything else in its judgment proper to be done by it as such Trustee, without indemnity, and in any such case the Owners shall reimburse the Trustee for all costs and expenses, outlays and counsel fees and other reasonable disbursements properly incurred in connection therewith. If the City shall fail to make such reimbursement, the Trustee may reimburse itself from any monies in its possession under the provisions of this Ordinance and shall be entitled to a preference therefor over any of the Bonds Outstanding hereunder. Section 10.03. Trustee Not Responsible for Other Depositories. The Trustee shall not be liable or responsible because of the failure of the City or of any of its employees or agents to make any collections or deposits or to perform any act herein required of the City, or its employees or agents or because of the loss of any monies arising through the insolvency or the act or default or omission of any depository, or Paying Agent/Registrar other than itself, in which such monies have been deposited under the provisions of this City. The Trustee shall not be responsible for the application of any of the proceeds of the Bonds or any other monies deposited with it and paid out, invested, withdrawn or transferred in accordance with the provisions of this Ordinance. The immunities and exemptions from liability of the Trustee hereunder extend to its directors, officers, employees agents. Section 10.04. Compensation of Trustee. Subject to the provisions of any contract between the City and the Trustee, the City shall pay to the Trustee, but solely from amounts on deposit in the Administrative Expense Fund, reasonable compensation for all services performed by it hereunder and also all its reasonable expenses, charges and other disbursements and those of its attorneys, agents and employees incurred in and about the administration and execution of the trusts hereby created and the performance of their powers and duties hereunder. If the City shall fail to make any payment required by this Section, the Trustee may make such payments from any monies in its possession under the provisions of this Ordinance and shall be entitled to a preference therefor over any of the Bonds Outstanding hereunder. Section 10.05. Trustee May Rely on Certificates. In case at any time it shall be necessary or desirable for the Trustee to make any investigation respecting any fact preparatory to taking or not taking any action or doing or not doing anything as such Trustee, and in any case in which this Ordinance provides for permitting or taking any action, the Trustee may rely upon any certificate required or permitted to be filed with it under the provisions of this Ordinance, and any such certificate shall be evidence of such fact to protect it in any action that it may or may not take or in respect of anything it may or may not do, in good faith, by reason of the supposed existence of such fact. Any request, notice or other instrument from the City to the Trustee shall be deemed to have been signed by the proper party or parties if signed by an authorized officer of the City, and the Trustee may accept a certificate signed by the City Secretary of the City as to any resolution adopted RIIOCK/NBIJ c: ORDIN.DR I I/27/97 37 or any other action taken by the City. Section 10.06. Trustee May Own Bonds. Any bank or trust company acting as Trustee under this Ordinance, and its directors, officers, employees or agents, may in good faith buy, sell, own, hold and deal in any of the Bonds issued under and secured by this Ordinance, and may join in any action which any Owner of the Bonds may be entitled to take with like effect as if such bank or trust company were not the Trustee under this Ordinance. Section 10.07. Representations of City in Bonds. The recitals, statements and representations contained herein and in the Bonds (excluding the Trustee's certificate on the Bonds as Registrar) shall be taken and construed as made by and on the part of the City and not by the Trustee, and the Trustee assumes and shall be under no responsibility for the correctness of the same. Section 10.08. Trustee Solely Liable for Negligence. In performing its duties under the terms of this Ordinance, the Trustee shall be liable only for its own negligence or willful misconduct, and shall incur no liability in acting or proceeding, or in not acting or not proceeding, reasonably and in good faith, upon any resolution, order, notice, request, consent, waiver, certificate, statement, affidavit, requisition, bond or other paper or document which it in good faith reasonably believe to be genuine and to have been adopted or signed by the proper board or Person or to have been prepared and furnished pursuant to any of the provisions of this Ordinance, or upon the opinion of any attorney, engineer, or accountant believed by the Trustee to be qualified in relation to the subject matter. Section 10.09. Resignation of Trustee. The Trustee may resign and thereby become discharged from the trusts hereby created, by notice in writing to be given to the City and mailed to the Owners of the Bonds not less than sixty (60) days before such resignation is to take effect, but such resignation shall take effect immediately upon the appointment of a new Trustee as the case may be, if such new Trustee shall be appointed before the time limited by such notice and shall then accept the trusts hereof. Section 10.10. Removal of Trustee. The Trustee may be removed at any time by an instrument or concurrent instruments in writing, signed by the Holders of not less than a majority in principal amount of the Bonds hereby secured and then Outstanding and filed with the City. A photostatic copy of each such instrument shall be delivered promptly by the City to the Trustee. The Trustee may also be removed at any time for any breach of trust or violation of this Ordinance or if the Trustee does not meet the minimum required capital and surplus of $50,000,000 set forth in Section 10.11 by an ordinance duly passed by the City. Section 10.11. Insolvency of Trustee. If at any time the Trustee shall resign, or shall be removed, be dissolved or otherwise become incapable of acting, or the banks or trust company acting as Trustee shall be taken over by any governmental official, agency, department or board, the position of Trustee shall thereupon become vacant. If the position of Trustee shall become vacant for any of RROCT?ORIIC: ORDI DRI U2737 38 the foregoing reasons or for any other reason, the City shall appoint a Trustee to fill such vacancy. The City shall mail a copy of the notice of any such appointment by it to the Owners of the Bonds. At any time within one year after any such vacancy shall have occurred, the Owners of a majority in principal amount of the Bonds then Outstanding, by an instrument or concurrent instruments in writing, signed by such Owners of the Bonds or their attorneys in fact "hereunto duly authorized and filed with the City, may appoint a successor Trustee, which shall supersede any Trustee theretofore appointed by the City. Photostatic copies of each such instrument shall be delivered promptly by the City to the predecessor Trustee and to the Trustee so appointed by the Owners of the Bonds. If no appointment of a successor Trustee shall be made pursuant to the foregoing provisions of this Section, the Owner of any Bond Outstanding hereunder or any retiring Trustee may apply to any court of competent jurisdiction to appoint a successor Trustee. Such court may thereupon, after such notice, if any, as such court may deem proper, appoint a successor Trustee. Any Trustee hereafter appointed shall be a bank or trust company duly organized and doing business under the laws of the United States of America or any State, authorized under such laws to exercise corporate trust powers and subject to examination by federal or state authority, of good standing, and having, at the time of its appointment, a combined capital and surplus aggregating not less than fifty million dollars ($50,000,000) be subject to supervision or examination by federal or state authority and have an office in Austin, Texas. Section 10.12. Powers of Successor Trustee. Every successor Trustee appointed hereunder shall execute, acknowledge and deliver to its predecessor, and also to the City, an instrument in writing accepting such appointment hereunder, and thereupon such successor Trustee, without any further act, shall become fully vested with all the rights, immunities, powers and trusts, and subject to all the duties and obligations, of its predecessor; but such predecessor shall, nevertheless, on the written request of its successor or of the City, and upon payment of the compensation, expenses, charges and other disbursements of such predecessor which are due and payable pursuant to the provisions of this Article, execute and deliver an instrument transferring to such successor Trustee all the rights, immunities, powers and trusts of such predecessor hereunder; and every predecessor Trustee shall deliver all property and monies held by it hereunder to its successor. Should any instrument in writing from the City be required by any successor Trustee for more fully and certainly vesting in such Trustee the rights, immunities, powers and trusts hereby vested or intended to be vested in the predecessor Trustee, any such instrument in writing shall and will, on request, be executed, acknowledged and delivered by the City. Notwithstanding any of the foregoing provisions of this Article, any bank or trust company having power to perform the duties and execute the trusts of this Ordinance and otherwise qualified to act as Trustee hereunder with or into which the bank or trust company acting as Trustee may be merged or consolidated, or to which the assets and business of such bank or trust company may be sold, shall be deemed the successor of the Trustee. MOCK/PUBLIC : OMIN.DA I I137#7 39 ARTICLE XI AMENDMENTS Section 11.01. Amendment Without Consent of Holders of Bonds. This Ordinance may be amended, without the consent of any of the Owners, by the City, by ordinance, for any of the following purposes: (a) to add to the covenants for the benefit of the Owners or to surrender any right or power conferred upon the City; and (b) to cure any ambiguity, to correct, or supplement any provision which may be inconsistent with any other provision, or to make any other provision, with respect to matters or questions arising with respect to the Bonds, which shall not be inconsistent with the provisions of this Ordinance and applicable law, provided that such action shall not adversely affect the interests of the Owners of the Bonds. This Ordinance shall, by the adoption of any such ordinance, be amended in accordance therewith. Bonds authenticated and delivered after the adoption of any such ordinance may bear a notation as to any matter provided for in such ordinance. If the City shall so determine, new bonds so modified as to conform to any such ordinance or resolution may be prepared and executed by the City and authenticated and delivered in exchange for Bonds Outstanding. Section 11.02. Supplemental Ordinance Amending the Ordinance or Bonds. (a) At any time or from time to time but subject to the conditions or restrictions contained in this Ordinance, an ordinance of the City amending or supplementing this Ordinance may be adopted modifying any of the provisions of this Ordinance or of the Bonds or releasing the City from any of the obligations, covenants, agreements, limitations, conditions, or restrictions therein contained, but no such ordinance shall be effective until after the filing with the Trustee of a copy of such ordinance certified by the City Secretary and unless (1) no Bonds remain Outstanding at the time the ordinance becomes effective, or (2) such ordinance is consented to by or on behalf of Owners of the Bonds in accordance with and subject to the provisions of Sections 11.04 through 11.06. (b) The provisions of paragraph (a) of this Section 11.02 shall not be applicable to supplemental ordinances adopted in accordance with the provisions of Section 11.01. Section 11.03. Restriction on Amendments. Neither the Ordinance, nor the Bonds, shall be modified or amended in any respect except as provided in, and in accordance with, and subject to the provisions of this Article. The provisions of Section 11.02 are in all respects subject and subordinate to the provisions, restrictions, exceptions, and limitations set forth in this Article. Nothing in this Article shall affect or limit the rights or obligations of the City to pass, make, do, execute, acknowledge, or deliver any ordinance, act, or other instrument which elsewhere in this Ordinance RROCR/FlIOIJC: ORDOLDRI I/277 40 it is provided shall be delivered to said Trustee. Section 11.04. Amendment of Ordinance with Consent of Owners of Bonds. Except as provided in Section 11.01, the Owners of not less than fifty-one percent (51%) in aggregate principal amount of the Bonds then Outstanding shall have the right, at any time and from time to time, to consent to and approve an amendment of this Ordinance as shall be deemed desirable by the City for the purpose of modifying, altering, amending, adding to or rescinding any of the terms or provisions contained in this Ordinance; provided, however, that nothing in this Article shall permit (a) an extension of the maturity of the Principal Installment of or the interest on any Bond issued hereunder, or any scheduled mandatory redemption, or (b) a reduction in the principal amount of any Bond or the rate of interest on any Bond, or (c) a privilege or priority of any Bond or Bonds over any other Bond or Bonds, or (d) a reduction in the aggregate principal amount of the Bonds required for consent to such amendment. Bonds owned or held by or for the account of or for the benefit of the City shall not be deemed to be Outstanding for the purpose of amending this Ordinance. Section 11.05. Notice and Adoption of Amendment. If the City desires to amend this Ordinance, the Trustee shall cause notice be sent by first-class mail to the Registered Owners of the Bonds. Such notice shall briefly set forth the nature of the proposed amendment and shall state that copies thereof are on file at the office of the Trustee for inspection by all Owners of Bonds. If within ninety (90) days or such longer period as shall be prescribed by the City following the mailing of such notice, the Owners of not less than fifty-one percent (51 %) in aggregate principal amount of the Bonds Outstanding shall have consented to the amendment as herein provided, no Owner of any Bond shall have any right to object to any of the terms and provisions contained therein, or in any manner to question the propriety of the execution thereof, or enjoin or restrain the City from taking any action pursuant to the provisions thereof, and all of the rights of the Owners of Outstanding Bonds shall thereafter be determined, exercised, and enforced hereunder, subject in all respects to such amendments. Section 11.06. Revocation of Consent. Any consent given by any Owner of a Bond pursuant to the provisions of this Article shall be irrevocable for a period of six (6) months from the date notice of the amendment was mailed as provided in Section 11.05, and shall be conclusive and binding upon all future Owners of the same Bond during such period. Such consent may be revoked at any time after six (6) months from the date the notice was mailed by the Owner who gave such consent or by a successor in title, by filing notice thereof with the Trustee, but such revocation shall not be effective if the Owners of fifty-one percent (51%) aggregate principal amount of the Bonds Outstanding as in this Section defined have, prior to the attempted revocation, consented to and approved the amendment. !MOM/PUBLIC ORDIN.DRI 1/2797 41 ARTICLE XII PROVISIONS CONCERNING SALE AND APPLICATION OF PROCEEDS OF BONDS Section 12.01. Sale of the Bonds. First Southwest Company has agreed to use its best efforts to place the Bonds in accordance with a Placement Agreement which shall be substantially in the form attached as Exhibit "C" which agreement is approved, and the appropriate officials of the City are hereby authorized to execute such agreement on behalf of the City. Section 12.02. Offering Documents. The City Council hereby ratifies, authorizes and approves, in connection with the offering and sale of the Bonds, the preparation and distribution of the Private Placement Memorandum substantially in the same form and containing such additional information as is contained in or authorized by this Ordinance, and it is further officially found and determined that the statements and representations contained therein are true and correct in all material respects, to the best knowledge and belief of the City Council. Section 12.03. Related Matters. To satisfy in a timely manner all of the City's obligations under this Ordinance, the Placement Agreement, the Paying Agent/Registrar Agreement, the Mayor or Mayor Pro Tem, the City Manager, the City Secretary or an Assistant City Secretary, and all other appropriate officers and agents of the City are hereby authorized and directed to take all other actions that are reasonably necessary to provide for the issuance of the Bonds, including, without limitation, executing and delivering on behalf of the City all certificates, consents, receipts, requests, and other documents as may be reasonably necessary to satisfy the City's obligations under the Placement Agreement, the Paying Agent/Registrar Agreement, and this Ordinance and to direct the application of funds of the City consistent with the provisions of such agreements and this Ordinance. Section 12.04. Paying Agent/Registrar/Trustee. The form of agreement setting forth the duties of the Paying Agent/Registrar/Trustee in substantially the form attached as Exhibit "D" is hereby approved, and the appropriate officials of the City are hereby authorized to execute such agreements for and on behalf of the City. Section 12.05. No Personal Liability. No recourse shall be had for payment of the Principal Installment of or interest on any Bonds or for any claim based thereon, or on this Ordinance, against any official or employee of the City or any Person executing any Bonds. ARTICLE XIII MISCELLANEOUS Secuon 13.01. Further Proceedings. The Mayor, the City Secretary, and other appropriate officials of the City are hereby authorized and directed to do any and all things necessary and/or convenient to carry out the terms of this Ordinance. 42 RROCiI VIUC: ORD/N.011 112/97 Section 13.02. Severability. If any Section, paragraph, clause or provision of this Ordinance shall for any reason be held to be invalid or unenforceable, the invalidity or unenforceability of such Section, paragraph, clause or provision shall not affect any of the remaining provisions of this Ordinance. Section 13.03. Open Meeting. It is hereby found, determined and declared that a sufficient written notice of the date, hour, place and subject of the meeting of the City Council at which this Ordinance was adopted was posted at a place convenient and readily accessible at all times to the general public at the City Hall of the City for the time required by law preceding this meeting, as required by the Open Meetings Law, Chapter 551, Texas Government code, as amended, and that this meeting has been open to the public as required by law at all times during which this Ordinance and the subject matter thereof has been discussed, considered and formally acted upon. The City Council further ratifies, approves and confirms such written notice and the contents and posting thereof. Section 13.04. Provisions Concerning Registrar. (a) The Registrar, by undertaking the performance of the duties of the Registrar and in consideration of the payment of fees and/or deposits of money pursuant to this Ordinance and a Paying Agent/Registrar Agreement, accepts and agrees to abide by the terms of this Ordinance and such agreement. (b) The City reserves the right to replace the Registrar or its successor at any time. If the Registrar is replaced by the City, the new registrar shall accept the previous Registrar's records and act in the same capacity as the previous Registrar. Any successor registrar shall be either a national or state banking institution and a corporation organized and doing business under the laws of the United States of America or any State authorized under such laws to exercise trust powers and subject to supervision or examination by Federal or State authority. Section 13.05. Effect of Ordinance. This Ordinance shall be in force and effect from and after its passage, and it is so ordered. Section 13.06. Repealer. All orders, resolutions and ordinances, or parts thereof, inconsistent herewith are hereby repealed to the extent of such inconsistency. ILKOCTJPUBUC OIDD .wu Imm 43 PASSED AND APPROVED this day of , 1997. Mayor City of Round Rock, Texas ATTEST: City Secretary City of Round Rock, Texas [SEAL] Texas Commerce Bank National Association, Trustee under the provisions of Ordinance No. authorizing the $2,690,000 Encino Plaza Public Improvement District Special Assessment Bonds, Taxable Series 1997, by the execution of the duly authorized officer named below does hereby accept the obligations imposed on the Trustee pursuant to this Ordinance and agrees to perform the duties of Trustee/Paying Agent/Registrar upon the terms and conditions set forth in this Ordinance. ATTEST: Title: (SEAL) P&O !7awc: ORDINDRI imm 45 TEXAS COMMERCE BANK NATIONAL ASSOCIATION, TRUSTEE Title: EXHIBIT "B" REQUEST FOR DISBURSEMENT Ladies/Gentlemen: On behalf of the City of Round Rock, Texas (the "City"), I hereby request a disbursement pursuant to Section 6.07 of the Ordinance adopted by the City Council of the City on February 27, 1997, in the sum of $ to be paid by check at the following address: for I hereby certify that (a) such obligation has been incurred by the City in or about the acquisition, renovation, reconstruction, and equipping of the Authorized Improvements, as defined in the Ordinance, (b) each item is a proper charge against the Improvement Fund, as defined in the Ordinance, (c) such obligation has not been the basis for a prior requisition which has been paid, and (d) the City has heretofore delivered or caused to be delivered to the Trustee each of items listed on Schedule I hereto as evidence to the obligations having been incurred. CITY OF ROUND ROCK, TEXAS By: Title: Authorized Representative 46 RAOCXJl06IIC: ORDOIDRI (/27/11 SCHEDULE I TO REQUEST FOR DISBURSEMENT Schedule of Invoices and Other Evidence of Payment 47 APPENDIX C 27 APPENDIX D [FORM OF PURCHASER LETTER FOR ACCREDITED INVESTORS] Encino Plaza Public Improvement District City of Round Rock 221 East Main Street Round Rock, Texas 78664 First Southwest Company 98 San Jacinto, Suite 370 Austin, Texas 78701 Texas Commerce Bank National Association 700 Lavaca, 5th Floor Austin, Texas 78701 In connection with our proposed purchase of S2,690,000 aggregate principal amount of Encino Plaza Public Improvement District Assessment Bonds Taxable, Series 1997 (the "Bonds"), we confirm that: 1. We are agreeing to buy the Bonds from the District. 2. We have received a copy of the Private Placement Memorandum, dated February 18, 1997, relating to the Bonds and understand that the Bonds have not been, and will not be, registered under the Securities Act of 1933, as amended (the "Securities Act"), and may not be sold except as permitted in the following sentence. We agree, on our own behalf and on behalf of any accounts for which we are acting as hereinafter stated, that if we should sell any Bonds prior to three years after the later of March 17, 1997 and the last date on which the District or any affiliate of the District was the beneficial owner of such Bonds (or any predecessor of such Bonds), we will do so only (A) to the District or an affiliate of the District, (B) to a person who we reasonably believe is a "qualified institutional buyer" (as defined in Rule 144A under the Securities Act) that purchases in compliance with Rule 144A under the Securities Act for its own account or for the account of a "qualified institutional buyer," and we further agree, in the capacities stated above, to provide to any person purchasing any of the Bonds from us a notice advising such purchaser that resales of the Bonds are restricted as stated herein. We understand that, on any proposed resale of any Bonds prior to three years after the later of march 17, 1997 and the last date on which the District or any affiliate of the District was the beneficial owner of such Bonds (or any predecessor of such Bonds), we will be required to furnish to the Trustee, such certifications, opinions and other information as the District may reasonably require to confirm that the proposed sale complied with the foregoing restrictions. We further understand that certificates evidencing Bonds purchased by us will, unless otherwise agreed by the District, bear a legend to the foregoing effect. 3. We are an institutional "accredited investor" (as defined in Rule 501(a)(1), (2), (3) or (7) of Regulation D under the Securities Act) (an "Institutional Accredited Investor") and have such knowledge and experience in financial and business matters as to be capable of evaluating the merits and risks of our investment in the Bonds, and we and any accounts for which we are acting are each able to bear the economic risk of our or its investment. 4. We are acquiring the Bonds purchased by us for our own account or for one or more accounts (each of which is an Institutional Accredited Investor) as to each of which we exercise sole investment discretion and for each of which we are acquiring not less than $ aggregate principal amount of Bonds. 28 You are entitled to rely upon this letter and are irrevocably authorized to produce this letter or a copy hereof to any interested party in any administrative or legal proceeding or official inquiry with respect to the matters covered hereby. Very truly yours, [Purchaser] By: Name: Title: 29 EXHIBIT "F" PAYING AGENT/REGISTRAR AGREEMENT F-1 PAYING AGENT/REGISTRAR AGREEMENT THIS AGREEMENT dated as of February 27, 1997 ("Agreement"), by and between the Encino Plaza Public Improvement District acting by and through the City of Round Rock (the "Issuer"), and Texas Commerce Bank National Association, a banking association duly organized and existing under the laws of the State of Texas ("Bank"). RECITALS WHEREAS, the Issuer has duly authorized and provided for the issuance of certificates of obligation to be issued only in registered form, as to payment of principal and interest thereon in an aggregate principal amount of $2,690,000 and titled Special Assessment Bonds, Taxable Series 1997 (the "Securities"); and WHEREAS, the Securities are scheduled to be delivered to the initial purchasers thereof on or about March 17, 1997; and WHEREAS, the Issuer has selected the Bank to serve as Paying Agent/Registrar in connection with the payment of the principal of, premium, if any, and interest on the Securities and with respect to the registration, transfer and exchange thereof by the registered owners thereof, and WHEREAS, the Bank has agreed to serve in such capacities for and on behalf of the City and has full power and authority to perform and serve as Paying Agent/Registrar for the Securities; NOW, THEREFORE, it is mutually agreed as follows: ARTICLE ONE APPOINTMENT OF BANK AS PAYING AGENT AND REGISTRAR Section 1.01. Appointment. The Issuer hereby appoints the Bank to serve as Paying Agent with respect to the Securities. As Paying Agent for the Securities, the Bank shall be responsible for paying on behalf of the City the principal, premium (if any), and interest on the Securities as the same become due and payable to the registered owners thereof, all in accordance with this Agreement and the "Ordinance" (hereinafter defined). The Issuer hereby appoints the Bank as Registrar with respect to the Securities. As Registrar for the Securities, the Bank shall keep and maintain for and on behalf of the Issuer books and records as to the ownership of the Securities and with respect to the transfer and exchange thereof as provided herein and in the "Ordinance. " The Bank hereby accepts its appointment, and agrees to serve as the Paying Agent and Registrar for the Securities. R ocKmuauc: PAYAawox 2/19H7 Section 1.02. Compensation. As compensation for the Bank's services as Paying Agent/Registrar, the Issuer hereby agrees to pay the Bank the fees and amounts set forth in Schedule A attached hereto. In addition, the Issuer agrees to reimburse the Bank upon its request for all reasonable expenses, disbursements and advances incurred or made by the Bank in accordance with any of the provisions hereof (including the reasonable compensation and the expenses and disbursements of its agents and counsel). ARTICLE TWO DEFINITIONS Section 2.01. Definitions. For all purposes of this Agreement, except as otherwise expressly provided or unless the context otherwise requires: "Acceleration Date" on any Security means the date on and after which the principal or any or all installments of interest, or both, are due and payable on any Security which has become accelerated pursuant to the terms of the Security. "Bank Office" means the corporate trust office of the Bank as indicated herein. The Bank will notify the City in writing of any change in location of the Bank Office. "Fiscal Year" means the fiscal year of the Issuer. "Holder" and "Security Holder" each means the Person in whose name a Security is registered in the Security Register. "Issuer Request" and "Issuer Ordinance" means a written request or ordinance signed in the name of the Issuer by the Mayor of the Issuer, any one or more of said officials, delivered to the Bank. closed. "Legal Holiday" means a day on which the Bank is required or authorized to be "Person" means any individual, corporation, partnership, joint venture, association, joint stock company, trust, unincorporated organization or government or any agency or political subdivision of a government. "Predecessor Securities" of any particular Security means every previous Security evidencing all or a portion of the same obligation as that evidenced by such particular Security (and, for the purposes of this definition, any mutilated, lost, destroyed, or stolen Security for which a replacement Security has been registered and delivered in lieu thereof pursuant to Section 4.06 hereof and the Ordinance). MCCK/POBLC: PAYAQAQ 2/19/97 2 "Redemption Date" when used with respect to any Security to be redeemed means the date fixed for such redemption pursuant to the terms of the Ordinance. "Ordinance" means the ordinance of the governing body of the City pursuant to which the Securities are issued, certified by the Secretary of the Board of Emergency Services Commissioners or any other officer of the City and delivered to the Bank. "Responsible Officer" when used with respect to the Bank means the Chairman or Vice -Chairman of the Board of Directors, the Chairman or Vice -Chairman of the Executive Committee of the Board of Directors, the President, any Vice President, the Secretary, any Assistant Secretary, the Treasurer, any Assistant Treasurer, the Cashier, any Assistant Cashier, any Trust Officer or Assistant Trust Officer, or any other officer of the Bank customarily performing functions similar to those performed by any of the above designated officers and also means, with respect to a particular corporate trust matter, any other officer to whom such matter is referred because of his knowledge of and familiarity with the particular subject. "Security Register" means a register maintained by the Bank on behalf of the City providing for the registration and transfer of the Securities. "Stated Maturity" means the date specified in the Ordinance on which the principal of a Security is scheduled to be due and payable. Section 2.02. Other Definitions. The terms "Bank," "Issuer," and "Security" and "Bond" have the meanings assigned to them in the recital paragraphs of this Agreement. The term "Paying Agent/Registrar" refers to the Bank in the performance of the duties and functions of this Agreement. ARTICLE THREE PAYING AGENT Section 3.01. Duties of Paying Agent. As Paying Agent, the Bank shall, provided adequate collected funds have been provided to it for such purpose by or on behalf of the Issuer, pay on behalf of the Issuer the principal of each Security at its Stated Maturity, Redemption Date, or Acceleration Date, to the Holder upon surrender of the Security to the Bank at the Bank Office. As Paying Agent, the Bank shall, provided adequate collected funds have been provided to it for such purpose by or on behalf of the Issuer, pay on behalf of the Issuer the interest on each Security when due, by computing the amount of interest to be paid each Holder and preparing and sending checks by United States Mail, first class postage prepaid, on each payment date, to the Holders of the Securities (or their Predecessor Securities) on the respective Record Date, to the MOQC/PUBI]C: PAYAO.AQ 7/19/97 3 address appearing on the Security Register or by such other method, acceptable to the Bank, requested in writing by the Holder at the Holder's risk and expense. Section 3.02. Payment Dates. The Issuer hereby instructs the Bank to pay the principal of and interest on the Securities on the dates specified in the Ordinance. ARTICLE FOUR REGISTRAR Section 4.01. Security Register - Transfers and Exchanges. The Bank agrees to keep and maintain for and on behalf of the Issuer at the Bank Office books and records (herein sometimes referred to as the "Security Register") for recording the names and addresses of the Holders of the Securities, the transfer, exchange and replacement of the Securities and the payment of the principal of and interest on the Securities to the Holders and containing such other information as may be reasonably required by the Issuer and subject to such reasonable regulations as the Issuer and the Bank may prescribe. All transfers, exchanges and replacement of Securities shall be noted in the Security Register. Every Security surrendered for transfer or exchange shall be duly endorsed or be accompanied by a written instrument of transfer, the signature on which has been guaranteed by an officer of a federal or state bank or a member of the National Association of Bond Dealers, Inc., in form satisfactory to the Bank, duly executed by the Holder thereof or his agent duly authorized in writing. The Bank may request any supporting documentation it feels necessary to effect a re -registration, transfer or exchange of the Securities. To the extent possible and under reasonable circumstances, the Bank agrees that, in relation to an exchange or transfer of Securities, the exchange or transfer by the Holders thereof will be completed and new Securities delivered to the Holder or the assignee of the Holder in not more than three (3) business days after the receipt of the Securities to be cancelled in an exchange or transfer and the written instrument of transfer or request for exchange duly executed by the Holder, or his duly authorized agent, in form and manner satisfactory to the Paying Agent/Registrar. Section 4.02. Securities. The Issuer shall provide an adequate inventory of printed Securities to facilitate transfers or exchanges thereof. The Bank covenants that the inventory of printed Securities will be kept in safekeeping pending their use, and reasonable care will be exercised by the Bank in maintaining such Securities in safekeeping, which shall be not less than the care maintained by the Bank for debt Securities of other political subdivisions or corporations for which it serves as registrar, or that is maintained for its own securities. RROCK/PUBLIC: PAYAO.AOR 2/19/97 4 Section 4.03. Form of Bond Register. The Bank, as Registrar, will maintain the Bond Register relating to the registration, payment, transfer and exchange of the Securities in accordance with the Bank's general practices and procedures in effect from time to time. The Bank shall not be obligated to maintain such Bond Register in any form other than those which the Bank has currently available and currently utilizes at the time. The Bond Register may be maintained in written form or in any other form capable of being converted into written form within a reasonable time. Section 4.04. List of Bond Holders. The Bank will provide the Issuer at any time requested by the Issuer, upon payment of the required fee, a copy of the information contained in the Bond Register. The Issuer may also inspect the information contained in the Bond Register at any time the Bank is customarily open for business, provided that reasonable time is allowed the Bank to provide an up-to-date listing or to convert the information into written form. The Bank will not release or disclose the contents of the Bond Register to any person other than to, or at the written request of, an authorized officer or employee of the Issuer, except upon receipt of a court ordinance or as otherwise required by law. Upon receipt of a court ordinance and prior to the release or disclosure of the contents of the Bond Register, the Bank will notify the Issuer so that the Issuer may contest the court ordinance or such release or disclosure of the contents of the Bond Register. Section 4.05. Return of Cancelled Securities. The Bank will, at such reasonable intervals as it determines, surrender to the Issuer, Securities in lieu of which or in exchange for which other Securities have been issued, or which have been paid. Section 4.06. Mutilated, Destroyed, Lost or Stolen Securities. The Issuer hereby instructs the Bank, subject to the applicable provisions of the Ordinance, to deliver and issue Securities in exchange for or in lieu of mutilated, destroyed, lost, or stolen Securities as long as the same does not result in an overissuance. In case any Bond shall be mutilated, or destroyed, lost or stolen, the Bank, in its discretion, may execute and deliver a replacement Bond of like form and tenor, and in the same denomination and bearing a number not contemporaneously outstanding, in exchange and substitution for such mutilated Bond, or in lieu of and in substitution for such destroyed lost or stolen Bond, only after (1) the filing by the Holder thereof with the Bank of evidence satisfactory to the Bank of the destruction, loss or theft of such Bond, and of the authenticity of the ownership thereof and (ii) the furnishing to the Bank of indemnification in an amount satisfactory to hold the Issuer and the Bank harmless. All expenses and charges associated with such indemnity and with AROCIVPUBIIC: PAYAGAC212/19/97 5 the preparation, execution and delivery of a replacement Bond shall be borne by the Holder of the Bond mutilated, or destroyed, lost or stolen. Section 4.07. Transaction Information to Issuer. The Bank will, within a reasonable time after receipt of written request from the Issuer, furnish the Issuer information as to the Securities it has paid pursuant to Section 3.01, Securities it has delivered upon the transfer or exchange of any Securities pursuant to Section 4.01, and Securities it has delivered in exchange for or in lieu of mutilated, destroyed, lost, or stolen Securities pursuant to Section 4.06. ARTICLE FIVE THE BANK Section 5.01. Duties of Bank The Bank undertakes to perform the duties set forth herein and agrees to use reasonable care in the performance thereof. Section 5.02. Reliance on Documents, Etc. (a) The Bank may conclusively rely, as to the truth of the statements and correctness of the opinions expressed therein, on Certificates or opinions furnished to the Bank. (b) The Bank shall not be liable for any error of judgment made in good faith by a Responsible Officer, unless it shall be proved that the Bank was negligent in ascertaining the pertinent facts. (c) No provisions of this Agreement shall require the Bank to expend or risk its own funds or otherwise incur any financial liability for performance of any of its duties hereunder, or in the exercise of any of its rights or powers, if it shall have reasonable grounds for believing that repayment of such funds or adequate indemnity satisfactory to it against such risks or liability is not assured to it. (d) The Bank may rely and shall be protected in acting or refraining from acting upon any resolution, certificate, statement, instrument, opinion, report, notice, request, direction, consent, ordinance, bond, note, bond, or other paper or document believed by it to be genuine and to have been signed or presented by the proper party or parties. Without limiting the generality of the foregoing statement, the Bank need not examine the ownership of any Securities, but is protected in acting upon receipt of Securities containing an endorsement or instruction of transfer or power of transfer which appears on its face to be signed by the Holder or an agent of the Holder. The Bank shall not be bound to make any investigation into the facts or matters stated in a resolution, certificate, statement, instrument, opinion, report, notice, request, direction, consent, ordinance, bond, note, bond, or other paper or document supplied by Issuer. RPOcK/PUBuc: PAYAQACBRV19/97 6 (e) The Bank may consult with counsel, and the written advice of such counsel or any opinion of counsel shall be full and complete authorization and protection with respect to any action taken, suffered, or omitted by it hereunder in good faith and in reliance thereon. (f) The Bank may exercise any of the powers hereunder and perform any duties hereunder either directly or by or through agents or attorneys of the Bank. Section 5.03. Recitals of Issuer. The recitals contained herein with respect to the Issuer and in the Securities shall be taken as the statements of the Issuer, and the Bank assumes no responsibility for their correctness. The Bank shall in no event be liable to the Issuer, any Holder or Holders of any Bond, or any other Person for any amount due on any Bond from its own funds. Section 5.04. May Hold Securities. The Bank, in its individual or any other capacity, may become the owner or pledgee of Securities and may otherwise deal with the Issuer with the same rights it would have if it were not the Paying Agent/Registrar, or any other agent. Section 5.05. Moneys Held by Bank. The Bank shall deposit any moneys received from the Issuer into a trust account to be held in a fiduciary capacity for the payment of the Securities, with such moneys in the account that exceed the deposit insurance available to the Issuer by the Federal Deposit Insurance Corporation to be fully collateralized with Securities or obligations that are eligible under the laws of the State of Texas to secure and be pledged as collateral for trust accounts, until the principal and interest on such Securities have been presented for payment and paid to the owner thereof. Payments made from such trust account shall be made by check drawn on such trust account unless the owner of such Securities shall, at its own expense and risk, request such other medium of payment. Subject to the Unclaimed Property Laws of the State of Texas, any money deposited with the Bank for the payment of the principal, premium (if any), or interest on any Bond and remaining unclaimed for three years after the final maturity of the Bond has become due and payable will be paid by the Bank to the Issuer if the Issuer so elects, and the Holder of such Bond shall hereafter look only to the Issuer for payment thereof, and all liability of the Bank with respect to such monies shall thereupon cease. If the Issuer does not elect, the Bank is directed to report and dispose of the funds in compliance with Title Six of the Texas Property Code, as amended. Section 5.06. Indemnification To the extent permitted by law, the Issuer agrees to indemnify the Bank for, and hold it harmless against, any loss, liability, or expense incurred without negligence or bad faith on the AAOCX/POBIlc: PAYAC.ACBl 2/19197 7 Bank's part, arising out of or in connection with the Bank's acceptance or administration of its duties hereunder, including the cost and expense incurred by the Bank in defending against any claim or from liability imposed on the Bank in connection with the Bank's exercise or performance of any of its powers or duties under this Agreement. Section 5.07. Interpleader. The Issuer and the Bank agree that the Bank may seek adjudication of any adverse claim, demand, or controversy over its person as well as funds on deposit, in either a Federal or State Issuer Court located in the State and County where either the Bank Office or the administrative offices of the Issuer is located, and agree that service of process by certified or registered mail, return receipt requested, to the address referred to in Section 6.03 of this Agreement shall constitute adequate service. The Issuer and the Bank further agree that the Bank has the right to file a Bill of Interpleader in any court of competent jurisdiction to determine the rights of any Person claiming any interest herein. Section 5.08. Depository Trust Company Services. It is hereby represented and warranted that, in the event the Securities are otherwise qualified and accepted for "Depository Trust Company" services or equivalent depository trust services by other organizations, the Bank has the capability and, to the extent within its control, will comply with the "Operational Arrangements," effective August 1, 1987, which establishes requirements for Securities to be eligible for such type depository trust services, including, but not limited to, requirements for the timeliness of payments and funds availability, transfer turnaround time, and notification of redemptions and calls. Attached hereto is a copy of the Letter of Representations with The Depository Trust Company. ARTICLE SIX MISCELLANEOUS PROVISIONS Section 6.01. Amendment. This Agreement may be amended only by an agreement in writing signed by both of the parties hereto. RROCK/POBLC: PAYAGAOR 2/19/97 8 Section 6.02. Assignment. This Agreement may not be assigned by either party without the prior written consent of the other. Section 6.03. Notices. Any request, demand, authorization, direction, notice, consent, waiver, or other document provided or permitted hereby to be given or furnished to the Issuer or the Bank shall be mailed or delivered to the Issuer or the Bank, respectively, at the addresses shown on the signature page of this Agreement. Section 6.04. Effect of Headings. The Article and Section headings herein are for convenience only and shall not affect the construction hereof. Section 6.05. Successors and Assigns. All covenants and agreements herein by the Issuer shall bind its successors and assigns, whether so expressed or not. Section 6.06. Severability. In case any provision herein shall be invalid, illegal, or unenforceable, the validity, legality, and enforceability of the remaining provisions shall not in any way be affected or impaired thereby. Section 6.07. Benefits of Agreement. Nothing herein, express or implied, shall give to any Person, other than the parties hereto and their successors hereunder, any benefit or any legal or equitable right, remedy, or claim hereunder. Section 6.08. Entire Agreement. This Agreement and the Ordinance constitute the entire agreement between the parties hereto relative to the Bank acting as Paying Agent/Registrar and if any conflict exists between this Agreement and the Ordinance, the Ordinance shall govern. Section 6.09. Counterparts. This Agreement may be executed in any number of counterparts, each of which shall be deemed an original and all of which shall constitute one and the same Agreement. RROcxmueuc: PAYAQAGR 2119/97 9 Section 6.10. Termination. This Agreement will terminate (i) on the date of final payment of the principal of and interest on the Securities to the Holders thereof or (ii) may be earlier terminated by either party upon sixty (60) days written notice; provided, however, an early termination of this Agreement by either party shall not be effective until (a) a successor Paying Agent/Registrar has been appointed by the Issuer and such appointment accepted and (b) notice has been given to the Holders of the Securities of the appointment of a successor Paying Agent/Registrar. Furthermore, the Bank and Issuer mutually agree that the effective date of an early termination of this Agreement shall not occur at any time which would disrupt, delay or otherwise adversely affect the payment of the Securities. Upon an early termination of this Agreement, the Bank agrees to promptly transfer and deliver the Bond Register (or a copy thereof), together with other pertinent books and records relating to the Securities, to the successor Paying Agent/Registrar designated and appointed by the Issuer. The provisions of Section 1.02 and of Article Five shall survive and remain in full force and effect following the termination of this Agreement. Section 6.11. Governing Law. This Agreement shall be construed in accordance with and governed by the laws of the State of Texas. RROCx/PURUc: PAYAQA(812/19/97 10 IN WITNESS WHEREOF, the parties hereto have executed this Agreement as of the day and year first above written. Attest: Title [BANK SEAL] [ISSUER SEAL] Attest: City Secretary RROCY/PUffiUC: PAYAGAOR 2/19/97 11 TEXAS COMMERCE BANK NATIONAL ASSOCIATION By: Title: 700 Lavaca, 5th Floor Austin, Texas 78701 CITY OF ROUND ROCK, TEXAS By: Mayor 221 E. Main Round Rock, Texas 78664 SCHEDULE A Paying Agent/Registrar Fee Schedule Acceptance Fee $ Annual Administration Fee $ RROCR/PUBUC: PAYAQ, GR 2/19/97 A-1 DATE: SUBJECT: ITEM: February 25, 1997 City Council Meeting, February 27, 1997 9. F. Consider an "Ordinance Authorizing the Issuance of $2,690,000 Encino Plaza Public Improvement District Special Assessment Bonds, Taxable Series 1997; Providing for the Payment of Said Bonds by a Pledge of Revenues Derived from Special Assessments Levied Against all Properties in Encino Plaza Public Improvement District, in Amounts Sufficient to Pay the Principal of and Interest on Such Bonds, to Fund a Reserve Fund, and to Pay Various Administrative Costs Associated with the Operation of the Public Improvement District; Providing the Terms and Conditions of Such Bonds; Ordaining Other Matters Incident and Relating to the Issuance, Payment, Security, Sale and Delivery of said Bonds, Including authorizing the Execution of a Paying/Agent Registrar Agreement." (First Reading) STAFF RESOURCE PERSON: David Kautz This ordinance authorizes the issuance $2,690,000 Encino Plaza Public Improvement District Special Assessment Bonds. These bonds, the interest on which is taxable, are issued to finance improvements to the Encino Plaza Public Improvement District (PID) and will be repaid by assessments levied on properties within the PID. The City of Round Rock is not obligated in the repayment of these bonds.